fha loan limits Archives

Ohio FHA Loan Limits

By Spencer Llewellyn at 1:37 am on November 13, 2013

What are FHA Loan Limits in Ohio?

FHA loans are a low down payment mortgage program and Ohio FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Ohio are set at the floor amount of $275,665 across almost the entire state.

Ohio FHA Loan Limits Search:

County Name	Area	1-Unit	2-Unit	3-Unit	4-Unit
ADAMS	NON-METRO	$331,760	$424,800	$513,450	$638,100
ALLEN	LIMA, OH	$331,760	$424,800	$513,450	$638,100
ASHLAND	ASHLAND, OH	$331,760	$424,800	$513,450	$638,100
ASHTABULA	ASHTABULA, OH	$331,760	$424,800	$513,450	$638,100
ATHENS	ATHENS, OH	$331,760	$424,800	$513,450	$638,100
AUGLAIZE	WAPAKONETA, OH	$331,760	$424,800	$513,450	$638,100
BELMONT	WHEELING, WV-OH	$331,760	$424,800	$513,450	$638,100
BROWN	CINCINNATI, OH-KY-IN	$331,760	$424,800	$513,450	$638,100
BUTLER	CINCINNATI, OH-KY-IN	$331,760	$424,800	$513,450	$638,100
CARROLL	CANTON-MASSILLON, OH	$331,760	$424,800	$513,450	$638,100
CHAMPAIGN	URBANA, OH	$331,760	$424,800	$513,450	$638,100
CLARK	SPRINGFIELD, OH	$331,760	$424,800	$513,450	$638,100
CLERMONT	CINCINNATI, OH-KY-IN	$331,760	$424,800	$513,450	$638,100
CLINTON	WILMINGTON, OH	$331,760	$424,800	$513,450	$638,100
COLUMBIANA	SALEM, OH	$331,760	$424,800	$513,450	$638,100
COSHOCTON	COSHOCTON, OH	$331,760	$424,800	$513,450	$638,100
CRAWFORD	BUCYRUS-GALION, OH	$331,760	$424,800	$513,450	$638,100
CUYAHOGA	CLEVELAND-ELYRIA, OH	$331,760	$424,800	$513,450	$638,100
DARKE	GREENVILLE, OH	$331,760	$424,800	$513,450	$638,100
DEFIANCE	DEFIANCE, OH	$331,760	$424,800	$513,450	$638,100
DELAWARE	COLUMBUS, OH	$373,750	$478,450	$578,350	$718,750
ERIE	SANDUSKY, OH	$331,760	$424,800	$513,450	$638,100
FAIRFIELD	COLUMBUS, OH	$373,750	$478,450	$578,350	$718,750
FAYETTE	WASHINGTON COURT HOUSE, OH	$331,760	$424,800	$513,450	$638,100
FRANKLIN	COLUMBUS, OH	$373,750	$478,450	$578,350	$718,750
FULTON	TOLEDO, OH	$331,760	$424,800	$513,450	$638,100
GALLIA	POINT PLEASANT, WV-OH	$331,760	$424,800	$513,450	$638,100
GEAUGA	CLEVELAND-ELYRIA, OH	$331,760	$424,800	$513,450	$638,100
GREENE	DAYTON-KETTERING, OH	$331,760	$424,800	$513,450	$638,100
GUERNSEY	CAMBRIDGE, OH	$331,760	$424,800	$513,450	$638,100
HAMILTON	CINCINNATI, OH-KY-IN	$331,760	$424,800	$513,450	$638,100
HANCOCK	FINDLAY, OH	$331,760	$424,800	$513,450	$638,100
HARDIN	NON-METRO	$331,760	$424,800	$513,450	$638,100
HARRISON	NON-METRO	$331,760	$424,800	$513,450	$638,100
HENRY	NON-METRO	$331,760	$424,800	$513,450	$638,100
HIGHLAND	NON-METRO	$331,760	$424,800	$513,450	$638,100
HOCKING	COLUMBUS, OH	$373,750	$478,450	$578,350	$718,750
HOLMES	NON-METRO	$331,760	$424,800	$513,450	$638,100
HURON	NORWALK, OH	$331,760	$424,800	$513,450	$638,100
JACKSON	JACKSON, OH	$331,760	$424,800	$513,450	$638,100
JEFFERSON	WEIRTON-STEUBENVILLE, WV-OH	$331,760	$424,800	$513,450	$638,100
KNOX	MOUNT VERNON, OH	$331,760	$424,800	$513,450	$638,100
LAKE	CLEVELAND-ELYRIA, OH	$331,760	$424,800	$513,450	$638,100
LAWRENCE	HUNTINGTON-ASHLAND, WV-KY-OH	$331,760	$424,800	$513,450	$638,100
LICKING	COLUMBUS, OH	$373,750	$478,450	$578,350	$718,750
LOGAN	BELLEFONTAINE, OH	$331,760	$424,800	$513,450	$638,100
LORAIN	CLEVELAND-ELYRIA, OH	$331,760	$424,800	$513,450	$638,100
LUCAS	TOLEDO, OH	$331,760	$424,800	$513,450	$638,100
MADISON	COLUMBUS, OH	$373,750	$478,450	$578,350	$718,750
MAHONING	YOUNGSTOWN-WARREN-BOARDMAN, OH-PA	$331,760	$424,800	$513,450	$638,100
MARION	MARION, OH	$331,760	$424,800	$513,450	$638,100
MEDINA	CLEVELAND-ELYRIA, OH	$331,760	$424,800	$513,450	$638,100
MEIGS	NON-METRO	$331,760	$424,800	$513,450	$638,100
MERCER	CELINA, OH	$331,760	$424,800	$513,450	$638,100
MIAMI	DAYTON-KETTERING, OH	$331,760	$424,800	$513,450	$638,100
MONROE	NON-METRO	$331,760	$424,800	$513,450	$638,100
MONTGOMERY	DAYTON-KETTERING, OH	$331,760	$424,800	$513,450	$638,100
MORGAN	NON-METRO	$331,760	$424,800	$513,450	$638,100
MORROW	COLUMBUS, OH	$373,750	$478,450	$578,350	$718,750
MUSKINGUM	ZANESVILLE, OH	$331,760	$424,800	$513,450	$638,100
NOBLE	NON-METRO	$331,760	$424,800	$513,450	$638,100
OTTAWA	TOLEDO, OH	$331,760	$424,800	$513,450	$638,100
PAULDING	NON-METRO	$331,760	$424,800	$513,450	$638,100
PERRY	COLUMBUS, OH	$373,750	$478,450	$578,350	$718,750
PICKAWAY	COLUMBUS, OH	$373,750	$478,450	$578,350	$718,750
PIKE	NON-METRO	$331,760	$424,800	$513,450	$638,100
PORTAGE	AKRON, OH	$331,760	$424,800	$513,450	$638,100
PREBLE	NON-METRO	$331,760	$424,800	$513,450	$638,100
PUTNAM	NON-METRO	$331,760	$424,800	$513,450	$638,100
RICHLAND	MANSFIELD, OH	$331,760	$424,800	$513,450	$638,100
ROSS	CHILLICOTHE, OH	$331,760	$424,800	$513,450	$638,100
SANDUSKY	FREMONT, OH	$331,760	$424,800	$513,450	$638,100
SCIOTO	PORTSMOUTH, OH	$331,760	$424,800	$513,450	$638,100
SENECA	TIFFIN, OH	$331,760	$424,800	$513,450	$638,100
SHELBY	SIDNEY, OH	$331,760	$424,800	$513,450	$638,100
STARK	CANTON-MASSILLON, OH	$331,760	$424,800	$513,450	$638,100
SUMMIT	AKRON, OH	$331,760	$424,800	$513,450	$638,100
TRUMBULL	YOUNGSTOWN-WARREN-BOARDMAN, OH-PA	$331,760	$424,800	$513,450	$638,100
TUSCARAWAS	NEW PHILADELPHIA-DOVER, OH	$331,760	$424,800	$513,450	$638,100
UNION	COLUMBUS, OH	$373,750	$478,450	$578,350	$718,750
VAN WERT	VAN WERT, OH	$331,760	$424,800	$513,450	$638,100
VINTON	NON-METRO	$331,760	$424,800	$513,450	$638,100
WARREN	CINCINNATI, OH-KY-IN	$331,760	$424,800	$513,450	$638,100
WASHINGTON	MARIETTA, OH	$331,760	$424,800	$513,450	$638,100
WAYNE	WOOSTER, OH	$331,760	$424,800	$513,450	$638,100
WILLIAMS	NON-METRO	$331,760	$424,800	$513,450	$638,100
WOOD	TOLEDO, OH	$331,760	$424,800	$513,450	$638,100
WYANDOT	NON-METRO	$331,760	$424,800	$513,450	$638,100

Ohio FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are Ohio FHA Limits Set?

Ohio FHA Loan Limits Mortgage limits for Ohio FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

Ohio FHA Loan-to-Value Limits (LTV)

Purchase Loans – The mortgage loan-to-value limit in Ohio is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in Ohio is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Ohio FHA loan limits are set above the nationwide floor amount in Cleveland, Columbus, Cincinnati and surrounding areas. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

FHA Loan Limits for all 50 states
Conforming Loan Limits for all 50 states
Check Your FHA Loan Eligibility
Determine Your FHA Mortgage Payment Amount
Check Current FHA Mortgage Rates
FHA Loan Requirements
Understanding FHA Mortgage Insurance
FHA Payment Calculator
FHA Mortgage Insurance Calculator
FHA Upfront MIP Calculator
FHA Refinance Loans
FHA Streamline Refinance
FHA Cash-Out Refinance
Other Mortgage Options
Ask an FHA Mortgage Question
FHA Mortgage Rates

fha loan limits fha loans

North Dakota FHA Loan Limits

By Spencer Llewellyn at 7:57 pm on November 11, 2013

What are FHA Loan Limits in North Dakota?

FHA loans are a low down payment mortgage program and North Dakota FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in North Dakota are set at the floor amount of $275,665 across almost the entire state.

North Dakota FHA Loan Limits Search:

County Name	Area	1-Unit	2-Unit	3-Unit	4-Unit
ADAMS	NON-METRO	$331,760	$424,800	$513,450	$638,100
BARNES	NON-METRO	$331,760	$424,800	$513,450	$638,100
BENSON	NON-METRO	$331,760	$424,800	$513,450	$638,100
BILLINGS	DICKINSON, ND	$339,250	$434,300	$524,950	$652,400
BOTTINEAU	NON-METRO	$331,760	$424,800	$513,450	$638,100
BOWMAN	NON-METRO	$331,760	$424,800	$513,450	$638,100
BURKE	NON-METRO	$331,760	$424,800	$513,450	$638,100
BURLEIGH	BISMARCK, ND	$331,760	$424,800	$513,450	$638,100
CASS	FARGO, ND-MN	$331,760	$424,800	$513,450	$638,100
CAVALIER	NON-METRO	$331,760	$424,800	$513,450	$638,100
DICKEY	NON-METRO	$331,760	$424,800	$513,450	$638,100
DIVIDE	NON-METRO	$331,760	$424,800	$513,450	$638,100
DUNN	NON-METRO	$331,760	$424,800	$513,450	$638,100
EDDY	NON-METRO	$331,760	$424,800	$513,450	$638,100
EMMONS	NON-METRO	$331,760	$424,800	$513,450	$638,100
FOSTER	NON-METRO	$331,760	$424,800	$513,450	$638,100
GOLDEN VALLEY	NON-METRO	$331,760	$424,800	$513,450	$638,100
GRAND FORKS	GRAND FORKS, ND-MN	$331,760	$424,800	$513,450	$638,100
GRANT	NON-METRO	$331,760	$424,800	$513,450	$638,100
GRIGGS	NON-METRO	$331,760	$424,800	$513,450	$638,100
HETTINGER	NON-METRO	$331,760	$424,800	$513,450	$638,100
KIDDER	NON-METRO	$331,760	$424,800	$513,450	$638,100
LAMOURE	NON-METRO	$331,760	$424,800	$513,450	$638,100
LOGAN	NON-METRO	$331,760	$424,800	$513,450	$638,100
MCHENRY	MINOT, ND	$331,760	$424,800	$513,450	$638,100
MCINTOSH	NON-METRO	$331,760	$424,800	$513,450	$638,100
MCKENZIE	NON-METRO	$331,760	$424,800	$513,450	$638,100
MCLEAN	NON-METRO	$331,760	$424,800	$513,450	$638,100
MERCER	NON-METRO	$331,760	$424,800	$513,450	$638,100
MORTON	BISMARCK, ND	$331,760	$424,800	$513,450	$638,100
MOUNTRAIL	NON-METRO	$331,760	$424,800	$513,450	$638,100
NELSON	NON-METRO	$331,760	$424,800	$513,450	$638,100
OLIVER	BISMARCK, ND	$331,760	$424,800	$513,450	$638,100
PEMBINA	NON-METRO	$331,760	$424,800	$513,450	$638,100
PIERCE	NON-METRO	$331,760	$424,800	$513,450	$638,100
RAMSEY	NON-METRO	$331,760	$424,800	$513,450	$638,100
RANSOM	NON-METRO	$331,760	$424,800	$513,450	$638,100
RENVILLE	MINOT, ND	$331,760	$424,800	$513,450	$638,100
RICHLAND	WAHPETON, ND-MN	$331,760	$424,800	$513,450	$638,100
ROLETTE	NON-METRO	$331,760	$424,800	$513,450	$638,100
SARGENT	NON-METRO	$331,760	$424,800	$513,450	$638,100
SHERIDAN	NON-METRO	$331,760	$424,800	$513,450	$638,100
SIOUX	NON-METRO	$331,760	$424,800	$513,450	$638,100
SLOPE	NON-METRO	$331,760	$424,800	$513,450	$638,100
STARK	DICKINSON, ND	$339,250	$434,300	$524,950	$652,400
STEELE	NON-METRO	$331,760	$424,800	$513,450	$638,100
STUTSMAN	JAMESTOWN, ND	$331,760	$424,800	$513,450	$638,100
TOWNER	NON-METRO	$331,760	$424,800	$513,450	$638,100
TRAILL	NON-METRO	$331,760	$424,800	$513,450	$638,100
WALSH	NON-METRO	$331,760	$424,800	$513,450	$638,100
WARD	MINOT, ND	$331,760	$424,800	$513,450	$638,100
WELLS	NON-METRO	$331,760	$424,800	$513,450	$638,100
WILLIAMS	WILLISTON, ND	$331,760	$424,800	$513,450	$638,100

North Dakota FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are North Dakota FHA Limits Set?

North Dakota FHA Loan Limits Mortgage limits for North Dakota FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

North Dakota FHA Loan-to-Value Limits (LTV)

Purchase Loans – The mortgage loan-to-value limit in North Dakota is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in North Dakota is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

North Dakota FHA loan limits are set at the nationwide floor amount in Fargo, Minot, West Fargo, Bismarck and surrounding areas. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

FHA Loan Limits for all 50 states
Conforming Loan Limits for all 50 states
Check Your FHA Loan Eligibility
Determine Your FHA Mortgage Payment Amount
Check Current FHA Mortgage Rates
FHA Loan Requirements
Understanding FHA Mortgage Insurance
FHA Payment Calculator
FHA Mortgage Insurance Calculator
FHA Upfront MIP Calculator
FHA Refinance Loans
FHA Streamline Refinance
FHA Cash-Out Refinance
Other Mortgage Options
Ask an FHA Mortgage Question
FHA Mortgage Rates

North Carolina FHA Loan Limits

By Spencer Llewellyn at 7:56 pm on November 11, 2013

What are FHA Loan Limits in North Carolina?

FHA loans are a low down payment mortgage program and North Carolina FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in North Carolina are set at the floor amount of $275,665 across almost the entire state.

North Carolina FHA Loan Limits Search:

County Name	Area	1-Unit	2-Unit	3-Unit	4-Unit
ALAMANCE	BURLINGTON, NC	$331,760	$424,800	$513,450	$638,100
ALEXANDER	HICKORY-LENOIR-MORGANTON, NC	$331,760	$424,800	$513,450	$638,100
ALLEGHANY	NON-METRO	$331,760	$424,800	$513,450	$638,100
ANSON	CHARLOTTE-CONCORD-GASTONIA, NC-SC	$331,760	$424,800	$513,450	$638,100
ASHE	NON-METRO	$331,760	$424,800	$513,450	$638,100
AVERY	NON-METRO	$331,760	$424,800	$513,450	$638,100
BEAUFORT	WASHINGTON, NC	$331,760	$424,800	$513,450	$638,100
BERTIE	NON-METRO	$331,760	$424,800	$513,450	$638,100
BLADEN	NON-METRO	$331,760	$424,800	$513,450	$638,100
BRUNSWICK	MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC	$331,760	$424,800	$513,450	$638,100
BUNCOMBE	ASHEVILLE, NC	$331,760	$424,800	$513,450	$638,100
BURKE	HICKORY-LENOIR-MORGANTON, NC	$331,760	$424,800	$513,450	$638,100
CABARRUS	CHARLOTTE-CONCORD-GASTONIA, NC-SC	$331,760	$424,800	$513,450	$638,100
CALDWELL	HICKORY-LENOIR-MORGANTON, NC	$331,760	$424,800	$513,450	$638,100
CAMDEN	VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC	$458,850	$587,400	$710,050	$882,400
CARTERET	MOREHEAD CITY, NC	$331,760	$424,800	$513,450	$638,100
CASWELL	NON-METRO	$331,760	$424,800	$513,450	$638,100
CATAWBA	HICKORY-LENOIR-MORGANTON, NC	$331,760	$424,800	$513,450	$638,100
CHATHAM	DURHAM-CHAPEL HILL, NC	$414,000	$530,000	$640,650	$796,150
CHEROKEE	NON-METRO	$331,760	$424,800	$513,450	$638,100
CHOWAN	NON-METRO	$331,760	$424,800	$513,450	$638,100
CLAY	NON-METRO	$331,760	$424,800	$513,450	$638,100
CLEVELAND	SHELBY, NC	$331,760	$424,800	$513,450	$638,100
COLUMBUS	NON-METRO	$331,760	$424,800	$513,450	$638,100
CRAVEN	NEW BERN, NC	$331,760	$424,800	$513,450	$638,100
CUMBERLAND	FAYETTEVILLE, NC	$331,760	$424,800	$513,450	$638,100
CURRITUCK	VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC	$458,850	$587,400	$710,050	$882,400
DARE	KILL DEVIL HILLS, NC	$391,000	$500,550	$605,050	$751,900
DAVIDSON	WINSTON-SALEM, NC	$331,760	$424,800	$513,450	$638,100
DAVIE	WINSTON-SALEM, NC	$331,760	$424,800	$513,450	$638,100
DUPLIN	NON-METRO	$331,760	$424,800	$513,450	$638,100
DURHAM	DURHAM-CHAPEL HILL, NC	$414,000	$530,000	$640,650	$796,150
EDGECOMBE	ROCKY MOUNT, NC	$331,760	$424,800	$513,450	$638,100
FORSYTH	WINSTON-SALEM, NC	$331,760	$424,800	$513,450	$638,100
FRANKLIN	RALEIGH-CARY, NC	$353,050	$451,950	$546,300	$678,950
GASTON	CHARLOTTE-CONCORD-GASTONIA, NC-SC	$331,760	$424,800	$513,450	$638,100
GATES	VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC	$458,850	$587,400	$710,050	$882,400
GRAHAM	NON-METRO	$331,760	$424,800	$513,450	$638,100
GRANVILLE	DURHAM-CHAPEL HILL, NC	$414,000	$530,000	$640,650	$796,150
GREENE	NON-METRO	$331,760	$424,800	$513,450	$638,100
GUILFORD	GREENSBORO-HIGH POINT, NC	$331,760	$424,800	$513,450	$638,100
HALIFAX	ROANOKE RAPIDS, NC	$331,760	$424,800	$513,450	$638,100
HARNETT	FAYETTEVILLE, NC	$331,760	$424,800	$513,450	$638,100
HAYWOOD	ASHEVILLE, NC	$331,760	$424,800	$513,450	$638,100
HENDERSON	ASHEVILLE, NC	$331,760	$424,800	$513,450	$638,100
HERTFORD	NON-METRO	$331,760	$424,800	$513,450	$638,100
HOKE	FAYETTEVILLE, NC	$331,760	$424,800	$513,450	$638,100
HYDE	NON-METRO	$483,000	$618,300	$747,400	$928,850
IREDELL	CHARLOTTE-CONCORD-GASTONIA, NC-SC	$331,760	$424,800	$513,450	$638,100
JACKSON	CULLOWHEE, NC	$331,760	$424,800	$513,450	$638,100
JOHNSTON	RALEIGH-CARY, NC	$353,050	$451,950	$546,300	$678,950
JONES	NEW BERN, NC	$331,760	$424,800	$513,450	$638,100
LEE	SANFORD, NC	$331,760	$424,800	$513,450	$638,100
LENOIR	KINSTON, NC	$331,760	$424,800	$513,450	$638,100
LINCOLN	CHARLOTTE-CONCORD-GASTONIA, NC-SC	$331,760	$424,800	$513,450	$638,100
MACON	NON-METRO	$331,760	$424,800	$513,450	$638,100
MADISON	ASHEVILLE, NC	$331,760	$424,800	$513,450	$638,100
MARTIN	NON-METRO	$331,760	$424,800	$513,450	$638,100
MCDOWELL	MARION, NC	$331,760	$424,800	$513,450	$638,100
MECKLENBURG	CHARLOTTE-CONCORD-GASTONIA, NC-SC	$331,760	$424,800	$513,450	$638,100
MITCHELL	NON-METRO	$331,760	$424,800	$513,450	$638,100
MONTGOMERY	NON-METRO	$331,760	$424,800	$513,450	$638,100
MOORE	PINEHURST-SOUTHERN PINES, NC	$331,760	$424,800	$513,450	$638,100
NASH	ROCKY MOUNT, NC	$331,760	$424,800	$513,450	$638,100
NEW HANOVER	WILMINGTON, NC	$331,760	$424,800	$513,450	$638,100
NORTHAMPTON	ROANOKE RAPIDS, NC	$331,760	$424,800	$513,450	$638,100
ONSLOW	JACKSONVILLE, NC	$331,760	$424,800	$513,450	$638,100
ORANGE	DURHAM-CHAPEL HILL, NC	$414,000	$530,000	$640,650	$796,150
PAMLICO	NEW BERN, NC	$331,760	$424,800	$513,450	$638,100
PASQUOTANK	ELIZABETH CITY, NC	$765,600	$980,325	$1,184,925	$1,472,550
PENDER	WILMINGTON, NC	$331,760	$424,800	$513,450	$638,100
PERQUIMANS	ELIZABETH CITY, NC	$765,600	$980,325	$1,184,925	$1,472,550
PERSON	DURHAM-CHAPEL HILL, NC	$414,000	$530,000	$640,650	$796,150
PITT	GREENVILLE, NC	$331,760	$424,800	$513,450	$638,100
POLK	NON-METRO	$331,760	$424,800	$513,450	$638,100
RANDOLPH	GREENSBORO-HIGH POINT, NC	$331,760	$424,800	$513,450	$638,100
RICHMOND	ROCKINGHAM, NC	$331,760	$424,800	$513,450	$638,100
ROBESON	LUMBERTON, NC	$331,760	$424,800	$513,450	$638,100
ROCKINGHAM	GREENSBORO-HIGH POINT, NC	$331,760	$424,800	$513,450	$638,100
ROWAN	CHARLOTTE-CONCORD-GASTONIA, NC-SC	$331,760	$424,800	$513,450	$638,100
RUTHERFORD	FOREST CITY, NC	$331,760	$424,800	$513,450	$638,100
SAMPSON	NON-METRO	$331,760	$424,800	$513,450	$638,100
SCOTLAND	LAURINBURG, NC	$331,760	$424,800	$513,450	$638,100
STANLY	ALBEMARLE, NC	$331,760	$424,800	$513,450	$638,100
STOKES	WINSTON-SALEM, NC	$331,760	$424,800	$513,450	$638,100
SURRY	MOUNT AIRY, NC	$331,760	$424,800	$513,450	$638,100
SWAIN	CULLOWHEE, NC	$331,760	$424,800	$513,450	$638,100
TRANSYLVANIA	BREVARD, NC	$331,760	$424,800	$513,450	$638,100
TYRRELL	NON-METRO	$331,760	$424,800	$513,450	$638,100
UNION	CHARLOTTE-CONCORD-GASTONIA, NC-SC	$331,760	$424,800	$513,450	$638,100
VANCE	HENDERSON, NC	$331,760	$424,800	$513,450	$638,100
WAKE	RALEIGH-CARY, NC	$353,050	$451,950	$546,300	$678,950
WARREN	NON-METRO	$331,760	$424,800	$513,450	$638,100
WASHINGTON	NON-METRO	$331,760	$424,800	$513,450	$638,100
WATAUGA	BOONE, NC	$331,760	$424,800	$513,450	$638,100
WAYNE	GOLDSBORO, NC	$331,760	$424,800	$513,450	$638,100
WILKES	NORTH WILKESBORO, NC	$331,760	$424,800	$513,450	$638,100
WILSON	WILSON, NC	$331,760	$424,800	$513,450	$638,100
YADKIN	WINSTON-SALEM, NC	$331,760	$424,800	$513,450	$638,100
YANCEY	NON-METRO	$331,760	$424,800	$513,450	$638,100

North Carolina FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are North Carolina FHA Limits Set?

North Carolina FHA Loan Limits Mortgage limits for North Carolina FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

North Carolina FHA Loan-to-Value Limits (LTV)

Purchase Loans – The mortgage loan-to-value limit in North Carolina is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in North Carolina is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

North Carolina FHA loan limits are set above the nationwide floor amount in Charlotte, Raleigh, Durham, Kill Devil Hills and surrounding areas. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

FHA Loan Limits for all 50 states
Conforming Loan Limits for all 50 states
Check Your FHA Loan Eligibility
Determine Your FHA Mortgage Payment Amount
Check Current FHA Mortgage Rates
FHA Loan Requirements
Understanding FHA Mortgage Insurance
FHA Payment Calculator
FHA Mortgage Insurance Calculator
FHA Upfront MIP Calculator
FHA Refinance Loans
FHA Streamline Refinance
FHA Cash-Out Refinance
Other Mortgage Options
Ask an FHA Mortgage Question
FHA Mortgage Rates

fha loan limits fha loans North Carolina

New York FHA Loan Limits

By Spencer Llewellyn at 7:56 pm on November 11, 2013

What are FHA Loan Limits in New York?

FHA loans are a low down payment mortgage program and New York FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in New York are set above the floor amount of $275,665 across much of the state.

New York FHA Loan Limits Search:

County Name	Area	1-Unit	2-Unit	3-Unit	4-Unit
ALBANY	ALBANY-SCHENECTADY-TROY, NY	$331,760	$424,800	$513,450	$638,100
ALLEGANY	NON-METRO	$331,760	$424,800	$513,450	$638,100
BRONX	NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA	$765,600	$980,325	$1,184,925	$1,472,550
BROOME	BINGHAMTON, NY	$331,760	$424,800	$513,450	$638,100
CATTARAUGUS	OLEAN, NY	$331,760	$424,800	$513,450	$638,100
CAYUGA	AUBURN, NY	$331,760	$424,800	$513,450	$638,100
CHAUTAUQUA	JAMESTOWN-DUNKIRK-FREDONIA, NY	$331,760	$424,800	$513,450	$638,100
CHEMUNG	ELMIRA, NY	$331,760	$424,800	$513,450	$638,100
CHENANGO	NON-METRO	$331,760	$424,800	$513,450	$638,100
CLINTON	PLATTSBURGH, NY	$331,760	$424,800	$513,450	$638,100
COLUMBIA	HUDSON, NY	$331,760	$424,800	$513,450	$638,100
CORTLAND	CORTLAND, NY	$331,760	$424,800	$513,450	$638,100
DELAWARE	NON-METRO	$331,760	$424,800	$513,450	$638,100
DUTCHESS	POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY	$356,500	$456,350	$551,650	$685,550
ERIE	BUFFALO-CHEEKTOWAGA, NY	$331,760	$424,800	$513,450	$638,100
ESSEX	NON-METRO	$331,760	$424,800	$513,450	$638,100
FRANKLIN	MALONE, NY	$331,760	$424,800	$513,450	$638,100
FULTON	GLOVERSVILLE, NY	$331,760	$424,800	$513,450	$638,100
GENESEE	BATAVIA, NY	$331,760	$424,800	$513,450	$638,100
GREENE	NON-METRO	$331,760	$424,800	$513,450	$638,100
HAMILTON	NON-METRO	$331,760	$424,800	$513,450	$638,100
HERKIMER	UTICA-ROME, NY	$331,760	$424,800	$513,450	$638,100
JEFFERSON	WATERTOWN-FORT DRUM, NY	$331,760	$424,800	$513,450	$638,100
KINGS	NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA	$765,600	$980,325	$1,184,925	$1,472,550
LEWIS	NON-METRO	$331,760	$424,800	$513,450	$638,100
LIVINGSTON	ROCHESTER, NY	$331,760	$424,800	$513,450	$638,100
MADISON	SYRACUSE, NY	$331,760	$424,800	$513,450	$638,100
MONROE	ROCHESTER, NY	$331,760	$424,800	$513,450	$638,100
MONTGOMERY	AMSTERDAM, NY	$331,760	$424,800	$513,450	$638,100
NASSAU	NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA	$765,600	$980,325	$1,184,925	$1,472,550
NEW YORK	NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA	$765,600	$980,325	$1,184,925	$1,472,550
NIAGARA	BUFFALO-CHEEKTOWAGA, NY	$331,760	$424,800	$513,450	$638,100
ONEIDA	UTICA-ROME, NY	$331,760	$424,800	$513,450	$638,100
ONONDAGA	SYRACUSE, NY	$331,760	$424,800	$513,450	$638,100
ONTARIO	ROCHESTER, NY	$331,760	$424,800	$513,450	$638,100
ORANGE	POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY	$356,500	$456,350	$551,650	$685,550
ORLEANS	ROCHESTER, NY	$331,760	$424,800	$513,450	$638,100
OSWEGO	SYRACUSE, NY	$331,760	$424,800	$513,450	$638,100
OTSEGO	ONEONTA, NY	$331,760	$424,800	$513,450	$638,100
PUTNAM	NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA	$765,600	$980,325	$1,184,925	$1,472,550
QUEENS	NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA	$765,600	$980,325	$1,184,925	$1,472,550
RENSSELAER	ALBANY-SCHENECTADY-TROY, NY	$331,760	$424,800	$513,450	$638,100
RICHMOND	NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA	$765,600	$980,325	$1,184,925	$1,472,550
ROCKLAND	NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA	$765,600	$980,325	$1,184,925	$1,472,550
SARATOGA	ALBANY-SCHENECTADY-TROY, NY	$331,760	$424,800	$513,450	$638,100
SCHENECTADY	ALBANY-SCHENECTADY-TROY, NY	$331,760	$424,800	$513,450	$638,100
SCHOHARIE	ALBANY-SCHENECTADY-TROY, NY	$331,760	$424,800	$513,450	$638,100
SCHUYLER	NON-METRO	$331,760	$424,800	$513,450	$638,100
SENECA	SENECA FALLS, NY	$331,760	$424,800	$513,450	$638,100
ST. LAWRENCE	OGDENSBURG-MASSENA, NY	$331,760	$424,800	$513,450	$638,100
STEUBEN	CORNING, NY	$331,760	$424,800	$513,450	$638,100
SUFFOLK	NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA	$765,600	$980,325	$1,184,925	$1,472,550
SULLIVAN	NON-METRO	$331,760	$424,800	$513,450	$638,100
TIOGA	BINGHAMTON, NY	$331,760	$424,800	$513,450	$638,100
TOMPKINS	ITHACA, NY	$331,760	$424,800	$513,450	$638,100
ULSTER	KINGSTON, NY	$331,760	$424,800	$513,450	$638,100
WARREN	GLENS FALLS, NY	$331,760	$424,800	$513,450	$638,100
WASHINGTON	GLENS FALLS, NY	$331,760	$424,800	$513,450	$638,100
WAYNE	ROCHESTER, NY	$331,760	$424,800	$513,450	$638,100
WESTCHESTER	NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA	$765,600	$980,325	$1,184,925	$1,472,550
WYOMING	NON-METRO	$331,760	$424,800	$513,450	$638,100
YATES	ROCHESTER, NY	$331,760	$424,800	$513,450	$638,100

New York FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are New York FHA Limits Set?

New York FHA Loan Limits Mortgage limits for New York FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

New York FHA Loan-to-Value Limits (LTV)

Purchase Loans – The mortgage loan-to-value limit in New York is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in New York is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

New York FHA loan limits are set above the nationwide floor amount in New York City, Brooklyn, Queens, Bronx, Staten Island, Manhattan, White Plains, Albany and surrounding areas. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

FHA Loan Limits for all 50 states
Conforming Loan Limits for all 50 states
Check Your FHA Loan Eligibility
Determine Your FHA Mortgage Payment Amount
Check Current FHA Mortgage Rates
FHA Loan Requirements
Understanding FHA Mortgage Insurance
FHA Payment Calculator
FHA Mortgage Insurance Calculator
FHA Upfront MIP Calculator
FHA Refinance Loans
FHA Streamline Refinance
FHA Cash-Out Refinance
Other Mortgage Options
Ask an FHA Mortgage Question
FHA Mortgage Rates

fha loan limits fha loans New York

New Mexico FHA Loan Limits

By Spencer Llewellyn at 7:56 pm on November 11, 2013

What are FHA Loan Limits in New Mexico?

FHA loans are a low down payment mortgage program and New Mexico FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in New Mexico are set at the floor amount of $275,665 across almost the entire state.

New Mexico FHA Loan Limits Search:

County Name	Area	1-Unit	2-Unit	3-Unit	4-Unit
BERNALILLO	ALBUQUERQUE, NM	$331,760	$424,800	$513,450	$638,100
CATRON	NON-METRO	$401,350	$513,800	$621,050	$771,850
CHAVES	ROSWELL, NM	$331,760	$424,800	$513,450	$638,100
CIBOLA	GRANTS, NM	$331,760	$424,800	$513,450	$638,100
COLFAX	NON-METRO	$331,760	$424,800	$513,450	$638,100
CURRY	CLOVIS, NM	$331,760	$424,800	$513,450	$638,100
DE BACA	NON-METRO	$331,760	$424,800	$513,450	$638,100
DONA ANA	LAS CRUCES, NM	$331,760	$424,800	$513,450	$638,100
EDDY	CARLSBAD-ARTESIA, NM	$331,760	$424,800	$513,450	$638,100
GRANT	SILVER CITY, NM	$331,760	$424,800	$513,450	$638,100
GUADALUPE	NON-METRO	$331,760	$424,800	$513,450	$638,100
HARDING	NON-METRO	$331,760	$424,800	$513,450	$638,100
HIDALGO	NON-METRO	$331,760	$424,800	$513,450	$638,100
LEA	HOBBS, NM	$331,760	$424,800	$513,450	$638,100
LINCOLN	RUIDOSO, NM	$331,760	$424,800	$513,450	$638,100
LOS ALAMOS	LOS ALAMOS, NM	$431,250	$552,050	$667,350	$829,350
LUNA	DEMING, NM	$331,760	$424,800	$513,450	$638,100
MCKINLEY	GALLUP, NM	$331,760	$424,800	$513,450	$638,100
MORA	LAS VEGAS, NM	$331,760	$424,800	$513,450	$638,100
OTERO	ALAMOGORDO, NM	$331,760	$424,800	$513,450	$638,100
QUAY	NON-METRO	$331,760	$424,800	$513,450	$638,100
RIO ARRIBA	ESPANOLA, NM	$331,760	$424,800	$513,450	$638,100
ROOSEVELT	PORTALES, NM	$331,760	$424,800	$513,450	$638,100
SAN JUAN	FARMINGTON, NM	$331,760	$424,800	$513,450	$638,100
SAN MIGUEL	LAS VEGAS, NM	$331,760	$424,800	$513,450	$638,100
SANDOVAL	ALBUQUERQUE, NM	$331,760	$424,800	$513,450	$638,100
SANTA FE	SANTA FE, NM	$380,650	$487,300	$589,000	$732,000
SIERRA	NON-METRO	$331,760	$424,800	$513,450	$638,100
SOCORRO	NON-METRO	$331,760	$424,800	$513,450	$638,100
TAOS	TAOS, NM	$331,760	$424,800	$513,450	$638,100
TORRANCE	ALBUQUERQUE, NM	$331,760	$424,800	$513,450	$638,100
UNION	NON-METRO	$331,760	$424,800	$513,450	$638,100
VALENCIA	ALBUQUERQUE, NM	$331,760	$424,800	$513,450	$638,100

New Mexico FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are New Mexico FHA Limits Set?

New Mexico FHA Loan Limits Mortgage limits for New Mexico FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

New Mexico FHA Loan-to-Value Limits (LTV)

Purchase Loans – The mortgage loan-to-value limit in NM is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in NM is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

New Mexico FHA loan limits are set above the nationwide floor amount in Santa Fe, Los Alamos, Taos and surrounding areas. You may also want to view these additional FHA loan resources before deciding on a mortgage loan: