fha loan limits Archives

Alaska FHA Loan Limits

By Spencer Llewellyn at 12:03 am on October 26, 2013

What are FHA Loan Limits in Alaska?

FHA loans are a low down payment mortgage program and Alaska FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. Alaska FHA loan limits widely vary across the state with about half of it’s counties set at the floor amount of $275,665 while other, higher-cost areas have maximum FHA limits of up to $451,950.

Alaska FHA Loan Limits Search:

County Name	Area	1-Unit	2-Unit	3-Unit	4-Unit
ALEUTIANS EAST	NON-METRO	$331,760	$424,800	$513,450	$638,100
ALEUTIANS WEST	NON-METRO	$385,250	$493,200	$596,150	$740,850
ANCHORAGE MUNIC	ANCHORAGE, AK	$411,700	$527,050	$637,050	$791,750
BETHEL CENSUS A	NON-METRO	$331,760	$424,800	$513,450	$638,100
BRISTOL BAY BOR	NON-METRO	$331,760	$424,800	$513,450	$638,100
DENALI BOROUGH	NON-METRO	$331,760	$424,800	$513,450	$638,100
DILLINGHAM CENS	NON-METRO	$331,760	$424,800	$513,450	$638,100
FAIRBANKS NORTH	FAIRBANKS, AK	$331,760	$424,800	$513,450	$638,100
HAINES BOROUGH	NON-METRO	$331,760	$424,800	$513,450	$638,100
HOONAH-ANGOON C	NON-METRO	$331,760	$424,800	$513,450	$638,100
JUNEAU CITY AND	JUNEAU, AK	$455,400	$583,000	$704,700	$875,750
KENAI PENINSULA	NON-METRO	$331,760	$424,800	$513,450	$638,100
KETCHIKAN GATEW	KETCHIKAN, AK	$369,150	$472,550	$571,250	$709,900
KODIAK ISLAND B	NON-METRO	$408,250	$522,600	$631,750	$785,100
KUSILVAK CENSUS	NON-METRO	$331,760	$424,800	$513,450	$638,100
LAKE AND PENINS	NON-METRO	$331,760	$424,800	$513,450	$638,100
MATANUSKA-SUSIT	ANCHORAGE, AK	$411,700	$527,050	$637,050	$791,750
NOME CENSUS ARE	NON-METRO	$391,000	$500,550	$605,050	$751,900
NORTH SLOPE BOR	NON-METRO	$332,350	$425,450	$514,300	$639,150
NORTHWEST ARCTI	NON-METRO	$331,760	$424,800	$513,450	$638,100
PETERSBURG CENS	NON-METRO	$332,350	$425,450	$514,300	$639,150
PRINCE OF WALES	NON-METRO	$331,760	$424,800	$513,450	$638,100
SITKA CITY AND	NON-METRO	$486,450	$622,750	$752,750	$935,500
SKAGWAY MUNICIP	NON-METRO	$415,150	$531,450	$642,400	$798,350
SOUTHEAST FAIRB	NON-METRO	$331,760	$424,800	$513,450	$638,100
VALDEZ-CORDOVA	NON-METRO	$331,760	$424,800	$513,450	$638,100
WRANGELL CITY A	NON-METRO	$332,350	$425,450	$514,300	$639,150
YAKUTAT CITY AN	NON-METRO	$420,900	$538,800	$651,300	$809,450
YUKON-KOYUKUK C	NON-METRO	$331,760	$424,800	$513,450	$638,100

Alaska FHA loan limits can change at any time. Check back often to ensure accurate information.

How are Alaska FHA Limits Set?

Alaska FHA Loan Limits Mortgage limits for Alaska FHA loans are based on median housing prices for the particular county and Metropolitan Statistical Area (MSA). More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low cost areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

AK FHA Loan-to-Value Limits (LTV)

Purchase Loans – The mortgage loan-to-value limit in AK is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in AK is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Metro areas in Alaska above the floor FHA mortgage limit of $275,665 in the areas of Anchorage, Montgomery, Fairbanks, Juneau, Ketchikan and Kodiak.

Alaska FHA Loan Down Payment Limits:

In Alaska, the minimum FHA loan down payment amounts are based on credit score. Applicant’s with a credit score of 580 or higher are eligible for 3.5 percent down.

Minimum Credit Score	Minimum Down Payment
580 FICO or Above	3.5% Down Payment
Below 580 FICO	10% Down Payment

FHA down payment assistance is also available in certain areas.

You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

FHA Loan Limits for all 50 states
Conforming Loan Limits for all 50 states
Check Your FHA Loan Eligibility
Determine Your FHA Mortgage Payment Amount
Check Current FHA Mortgage Rates
FHA Loan Requirements
Understanding FHA Mortgage Insurance
FHA Payment Calculator
FHA Mortgage Insurance Calculator
FHA Upfront MIP Calculator
FHA Refinance Loans
FHA Streamline Refinance
FHA Cash-Out Refinance
Other Mortgage Options
Ask an FHA Mortgage Question
FHA Mortgage Rates

Arizona FHA Loan Limits

By Spencer Llewellyn at 11:55 pm on October 25, 2013

What are FHA Loan Limits in Arizona?

FHA loans are a low down payment mortgage program and Arizona FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Arizona vary across the state with less than half of it’s counties set at the floor amount of $275,665 while other, higher-cost areas have maximum FHA limits of up to $362,250.

Arizona FHA Loan Limits Search:

County Name	Area	1-Unit	2-Unit	3-Unit	4-Unit
APACHE	NON-METRO	$331,760	$424,800	$513,450	$638,100
COCHISE	SIERRA VISTA-DOUGLAS, AZ	$331,760	$424,800	$513,450	$638,100
COCONINO	FLAGSTAFF, AZ	$362,250	$463,750	$560,550	$696,650
GILA	PAYSON, AZ	$331,760	$424,800	$513,450	$638,100
GRAHAM	SAFFORD, AZ	$331,760	$424,800	$513,450	$638,100
GREENLEE	NON-METRO	$331,760	$424,800	$513,450	$638,100
LA PAZ	NON-METRO	$331,760	$424,800	$513,450	$638,100
MARICOPA	PHOENIX-MESA-CHANDLER, AZ	$331,760	$424,800	$513,450	$638,100
MOHAVE	LAKE HAVASU CITY-KINGMAN, AZ	$331,760	$424,800	$513,450	$638,100
NAVAJO	SHOW LOW, AZ	$331,760	$424,800	$513,450	$638,100
PIMA	TUCSON, AZ	$331,760	$424,800	$513,450	$638,100
PINAL	PHOENIX-MESA-CHANDLER, AZ	$331,760	$424,800	$513,450	$638,100
SANTA CRUZ	NOGALES, AZ	$331,760	$424,800	$513,450	$638,100
YAVAPAI	PRESCOTT VALLEY-PRESCOTT, AZ	$331,760	$424,800	$513,450	$638,100
YUMA	YUMA, AZ	$331,760	$424,800	$513,450	$638,100

Arizona FHA loan limits can change at any time. Check back often to ensure accurate information.

How are Arizona FHA Limits Set?

Arizona FHA Loan Limits Mortgage limits for Arizona FHA loans are based on median housing prices for the particular county and Metropolitan Statistical Area (MSA). More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low cost areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

AZ FHA Loan-to-Value Limits (LTV)

Purchase Loans – The mortgage loan-to-value limit in AZ is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in AZ is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Arizona FHA loan limits set above the floor of $275,665 in Phoenix, Flagstaff, Mesa, Tucson, Prescott, Scottsdale, and Lake Havasu. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

FHA Loan Limits for all 50 states
Conforming Loan Limits for all 50 states
Check Your FHA Loan Eligibility
Determine Your FHA Mortgage Payment Amount
Check Current FHA Mortgage Rates
FHA Loan Requirements
Understanding FHA Mortgage Insurance
FHA Payment Calculator
FHA Mortgage Insurance Calculator
FHA Upfront MIP Calculator
FHA Refinance Loans
FHA Streamline Refinance
FHA Cash-Out Refinance
Other Mortgage Options
Ask an FHA Mortgage Question
FHA Mortgage Rates

fha loan limits fha loans

Alabama FHA Loan Limits

By Spencer Llewellyn at 11:47 pm on October 25, 2013

What are FHA Loan Limits in Alabama?

FHA loans are a low down payment mortgage program and Alabama FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Alabama are set at the floor amount of $275,665 across almost the entire state.

Alabama FHA Loan Limits Search:

County Name	Area	1-Unit	2-Unit	3-Unit	4-Unit
AUTAUGA	MONTGOMERY, AL	$331,760	$424,800	$513,450	$638,100
BALDWIN	DAPHNE-FAIRHOPE-FOLEY, AL	$331,760	$424,800	$513,450	$638,100
BARBOUR	EUFAULA, AL-GA	$331,760	$424,800	$513,450	$638,100
BIBB	BIRMINGHAM-HOOVER, AL	$331,760	$424,800	$513,450	$638,100
BLOUNT	BIRMINGHAM-HOOVER, AL	$331,760	$424,800	$513,450	$638,100
BULLOCK	NON-METRO	$331,760	$424,800	$513,450	$638,100
BUTLER	NON-METRO	$331,760	$424,800	$513,450	$638,100
CALHOUN	ANNISTON-OXFORD, AL	$331,760	$424,800	$513,450	$638,100
CHAMBERS	LAGRANGE, GA-AL	$331,760	$424,800	$513,450	$638,100
CHEROKEE	NON-METRO	$331,760	$424,800	$513,450	$638,100
CHILTON	BIRMINGHAM-HOOVER, AL	$331,760	$424,800	$513,450	$638,100
CHOCTAW	NON-METRO	$331,760	$424,800	$513,450	$638,100
CLARKE	NON-METRO	$331,760	$424,800	$513,450	$638,100
CLAY	NON-METRO	$331,760	$424,800	$513,450	$638,100
CLEBURNE	NON-METRO	$331,760	$424,800	$513,450	$638,100
COFFEE	ENTERPRISE, AL	$331,760	$424,800	$513,450	$638,100
COLBERT	FLORENCE-MUSCLE SHOALS, AL	$331,760	$424,800	$513,450	$638,100
CONECUH	NON-METRO	$331,760	$424,800	$513,450	$638,100
COOSA	ALEXANDER CITY, AL	$331,760	$424,800	$513,450	$638,100
COVINGTON	NON-METRO	$331,760	$424,800	$513,450	$638,100
CRENSHAW	NON-METRO	$331,760	$424,800	$513,450	$638,100
CULLMAN	CULLMAN, AL	$331,760	$424,800	$513,450	$638,100
DALE	OZARK, AL	$331,760	$424,800	$513,450	$638,100
DALLAS	SELMA, AL	$331,760	$424,800	$513,450	$638,100
DEKALB	FORT PAYNE, AL	$331,760	$424,800	$513,450	$638,100
ELMORE	MONTGOMERY, AL	$331,760	$424,800	$513,450	$638,100
ESCAMBIA	ATMORE, AL	$331,760	$424,800	$513,450	$638,100
ETOWAH	GADSDEN, AL	$331,760	$424,800	$513,450	$638,100
FAYETTE	NON-METRO	$331,760	$424,800	$513,450	$638,100
FRANKLIN	NON-METRO	$331,760	$424,800	$513,450	$638,100
GENEVA	DOTHAN, AL	$331,760	$424,800	$513,450	$638,100
GREENE	TUSCALOOSA, AL	$331,760	$424,800	$513,450	$638,100
HALE	TUSCALOOSA, AL	$331,760	$424,800	$513,450	$638,100
HENRY	DOTHAN, AL	$331,760	$424,800	$513,450	$638,100
HOUSTON	DOTHAN, AL	$331,760	$424,800	$513,450	$638,100
JACKSON	SCOTTSBORO, AL	$331,760	$424,800	$513,450	$638,100
JEFFERSON	BIRMINGHAM-HOOVER, AL	$331,760	$424,800	$513,450	$638,100
LAMAR	NON-METRO	$331,760	$424,800	$513,450	$638,100
LAUDERDALE	FLORENCE-MUSCLE SHOALS, AL	$331,760	$424,800	$513,450	$638,100
LAWRENCE	DECATUR, AL	$331,760	$424,800	$513,450	$638,100
LEE	AUBURN-OPELIKA, AL	$331,760	$424,800	$513,450	$638,100
LIMESTONE	HUNTSVILLE, AL	$331,760	$424,800	$513,450	$638,100
LOWNDES	MONTGOMERY, AL	$331,760	$424,800	$513,450	$638,100
MACON	NON-METRO	$331,760	$424,800	$513,450	$638,100
MADISON	HUNTSVILLE, AL	$331,760	$424,800	$513,450	$638,100
MARENGO	NON-METRO	$331,760	$424,800	$513,450	$638,100
MARION	NON-METRO	$331,760	$424,800	$513,450	$638,100
MARSHALL	ALBERTVILLE, AL	$331,760	$424,800	$513,450	$638,100
MOBILE	MOBILE, AL	$331,760	$424,800	$513,450	$638,100
MONROE	NON-METRO	$331,760	$424,800	$513,450	$638,100
MONTGOMERY	MONTGOMERY, AL	$331,760	$424,800	$513,450	$638,100
MORGAN	DECATUR, AL	$331,760	$424,800	$513,450	$638,100
PERRY	NON-METRO	$331,760	$424,800	$513,450	$638,100
PICKENS	TUSCALOOSA, AL	$331,760	$424,800	$513,450	$638,100
PIKE	TROY, AL	$331,760	$424,800	$513,450	$638,100
RANDOLPH	NON-METRO	$331,760	$424,800	$513,450	$638,100
RUSSELL	COLUMBUS, GA-AL	$331,760	$424,800	$513,450	$638,100
SHELBY	BIRMINGHAM-HOOVER, AL	$331,760	$424,800	$513,450	$638,100
ST. CLAIR	BIRMINGHAM-HOOVER, AL	$331,760	$424,800	$513,450	$638,100
SUMTER	NON-METRO	$331,760	$424,800	$513,450	$638,100
TALLADEGA	TALLADEGA-SYLACAUGA, AL	$331,760	$424,800	$513,450	$638,100
TALLAPOOSA	ALEXANDER CITY, AL	$331,760	$424,800	$513,450	$638,100
TUSCALOOSA	TUSCALOOSA, AL	$331,760	$424,800	$513,450	$638,100
WALKER	JASPER, AL	$331,760	$424,800	$513,450	$638,100
WASHINGTON	MOBILE, AL	$331,760	$424,800	$513,450	$638,100
WILCOX	NON-METRO	$331,760	$424,800	$513,450	$638,100
WINSTON	NON-METRO	$331,760	$424,800	$513,450	$638,100

Alabama FHA loan limits can change at any time. Check back often to ensure accurate information.

How are Alabama FHA Limits Set?

Alabama FHA Loan Limits Mortgage limits for Alabama FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

AL FHA Loan-to-Value Limits (LTV)

Purchase Loans – The mortgage loan-to-value limit in AL is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in AL is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Alabama FHA loan limits are set at the nationwide floor amount in Birmingham, Montgomery, Mobile, Auburn, Tuscaloosa, Hoover, Dothan, Decatur, Madison City, Gulf Shores, Daphne, Fairhope and Orange Beach. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

FHA Loan Limits for all 50 states
Conforming Loan Limits for all 50 states
Check Your FHA Loan Eligibility
Determine Your FHA Mortgage Payment Amount
Check Current FHA Mortgage Rates
FHA Loan Requirements
Understanding FHA Mortgage Insurance
FHA Payment Calculator
FHA Mortgage Insurance Calculator
FHA Upfront MIP Calculator
FHA Refinance Loans
FHA Streamline Refinance
FHA Cash-Out Refinance
Other Mortgage Options
Ask an FHA Mortgage Question
FHA Mortgage Rates

fha loan limits fha loans

2020 Arkansas FHA Loan Limits

By Spencer Llewellyn at 11:46 pm on October 25, 2013

What are FHA Loan Limits in Arkansas?

FHA loans are a low down payment mortgage program and Arkansas FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Arkansas are set at the floor amount of $275,665 across almost the entire state.

Arkansas FHA Loan Limits Search:

County Name	Area	1-Unit	2-Unit	3-Unit	4-Unit
ARKANSAS	NON-METRO	$331,760	$424,800	$513,450	$638,100
ASHLEY	NON-METRO	$331,760	$424,800	$513,450	$638,100
BAXTER	MOUNTAIN HOME, AR	$331,760	$424,800	$513,450	$638,100
BENTON	FAYETTEVILLE-SPRINGDALE-ROGERS, AR	$331,760	$424,800	$513,450	$638,100
BOONE	HARRISON, AR	$331,760	$424,800	$513,450	$638,100
BRADLEY	NON-METRO	$331,760	$424,800	$513,450	$638,100
CALHOUN	CAMDEN, AR	$331,760	$424,800	$513,450	$638,100
CARROLL	NON-METRO	$331,760	$424,800	$513,450	$638,100
CHICOT	NON-METRO	$331,760	$424,800	$513,450	$638,100
CLARK	ARKADELPHIA, AR	$331,760	$424,800	$513,450	$638,100
CLAY	NON-METRO	$331,760	$424,800	$513,450	$638,100
CLEBURNE	NON-METRO	$331,760	$424,800	$513,450	$638,100
CLEVELAND	PINE BLUFF, AR	$331,760	$424,800	$513,450	$638,100
COLUMBIA	MAGNOLIA, AR	$331,760	$424,800	$513,450	$638,100
CONWAY	NON-METRO	$331,760	$424,800	$513,450	$638,100
CRAIGHEAD	JONESBORO, AR	$331,760	$424,800	$513,450	$638,100
CRAWFORD	FORT SMITH, AR-OK	$331,760	$424,800	$513,450	$638,100
CRITTENDEN	MEMPHIS, TN-MS-AR	$331,760	$424,800	$513,450	$638,100
CROSS	NON-METRO	$331,760	$424,800	$513,450	$638,100
DALLAS	NON-METRO	$331,760	$424,800	$513,450	$638,100
DESHA	NON-METRO	$331,760	$424,800	$513,450	$638,100
DREW	NON-METRO	$331,760	$424,800	$513,450	$638,100
FAULKNER	LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR	$331,760	$424,800	$513,450	$638,100
FRANKLIN	FORT SMITH, AR-OK	$331,760	$424,800	$513,450	$638,100
FULTON	NON-METRO	$331,760	$424,800	$513,450	$638,100
GARLAND	HOT SPRINGS, AR	$331,760	$424,800	$513,450	$638,100
GRANT	LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR	$331,760	$424,800	$513,450	$638,100
GREENE	PARAGOULD, AR	$331,760	$424,800	$513,450	$638,100
HEMPSTEAD	HOPE, AR	$331,760	$424,800	$513,450	$638,100
HOT SPRING	MALVERN, AR	$331,760	$424,800	$513,450	$638,100
HOWARD	NON-METRO	$331,760	$424,800	$513,450	$638,100
INDEPENDENCE	BATESVILLE, AR	$331,760	$424,800	$513,450	$638,100
IZARD	NON-METRO	$331,760	$424,800	$513,450	$638,100
JACKSON	NON-METRO	$331,760	$424,800	$513,450	$638,100
JEFFERSON	PINE BLUFF, AR	$331,760	$424,800	$513,450	$638,100
JOHNSON	NON-METRO	$331,760	$424,800	$513,450	$638,100
LAFAYETTE	NON-METRO	$331,760	$424,800	$513,450	$638,100
LAWRENCE	NON-METRO	$331,760	$424,800	$513,450	$638,100
LEE	NON-METRO	$331,760	$424,800	$513,450	$638,100
LINCOLN	PINE BLUFF, AR	$331,760	$424,800	$513,450	$638,100
LITTLE RIVER	TEXARKANA, TX-AR	$331,760	$424,800	$513,450	$638,100
LOGAN	NON-METRO	$331,760	$424,800	$513,450	$638,100
LONOKE	LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR	$331,760	$424,800	$513,450	$638,100
MADISON	FAYETTEVILLE-SPRINGDALE-ROGERS, AR	$331,760	$424,800	$513,450	$638,100
MARION	NON-METRO	$331,760	$424,800	$513,450	$638,100
MILLER	TEXARKANA, TX-AR	$331,760	$424,800	$513,450	$638,100
MISSISSIPPI	BLYTHEVILLE, AR	$331,760	$424,800	$513,450	$638,100
MONROE	NON-METRO	$331,760	$424,800	$513,450	$638,100
MONTGOMERY	NON-METRO	$331,760	$424,800	$513,450	$638,100
NEVADA	HOPE, AR	$331,760	$424,800	$513,450	$638,100
NEWTON	HARRISON, AR	$331,760	$424,800	$513,450	$638,100
OUACHITA	CAMDEN, AR	$331,760	$424,800	$513,450	$638,100
PERRY	LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR	$331,760	$424,800	$513,450	$638,100
PHILLIPS	HELENA-WEST HELENA, AR	$331,760	$424,800	$513,450	$638,100
PIKE	NON-METRO	$331,760	$424,800	$513,450	$638,100
POINSETT	JONESBORO, AR	$331,760	$424,800	$513,450	$638,100
POLK	NON-METRO	$331,760	$424,800	$513,450	$638,100
POPE	RUSSELLVILLE, AR	$331,760	$424,800	$513,450	$638,100
PRAIRIE	NON-METRO	$331,760	$424,800	$513,450	$638,100
PULASKI	LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR	$331,760	$424,800	$513,450	$638,100
RANDOLPH	NON-METRO	$331,760	$424,800	$513,450	$638,100
SALINE	LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR	$331,760	$424,800	$513,450	$638,100
SCOTT	NON-METRO	$331,760	$424,800	$513,450	$638,100
SEARCY	NON-METRO	$331,760	$424,800	$513,450	$638,100
SEBASTIAN	FORT SMITH, AR-OK	$331,760	$424,800	$513,450	$638,100
SEVIER	NON-METRO	$331,760	$424,800	$513,450	$638,100
SHARP	BATESVILLE, AR	$331,760	$424,800	$513,450	$638,100
ST. FRANCIS	FORREST CITY, AR	$331,760	$424,800	$513,450	$638,100
STONE	NON-METRO	$331,760	$424,800	$513,450	$638,100
UNION	EL DORADO, AR	$331,760	$424,800	$513,450	$638,100
VAN BUREN	NON-METRO	$331,760	$424,800	$513,450	$638,100
WASHINGTON	FAYETTEVILLE-SPRINGDALE-ROGERS, AR	$331,760	$424,800	$513,450	$638,100
WHITE	SEARCY, AR	$331,760	$424,800	$513,450	$638,100
WOODRUFF	NON-METRO	$331,760	$424,800	$513,450	$638,100
YELL	RUSSELLVILLE, AR	$331,760	$424,800	$513,450	$638,100

Arkansas FHA loan limits can change at any time. Check back often to ensure accurate information.

How are Arkansas FHA Limits Set?

Arkansas FHA Loan Limits Mortgage limits for Arkansas FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

AR FHA Loan-to-Value Limits (LTV)

Purchase Loans – The mortgage loan-to-value limit in AR is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in AR is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Arkansas FHA loan limits are set at the nationwide floor amount in Little Rock, Fayetteville, Pine Bluff, North Little Rock, Jonesboro, Hot Springs, Texarkana, El Dorado, Fort Smith, Springdale, Rogers, Bentonville and Conway. You may also want to view these additional FHA loan resources before deciding on a mortgage loan: