What is the USDA Loan Program?

USDA Loans

A few months ago, I sold my home and moved across the country. When I sat down with a real estate agent to discuss the possibilities, one of the most encouraging things she told me was that our home met the requirements for the USDA loan program. Read More

0% Down Mortgage Options: Home Loans with No Money Down

0% Down Mortgage Loans

Zero-down mortgage loans make it entirely possible for you to purchase a home with little resources or cash on hand. All you really need to achieve homeownership with a 0% down mortgage is the ability to meet the loan requirements for the program.  In fact, several popular no money down mortgage options are readily available today, and a few others are nearly zero down. Read More

USDA Loans

USDA Loans

In today’s housing market, anyone looking to purchase a home with nothing down may find themselves with few options. Fortunately, USDA home loans still offer 100% financing with low mortgage rates for home purchases. And these rural development loans can be used across most areas of the country. Don’t overlook the no-down payment mortgage options offered through USDA loans. Read More

USDA Refinance Program

USDA Refinance

The USDA Refinance Pilot Program was originally introduced in 2012 to give rural home owners a chance to take advantage of record low interest rates. This pilot program was a success, therefore the program has permanently matured into the USDA Streamline Refinance. Read More

USDA Loans: Buy a home with no down payment.

USDA Loans

In today’s housing market, those wanting to buy a home with no down payment have limited options. The 2008 financial crisis led to the rapid demise of subprime lending and a harsh tightening of mortgage credit. Fortunately, USDA RD loans are still running strong offering 100% financing with low mortgage rates for home purchases.

Read More

As seen in: