What is the USDA Loan Program?

USDA Loans

A few months ago, I sold my home and moved across the country. When I sat down with a real estate agent to discuss the possibilities, one of the most encouraging things she told me was that our home met the requirements for the USDA loan program. Read More

FHA Loan Limits

FHA Loan Limits

The Federal Housing Administration (FHA) makes it possible for Americans with lower incomes and imperfect credit ratings to purchase a home. FHA loan limits were recently increased so that larger loans can now be obtained. Read More

Low Down Payment Mortgage Programs

Low Down Payment Mortgage

The mortgage down payment is a barrier faced by first-time home buyers for generations. Even if you have steady employment and good credit scores, a large down payment can be much harder to achieve. Read More

0% Down Mortgage Options

0% Down Mortgage Loans

Zero-down mortgage loans make it entirely possible for you to purchase a home with little resources or cash on hand. All you really need to achieve homeownership with a 0% down mortgage is the ability to meet the loan requirements for the program.  In fact, several popular no money down mortgage options are readily available today, and a few others are nearly zero down. Read More

USDA Loans

USDA Loans

In today’s housing market, anyone looking to purchase a home with nothing down may find themselves with few options. Fortunately, USDA home loans still offer 100% financing with low mortgage rates for home purchases. And these rural development loans can be used across most areas of the country. Don’t overlook the no-down payment mortgage options offered through USDA loans. Read More

Down Payment Assistance Programs – 2022

Down Payment Assistance Programs

It’s no secret that grants are available to help you purchase a home are available. In fact, homebuyers can get down payment assistance (DPA) in thousands of locations, which helps them save on money they’d otherwise need for down payments. Many of these programs are run by the state, county, or city governments, so DPA programs are different depending on where you live. Fortunately, most home buyers may be eligible for thousands of dollars in downpayment assistance if they meet the requirements. Read More

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