What to Do if You Can’t Make your Mortgage Payment

Can't Afford Mortgage Payment

No matter how responsible you are financially, sometimes life just happens. You might end up with a medical emergency, or lose your job. When that happens, you might find it difficult to make your mortgage payment. This is a stressful time, and the finances of the situation can make it even more stressful. If you can’t make your mortgage payment, though, it’s important to take action to reduce the chances of losing your home. Read More

How to Take Your New Housing Payment for a Test Drive

Mortgage Payment Test Drive

Looking for a new place? Will it cost a little more than what you’re paying now? Chances are that you need to take your new payment for a test drive, especially if you’re a first time home buyer. Even if you look at your financial situation, and you think that — on paper — you’ll be able to handle a bigger monthly payment, the truth is that the reality of a higher payment is usually more complicated. Read More

How much mortgage can I afford?

How much mortgage can I afford?

Before potential homeowners apply for a mortgage, they may ask themselves the all important variable, “How much home can I afford?” It’s always a good idea to ponder affordability in advance because it means you can look for houses that fall exactly within the your price range. Read More

USDA Mortgage Loan Tips and Advice

USDA Loan Tips

The U.S. Department of Agriculture (USDA) is the agency that makes it possible for familys’ in rural areas to purchase their own home with no down payment.  USDA mortgage loans are offered to qualifying individuals and families across more than 95% of the U.S. land mass. Read More

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