fha loan limits Archives

South Carolina FHA Loan Limits

By Spencer Llewellyn at 1:39 am on November 13, 2013

What are FHA Loan Limits in South Carolina?

FHA loans are a low down payment mortgage program and South Carolina FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in South Carolina are set at the floor amount of $275,665 across half the state.

South Carolina FHA Loan Limits Search:

County Name	Area	1-Unit	2-Unit	3-Unit	4-Unit
ABBEVILLE	NON-METRO	$331,760	$424,800	$513,450	$638,100
AIKEN	AUGUSTA-RICHMOND COUNTY, GA-SC	$331,760	$424,800	$513,450	$638,100
ALLENDALE	NON-METRO	$331,760	$424,800	$513,450	$638,100
ANDERSON	GREENVILLE-ANDERSON, SC	$331,760	$424,800	$513,450	$638,100
BAMBERG	NON-METRO	$331,760	$424,800	$513,450	$638,100
BARNWELL	NON-METRO	$331,760	$424,800	$513,450	$638,100
BEAUFORT	HILTON HEAD ISLAND-BLUFFTON, SC	$350,750	$449,000	$542,750	$674,500
BERKELEY	CHARLESTON-NORTH CHARLESTON, SC	$391,000	$500,550	$605,050	$751,900
CALHOUN	COLUMBIA, SC	$331,760	$424,800	$513,450	$638,100
CHARLESTON	CHARLESTON-NORTH CHARLESTON, SC	$391,000	$500,550	$605,050	$751,900
CHEROKEE	GAFFNEY, SC	$331,760	$424,800	$513,450	$638,100
CHESTER	CHARLOTTE-CONCORD-GASTONIA, NC-SC	$331,760	$424,800	$513,450	$638,100
CHESTERFIELD	NON-METRO	$331,760	$424,800	$513,450	$638,100
CLARENDON	SUMTER, SC	$331,760	$424,800	$513,450	$638,100
COLLETON	NON-METRO	$331,760	$424,800	$513,450	$638,100
DARLINGTON	FLORENCE, SC	$331,760	$424,800	$513,450	$638,100
DILLON	NON-METRO	$331,760	$424,800	$513,450	$638,100
DORCHESTER	CHARLESTON-NORTH CHARLESTON, SC	$391,000	$500,550	$605,050	$751,900
EDGEFIELD	AUGUSTA-RICHMOND COUNTY, GA-SC	$331,760	$424,800	$513,450	$638,100
FAIRFIELD	COLUMBIA, SC	$331,760	$424,800	$513,450	$638,100
FLORENCE	FLORENCE, SC	$331,760	$424,800	$513,450	$638,100
GEORGETOWN	GEORGETOWN, SC	$331,760	$424,800	$513,450	$638,100
GREENVILLE	GREENVILLE-ANDERSON, SC	$331,760	$424,800	$513,450	$638,100
GREENWOOD	GREENWOOD, SC	$331,760	$424,800	$513,450	$638,100
HAMPTON	NON-METRO	$331,760	$424,800	$513,450	$638,100
HORRY	MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC	$331,760	$424,800	$513,450	$638,100
JASPER	HILTON HEAD ISLAND-BLUFFTON, SC	$350,750	$449,000	$542,750	$674,500
KERSHAW	COLUMBIA, SC	$331,760	$424,800	$513,450	$638,100
LANCASTER	CHARLOTTE-CONCORD-GASTONIA, NC-SC	$331,760	$424,800	$513,450	$638,100
LAURENS	GREENVILLE-ANDERSON, SC	$331,760	$424,800	$513,450	$638,100
LEE	NON-METRO	$331,760	$424,800	$513,450	$638,100
LEXINGTON	COLUMBIA, SC	$331,760	$424,800	$513,450	$638,100
MARION	NON-METRO	$331,760	$424,800	$513,450	$638,100
MARLBORO	BENNETTSVILLE, SC	$331,760	$424,800	$513,450	$638,100
MCCORMICK	NON-METRO	$331,760	$424,800	$513,450	$638,100
NEWBERRY	NEWBERRY, SC	$331,760	$424,800	$513,450	$638,100
OCONEE	SENECA, SC	$331,760	$424,800	$513,450	$638,100
ORANGEBURG	ORANGEBURG, SC	$331,760	$424,800	$513,450	$638,100
PICKENS	GREENVILLE-ANDERSON, SC	$331,760	$424,800	$513,450	$638,100
RICHLAND	COLUMBIA, SC	$331,760	$424,800	$513,450	$638,100
SALUDA	COLUMBIA, SC	$331,760	$424,800	$513,450	$638,100
SPARTANBURG	SPARTANBURG, SC	$331,760	$424,800	$513,450	$638,100
SUMTER	SUMTER, SC	$331,760	$424,800	$513,450	$638,100
UNION	UNION, SC	$331,760	$424,800	$513,450	$638,100
WILLIAMSBURG	NON-METRO	$331,760	$424,800	$513,450	$638,100
YORK	CHARLOTTE-CONCORD-GASTONIA, NC-SC	$331,760	$424,800	$513,450	$638,100

South Carolina FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are South Carolina FHA Limits Set?

South Carolina FHA Loan Limits Mortgage limits for South Carolina FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

South Carolina FHA Loan-to-Value Limits (LTV)

Purchase Loans – The mortgage loan-to-value limit in South Carolina is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in South Carolina is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

South Carolina FHA loan limits are set above the nationwide floor amount in Charleston, Hilton Head, Greenville, Spartanburg and surrounding areas. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

FHA Loan Limits for all 50 states
Conforming Loan Limits for all 50 states
Check Your FHA Loan Eligibility
Determine Your FHA Mortgage Payment Amount
Check Current FHA Mortgage Rates
FHA Loan Requirements
Understanding FHA Mortgage Insurance
FHA Payment Calculator
FHA Mortgage Insurance Calculator
FHA Upfront MIP Calculator
FHA Refinance Loans
FHA Streamline Refinance
FHA Cash-Out Refinance
Other Mortgage Options
Ask an FHA Mortgage Question
FHA Mortgage Rates

Rhode Island FHA Loan Limits

By Spencer Llewellyn at 1:39 am on November 13, 2013

What are FHA Loan Limits in Rhode Island?

FHA loans are a low down payment mortgage program and Rhode Island FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Rhode Island are set above the floor amount of $275,665 across the entire state.

Rhode Island FHA Loan Limits Search:

County Name	Area	1-Unit	2-Unit	3-Unit	4-Unit
BRISTOL	PROVIDENCE-WARWICK, RI-MA	$460,000	$588,850	$711,800	$884,600
KENT	PROVIDENCE-WARWICK, RI-MA	$460,000	$588,850	$711,800	$884,600
NEWPORT	PROVIDENCE-WARWICK, RI-MA	$460,000	$588,850	$711,800	$884,600
PROVIDENCE	PROVIDENCE-WARWICK, RI-MA	$460,000	$588,850	$711,800	$884,600
WASHINGTON	PROVIDENCE-WARWICK, RI-MA	$460,000	$588,850	$711,800	$884,600

Rhode Island FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are Rhode Island FHA Limits Set?

Rhode Island FHA Loan Limits Mortgage limits for Rhode Island FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

Rhode Island FHA Loan-to-Value Limits (LTV)

Purchase Loans – The mortgage loan-to-value limit in Rhode Island is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in Rhode Island is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Rhode Island FHA loan limits are set above the nationwide floor amount in Providence, Warwick and surrounding areas. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

FHA Loan Limits for all 50 states
Conforming Loan Limits for all 50 states
Check Your FHA Loan Eligibility
Determine Your FHA Mortgage Payment Amount
Check Current FHA Mortgage Rates
FHA Loan Requirements
Understanding FHA Mortgage Insurance
FHA Payment Calculator
FHA Mortgage Insurance Calculator
FHA Upfront MIP Calculator
FHA Refinance Loans
FHA Streamline Refinance
FHA Cash-Out Refinance
Other Mortgage Options
Ask an FHA Mortgage Question
FHA Mortgage Rates

fha loan limits fha loans Rhode Island

Pennsylvania FHA Loan Limits

By Spencer Llewellyn at 1:38 am on November 13, 2013

What are FHA Loan Limits in Pennsylvania?

FHA loans are a low down payment mortgage program and Pennsylvania FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Pennsylvania are set at the floor amount of $275,665 across almost the entire state.

Pennsylvania FHA Loan Limits Search:

County Name	Area	1-Unit	2-Unit	3-Unit	4-Unit
ADAMS	GETTYSBURG, PA	$331,760	$424,800	$513,450	$638,100
ALLEGHENY	PITTSBURGH, PA	$331,760	$424,800	$513,450	$638,100
ARMSTRONG	PITTSBURGH, PA	$331,760	$424,800	$513,450	$638,100
BEAVER	PITTSBURGH, PA	$331,760	$424,800	$513,450	$638,100
BEDFORD	NON-METRO	$331,760	$424,800	$513,450	$638,100
BERKS	READING, PA	$331,760	$424,800	$513,450	$638,100
BLAIR	ALTOONA, PA	$331,760	$424,800	$513,450	$638,100
BRADFORD	SAYRE, PA	$331,760	$424,800	$513,450	$638,100
BUCKS	PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD	$408,250	$522,600	$631,750	$785,100
BUTLER	PITTSBURGH, PA	$331,760	$424,800	$513,450	$638,100
CAMBRIA	JOHNSTOWN, PA	$331,760	$424,800	$513,450	$638,100
CAMERON	NON-METRO	$331,760	$424,800	$513,450	$638,100
CARBON	ALLENTOWN-BETHLEHEM-EASTON, PA-NJ	$372,600	$477,000	$576,550	$716,550
CENTRE	STATE COLLEGE, PA	$331,760	$424,800	$513,450	$638,100
CHESTER	PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD	$408,250	$522,600	$631,750	$785,100
CLARION	NON-METRO	$331,760	$424,800	$513,450	$638,100
CLEARFIELD	DUBOIS, PA	$331,760	$424,800	$513,450	$638,100
CLINTON	LOCK HAVEN, PA	$331,760	$424,800	$513,450	$638,100
COLUMBIA	BLOOMSBURG-BERWICK, PA	$331,760	$424,800	$513,450	$638,100
CRAWFORD	MEADVILLE, PA	$331,760	$424,800	$513,450	$638,100
CUMBERLAND	HARRISBURG-CARLISLE, PA	$331,760	$424,800	$513,450	$638,100
DAUPHIN	HARRISBURG-CARLISLE, PA	$331,760	$424,800	$513,450	$638,100
DELAWARE	PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD	$408,250	$522,600	$631,750	$785,100
ELK	ST. MARYS, PA	$331,760	$424,800	$513,450	$638,100
ERIE	ERIE, PA	$331,760	$424,800	$513,450	$638,100
FAYETTE	PITTSBURGH, PA	$331,760	$424,800	$513,450	$638,100
FOREST	NON-METRO	$331,760	$424,800	$513,450	$638,100
FRANKLIN	CHAMBERSBURG-WAYNESBORO, PA	$331,760	$424,800	$513,450	$638,100
FULTON	NON-METRO	$331,760	$424,800	$513,450	$638,100
GREENE	NON-METRO	$331,760	$424,800	$513,450	$638,100
HUNTINGDON	HUNTINGDON, PA	$331,760	$424,800	$513,450	$638,100
INDIANA	INDIANA, PA	$331,760	$424,800	$513,450	$638,100
JEFFERSON	NON-METRO	$331,760	$424,800	$513,450	$638,100
JUNIATA	NON-METRO	$331,760	$424,800	$513,450	$638,100
LACKAWANNA	SCRANTON--WILKES-BARRE, PA	$331,760	$424,800	$513,450	$638,100
LANCASTER	LANCASTER, PA	$331,760	$424,800	$513,450	$638,100
LAWRENCE	NEW CASTLE, PA	$331,760	$424,800	$513,450	$638,100
LEBANON	LEBANON, PA	$331,760	$424,800	$513,450	$638,100
LEHIGH	ALLENTOWN-BETHLEHEM-EASTON, PA-NJ	$372,600	$477,000	$576,550	$716,550
LUZERNE	SCRANTON--WILKES-BARRE, PA	$331,760	$424,800	$513,450	$638,100
LYCOMING	WILLIAMSPORT, PA	$331,760	$424,800	$513,450	$638,100
MCKEAN	BRADFORD, PA	$331,760	$424,800	$513,450	$638,100
MERCER	YOUNGSTOWN-WARREN-BOARDMAN, OH-PA	$331,760	$424,800	$513,450	$638,100
MIFFLIN	LEWISTOWN, PA	$331,760	$424,800	$513,450	$638,100
MONROE	EAST STROUDSBURG, PA	$331,760	$424,800	$513,450	$638,100
MONTGOMERY	PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD	$408,250	$522,600	$631,750	$785,100
MONTOUR	BLOOMSBURG-BERWICK, PA	$331,760	$424,800	$513,450	$638,100
NORTHAMPTON	ALLENTOWN-BETHLEHEM-EASTON, PA-NJ	$372,600	$477,000	$576,550	$716,550
NORTHUMBERLAND	SUNBURY, PA	$331,760	$424,800	$513,450	$638,100
PERRY	HARRISBURG-CARLISLE, PA	$331,760	$424,800	$513,450	$638,100
PHILADELPHIA	PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD	$408,250	$522,600	$631,750	$785,100
PIKE	NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA	$765,600	$980,325	$1,184,925	$1,472,550
POTTER	NON-METRO	$331,760	$424,800	$513,450	$638,100
SCHUYLKILL	POTTSVILLE, PA	$331,760	$424,800	$513,450	$638,100
SNYDER	SELINSGROVE, PA	$331,760	$424,800	$513,450	$638,100
SOMERSET	SOMERSET, PA	$331,760	$424,800	$513,450	$638,100
SULLIVAN	NON-METRO	$331,760	$424,800	$513,450	$638,100
SUSQUEHANNA	NON-METRO	$331,760	$424,800	$513,450	$638,100
TIOGA	NON-METRO	$331,760	$424,800	$513,450	$638,100
UNION	LEWISBURG, PA	$331,760	$424,800	$513,450	$638,100
VENANGO	OIL CITY, PA	$331,760	$424,800	$513,450	$638,100
WARREN	WARREN, PA	$331,760	$424,800	$513,450	$638,100
WASHINGTON	PITTSBURGH, PA	$331,760	$424,800	$513,450	$638,100
WAYNE	NON-METRO	$331,760	$424,800	$513,450	$638,100
WESTMORELAND	PITTSBURGH, PA	$331,760	$424,800	$513,450	$638,100
WYOMING	SCRANTON--WILKES-BARRE, PA	$331,760	$424,800	$513,450	$638,100
YORK	YORK-HANOVER, PA	$331,760	$424,800	$513,450	$638,100

Pennsylvania FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are Pennsylvania FHA Limits Set?

Pennsylvania FHA Loan Limits Mortgage limits for Pennsylvania FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

Pennsylvania FHA Loan-to-Value Limits (LTV)

Purchase Loans – The mortgage loan-to-value limit in Pennsylvania is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in Pennsylvania is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Pennsylvania FHA loan limits are set above the nationwide floor amount in Pittsburg, Philadelphia, Allentown and surrounding areas. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

FHA Loan Limits for all 50 states
Conforming Loan Limits for all 50 states
Check Your FHA Loan Eligibility
Determine Your FHA Mortgage Payment Amount
Check Current FHA Mortgage Rates
FHA Loan Requirements
Understanding FHA Mortgage Insurance
FHA Payment Calculator
FHA Mortgage Insurance Calculator
FHA Upfront MIP Calculator
FHA Refinance Loans
FHA Streamline Refinance
FHA Cash-Out Refinance
Other Mortgage Options
Ask an FHA Mortgage Question
FHA Mortgage Rates

fha loan limits fha loans Pennsylvania

Oregon FHA Loan Limits

By Spencer Llewellyn at 1:38 am on November 13, 2013

What are FHA Loan Limits in Oregon?

FHA loans are a low down payment mortgage program and Oregon FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Oregon are set at the floor amount of $275,665 across almost the entire state.

Oregon FHA Loan Limits Search:

County Name	Area	1-Unit	2-Unit	3-Unit	4-Unit
BAKER	NON-METRO	$331,760	$424,800	$513,450	$638,100
BENTON	CORVALLIS, OR	$402,500	$515,250	$622,850	$774,050
CLACKAMAS	PORTLAND-VANCOUVER-HILLSBORO, OR-WA	$491,050	$628,600	$759,850	$944,350
CLATSOP	ASTORIA, OR	$345,000	$441,650	$533,850	$663,450
COLUMBIA	PORTLAND-VANCOUVER-HILLSBORO, OR-WA	$491,050	$628,600	$759,850	$944,350
COOS	COOS BAY, OR	$331,760	$424,800	$513,450	$638,100
CROOK	PRINEVILLE, OR	$331,760	$424,800	$513,450	$638,100
CURRY	BROOKINGS, OR	$331,760	$424,800	$513,450	$638,100
DESCHUTES	BEND, OR	$431,250	$552,050	$667,350	$829,350
DOUGLAS	ROSEBURG, OR	$331,760	$424,800	$513,450	$638,100
GILLIAM	NON-METRO	$331,760	$424,800	$513,450	$638,100
GRANT	NON-METRO	$331,760	$424,800	$513,450	$638,100
HARNEY	NON-METRO	$331,760	$424,800	$513,450	$638,100
HOOD RIVER	HOOD RIVER, OR	$477,250	$610,950	$738,500	$917,800
JACKSON	MEDFORD, OR	$333,500	$426,950	$516,050	$641,350
JEFFERSON	NON-METRO	$331,760	$424,800	$513,450	$638,100
JOSEPHINE	GRANTS PASS, OR	$331,760	$424,800	$513,450	$638,100
KLAMATH	KLAMATH FALLS, OR	$331,760	$424,800	$513,450	$638,100
LAKE	NON-METRO	$331,760	$424,800	$513,450	$638,100
LANE	EUGENE-SPRINGFIELD, OR	$331,760	$424,800	$513,450	$638,100
LINCOLN	NEWPORT, OR	$331,760	$424,800	$513,450	$638,100
LINN	ALBANY-LEBANON, OR	$331,760	$424,800	$513,450	$638,100
MALHEUR	ONTARIO, OR-ID	$331,760	$424,800	$513,450	$638,100
MARION	SALEM, OR	$342,700	$438,700	$530,300	$659,050
MORROW	HERMISTON-PENDLETON, OR	$331,760	$424,800	$513,450	$638,100
MULTNOMAH	PORTLAND-VANCOUVER-HILLSBORO, OR-WA	$491,050	$628,600	$759,850	$944,350
POLK	SALEM, OR	$342,700	$438,700	$530,300	$659,050
SHERMAN	NON-METRO	$331,760	$424,800	$513,450	$638,100
TILLAMOOK	NON-METRO	$331,760	$424,800	$513,450	$638,100
UMATILLA	HERMISTON-PENDLETON, OR	$331,760	$424,800	$513,450	$638,100
UNION	LA GRANDE, OR	$331,760	$424,800	$513,450	$638,100
WALLOWA	NON-METRO	$331,760	$424,800	$513,450	$638,100
WASCO	THE DALLES, OR	$331,760	$424,800	$513,450	$638,100
WASHINGTON	PORTLAND-VANCOUVER-HILLSBORO, OR-WA	$491,050	$628,600	$759,850	$944,350
WHEELER	NON-METRO	$331,760	$424,800	$513,450	$638,100
YAMHILL	PORTLAND-VANCOUVER-HILLSBORO, OR-WA	$491,050	$628,600	$759,850	$944,350

Oregon FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are Oregon FHA Limits Set?

Oregon FHA Loan Limits Mortgage limits for Oregon FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

Oregon FHA Loan-to-Value Limits (LTV)

Purchase Loans – The mortgage loan-to-value limit in Oregon is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in Oregon is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Oregon FHA loan limits are set above the nationwide floor amount in Portland, Eugene, Salem and more. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

FHA Loan Limits for all 50 states
Conforming Loan Limits for all 50 states
Check Your FHA Loan Eligibility
Determine Your FHA Mortgage Payment Amount
Check Current FHA Mortgage Rates
FHA Loan Requirements
Understanding FHA Mortgage Insurance
FHA Payment Calculator
FHA Mortgage Insurance Calculator
FHA Upfront MIP Calculator
FHA Refinance Loans
FHA Streamline Refinance
FHA Cash-Out Refinance
Other Mortgage Options
Ask an FHA Mortgage Question
FHA Mortgage Rates

fha loan limits fha loans Oregon

Oklahoma FHA Loan Limits

By Spencer Llewellyn at 1:37 am on November 13, 2013

What are FHA Loan Limits in Oklahoma?

FHA loans are a low down payment mortgage program and Oklahoma FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Oklahoma are set at the floor amount of $275,665 across almost the entire state.

Oklahoma FHA Loan Limits Search:

County Name	Area	1-Unit	2-Unit	3-Unit	4-Unit
ADAIR	NON-METRO	$331,760	$424,800	$513,450	$638,100
ALFALFA	NON-METRO	$331,760	$424,800	$513,450	$638,100
ATOKA	NON-METRO	$331,760	$424,800	$513,450	$638,100
BEAVER	NON-METRO	$331,760	$424,800	$513,450	$638,100
BECKHAM	ELK CITY, OK	$331,760	$424,800	$513,450	$638,100
BLAINE	NON-METRO	$331,760	$424,800	$513,450	$638,100
BRYAN	DURANT, OK	$331,760	$424,800	$513,450	$638,100
CADDO	NON-METRO	$331,760	$424,800	$513,450	$638,100
CANADIAN	OKLAHOMA CITY, OK	$331,760	$424,800	$513,450	$638,100
CARTER	ARDMORE, OK	$331,760	$424,800	$513,450	$638,100
CHEROKEE	TAHLEQUAH, OK	$331,760	$424,800	$513,450	$638,100
CHOCTAW	NON-METRO	$331,760	$424,800	$513,450	$638,100
CIMARRON	NON-METRO	$331,760	$424,800	$513,450	$638,100
CLEVELAND	OKLAHOMA CITY, OK	$331,760	$424,800	$513,450	$638,100
COAL	NON-METRO	$331,760	$424,800	$513,450	$638,100
COMANCHE	LAWTON, OK	$331,760	$424,800	$513,450	$638,100
COTTON	LAWTON, OK	$331,760	$424,800	$513,450	$638,100
CRAIG	NON-METRO	$331,760	$424,800	$513,450	$638,100
CREEK	TULSA, OK	$331,760	$424,800	$513,450	$638,100
CUSTER	WEATHERFORD, OK	$331,760	$424,800	$513,450	$638,100
DELAWARE	NON-METRO	$331,760	$424,800	$513,450	$638,100
DEWEY	NON-METRO	$331,760	$424,800	$513,450	$638,100
ELLIS	WOODWARD, OK	$331,760	$424,800	$513,450	$638,100
GARFIELD	ENID, OK	$331,760	$424,800	$513,450	$638,100
GARVIN	NON-METRO	$331,760	$424,800	$513,450	$638,100
GRADY	OKLAHOMA CITY, OK	$331,760	$424,800	$513,450	$638,100
GRANT	NON-METRO	$331,760	$424,800	$513,450	$638,100
GREER	NON-METRO	$331,760	$424,800	$513,450	$638,100
HARMON	NON-METRO	$331,760	$424,800	$513,450	$638,100
HARPER	NON-METRO	$331,760	$424,800	$513,450	$638,100
HASKELL	NON-METRO	$331,760	$424,800	$513,450	$638,100
HUGHES	NON-METRO	$331,760	$424,800	$513,450	$638,100
JACKSON	ALTUS, OK	$331,760	$424,800	$513,450	$638,100
JEFFERSON	NON-METRO	$331,760	$424,800	$513,450	$638,100
JOHNSTON	NON-METRO	$331,760	$424,800	$513,450	$638,100
KAY	PONCA CITY, OK	$331,760	$424,800	$513,450	$638,100
KINGFISHER	NON-METRO	$331,760	$424,800	$513,450	$638,100
KIOWA	NON-METRO	$331,760	$424,800	$513,450	$638,100
LATIMER	NON-METRO	$331,760	$424,800	$513,450	$638,100
LE FLORE	NON-METRO	$331,760	$424,800	$513,450	$638,100
LINCOLN	OKLAHOMA CITY, OK	$331,760	$424,800	$513,450	$638,100
LOGAN	OKLAHOMA CITY, OK	$331,760	$424,800	$513,450	$638,100
LOVE	ARDMORE, OK	$331,760	$424,800	$513,450	$638,100
MAJOR	NON-METRO	$331,760	$424,800	$513,450	$638,100
MARSHALL	NON-METRO	$331,760	$424,800	$513,450	$638,100
MAYES	NON-METRO	$331,760	$424,800	$513,450	$638,100
MCCLAIN	OKLAHOMA CITY, OK	$331,760	$424,800	$513,450	$638,100
MCCURTAIN	NON-METRO	$331,760	$424,800	$513,450	$638,100
MCINTOSH	NON-METRO	$331,760	$424,800	$513,450	$638,100
MURRAY	NON-METRO	$331,760	$424,800	$513,450	$638,100
MUSKOGEE	MUSKOGEE, OK	$331,760	$424,800	$513,450	$638,100
NOBLE	NON-METRO	$331,760	$424,800	$513,450	$638,100
NOWATA	NON-METRO	$331,760	$424,800	$513,450	$638,100
OKFUSKEE	NON-METRO	$331,760	$424,800	$513,450	$638,100
OKLAHOMA	OKLAHOMA CITY, OK	$331,760	$424,800	$513,450	$638,100
OKMULGEE	TULSA, OK	$331,760	$424,800	$513,450	$638,100
OSAGE	TULSA, OK	$331,760	$424,800	$513,450	$638,100
OTTAWA	MIAMI, OK	$331,760	$424,800	$513,450	$638,100
PAWNEE	TULSA, OK	$331,760	$424,800	$513,450	$638,100
PAYNE	STILLWATER, OK	$331,760	$424,800	$513,450	$638,100
PITTSBURG	MCALESTER, OK	$331,760	$424,800	$513,450	$638,100
PONTOTOC	ADA, OK	$331,760	$424,800	$513,450	$638,100
POTTAWATOMIE	SHAWNEE, OK	$331,760	$424,800	$513,450	$638,100
PUSHMATAHA	NON-METRO	$331,760	$424,800	$513,450	$638,100
ROGER MILLS	NON-METRO	$331,760	$424,800	$513,450	$638,100
ROGERS	TULSA, OK	$331,760	$424,800	$513,450	$638,100
SEMINOLE	NON-METRO	$331,760	$424,800	$513,450	$638,100
SEQUOYAH	FORT SMITH, AR-OK	$331,760	$424,800	$513,450	$638,100
STEPHENS	DUNCAN, OK	$331,760	$424,800	$513,450	$638,100
TEXAS	GUYMON, OK	$331,760	$424,800	$513,450	$638,100
TILLMAN	NON-METRO	$331,760	$424,800	$513,450	$638,100
TULSA	TULSA, OK	$331,760	$424,800	$513,450	$638,100
WAGONER	TULSA, OK	$331,760	$424,800	$513,450	$638,100
WASHINGTON	BARTLESVILLE, OK	$331,760	$424,800	$513,450	$638,100
WASHITA	NON-METRO	$331,760	$424,800	$513,450	$638,100
WOODS	NON-METRO	$331,760	$424,800	$513,450	$638,100
WOODWARD	WOODWARD, OK	$331,760	$424,800	$513,450	$638,100

Oklahoma FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are Oklahoma FHA Limits Set?

Oklahoma FHA Loan Limits Mortgage limits for Oklahoma FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

Oklahoma FHA Loan-to-Value Limits (LTV)

Purchase Loans – The mortgage loan-to-value limit in Oklahoma is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in Oklahoma is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Oklahoma FHA loan limits are set at the nationwide floor amount in Oklahoma City, Tulsa, Norman, Lawton, Owasso, Enid, Stillwater, Edmond and surrounding areas. You may also want to view these additional FHA loan resources before deciding on a mortgage loan: