fha loan limits Archives

Wyoming FHA Loan Limits

By Spencer Llewellyn at 1:45 am on November 13, 2013

What are FHA Loan Limits in Wyoming?

FHA loans are a low down payment mortgage program and Wyoming FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Wyoming are set at the floor amount of $275,665 across almost the entire state.

Wyoming FHA Loan Limits Search:

County Name	Area	1-Unit	2-Unit	3-Unit	4-Unit
ALBANY	LARAMIE, WY	$331,760	$424,800	$513,450	$638,100
BIG HORN	NON-METRO	$331,760	$424,800	$513,450	$638,100
CAMPBELL	GILLETTE, WY	$331,760	$424,800	$513,450	$638,100
CARBON	NON-METRO	$331,760	$424,800	$513,450	$638,100
CONVERSE	NON-METRO	$331,760	$424,800	$513,450	$638,100
CROOK	GILLETTE, WY	$331,760	$424,800	$513,450	$638,100
FREMONT	RIVERTON, WY	$331,760	$424,800	$513,450	$638,100
GOSHEN	NON-METRO	$331,760	$424,800	$513,450	$638,100
HOT SPRINGS	NON-METRO	$331,760	$424,800	$513,450	$638,100
JOHNSON	NON-METRO	$331,760	$424,800	$513,450	$638,100
LARAMIE	CHEYENNE, WY	$331,760	$424,800	$513,450	$638,100
LINCOLN	NON-METRO	$331,760	$424,800	$513,450	$638,100
NATRONA	CASPER, WY	$331,760	$424,800	$513,450	$638,100
NIOBRARA	NON-METRO	$331,760	$424,800	$513,450	$638,100
PARK	NON-METRO	$331,760	$424,800	$513,450	$638,100
PLATTE	NON-METRO	$331,760	$424,800	$513,450	$638,100
SHERIDAN	SHERIDAN, WY	$331,760	$424,800	$513,450	$638,100
SUBLETTE	NON-METRO	$331,760	$424,800	$513,450	$638,100
SWEETWATER	ROCK SPRINGS, WY	$331,760	$424,800	$513,450	$638,100
TETON	JACKSON, WY-ID	$765,600	$980,325	$1,184,925	$1,472,550
UINTA	EVANSTON, WY	$331,760	$424,800	$513,450	$638,100
WASHAKIE	NON-METRO	$331,760	$424,800	$513,450	$638,100
WESTON	GILLETTE, WY	$331,760	$424,800	$513,450	$638,100

Wyoming FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are Wyoming FHA Limits Set?

Wyoming FHA Loan Limits Mortgage limits for Wyoming FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

Wyoming FHA Loan-to-Value Limits (LTV)

Purchase Loans – The mortgage loan-to-value limit in Wyoming is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in Wyoming is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Wyoming FHA loan limits are set above the nationwide floor amount in the areas of Jackson and Sheridan. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

FHA Loan Limits for all 50 states
Conforming Loan Limits for all 50 states
Check Your FHA Loan Eligibility
Determine Your FHA Mortgage Payment Amount
Check Current FHA Mortgage Rates
FHA Loan Requirements
Understanding FHA Mortgage Insurance
FHA Payment Calculator
FHA Mortgage Insurance Calculator
FHA Upfront MIP Calculator
FHA Refinance Loans
FHA Streamline Refinance
FHA Cash-Out Refinance
Other Mortgage Options
Ask an FHA Mortgage Question
FHA Mortgage Rates

Wisconsin FHA Loan Limits

By Spencer Llewellyn at 1:44 am on November 13, 2013

What are FHA Loan Limits in Wisconsin?

FHA loans are a low down payment mortgage program and Wisconsin FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Wisconsin are set at the floor amount of $275,665 across almost the entire state.

Wisconsin FHA Loan Limits Search:

County Name	Area	1-Unit	2-Unit	3-Unit	4-Unit
ADAMS	NON-METRO	$331,760	$424,800	$513,450	$638,100
ASHLAND	NON-METRO	$331,760	$424,800	$513,450	$638,100
BARRON	NON-METRO	$331,760	$424,800	$513,450	$638,100
BAYFIELD	NON-METRO	$331,760	$424,800	$513,450	$638,100
BROWN	GREEN BAY, WI	$331,760	$424,800	$513,450	$638,100
BUFFALO	NON-METRO	$331,760	$424,800	$513,450	$638,100
BURNETT	NON-METRO	$331,760	$424,800	$513,450	$638,100
CALUMET	APPLETON, WI	$331,760	$424,800	$513,450	$638,100
CHIPPEWA	EAU CLAIRE, WI	$331,760	$424,800	$513,450	$638,100
CLARK	NON-METRO	$331,760	$424,800	$513,450	$638,100
COLUMBIA	MADISON, WI	$333,500	$426,950	$516,050	$641,350
CRAWFORD	NON-METRO	$331,760	$424,800	$513,450	$638,100
DANE	MADISON, WI	$333,500	$426,950	$516,050	$641,350
DODGE	BEAVER DAM, WI	$331,760	$424,800	$513,450	$638,100
DOOR	NON-METRO	$331,760	$424,800	$513,450	$638,100
DOUGLAS	DULUTH, MN-WI	$331,760	$424,800	$513,450	$638,100
DUNN	MENOMONIE, WI	$331,760	$424,800	$513,450	$638,100
EAU CLAIRE	EAU CLAIRE, WI	$331,760	$424,800	$513,450	$638,100
FLORENCE	IRON MOUNTAIN, MI-WI	$331,760	$424,800	$513,450	$638,100
FOND DU LAC	FOND DU LAC, WI	$331,760	$424,800	$513,450	$638,100
FOREST	NON-METRO	$331,760	$424,800	$513,450	$638,100
GRANT	PLATTEVILLE, WI	$331,760	$424,800	$513,450	$638,100
GREEN	MADISON, WI	$333,500	$426,950	$516,050	$641,350
GREEN LAKE	NON-METRO	$331,760	$424,800	$513,450	$638,100
IOWA	MADISON, WI	$333,500	$426,950	$516,050	$641,350
IRON	NON-METRO	$331,760	$424,800	$513,450	$638,100
JACKSON	NON-METRO	$331,760	$424,800	$513,450	$638,100
JEFFERSON	WATERTOWN-FORT ATKINSON, WI	$331,760	$424,800	$513,450	$638,100
JUNEAU	NON-METRO	$331,760	$424,800	$513,450	$638,100
KENOSHA	CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI	$368,000	$471,100	$569,450	$707,700
KEWAUNEE	GREEN BAY, WI	$331,760	$424,800	$513,450	$638,100
LA CROSSE	LA CROSSE-ONALASKA, WI-MN	$331,760	$424,800	$513,450	$638,100
LAFAYETTE	NON-METRO	$331,760	$424,800	$513,450	$638,100
LANGLADE	NON-METRO	$331,760	$424,800	$513,450	$638,100
LINCOLN	WAUSAU-WESTON, WI	$331,760	$424,800	$513,450	$638,100
MANITOWOC	MANITOWOC, WI	$331,760	$424,800	$513,450	$638,100
MARATHON	WAUSAU-WESTON, WI	$331,760	$424,800	$513,450	$638,100
MARINETTE	MARINETTE, WI-MI	$331,760	$424,800	$513,450	$638,100
MARQUETTE	NON-METRO	$331,760	$424,800	$513,450	$638,100
MENOMINEE	SHAWANO, WI	$331,760	$424,800	$513,450	$638,100
MILWAUKEE	MILWAUKEE-WAUKESHA, WI	$339,250	$434,300	$524,950	$652,400
MONROE	NON-METRO	$331,760	$424,800	$513,450	$638,100
OCONTO	GREEN BAY, WI	$331,760	$424,800	$513,450	$638,100
ONEIDA	NON-METRO	$331,760	$424,800	$513,450	$638,100
OUTAGAMIE	APPLETON, WI	$331,760	$424,800	$513,450	$638,100
OZAUKEE	MILWAUKEE-WAUKESHA, WI	$339,250	$434,300	$524,950	$652,400
PEPIN	NON-METRO	$331,760	$424,800	$513,450	$638,100
PIERCE	MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI	$382,950	$490,250	$592,600	$736,450
POLK	NON-METRO	$331,760	$424,800	$513,450	$638,100
PORTAGE	STEVENS POINT, WI	$331,760	$424,800	$513,450	$638,100
PRICE	NON-METRO	$331,760	$424,800	$513,450	$638,100
RACINE	RACINE, WI	$331,760	$424,800	$513,450	$638,100
RICHLAND	NON-METRO	$331,760	$424,800	$513,450	$638,100
ROCK	JANESVILLE-BELOIT, WI	$331,760	$424,800	$513,450	$638,100
RUSK	NON-METRO	$331,760	$424,800	$513,450	$638,100
SAUK	BARABOO, WI	$331,760	$424,800	$513,450	$638,100
SAWYER	NON-METRO	$331,760	$424,800	$513,450	$638,100
SHAWANO	SHAWANO, WI	$331,760	$424,800	$513,450	$638,100
SHEBOYGAN	SHEBOYGAN, WI	$331,760	$424,800	$513,450	$638,100
ST. CROIX	MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI	$382,950	$490,250	$592,600	$736,450
TAYLOR	NON-METRO	$331,760	$424,800	$513,450	$638,100
TREMPEALEAU	NON-METRO	$331,760	$424,800	$513,450	$638,100
VERNON	NON-METRO	$331,760	$424,800	$513,450	$638,100
VILAS	NON-METRO	$331,760	$424,800	$513,450	$638,100
WALWORTH	WHITEWATER, WI	$331,760	$424,800	$513,450	$638,100
WASHBURN	NON-METRO	$331,760	$424,800	$513,450	$638,100
WASHINGTON	MILWAUKEE-WAUKESHA, WI	$339,250	$434,300	$524,950	$652,400
WAUKESHA	MILWAUKEE-WAUKESHA, WI	$339,250	$434,300	$524,950	$652,400
WAUPACA	NON-METRO	$331,760	$424,800	$513,450	$638,100
WAUSHARA	NON-METRO	$331,760	$424,800	$513,450	$638,100
WINNEBAGO	OSHKOSH-NEENAH, WI	$331,760	$424,800	$513,450	$638,100
WOOD	WISCONSIN RAPIDS-MARSHFIELD, WI	$331,760	$424,800	$513,450	$638,100

Wisconsin FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are Wisconsin FHA Limits Set?

Mortgage limits for Wisconsin FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

Wisconsin FHA Loan-to-Value Limits (LTV)

Purchase Loans – The mortgage loan-to-value limit in Wisconsin is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in Wisconsin is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Wisconsin FHA loan limits are set above the nationwide floor amount in the areas of Milwaukee and Madison. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

FHA Loan Limits for all 50 states
Conforming Loan Limits for all 50 states
Check Your FHA Loan Eligibility
Determine Your FHA Mortgage Payment Amount
Check Current FHA Mortgage Rates
FHA Loan Requirements
Understanding FHA Mortgage Insurance
FHA Payment Calculator
FHA Mortgage Insurance Calculator
FHA Upfront MIP Calculator
FHA Refinance Loans
FHA Streamline Refinance
FHA Cash-Out Refinance
Other Mortgage Options
Ask an FHA Mortgage Question
FHA Mortgage Rates

fha loan limits fha loans Wisconsin

West Virginia FHA Loan Limits

By Spencer Llewellyn at 1:44 am on November 13, 2013

What are FHA Loan Limits in West Virginia?

FHA loans are a low down payment mortgage program and West Virginia FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in West Virginia are set at the floor amount of $275,665 across most of the state.

West Virginia FHA Loan Limits Search:

County Name	Area	1-Unit	2-Unit	3-Unit	4-Unit
BARBOUR	NON-METRO	$331,760	$424,800	$513,450	$638,100
BERKELEY	HAGERSTOWN-MARTINSBURG, MD-WV	$331,760	$424,800	$513,450	$638,100
BOONE	CHARLESTON, WV	$331,760	$424,800	$513,450	$638,100
BRAXTON	NON-METRO	$331,760	$424,800	$513,450	$638,100
BROOKE	WEIRTON-STEUBENVILLE, WV-OH	$331,760	$424,800	$513,450	$638,100
CABELL	HUNTINGTON-ASHLAND, WV-KY-OH	$331,760	$424,800	$513,450	$638,100
CALHOUN	NON-METRO	$331,760	$424,800	$513,450	$638,100
CLAY	CHARLESTON, WV	$331,760	$424,800	$513,450	$638,100
DODDRIDGE	CLARKSBURG, WV	$331,760	$424,800	$513,450	$638,100
FAYETTE	BECKLEY, WV	$331,760	$424,800	$513,450	$638,100
GILMER	NON-METRO	$331,760	$424,800	$513,450	$638,100
GRANT	NON-METRO	$331,760	$424,800	$513,450	$638,100
GREENBRIER	NON-METRO	$331,760	$424,800	$513,450	$638,100
HAMPSHIRE	WINCHESTER, VA-WV	$331,760	$424,800	$513,450	$638,100
HANCOCK	WEIRTON-STEUBENVILLE, WV-OH	$331,760	$424,800	$513,450	$638,100
HARDY	NON-METRO	$331,760	$424,800	$513,450	$638,100
HARRISON	CLARKSBURG, WV	$331,760	$424,800	$513,450	$638,100
JACKSON	CHARLESTON, WV	$331,760	$424,800	$513,450	$638,100
JEFFERSON	WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV	$765,600	$980,325	$1,184,925	$1,472,550
KANAWHA	CHARLESTON, WV	$331,760	$424,800	$513,450	$638,100
LEWIS	NON-METRO	$331,760	$424,800	$513,450	$638,100
LINCOLN	CHARLESTON, WV	$331,760	$424,800	$513,450	$638,100
LOGAN	MOUNT GAY-SHAMROCK, WV	$331,760	$424,800	$513,450	$638,100
MARION	FAIRMONT, WV	$331,760	$424,800	$513,450	$638,100
MARSHALL	WHEELING, WV-OH	$331,760	$424,800	$513,450	$638,100
MASON	POINT PLEASANT, WV-OH	$331,760	$424,800	$513,450	$638,100
MCDOWELL	NON-METRO	$331,760	$424,800	$513,450	$638,100
MERCER	BLUEFIELD, WV-VA	$331,760	$424,800	$513,450	$638,100
MINERAL	CUMBERLAND, MD-WV	$331,760	$424,800	$513,450	$638,100
MINGO	NON-METRO	$331,760	$424,800	$513,450	$638,100
MONONGALIA	MORGANTOWN, WV	$331,760	$424,800	$513,450	$638,100
MONROE	NON-METRO	$331,760	$424,800	$513,450	$638,100
MORGAN	HAGERSTOWN-MARTINSBURG, MD-WV	$331,760	$424,800	$513,450	$638,100
NICHOLAS	NON-METRO	$331,760	$424,800	$513,450	$638,100
OHIO	WHEELING, WV-OH	$331,760	$424,800	$513,450	$638,100
PENDLETON	NON-METRO	$331,760	$424,800	$513,450	$638,100
PLEASANTS	NON-METRO	$331,760	$424,800	$513,450	$638,100
POCAHONTAS	NON-METRO	$331,760	$424,800	$513,450	$638,100
PRESTON	MORGANTOWN, WV	$331,760	$424,800	$513,450	$638,100
PUTNAM	HUNTINGTON-ASHLAND, WV-KY-OH	$331,760	$424,800	$513,450	$638,100
RALEIGH	BECKLEY, WV	$331,760	$424,800	$513,450	$638,100
RANDOLPH	ELKINS, WV	$331,760	$424,800	$513,450	$638,100
RITCHIE	NON-METRO	$331,760	$424,800	$513,450	$638,100
ROANE	NON-METRO	$331,760	$424,800	$513,450	$638,100
SUMMERS	NON-METRO	$331,760	$424,800	$513,450	$638,100
TAYLOR	CLARKSBURG, WV	$331,760	$424,800	$513,450	$638,100
TUCKER	NON-METRO	$331,760	$424,800	$513,450	$638,100
TYLER	NON-METRO	$331,760	$424,800	$513,450	$638,100
UPSHUR	NON-METRO	$331,760	$424,800	$513,450	$638,100
WAYNE	HUNTINGTON-ASHLAND, WV-KY-OH	$331,760	$424,800	$513,450	$638,100
WEBSTER	NON-METRO	$331,760	$424,800	$513,450	$638,100
WETZEL	NON-METRO	$331,760	$424,800	$513,450	$638,100
WIRT	PARKERSBURG-VIENNA, WV	$331,760	$424,800	$513,450	$638,100
WOOD	PARKERSBURG-VIENNA, WV	$331,760	$424,800	$513,450	$638,100
WYOMING	NON-METRO	$331,760	$424,800	$513,450	$638,100

West Virginia FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are West Virginia FHA Limits Set?

West Virginia FHA Loan Limits Mortgage limits for West Virginia FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

West Virginia FHA Loan-to-Value Limits (LTV)

Purchase Loans – The mortgage loan-to-value limit in West Virginia is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in West Virginia is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

West Virginia FHA loan limits are set above the nationwide floor amount include include locations near Washington D.C. and Hagerstown, MD. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

FHA Loan Limits for all 50 states
Conforming Loan Limits for all 50 states
Check Your FHA Loan Eligibility
Determine Your FHA Mortgage Payment Amount
Check Current FHA Mortgage Rates
FHA Loan Requirements
Understanding FHA Mortgage Insurance
FHA Payment Calculator
FHA Mortgage Insurance Calculator
FHA Upfront MIP Calculator
FHA Refinance Loans
FHA Streamline Refinance
FHA Cash-Out Refinance
Other Mortgage Options
Ask an FHA Mortgage Question
FHA Mortgage Rates

fha loan limits fha loans West Virginia

Washington FHA Loan Limits

By Spencer Llewellyn at 1:43 am on November 13, 2013

What are FHA Loan Limits in Washington?

FHA loans are a low down payment mortgage program and Washington FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Washington are set at the floor amount of $275,665 across much of the state.

Washington FHA Loan Limits Search:

County Name	Area	1-Unit	2-Unit	3-Unit	4-Unit
ADAMS	OTHELLO, WA	$331,760	$424,800	$513,450	$638,100
ASOTIN	LEWISTON, ID-WA	$331,760	$424,800	$513,450	$638,100
BENTON	KENNEWICK-RICHLAND, WA	$331,760	$424,800	$513,450	$638,100
CHELAN	WENATCHEE, WA	$345,000	$441,650	$533,850	$663,450
CLALLAM	PORT ANGELES, WA	$384,100	$491,700	$594,350	$738,650
CLARK	PORTLAND-VANCOUVER-HILLSBORO, OR-WA	$491,050	$628,600	$759,850	$944,350
COLUMBIA	NON-METRO	$331,760	$424,800	$513,450	$638,100
COWLITZ	LONGVIEW, WA	$331,760	$424,800	$513,450	$638,100
DOUGLAS	WENATCHEE, WA	$345,000	$441,650	$533,850	$663,450
FERRY	NON-METRO	$331,760	$424,800	$513,450	$638,100
FRANKLIN	KENNEWICK-RICHLAND, WA	$331,760	$424,800	$513,450	$638,100
GARFIELD	NON-METRO	$331,760	$424,800	$513,450	$638,100
GRANT	MOSES LAKE, WA	$331,760	$424,800	$513,450	$638,100
GRAYS HARBOR	ABERDEEN, WA	$331,760	$424,800	$513,450	$638,100
ISLAND	OAK HARBOR, WA	$393,300	$503,500	$608,600	$756,350
JEFFERSON	NON-METRO	$351,900	$450,500	$544,550	$676,750
KING	SEATTLE-TACOMA-BELLEVUE, WA	$741,750	$949,600	$1,147,800	$1,426,450
KITSAP	BREMERTON-SILVERDALE-PORT ORCHARD, WA	$395,600	$506,450	$612,150	$760,750
KITTITAS	ELLENSBURG, WA	$331,760	$424,800	$513,450	$638,100
KLICKITAT	NON-METRO	$331,760	$424,800	$513,450	$638,100
LEWIS	CENTRALIA, WA	$331,760	$424,800	$513,450	$638,100
LINCOLN	NON-METRO	$331,760	$424,800	$513,450	$638,100
MASON	SHELTON, WA	$331,760	$424,800	$513,450	$638,100
OKANOGAN	NON-METRO	$331,760	$424,800	$513,450	$638,100
PACIFIC	NON-METRO	$331,760	$424,800	$513,450	$638,100
PEND OREILLE	NON-METRO	$331,760	$424,800	$513,450	$638,100
PIERCE	SEATTLE-TACOMA-BELLEVUE, WA	$741,750	$949,600	$1,147,800	$1,426,450
SAN JUAN	NON-METRO	$497,950	$637,450	$770,550	$957,600
SKAGIT	MOUNT VERNON-ANACORTES, WA	$373,750	$478,450	$578,350	$718,750
SKAMANIA	PORTLAND-VANCOUVER-HILLSBORO, OR-WA	$491,050	$628,600	$759,850	$944,350
SNOHOMISH	SEATTLE-TACOMA-BELLEVUE, WA	$741,750	$949,600	$1,147,800	$1,426,450
SPOKANE	SPOKANE-SPOKANE VALLEY, WA	$331,760	$424,800	$513,450	$638,100
STEVENS	SPOKANE-SPOKANE VALLEY, WA	$331,760	$424,800	$513,450	$638,100
THURSTON	OLYMPIA-LACEY-TUMWATER, WA	$370,300	$474,050	$573,000	$712,100
WAHKIAKUM	NON-METRO	$331,760	$424,800	$513,450	$638,100
WALLA WALLA	WALLA WALLA, WA	$331,760	$424,800	$513,450	$638,100
WHATCOM	BELLINGHAM, WA	$411,700	$527,050	$637,050	$791,750
WHITMAN	PULLMAN, WA	$331,760	$424,800	$513,450	$638,100
YAKIMA	YAKIMA, WA	$331,760	$424,800	$513,450	$638,100

Washington FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are Washington FHA Limits Set?

Washington FHA Loan Limits Mortgage limits for Washington FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

Washington FHA Loan-to-Value Limits (LTV)

Purchase Loans – The mortgage loan-to-value limit in Washington is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in Washington is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Washington FHA loan limits are set above the nationwide floor amount in Seattle, Tacoma, Everett, Bellevue and Port Angeles. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

FHA Loan Limits for all 50 states
Conforming Loan Limits for all 50 states
Check Your FHA Loan Eligibility
Determine Your FHA Mortgage Payment Amount
Check Current FHA Mortgage Rates
FHA Loan Requirements
Understanding FHA Mortgage Insurance
FHA Payment Calculator
FHA Mortgage Insurance Calculator
FHA Upfront MIP Calculator
FHA Refinance Loans
FHA Streamline Refinance
FHA Cash-Out Refinance
Other Mortgage Options
Ask an FHA Mortgage Question
FHA Mortgage Rates

fha loan limits fha loans Washington

Virginia FHA Loan Limits

By Spencer Llewellyn at 1:43 am on November 13, 2013

What are FHA Loan Limits in Virginia?

FHA loans are a low down payment mortgage program and Virginia FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Virginia are set at the floor amount of $275,665 across most of the entire state.

Virginia FHA Loan Limits Search:

County Name	Area	1-Unit	2-Unit	3-Unit	4-Unit
ACCOMACK	NON-METRO	$331,760	$424,800	$513,450	$638,100
ALBEMARLE	CHARLOTTESVILLE, VA	$437,000	$559,450	$676,200	$840,400
ALEXANDRIA CITY	WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV	$765,600	$980,325	$1,184,925	$1,472,550
ALLEGHANY	NON-METRO	$331,760	$424,800	$513,450	$638,100
AMELIA	RICHMOND, VA	$535,900	$686,050	$829,250	$1,030,600
AMHERST	LYNCHBURG, VA	$331,760	$424,800	$513,450	$638,100
APPOMATTOX	LYNCHBURG, VA	$331,760	$424,800	$513,450	$638,100
ARLINGTON	WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV	$765,600	$980,325	$1,184,925	$1,472,550
AUGUSTA	STAUNTON, VA	$331,760	$424,800	$513,450	$638,100
BATH	NON-METRO	$331,760	$424,800	$513,450	$638,100
BEDFORD	LYNCHBURG, VA	$331,760	$424,800	$513,450	$638,100
BLAND	BLUEFIELD, WV-VA	$331,760	$424,800	$513,450	$638,100
BOTETOURT	ROANOKE, VA	$331,760	$424,800	$513,450	$638,100
BRISTOL CITY	KINGSPORT-BRISTOL, TN-VA	$331,760	$424,800	$513,450	$638,100
BRUNSWICK	NON-METRO	$331,760	$424,800	$513,450	$638,100
BUCHANAN	NON-METRO	$331,760	$424,800	$513,450	$638,100
BUCKINGHAM	NON-METRO	$331,760	$424,800	$513,450	$638,100
BUENA VISTA CIT	NON-METRO	$331,760	$424,800	$513,450	$638,100
CAMPBELL	LYNCHBURG, VA	$331,760	$424,800	$513,450	$638,100
CAROLINE	NON-METRO	$331,760	$424,800	$513,450	$638,100
CARROLL	NON-METRO	$331,760	$424,800	$513,450	$638,100
CHARLES CITY	RICHMOND, VA	$535,900	$686,050	$829,250	$1,030,600
CHARLOTTE	NON-METRO	$331,760	$424,800	$513,450	$638,100
CHARLOTTESVILLE	CHARLOTTESVILLE, VA	$437,000	$559,450	$676,200	$840,400
CHESAPEAKE CITY	VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC	$458,850	$587,400	$710,050	$882,400
CHESTERFIELD	RICHMOND, VA	$535,900	$686,050	$829,250	$1,030,600
CLARKE	WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV	$765,600	$980,325	$1,184,925	$1,472,550
COLONIAL HEIGHT	RICHMOND, VA	$535,900	$686,050	$829,250	$1,030,600
COVINGTON CITY	NON-METRO	$331,760	$424,800	$513,450	$638,100
CRAIG	ROANOKE, VA	$331,760	$424,800	$513,450	$638,100
CULPEPER	WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV	$765,600	$980,325	$1,184,925	$1,472,550
CUMBERLAND	NON-METRO	$331,760	$424,800	$513,450	$638,100
DANVILLE CITY	DANVILLE, VA	$331,760	$424,800	$513,450	$638,100
DICKENSON	NON-METRO	$331,760	$424,800	$513,450	$638,100
DINWIDDIE	RICHMOND, VA	$535,900	$686,050	$829,250	$1,030,600
EMPORIA CITY	NON-METRO	$331,760	$424,800	$513,450	$638,100
ESSEX	NON-METRO	$331,760	$424,800	$513,450	$638,100
FAIRFAX	WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV	$765,600	$980,325	$1,184,925	$1,472,550
FAIRFAX CITY	WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV	$765,600	$980,325	$1,184,925	$1,472,550
FALLS CHURCH CI	WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV	$765,600	$980,325	$1,184,925	$1,472,550
FAUQUIER	WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV	$765,600	$980,325	$1,184,925	$1,472,550
FLOYD	NON-METRO	$331,760	$424,800	$513,450	$638,100
FLUVANNA	CHARLOTTESVILLE, VA	$437,000	$559,450	$676,200	$840,400
FRANKLIN	ROANOKE, VA	$331,760	$424,800	$513,450	$638,100
FRANKLIN CITY	VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC	$458,850	$587,400	$710,050	$882,400
FREDERICK	WINCHESTER, VA-WV	$331,760	$424,800	$513,450	$638,100
FREDERICKSBURG	WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV	$765,600	$980,325	$1,184,925	$1,472,550
GALAX CITY	NON-METRO	$331,760	$424,800	$513,450	$638,100
GILES	BLACKSBURG-CHRISTIANSBURG, VA	$331,760	$424,800	$513,450	$638,100
GLOUCESTER	VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC	$458,850	$587,400	$710,050	$882,400
GOOCHLAND	RICHMOND, VA	$535,900	$686,050	$829,250	$1,030,600
GRAYSON	NON-METRO	$331,760	$424,800	$513,450	$638,100
GREENE	CHARLOTTESVILLE, VA	$437,000	$559,450	$676,200	$840,400
GREENSVILLE	NON-METRO	$331,760	$424,800	$513,450	$638,100
HALIFAX	NON-METRO	$331,760	$424,800	$513,450	$638,100
HAMPTON CITY	VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC	$458,850	$587,400	$710,050	$882,400
HANOVER	RICHMOND, VA	$535,900	$686,050	$829,250	$1,030,600
HARRISONBURG CI	HARRISONBURG, VA	$331,760	$424,800	$513,450	$638,100
HENRICO	RICHMOND, VA	$535,900	$686,050	$829,250	$1,030,600
HENRY	MARTINSVILLE, VA	$331,760	$424,800	$513,450	$638,100
HIGHLAND	NON-METRO	$331,760	$424,800	$513,450	$638,100
HOPEWELL CITY	RICHMOND, VA	$535,900	$686,050	$829,250	$1,030,600
ISLE OF WIGHT	VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC	$458,850	$587,400	$710,050	$882,400
JAMES CITY	VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC	$458,850	$587,400	$710,050	$882,400
KING AND QUEEN	RICHMOND, VA	$535,900	$686,050	$829,250	$1,030,600
KING GEORGE	NON-METRO	$350,750	$449,000	$542,750	$674,500
KING WILLIAM	RICHMOND, VA	$535,900	$686,050	$829,250	$1,030,600
LANCASTER	NON-METRO	$442,750	$566,800	$685,100	$851,450
LEE	NON-METRO	$331,760	$424,800	$513,450	$638,100
LEXINGTON CITY	NON-METRO	$354,200	$453,450	$548,100	$681,150
LOUDOUN	WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV	$765,600	$980,325	$1,184,925	$1,472,550
LOUISA	NON-METRO	$331,760	$424,800	$513,450	$638,100
LUNENBURG	NON-METRO	$331,760	$424,800	$513,450	$638,100
LYNCHBURG CITY	LYNCHBURG, VA	$331,760	$424,800	$513,450	$638,100
MADISON	WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV	$765,600	$980,325	$1,184,925	$1,472,550
MANASSAS CITY	WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV	$765,600	$980,325	$1,184,925	$1,472,550
MANASSAS PARK C	WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV	$765,600	$980,325	$1,184,925	$1,472,550
MARTINSVILLE CI	MARTINSVILLE, VA	$331,760	$424,800	$513,450	$638,100
MATHEWS	VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC	$458,850	$587,400	$710,050	$882,400
MECKLENBURG	NON-METRO	$331,760	$424,800	$513,450	$638,100
MIDDLESEX	NON-METRO	$331,760	$424,800	$513,450	$638,100
MONTGOMERY	BLACKSBURG-CHRISTIANSBURG, VA	$331,760	$424,800	$513,450	$638,100
NELSON	CHARLOTTESVILLE, VA	$437,000	$559,450	$676,200	$840,400
NEW KENT	RICHMOND, VA	$535,900	$686,050	$829,250	$1,030,600
NEWPORT NEWS CI	VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC	$458,850	$587,400	$710,050	$882,400
NORFOLK CITY	VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC	$458,850	$587,400	$710,050	$882,400
NORTHAMPTON	NON-METRO	$331,760	$424,800	$513,450	$638,100
NORTHUMBERLAND	NON-METRO	$331,760	$424,800	$513,450	$638,100
NORTON CITY	BIG STONE GAP, VA	$331,760	$424,800	$513,450	$638,100
NOTTOWAY	NON-METRO	$331,760	$424,800	$513,450	$638,100
ORANGE	NON-METRO	$331,760	$424,800	$513,450	$638,100
PAGE	NON-METRO	$331,760	$424,800	$513,450	$638,100
PATRICK	NON-METRO	$331,760	$424,800	$513,450	$638,100
PETERSBURG CITY	RICHMOND, VA	$535,900	$686,050	$829,250	$1,030,600
PITTSYLVANIA	DANVILLE, VA	$331,760	$424,800	$513,450	$638,100
POQUOSON CITY	VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC	$458,850	$587,400	$710,050	$882,400
PORTSMOUTH CITY	VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC	$458,850	$587,400	$710,050	$882,400
POWHATAN	RICHMOND, VA	$535,900	$686,050	$829,250	$1,030,600
PRINCE EDWARD	NON-METRO	$331,760	$424,800	$513,450	$638,100
PRINCE GEORGE	RICHMOND, VA	$535,900	$686,050	$829,250	$1,030,600
PRINCE WILLIAM	WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV	$765,600	$980,325	$1,184,925	$1,472,550
PULASKI	BLACKSBURG-CHRISTIANSBURG, VA	$331,760	$424,800	$513,450	$638,100
RADFORD CITY	BLACKSBURG-CHRISTIANSBURG, VA	$331,760	$424,800	$513,450	$638,100
RAPPAHANNOCK	WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV	$765,600	$980,325	$1,184,925	$1,472,550
RICHMOND	NON-METRO	$331,760	$424,800	$513,450	$638,100
RICHMOND CITY	RICHMOND, VA	$535,900	$686,050	$829,250	$1,030,600
ROANOKE	ROANOKE, VA	$331,760	$424,800	$513,450	$638,100
ROANOKE CITY	ROANOKE, VA	$331,760	$424,800	$513,450	$638,100
ROCKBRIDGE	NON-METRO	$331,760	$424,800	$513,450	$638,100
ROCKINGHAM	HARRISONBURG, VA	$331,760	$424,800	$513,450	$638,100
RUSSELL	NON-METRO	$331,760	$424,800	$513,450	$638,100
SALEM CITY	ROANOKE, VA	$331,760	$424,800	$513,450	$638,100
SCOTT	KINGSPORT-BRISTOL, TN-VA	$331,760	$424,800	$513,450	$638,100
SHENANDOAH	NON-METRO	$331,760	$424,800	$513,450	$638,100
SMYTH	NON-METRO	$331,760	$424,800	$513,450	$638,100
SOUTHAMPTON	VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC	$458,850	$587,400	$710,050	$882,400
SPOTSYLVANIA	WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV	$765,600	$980,325	$1,184,925	$1,472,550
STAFFORD	WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV	$765,600	$980,325	$1,184,925	$1,472,550
STAUNTON CITY	STAUNTON, VA	$331,760	$424,800	$513,450	$638,100
SUFFOLK CITY	VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC	$458,850	$587,400	$710,050	$882,400
SURRY	NON-METRO	$331,760	$424,800	$513,450	$638,100
SUSSEX	RICHMOND, VA	$535,900	$686,050	$829,250	$1,030,600
TAZEWELL	BLUEFIELD, WV-VA	$331,760	$424,800	$513,450	$638,100
VIRGINIA BEACH	VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC	$458,850	$587,400	$710,050	$882,400
WARREN	WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV	$765,600	$980,325	$1,184,925	$1,472,550
WASHINGTON	KINGSPORT-BRISTOL, TN-VA	$331,760	$424,800	$513,450	$638,100
WAYNESBORO CITY	STAUNTON, VA	$331,760	$424,800	$513,450	$638,100
WESTMORELAND	NON-METRO	$331,760	$424,800	$513,450	$638,100
WILLIAMSBURG CI	VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC	$458,850	$587,400	$710,050	$882,400
WINCHESTER CITY	WINCHESTER, VA-WV	$331,760	$424,800	$513,450	$638,100
WISE	BIG STONE GAP, VA	$331,760	$424,800	$513,450	$638,100
WYTHE	NON-METRO	$331,760	$424,800	$513,450	$638,100
YORK	VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC	$458,850	$587,400	$710,050	$882,400

Virginia FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are Virginia FHA Limits Set?

Vermont FHA Loan Limits Mortgage limits for Virginia FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

Virginia FHA Loan-to-Value Limits (LTV)

Purchase Loans – The mortgage loan-to-value limit in Virginia is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in Virginia is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Virginia FHA loan limits are set above the nationwide floor amount in Arlington, Alexandria, Richmond, Virginia Beach and Winchester. You may also want to view these additional FHA loan resources before deciding on a mortgage loan: