fha loan limits Archives

Vermont FHA Loan Limits

By Spencer Llewellyn at 1:42 am on November 13, 2013

What are FHA Loan Limits in Vermont?

FHA loans are a low down payment mortgage program and Vermont FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Vermont are set at the floor amount of $275,665 across most of the state.

Vermont FHA Loan Limits Search:

County Name	Area	1-Unit	2-Unit	3-Unit	4-Unit
ADDISON	NON-METRO	$331,760	$424,800	$513,450	$638,100
BENNINGTON	BENNINGTON, VT	$331,760	$424,800	$513,450	$638,100
CALEDONIA	NON-METRO	$331,760	$424,800	$513,450	$638,100
CHITTENDEN	BURLINGTON-SOUTH BURLINGTON, VT	$368,000	$471,100	$569,450	$707,700
ESSEX	NON-METRO	$331,760	$424,800	$513,450	$638,100
FRANKLIN	BURLINGTON-SOUTH BURLINGTON, VT	$368,000	$471,100	$569,450	$707,700
GRAND ISLE	BURLINGTON-SOUTH BURLINGTON, VT	$368,000	$471,100	$569,450	$707,700
LAMOILLE	NON-METRO	$331,760	$424,800	$513,450	$638,100
ORANGE	LEBANON, NH-VT	$331,760	$424,800	$513,450	$638,100
ORLEANS	NON-METRO	$331,760	$424,800	$513,450	$638,100
RUTLAND	RUTLAND, VT	$331,760	$424,800	$513,450	$638,100
WASHINGTON	BARRE, VT	$331,760	$424,800	$513,450	$638,100
WINDHAM	NON-METRO	$331,760	$424,800	$513,450	$638,100
WINDSOR	LEBANON, NH-VT	$331,760	$424,800	$513,450	$638,100

Vermont FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are Vermont FHA Limits Set?

Vermont FHA Loan Limits Mortgage limits for Vermont FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

Vermont FHA Loan-to-Value Limits (LTV)

Purchase Loans – The mortgage loan-to-value limit in Vermont is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in Vermont is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Vermont FHA loan limits are set above the nationwide floor amount in Burlington and Bennington. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

FHA Loan Limits for all 50 states
Conforming Loan Limits for all 50 states
Check Your FHA Loan Eligibility
Determine Your FHA Mortgage Payment Amount
Check Current FHA Mortgage Rates
FHA Loan Requirements
Understanding FHA Mortgage Insurance
FHA Payment Calculator
FHA Mortgage Insurance Calculator
FHA Upfront MIP Calculator
FHA Refinance Loans
FHA Streamline Refinance
FHA Cash-Out Refinance
Other Mortgage Options
Ask an FHA Mortgage Question
FHA Mortgage Rates

Utah FHA Loan Limits

By Spencer Llewellyn at 1:42 am on November 13, 2013

What are FHA Loan Limits in Utah?

FHA loans are a low down payment mortgage program and Utah FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Utah are set at the floor amount of $275,665 across almost the entire state.

Utah FHA Loan Limits Search:

County Name	Area	1-Unit	2-Unit	3-Unit	4-Unit
BEAVER	NON-METRO	$331,760	$424,800	$513,450	$638,100
BOX ELDER	OGDEN-CLEARFIELD, UT	$646,300	$827,400	$1,000,100	$1,242,900
CACHE	LOGAN, UT-ID	$331,760	$424,800	$513,450	$638,100
CARBON	PRICE, UT	$331,760	$424,800	$513,450	$638,100
DAGGETT	NON-METRO	$331,760	$424,800	$513,450	$638,100
DAVIS	OGDEN-CLEARFIELD, UT	$646,300	$827,400	$1,000,100	$1,242,900
DUCHESNE	NON-METRO	$331,760	$424,800	$513,450	$638,100
EMERY	NON-METRO	$331,760	$424,800	$513,450	$638,100
GARFIELD	NON-METRO	$331,760	$424,800	$513,450	$638,100
GRAND	NON-METRO	$331,760	$424,800	$513,450	$638,100
IRON	CEDAR CITY, UT	$331,760	$424,800	$513,450	$638,100
JUAB	PROVO-OREM, UT	$401,350	$513,800	$621,050	$771,850
KANE	NON-METRO	$331,760	$424,800	$513,450	$638,100
MILLARD	NON-METRO	$331,760	$424,800	$513,450	$638,100
MORGAN	OGDEN-CLEARFIELD, UT	$646,300	$827,400	$1,000,100	$1,242,900
PIUTE	NON-METRO	$331,760	$424,800	$513,450	$638,100
RICH	NON-METRO	$374,900	$479,950	$580,150	$720,950
SALT LAKE	SALT LAKE CITY, UT	$416,300	$532,950	$644,200	$800,600
SAN JUAN	NON-METRO	$331,760	$424,800	$513,450	$638,100
SANPETE	NON-METRO	$331,760	$424,800	$513,450	$638,100
SEVIER	NON-METRO	$331,760	$424,800	$513,450	$638,100
SUMMIT	HEBER, UT	$765,600	$980,325	$1,184,925	$1,472,550
TOOELE	SALT LAKE CITY, UT	$416,300	$532,950	$644,200	$800,600
UINTAH	VERNAL, UT	$331,760	$424,800	$513,450	$638,100
UTAH	PROVO-OREM, UT	$401,350	$513,800	$621,050	$771,850
WASATCH	HEBER, UT	$765,600	$980,325	$1,184,925	$1,472,550
WASHINGTON	ST. GEORGE, UT	$377,200	$482,850	$583,700	$725,400
WAYNE	NON-METRO	$331,760	$424,800	$513,450	$638,100
WEBER	OGDEN-CLEARFIELD, UT	$646,300	$827,400	$1,000,100	$1,242,900

Utah FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are Utah FHA Limits Set?

Utah FHA Loan Limits Mortgage limits for Utah FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

Utah FHA Loan-to-Value Limits (LTV)

Purchase Loans – The mortgage loan-to-value limit in Utah is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in Utah is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Utah FHA loan limits are set above the nationwide floor amount in the areas of Salt Lake City, Provo and Ogden. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

FHA Loan Limits for all 50 states
Conforming Loan Limits for all 50 states
Check Your FHA Loan Eligibility
Determine Your FHA Mortgage Payment Amount
Check Current FHA Mortgage Rates
FHA Loan Requirements
Understanding FHA Mortgage Insurance
FHA Payment Calculator
FHA Mortgage Insurance Calculator
FHA Upfront MIP Calculator
FHA Refinance Loans
FHA Streamline Refinance
FHA Cash-Out Refinance
Other Mortgage Options
Ask an FHA Mortgage Question
FHA Mortgage Rates

fha loan limits fha loans Utah

Texas FHA Loan Limits

By Spencer Llewellyn at 1:41 am on November 13, 2013

What are FHA Loan Limits in Texas?

FHA loans are a low down payment mortgage program and Texas FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Texas are set at the floor amount of $275,665 across most of the state.

Texas FHA Loan Limits Search:

County Name	Area	1-Unit	2-Unit	3-Unit	4-Unit
ANDERSON	PALESTINE, TX	$331,760	$424,800	$513,450	$638,100
ANDREWS	ANDREWS, TX	$331,760	$424,800	$513,450	$638,100
ANGELINA	LUFKIN, TX	$331,760	$424,800	$513,450	$638,100
ARANSAS	ROCKPORT, TX	$331,760	$424,800	$513,450	$638,100
ARCHER	WICHITA FALLS, TX	$331,760	$424,800	$513,450	$638,100
ARMSTRONG	AMARILLO, TX	$331,760	$424,800	$513,450	$638,100
ATASCOSA	SAN ANTONIO-NEW BRAUNFELS, TX	$393,300	$503,500	$608,600	$756,350
AUSTIN	HOUSTON-THE WOODLANDS-SUGAR LAND, TX	$331,760	$424,800	$513,450	$638,100
BAILEY	NON-METRO	$331,760	$424,800	$513,450	$638,100
BANDERA	SAN ANTONIO-NEW BRAUNFELS, TX	$393,300	$503,500	$608,600	$756,350
BASTROP	AUSTIN-ROUND ROCK-GEORGETOWN, TX	$404,800	$518,200	$626,400	$778,450
BAYLOR	NON-METRO	$331,760	$424,800	$513,450	$638,100
BEE	BEEVILLE, TX	$331,760	$424,800	$513,450	$638,100
BELL	KILLEEN-TEMPLE, TX	$331,760	$424,800	$513,450	$638,100
BEXAR	SAN ANTONIO-NEW BRAUNFELS, TX	$393,300	$503,500	$608,600	$756,350
BLANCO	NON-METRO	$331,760	$424,800	$513,450	$638,100
BORDEN	NON-METRO	$331,760	$424,800	$513,450	$638,100
BOSQUE	NON-METRO	$331,760	$424,800	$513,450	$638,100
BOWIE	TEXARKANA, TX-AR	$331,760	$424,800	$513,450	$638,100
BRAZORIA	HOUSTON-THE WOODLANDS-SUGAR LAND, TX	$331,760	$424,800	$513,450	$638,100
BRAZOS	COLLEGE STATION-BRYAN, TX	$331,760	$424,800	$513,450	$638,100
BREWSTER	NON-METRO	$331,760	$424,800	$513,450	$638,100
BRISCOE	NON-METRO	$331,760	$424,800	$513,450	$638,100
BROOKS	NON-METRO	$331,760	$424,800	$513,450	$638,100
BROWN	BROWNWOOD, TX	$331,760	$424,800	$513,450	$638,100
BURLESON	COLLEGE STATION-BRYAN, TX	$331,760	$424,800	$513,450	$638,100
BURNET	NON-METRO	$331,760	$424,800	$513,450	$638,100
CALDWELL	AUSTIN-ROUND ROCK-GEORGETOWN, TX	$404,800	$518,200	$626,400	$778,450
CALHOUN	PORT LAVACA, TX	$331,760	$424,800	$513,450	$638,100
CALLAHAN	ABILENE, TX	$331,760	$424,800	$513,450	$638,100
CAMERON	BROWNSVILLE-HARLINGEN, TX	$331,760	$424,800	$513,450	$638,100
CAMP	MOUNT PLEASANT, TX	$331,760	$424,800	$513,450	$638,100
CARSON	AMARILLO, TX	$331,760	$424,800	$513,450	$638,100
CASS	NON-METRO	$331,760	$424,800	$513,450	$638,100
CASTRO	NON-METRO	$331,760	$424,800	$513,450	$638,100
CHAMBERS	HOUSTON-THE WOODLANDS-SUGAR LAND, TX	$331,760	$424,800	$513,450	$638,100
CHEROKEE	JACKSONVILLE, TX	$331,760	$424,800	$513,450	$638,100
CHILDRESS	NON-METRO	$331,760	$424,800	$513,450	$638,100
CLAY	WICHITA FALLS, TX	$331,760	$424,800	$513,450	$638,100
COCHRAN	NON-METRO	$331,760	$424,800	$513,450	$638,100
COKE	NON-METRO	$331,760	$424,800	$513,450	$638,100
COLEMAN	NON-METRO	$331,760	$424,800	$513,450	$638,100
COLLIN	DALLAS-FORT WORTH-ARLINGTON, TX	$404,800	$518,200	$626,400	$778,450
COLLINGSWORTH	NON-METRO	$331,760	$424,800	$513,450	$638,100
COLORADO	NON-METRO	$331,760	$424,800	$513,450	$638,100
COMAL	SAN ANTONIO-NEW BRAUNFELS, TX	$393,300	$503,500	$608,600	$756,350
COMANCHE	NON-METRO	$331,760	$424,800	$513,450	$638,100
CONCHO	NON-METRO	$331,760	$424,800	$513,450	$638,100
COOKE	GAINESVILLE, TX	$331,760	$424,800	$513,450	$638,100
CORYELL	KILLEEN-TEMPLE, TX	$331,760	$424,800	$513,450	$638,100
COTTLE	NON-METRO	$331,760	$424,800	$513,450	$638,100
CRANE	NON-METRO	$331,760	$424,800	$513,450	$638,100
CROCKETT	NON-METRO	$331,760	$424,800	$513,450	$638,100
CROSBY	LUBBOCK, TX	$331,760	$424,800	$513,450	$638,100
CULBERSON	NON-METRO	$331,760	$424,800	$513,450	$638,100
DALLAM	NON-METRO	$331,760	$424,800	$513,450	$638,100
DALLAS	DALLAS-FORT WORTH-ARLINGTON, TX	$404,800	$518,200	$626,400	$778,450
DAWSON	LAMESA, TX	$331,760	$424,800	$513,450	$638,100
DEAF SMITH	HEREFORD, TX	$331,760	$424,800	$513,450	$638,100
DELTA	NON-METRO	$331,760	$424,800	$513,450	$638,100
DENTON	DALLAS-FORT WORTH-ARLINGTON, TX	$404,800	$518,200	$626,400	$778,450
DEWITT	NON-METRO	$331,760	$424,800	$513,450	$638,100
DICKENS	NON-METRO	$331,760	$424,800	$513,450	$638,100
DIMMIT	NON-METRO	$331,760	$424,800	$513,450	$638,100
DONLEY	NON-METRO	$331,760	$424,800	$513,450	$638,100
DUVAL	ALICE, TX	$331,760	$424,800	$513,450	$638,100
EASTLAND	NON-METRO	$331,760	$424,800	$513,450	$638,100
ECTOR	ODESSA, TX	$331,760	$424,800	$513,450	$638,100
EDWARDS	NON-METRO	$331,760	$424,800	$513,450	$638,100
EL PASO	EL PASO, TX	$331,760	$424,800	$513,450	$638,100
ELLIS	DALLAS-FORT WORTH-ARLINGTON, TX	$404,800	$518,200	$626,400	$778,450
ERATH	STEPHENVILLE, TX	$331,760	$424,800	$513,450	$638,100
FALLS	WACO, TX	$331,760	$424,800	$513,450	$638,100
FANNIN	BONHAM, TX	$331,760	$424,800	$513,450	$638,100
FAYETTE	NON-METRO	$331,760	$424,800	$513,450	$638,100
FISHER	NON-METRO	$331,760	$424,800	$513,450	$638,100
FLOYD	NON-METRO	$331,760	$424,800	$513,450	$638,100
FOARD	NON-METRO	$331,760	$424,800	$513,450	$638,100
FORT BEND	HOUSTON-THE WOODLANDS-SUGAR LAND, TX	$331,760	$424,800	$513,450	$638,100
FRANKLIN	NON-METRO	$331,760	$424,800	$513,450	$638,100
FREESTONE	NON-METRO	$331,760	$424,800	$513,450	$638,100
FRIO	PEARSALL, TX	$331,760	$424,800	$513,450	$638,100
GAINES	NON-METRO	$331,760	$424,800	$513,450	$638,100
GALVESTON	HOUSTON-THE WOODLANDS-SUGAR LAND, TX	$331,760	$424,800	$513,450	$638,100
GARZA	NON-METRO	$331,760	$424,800	$513,450	$638,100
GILLESPIE	FREDERICKSBURG, TX	$331,760	$424,800	$513,450	$638,100
GLASSCOCK	NON-METRO	$331,760	$424,800	$513,450	$638,100
GOLIAD	VICTORIA, TX	$331,760	$424,800	$513,450	$638,100
GONZALES	NON-METRO	$331,760	$424,800	$513,450	$638,100
GRAY	PAMPA, TX	$331,760	$424,800	$513,450	$638,100
GRAYSON	SHERMAN-DENISON, TX	$331,760	$424,800	$513,450	$638,100
GREGG	LONGVIEW, TX	$331,760	$424,800	$513,450	$638,100
GRIMES	NON-METRO	$331,760	$424,800	$513,450	$638,100
GUADALUPE	SAN ANTONIO-NEW BRAUNFELS, TX	$393,300	$503,500	$608,600	$756,350
HALE	PLAINVIEW, TX	$331,760	$424,800	$513,450	$638,100
HALL	NON-METRO	$331,760	$424,800	$513,450	$638,100
HAMILTON	NON-METRO	$331,760	$424,800	$513,450	$638,100
HANSFORD	NON-METRO	$331,760	$424,800	$513,450	$638,100
HARDEMAN	NON-METRO	$331,760	$424,800	$513,450	$638,100
HARDIN	BEAUMONT-PORT ARTHUR, TX	$331,760	$424,800	$513,450	$638,100
HARRIS	HOUSTON-THE WOODLANDS-SUGAR LAND, TX	$331,760	$424,800	$513,450	$638,100
HARRISON	LONGVIEW, TX	$331,760	$424,800	$513,450	$638,100
HARTLEY	NON-METRO	$331,760	$424,800	$513,450	$638,100
HASKELL	NON-METRO	$331,760	$424,800	$513,450	$638,100
HAYS	AUSTIN-ROUND ROCK-GEORGETOWN, TX	$404,800	$518,200	$626,400	$778,450
HEMPHILL	NON-METRO	$331,760	$424,800	$513,450	$638,100
HENDERSON	ATHENS, TX	$331,760	$424,800	$513,450	$638,100
HIDALGO	MCALLEN-EDINBURG-MISSION, TX	$331,760	$424,800	$513,450	$638,100
HILL	NON-METRO	$331,760	$424,800	$513,450	$638,100
HOCKLEY	LEVELLAND, TX	$331,760	$424,800	$513,450	$638,100
HOOD	GRANBURY, TX	$331,760	$424,800	$513,450	$638,100
HOPKINS	SULPHUR SPRINGS, TX	$331,760	$424,800	$513,450	$638,100
HOUSTON	NON-METRO	$331,760	$424,800	$513,450	$638,100
HOWARD	BIG SPRING, TX	$331,760	$424,800	$513,450	$638,100
HUDSPETH	EL PASO, TX	$331,760	$424,800	$513,450	$638,100
HUNT	DALLAS-FORT WORTH-ARLINGTON, TX	$404,800	$518,200	$626,400	$778,450
HUTCHINSON	BORGER, TX	$331,760	$424,800	$513,450	$638,100
IRION	SAN ANGELO, TX	$331,760	$424,800	$513,450	$638,100
JACK	NON-METRO	$331,760	$424,800	$513,450	$638,100
JACKSON	NON-METRO	$331,760	$424,800	$513,450	$638,100
JASPER	NON-METRO	$331,760	$424,800	$513,450	$638,100
JEFF DAVIS	NON-METRO	$331,760	$424,800	$513,450	$638,100
JEFFERSON	BEAUMONT-PORT ARTHUR, TX	$331,760	$424,800	$513,450	$638,100
JIM HOGG	NON-METRO	$331,760	$424,800	$513,450	$638,100
JIM WELLS	ALICE, TX	$331,760	$424,800	$513,450	$638,100
JOHNSON	DALLAS-FORT WORTH-ARLINGTON, TX	$404,800	$518,200	$626,400	$778,450
JONES	ABILENE, TX	$331,760	$424,800	$513,450	$638,100
KARNES	NON-METRO	$331,760	$424,800	$513,450	$638,100
KAUFMAN	DALLAS-FORT WORTH-ARLINGTON, TX	$404,800	$518,200	$626,400	$778,450
KENDALL	SAN ANTONIO-NEW BRAUNFELS, TX	$393,300	$503,500	$608,600	$756,350
KENEDY	KINGSVILLE, TX	$331,760	$424,800	$513,450	$638,100
KENT	NON-METRO	$331,760	$424,800	$513,450	$638,100
KERR	KERRVILLE, TX	$331,760	$424,800	$513,450	$638,100
KIMBLE	NON-METRO	$331,760	$424,800	$513,450	$638,100
KING	NON-METRO	$331,760	$424,800	$513,450	$638,100
KINNEY	NON-METRO	$331,760	$424,800	$513,450	$638,100
KLEBERG	KINGSVILLE, TX	$331,760	$424,800	$513,450	$638,100
KNOX	NON-METRO	$331,760	$424,800	$513,450	$638,100
LA SALLE	NON-METRO	$331,760	$424,800	$513,450	$638,100
LAMAR	PARIS, TX	$331,760	$424,800	$513,450	$638,100
LAMB	NON-METRO	$331,760	$424,800	$513,450	$638,100
LAMPASAS	KILLEEN-TEMPLE, TX	$331,760	$424,800	$513,450	$638,100
LAVACA	NON-METRO	$331,760	$424,800	$513,450	$638,100
LEE	NON-METRO	$331,760	$424,800	$513,450	$638,100
LEON	NON-METRO	$331,760	$424,800	$513,450	$638,100
LIBERTY	HOUSTON-THE WOODLANDS-SUGAR LAND, TX	$331,760	$424,800	$513,450	$638,100
LIMESTONE	NON-METRO	$331,760	$424,800	$513,450	$638,100
LIPSCOMB	NON-METRO	$331,760	$424,800	$513,450	$638,100
LIVE OAK	NON-METRO	$331,760	$424,800	$513,450	$638,100
LLANO	NON-METRO	$331,760	$424,800	$513,450	$638,100
LOVING	PECOS, TX	$331,760	$424,800	$513,450	$638,100
LUBBOCK	LUBBOCK, TX	$331,760	$424,800	$513,450	$638,100
LYNN	LUBBOCK, TX	$331,760	$424,800	$513,450	$638,100
MADISON	NON-METRO	$331,760	$424,800	$513,450	$638,100
MARION	NON-METRO	$331,760	$424,800	$513,450	$638,100
MARTIN	MIDLAND, TX	$341,550	$437,250	$528,500	$656,800
MASON	NON-METRO	$331,760	$424,800	$513,450	$638,100
MATAGORDA	BAY CITY, TX	$331,760	$424,800	$513,450	$638,100
MAVERICK	EAGLE PASS, TX	$331,760	$424,800	$513,450	$638,100
MCCULLOCH	NON-METRO	$331,760	$424,800	$513,450	$638,100
MCLENNAN	WACO, TX	$331,760	$424,800	$513,450	$638,100
MCMULLEN	NON-METRO	$331,760	$424,800	$513,450	$638,100
MEDINA	SAN ANTONIO-NEW BRAUNFELS, TX	$393,300	$503,500	$608,600	$756,350
MENARD	NON-METRO	$331,760	$424,800	$513,450	$638,100
MIDLAND	MIDLAND, TX	$341,550	$437,250	$528,500	$656,800
MILAM	NON-METRO	$331,760	$424,800	$513,450	$638,100
MILLS	NON-METRO	$331,760	$424,800	$513,450	$638,100
MITCHELL	NON-METRO	$331,760	$424,800	$513,450	$638,100
MONTAGUE	NON-METRO	$331,760	$424,800	$513,450	$638,100
MONTGOMERY	HOUSTON-THE WOODLANDS-SUGAR LAND, TX	$331,760	$424,800	$513,450	$638,100
MOORE	DUMAS, TX	$331,760	$424,800	$513,450	$638,100
MORRIS	NON-METRO	$331,760	$424,800	$513,450	$638,100
MOTLEY	NON-METRO	$331,760	$424,800	$513,450	$638,100
NACOGDOCHES	NACOGDOCHES, TX	$331,760	$424,800	$513,450	$638,100
NAVARRO	CORSICANA, TX	$331,760	$424,800	$513,450	$638,100
NEWTON	NON-METRO	$331,760	$424,800	$513,450	$638,100
NOLAN	SWEETWATER, TX	$331,760	$424,800	$513,450	$638,100
NUECES	CORPUS CHRISTI, TX	$331,760	$424,800	$513,450	$638,100
OCHILTREE	NON-METRO	$331,760	$424,800	$513,450	$638,100
OLDHAM	AMARILLO, TX	$331,760	$424,800	$513,450	$638,100
ORANGE	BEAUMONT-PORT ARTHUR, TX	$331,760	$424,800	$513,450	$638,100
PALO PINTO	MINERAL WELLS, TX	$331,760	$424,800	$513,450	$638,100
PANOLA	NON-METRO	$331,760	$424,800	$513,450	$638,100
PARKER	DALLAS-FORT WORTH-ARLINGTON, TX	$404,800	$518,200	$626,400	$778,450
PARMER	NON-METRO	$331,760	$424,800	$513,450	$638,100
PECOS	NON-METRO	$331,760	$424,800	$513,450	$638,100
POLK	NON-METRO	$331,760	$424,800	$513,450	$638,100
POTTER	AMARILLO, TX	$331,760	$424,800	$513,450	$638,100
PRESIDIO	NON-METRO	$331,760	$424,800	$513,450	$638,100
RAINS	NON-METRO	$331,760	$424,800	$513,450	$638,100
RANDALL	AMARILLO, TX	$331,760	$424,800	$513,450	$638,100
REAGAN	NON-METRO	$331,760	$424,800	$513,450	$638,100
REAL	NON-METRO	$331,760	$424,800	$513,450	$638,100
RED RIVER	NON-METRO	$331,760	$424,800	$513,450	$638,100
REEVES	PECOS, TX	$331,760	$424,800	$513,450	$638,100
REFUGIO	NON-METRO	$331,760	$424,800	$513,450	$638,100
ROBERTS	PAMPA, TX	$331,760	$424,800	$513,450	$638,100
ROBERTSON	COLLEGE STATION-BRYAN, TX	$331,760	$424,800	$513,450	$638,100
ROCKWALL	DALLAS-FORT WORTH-ARLINGTON, TX	$404,800	$518,200	$626,400	$778,450
RUNNELS	NON-METRO	$331,760	$424,800	$513,450	$638,100
RUSK	LONGVIEW, TX	$331,760	$424,800	$513,450	$638,100
SABINE	NON-METRO	$331,760	$424,800	$513,450	$638,100
SAN AUGUSTINE	NON-METRO	$331,760	$424,800	$513,450	$638,100
SAN JACINTO	NON-METRO	$331,760	$424,800	$513,450	$638,100
SAN PATRICIO	CORPUS CHRISTI, TX	$331,760	$424,800	$513,450	$638,100
SAN SABA	NON-METRO	$331,760	$424,800	$513,450	$638,100
SCHLEICHER	NON-METRO	$331,760	$424,800	$513,450	$638,100
SCURRY	SNYDER, TX	$331,760	$424,800	$513,450	$638,100
SHACKELFORD	NON-METRO	$331,760	$424,800	$513,450	$638,100
SHELBY	NON-METRO	$331,760	$424,800	$513,450	$638,100
SHERMAN	NON-METRO	$331,760	$424,800	$513,450	$638,100
SMITH	TYLER, TX	$331,760	$424,800	$513,450	$638,100
SOMERVELL	NON-METRO	$331,760	$424,800	$513,450	$638,100
STARR	RIO GRANDE CITY-ROMA, TX	$331,760	$424,800	$513,450	$638,100
STEPHENS	NON-METRO	$331,760	$424,800	$513,450	$638,100
STERLING	SAN ANGELO, TX	$331,760	$424,800	$513,450	$638,100
STONEWALL	NON-METRO	$331,760	$424,800	$513,450	$638,100
SUTTON	NON-METRO	$331,760	$424,800	$513,450	$638,100
SWISHER	NON-METRO	$331,760	$424,800	$513,450	$638,100
TARRANT	DALLAS-FORT WORTH-ARLINGTON, TX	$404,800	$518,200	$626,400	$778,450
TAYLOR	ABILENE, TX	$331,760	$424,800	$513,450	$638,100
TERRELL	NON-METRO	$331,760	$424,800	$513,450	$638,100
TERRY	NON-METRO	$331,760	$424,800	$513,450	$638,100
THROCKMORTON	NON-METRO	$331,760	$424,800	$513,450	$638,100
TITUS	MOUNT PLEASANT, TX	$331,760	$424,800	$513,450	$638,100
TOM GREEN	SAN ANGELO, TX	$331,760	$424,800	$513,450	$638,100
TRAVIS	AUSTIN-ROUND ROCK-GEORGETOWN, TX	$404,800	$518,200	$626,400	$778,450
TRINITY	NON-METRO	$331,760	$424,800	$513,450	$638,100
TYLER	NON-METRO	$331,760	$424,800	$513,450	$638,100
UPSHUR	LONGVIEW, TX	$331,760	$424,800	$513,450	$638,100
UPTON	NON-METRO	$331,760	$424,800	$513,450	$638,100
UVALDE	UVALDE, TX	$331,760	$424,800	$513,450	$638,100
VAL VERDE	DEL RIO, TX	$331,760	$424,800	$513,450	$638,100
VAN ZANDT	NON-METRO	$331,760	$424,800	$513,450	$638,100
VICTORIA	VICTORIA, TX	$331,760	$424,800	$513,450	$638,100
WALKER	HUNTSVILLE, TX	$331,760	$424,800	$513,450	$638,100
WALLER	HOUSTON-THE WOODLANDS-SUGAR LAND, TX	$331,760	$424,800	$513,450	$638,100
WARD	NON-METRO	$331,760	$424,800	$513,450	$638,100
WASHINGTON	BRENHAM, TX	$331,760	$424,800	$513,450	$638,100
WEBB	LAREDO, TX	$331,760	$424,800	$513,450	$638,100
WHARTON	EL CAMPO, TX	$331,760	$424,800	$513,450	$638,100
WHEELER	NON-METRO	$331,760	$424,800	$513,450	$638,100
WICHITA	WICHITA FALLS, TX	$331,760	$424,800	$513,450	$638,100
WILBARGER	VERNON, TX	$331,760	$424,800	$513,450	$638,100
WILLACY	RAYMONDVILLE, TX	$331,760	$424,800	$513,450	$638,100
WILLIAMSON	AUSTIN-ROUND ROCK-GEORGETOWN, TX	$404,800	$518,200	$626,400	$778,450
WILSON	SAN ANTONIO-NEW BRAUNFELS, TX	$393,300	$503,500	$608,600	$756,350
WINKLER	NON-METRO	$331,760	$424,800	$513,450	$638,100
WISE	DALLAS-FORT WORTH-ARLINGTON, TX	$404,800	$518,200	$626,400	$778,450
WOOD	NON-METRO	$331,760	$424,800	$513,450	$638,100
YOAKUM	NON-METRO	$331,760	$424,800	$513,450	$638,100
YOUNG	NON-METRO	$331,760	$424,800	$513,450	$638,100
ZAPATA	ZAPATA, TX	$331,760	$424,800	$513,450	$638,100
ZAVALA	NON-METRO	$331,760	$424,800	$513,450	$638,100

Texas FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are Texas FHA Limits Set?

Texas FHA Loan Limits Mortgage limits for Texas FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

Texas FHA Loan-to-Value Limits (LTV)

Purchase Loans – The mortgage loan-to-value limit in Texas is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in Texas is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Texas FHA loan limits are set above the nationwide floor amount in San Antonio, Austin and Houston and surrounding areas. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

FHA Loan Limits for all 50 states
Conforming Loan Limits for all 50 states
Check Your FHA Loan Eligibility
Determine Your FHA Mortgage Payment Amount
Check Current FHA Mortgage Rates
FHA Loan Requirements
Understanding FHA Mortgage Insurance
FHA Payment Calculator
FHA Mortgage Insurance Calculator
FHA Upfront MIP Calculator
FHA Refinance Loans
FHA Streamline Refinance
FHA Cash-Out Refinance
Other Mortgage Options
Ask an FHA Mortgage Question
FHA Mortgage Rates

fha loan limits fha loans Texas

Tennessee FHA Loan Limits

By Spencer Llewellyn at 1:41 am on November 13, 2013

What are FHA Loan Limits in Tennessee?

FHA loans are a low down payment mortgage program and Tennessee FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Tennessee are set at the floor amount of $275,665 across almost the entire state.

Tennessee FHA Loan Limits Search:

County Name	Area	1-Unit	2-Unit	3-Unit	4-Unit
ANDERSON	KNOXVILLE, TN	$331,760	$424,800	$513,450	$638,100
BEDFORD	SHELBYVILLE, TN	$331,760	$424,800	$513,450	$638,100
BENTON	NON-METRO	$331,760	$424,800	$513,450	$638,100
BLEDSOE	NON-METRO	$331,760	$424,800	$513,450	$638,100
BLOUNT	KNOXVILLE, TN	$331,760	$424,800	$513,450	$638,100
BRADLEY	CLEVELAND, TN	$331,760	$424,800	$513,450	$638,100
CAMPBELL	KNOXVILLE, TN	$331,760	$424,800	$513,450	$638,100
CANNON	NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN	$563,500	$721,400	$872,000	$1,083,650
CARROLL	NON-METRO	$331,760	$424,800	$513,450	$638,100
CARTER	JOHNSON CITY, TN	$331,760	$424,800	$513,450	$638,100
CHEATHAM	NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN	$563,500	$721,400	$872,000	$1,083,650
CHESTER	JACKSON, TN	$331,760	$424,800	$513,450	$638,100
CLAIBORNE	NON-METRO	$331,760	$424,800	$513,450	$638,100
CLAY	NON-METRO	$331,760	$424,800	$513,450	$638,100
COCKE	NEWPORT, TN	$331,760	$424,800	$513,450	$638,100
COFFEE	TULLAHOMA-MANCHESTER, TN	$331,760	$424,800	$513,450	$638,100
CROCKETT	JACKSON, TN	$331,760	$424,800	$513,450	$638,100
CUMBERLAND	CROSSVILLE, TN	$331,760	$424,800	$513,450	$638,100
DAVIDSON	NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN	$563,500	$721,400	$872,000	$1,083,650
DECATUR	NON-METRO	$331,760	$424,800	$513,450	$638,100
DEKALB	NON-METRO	$331,760	$424,800	$513,450	$638,100
DICKSON	NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN	$563,500	$721,400	$872,000	$1,083,650
DYER	DYERSBURG, TN	$331,760	$424,800	$513,450	$638,100
FAYETTE	MEMPHIS, TN-MS-AR	$331,760	$424,800	$513,450	$638,100
FENTRESS	NON-METRO	$331,760	$424,800	$513,450	$638,100
FRANKLIN	TULLAHOMA-MANCHESTER, TN	$331,760	$424,800	$513,450	$638,100
GIBSON	JACKSON, TN	$331,760	$424,800	$513,450	$638,100
GILES	NON-METRO	$331,760	$424,800	$513,450	$638,100
GRAINGER	MORRISTOWN, TN	$331,760	$424,800	$513,450	$638,100
GREENE	GREENEVILLE, TN	$331,760	$424,800	$513,450	$638,100
GRUNDY	NON-METRO	$331,760	$424,800	$513,450	$638,100
HAMBLEN	MORRISTOWN, TN	$331,760	$424,800	$513,450	$638,100
HAMILTON	CHATTANOOGA, TN-GA	$331,760	$424,800	$513,450	$638,100
HANCOCK	NON-METRO	$331,760	$424,800	$513,450	$638,100
HARDEMAN	NON-METRO	$331,760	$424,800	$513,450	$638,100
HARDIN	NON-METRO	$331,760	$424,800	$513,450	$638,100
HAWKINS	KINGSPORT-BRISTOL, TN-VA	$331,760	$424,800	$513,450	$638,100
HAYWOOD	BROWNSVILLE, TN	$331,760	$424,800	$513,450	$638,100
HENDERSON	NON-METRO	$331,760	$424,800	$513,450	$638,100
HENRY	PARIS, TN	$331,760	$424,800	$513,450	$638,100
HICKMAN	NON-METRO	$331,760	$424,800	$513,450	$638,100
HOUSTON	NON-METRO	$331,760	$424,800	$513,450	$638,100
HUMPHREYS	NON-METRO	$331,760	$424,800	$513,450	$638,100
JACKSON	COOKEVILLE, TN	$331,760	$424,800	$513,450	$638,100
JEFFERSON	MORRISTOWN, TN	$331,760	$424,800	$513,450	$638,100
JOHNSON	NON-METRO	$331,760	$424,800	$513,450	$638,100
KNOX	KNOXVILLE, TN	$331,760	$424,800	$513,450	$638,100
LAKE	NON-METRO	$331,760	$424,800	$513,450	$638,100
LAUDERDALE	NON-METRO	$331,760	$424,800	$513,450	$638,100
LAWRENCE	LAWRENCEBURG, TN	$331,760	$424,800	$513,450	$638,100
LEWIS	NON-METRO	$331,760	$424,800	$513,450	$638,100
LINCOLN	NON-METRO	$331,760	$424,800	$513,450	$638,100
LOUDON	KNOXVILLE, TN	$331,760	$424,800	$513,450	$638,100
MACON	NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN	$563,500	$721,400	$872,000	$1,083,650
MADISON	JACKSON, TN	$331,760	$424,800	$513,450	$638,100
MARION	CHATTANOOGA, TN-GA	$331,760	$424,800	$513,450	$638,100
MARSHALL	LEWISBURG, TN	$331,760	$424,800	$513,450	$638,100
MAURY	NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN	$563,500	$721,400	$872,000	$1,083,650
MCMINN	ATHENS, TN	$331,760	$424,800	$513,450	$638,100
MCNAIRY	NON-METRO	$331,760	$424,800	$513,450	$638,100
MEIGS	NON-METRO	$331,760	$424,800	$513,450	$638,100
MONROE	NON-METRO	$331,760	$424,800	$513,450	$638,100
MONTGOMERY	CLARKSVILLE, TN-KY	$331,760	$424,800	$513,450	$638,100
MOORE	TULLAHOMA-MANCHESTER, TN	$331,760	$424,800	$513,450	$638,100
MORGAN	KNOXVILLE, TN	$331,760	$424,800	$513,450	$638,100
OBION	UNION CITY, TN	$331,760	$424,800	$513,450	$638,100
OVERTON	COOKEVILLE, TN	$331,760	$424,800	$513,450	$638,100
PERRY	NON-METRO	$331,760	$424,800	$513,450	$638,100
PICKETT	NON-METRO	$331,760	$424,800	$513,450	$638,100
POLK	CLEVELAND, TN	$331,760	$424,800	$513,450	$638,100
PUTNAM	COOKEVILLE, TN	$331,760	$424,800	$513,450	$638,100
RHEA	DAYTON, TN	$331,760	$424,800	$513,450	$638,100
ROANE	KNOXVILLE, TN	$331,760	$424,800	$513,450	$638,100
ROBERTSON	NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN	$563,500	$721,400	$872,000	$1,083,650
RUTHERFORD	NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN	$563,500	$721,400	$872,000	$1,083,650
SCOTT	NON-METRO	$331,760	$424,800	$513,450	$638,100
SEQUATCHIE	CHATTANOOGA, TN-GA	$331,760	$424,800	$513,450	$638,100
SEVIER	SEVIERVILLE, TN	$331,760	$424,800	$513,450	$638,100
SHELBY	MEMPHIS, TN-MS-AR	$331,760	$424,800	$513,450	$638,100
SMITH	NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN	$563,500	$721,400	$872,000	$1,083,650
STEWART	CLARKSVILLE, TN-KY	$331,760	$424,800	$513,450	$638,100
SULLIVAN	KINGSPORT-BRISTOL, TN-VA	$331,760	$424,800	$513,450	$638,100
SUMNER	NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN	$563,500	$721,400	$872,000	$1,083,650
TIPTON	MEMPHIS, TN-MS-AR	$331,760	$424,800	$513,450	$638,100
TROUSDALE	NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN	$563,500	$721,400	$872,000	$1,083,650
UNICOI	JOHNSON CITY, TN	$331,760	$424,800	$513,450	$638,100
UNION	KNOXVILLE, TN	$331,760	$424,800	$513,450	$638,100
VAN BUREN	NON-METRO	$331,760	$424,800	$513,450	$638,100
WARREN	MCMINNVILLE, TN	$331,760	$424,800	$513,450	$638,100
WASHINGTON	JOHNSON CITY, TN	$331,760	$424,800	$513,450	$638,100
WAYNE	NON-METRO	$331,760	$424,800	$513,450	$638,100
WEAKLEY	MARTIN, TN	$331,760	$424,800	$513,450	$638,100
WHITE	NON-METRO	$331,760	$424,800	$513,450	$638,100
WILLIAMSON	NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN	$563,500	$721,400	$872,000	$1,083,650
WILSON	NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN	$563,500	$721,400	$872,000	$1,083,650

Tennessee FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are Tennessee FHA Limits Set?

Tennessee FHA Loan Limits Mortgage limits for Tennessee FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

Tennessee FHA Loan-to-Value Limits (LTV)

Purchase Loans – The mortgage loan-to-value limit in Tennessee is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in Tennessee is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Tennessee FHA loan limits are set above the nationwide floor amount in Nashville, Franklin, Murfreesboro and surrounding areas. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

FHA Loan Limits for all 50 states
Conforming Loan Limits for all 50 states
Check Your FHA Loan Eligibility
Determine Your FHA Mortgage Payment Amount
Check Current FHA Mortgage Rates
FHA Loan Requirements
Understanding FHA Mortgage Insurance
FHA Payment Calculator
FHA Mortgage Insurance Calculator
FHA Upfront MIP Calculator
FHA Refinance Loans
FHA Streamline Refinance
FHA Cash-Out Refinance
Other Mortgage Options
Ask an FHA Mortgage Question
FHA Mortgage Rates

fha loan limits fha loans

South Dakota FHA Loan Limits

By Spencer Llewellyn at 1:40 am on November 13, 2013

What are FHA Loan Limits in South Dakota?

FHA loans are a low down payment mortgage program and South Dakota FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in South Dakota are set at the floor amount of $275,665 across the entire state.

South Dakota FHA Loan Limits Search:

County Name	Area	1-Unit	2-Unit	3-Unit	4-Unit
AURORA	NON-METRO	$331,760	$424,800	$513,450	$638,100
BEADLE	HURON, SD	$331,760	$424,800	$513,450	$638,100
BENNETT	NON-METRO	$331,760	$424,800	$513,450	$638,100
BON HOMME	NON-METRO	$331,760	$424,800	$513,450	$638,100
BROOKINGS	BROOKINGS, SD	$331,760	$424,800	$513,450	$638,100
BROWN	ABERDEEN, SD	$331,760	$424,800	$513,450	$638,100
BRULE	NON-METRO	$331,760	$424,800	$513,450	$638,100
BUFFALO	NON-METRO	$331,760	$424,800	$513,450	$638,100
BUTTE	NON-METRO	$331,760	$424,800	$513,450	$638,100
CAMPBELL	NON-METRO	$331,760	$424,800	$513,450	$638,100
CHARLES MIX	NON-METRO	$331,760	$424,800	$513,450	$638,100
CLARK	NON-METRO	$331,760	$424,800	$513,450	$638,100
CLAY	VERMILLION, SD	$331,760	$424,800	$513,450	$638,100
CODINGTON	WATERTOWN, SD	$331,760	$424,800	$513,450	$638,100
CORSON	NON-METRO	$331,760	$424,800	$513,450	$638,100
CUSTER	NON-METRO	$331,760	$424,800	$513,450	$638,100
DAVISON	MITCHELL, SD	$331,760	$424,800	$513,450	$638,100
DAY	NON-METRO	$331,760	$424,800	$513,450	$638,100
DEUEL	NON-METRO	$331,760	$424,800	$513,450	$638,100
DEWEY	NON-METRO	$331,760	$424,800	$513,450	$638,100
DOUGLAS	NON-METRO	$331,760	$424,800	$513,450	$638,100
EDMUNDS	ABERDEEN, SD	$331,760	$424,800	$513,450	$638,100
FALL RIVER	NON-METRO	$331,760	$424,800	$513,450	$638,100
FAULK	NON-METRO	$331,760	$424,800	$513,450	$638,100
GRANT	NON-METRO	$331,760	$424,800	$513,450	$638,100
GREGORY	NON-METRO	$331,760	$424,800	$513,450	$638,100
HAAKON	NON-METRO	$331,760	$424,800	$513,450	$638,100
HAMLIN	WATERTOWN, SD	$331,760	$424,800	$513,450	$638,100
HAND	NON-METRO	$331,760	$424,800	$513,450	$638,100
HANSON	MITCHELL, SD	$331,760	$424,800	$513,450	$638,100
HARDING	NON-METRO	$331,760	$424,800	$513,450	$638,100
HUGHES	PIERRE, SD	$331,760	$424,800	$513,450	$638,100
HUTCHINSON	NON-METRO	$331,760	$424,800	$513,450	$638,100
HYDE	NON-METRO	$331,760	$424,800	$513,450	$638,100
JACKSON	NON-METRO	$331,760	$424,800	$513,450	$638,100
JERAULD	HURON, SD	$331,760	$424,800	$513,450	$638,100
JONES	NON-METRO	$331,760	$424,800	$513,450	$638,100
KINGSBURY	NON-METRO	$331,760	$424,800	$513,450	$638,100
LAKE	NON-METRO	$331,760	$424,800	$513,450	$638,100
LAWRENCE	SPEARFISH, SD	$331,760	$424,800	$513,450	$638,100
LINCOLN	SIOUX FALLS, SD	$331,760	$424,800	$513,450	$638,100
LYMAN	NON-METRO	$331,760	$424,800	$513,450	$638,100
MARSHALL	NON-METRO	$331,760	$424,800	$513,450	$638,100
MCCOOK	SIOUX FALLS, SD	$331,760	$424,800	$513,450	$638,100
MCPHERSON	NON-METRO	$331,760	$424,800	$513,450	$638,100
MEADE	RAPID CITY, SD	$331,760	$424,800	$513,450	$638,100
MELLETTE	NON-METRO	$331,760	$424,800	$513,450	$638,100
MINER	NON-METRO	$331,760	$424,800	$513,450	$638,100
MINNEHAHA	SIOUX FALLS, SD	$331,760	$424,800	$513,450	$638,100
MOODY	NON-METRO	$331,760	$424,800	$513,450	$638,100
OGLALA LAKOTA	NON-METRO	$331,760	$424,800	$513,450	$638,100
PENNINGTON	RAPID CITY, SD	$331,760	$424,800	$513,450	$638,100
PERKINS	NON-METRO	$331,760	$424,800	$513,450	$638,100
POTTER	NON-METRO	$331,760	$424,800	$513,450	$638,100
ROBERTS	NON-METRO	$331,760	$424,800	$513,450	$638,100
SANBORN	NON-METRO	$331,760	$424,800	$513,450	$638,100
SPINK	NON-METRO	$331,760	$424,800	$513,450	$638,100
STANLEY	PIERRE, SD	$331,760	$424,800	$513,450	$638,100
SULLY	NON-METRO	$331,760	$424,800	$513,450	$638,100
TODD	NON-METRO	$331,760	$424,800	$513,450	$638,100
TRIPP	NON-METRO	$331,760	$424,800	$513,450	$638,100
TURNER	SIOUX FALLS, SD	$331,760	$424,800	$513,450	$638,100
UNION	SIOUX CITY, IA-NE-SD	$331,760	$424,800	$513,450	$638,100
WALWORTH	NON-METRO	$331,760	$424,800	$513,450	$638,100
YANKTON	YANKTON, SD	$331,760	$424,800	$513,450	$638,100
ZIEBACH	NON-METRO	$331,760	$424,800	$513,450	$638,100

South Dakota FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are South Dakota FHA Limits Set?

South Dakota FHA Loan Limits Mortgage limits for South Dakota FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

South Dakota FHA Loan-to-Value Limits (LTV)

Purchase Loans – The mortgage loan-to-value limit in South Dakota is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in South Dakota is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

South Dakota FHA loan limits are set at the nationwide floor amount in Rapid City, Sioux City, Aberdeen, Brookings, Watertown and the rest of the state. You may also want to view these additional FHA loan resources before deciding on a mortgage loan: