What are FHA Loan Limits in Oklahoma?

FHA loans are a low down payment mortgage program and Oklahoma FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Oklahoma are set at the floor amount of $275,665 across almost the entire state.

Oklahoma FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ADAIRNON-METRO$275,665$352,950$426,625$530,150
ALFALFANON-METRO$275,665$352,950$426,625$530,150
ATOKANON-METRO$275,665$352,950$426,625$530,150
BEAVERNON-METRO$275,665$352,950$426,625$530,150
BECKHAMELK CITY, OK$275,665$352,950$426,625$530,150
BLAINENON-METRO$275,665$352,950$426,625$530,150
BRYANDURANT, OK$275,665$352,950$426,625$530,150
CADDONON-METRO$275,665$352,950$426,625$530,150
CANADIANOKLAHOMA CITY, OK$275,665$352,950$426,625$530,150
CARTERARDMORE, OK$275,665$352,950$426,625$530,150
CHEROKEETAHLEQUAH, OK$275,665$352,950$426,625$530,150
CHOCTAWNON-METRO$275,665$352,950$426,625$530,150
CIMARRONNON-METRO$275,665$352,950$426,625$530,150
CLEVELANDOKLAHOMA CITY, OK$275,665$352,950$426,625$530,150
COALNON-METRO$275,665$352,950$426,625$530,150
COMANCHELAWTON, OK$275,665$352,950$426,625$530,150
COTTONLAWTON, OK$275,665$352,950$426,625$530,150
CRAIGNON-METRO$275,665$352,950$426,625$530,150
CREEKTULSA, OK$275,665$352,950$426,625$530,150
CUSTERWEATHERFORD, OK$275,665$352,950$426,625$530,150
DELAWARENON-METRO$275,665$352,950$426,625$530,150
DEWEYNON-METRO$275,665$352,950$426,625$530,150
ELLISNON-METRO$275,665$352,950$426,625$530,150
GARFIELDENID, OK$275,665$352,950$426,625$530,150
GARVINNON-METRO$275,665$352,950$426,625$530,150
GRADYOKLAHOMA CITY, OK$275,665$352,950$426,625$530,150
GRANTNON-METRO$275,665$352,950$426,625$530,150
GREERNON-METRO$275,665$352,950$426,625$530,150
HARMONNON-METRO$275,665$352,950$426,625$530,150
HARPERNON-METRO$275,665$352,950$426,625$530,150
HASKELLNON-METRO$275,665$352,950$426,625$530,150
HUGHESNON-METRO$275,665$352,950$426,625$530,150
JACKSONALTUS, OK$275,665$352,950$426,625$530,150
JEFFERSONNON-METRO$275,665$352,950$426,625$530,150
JOHNSTONNON-METRO$275,665$352,950$426,625$530,150
KAYPONCA CITY, OK$275,665$352,950$426,625$530,150
KINGFISHERNON-METRO$275,665$352,950$426,625$530,150
KIOWANON-METRO$275,665$352,950$426,625$530,150
LATIMERNON-METRO$275,665$352,950$426,625$530,150
LE FLOREFORT SMITH, AR-OK$275,665$352,950$426,625$530,150
LINCOLNOKLAHOMA CITY, OK$275,665$352,950$426,625$530,150
LOGANOKLAHOMA CITY, OK$275,665$352,950$426,625$530,150
LOVENON-METRO$275,665$352,950$426,625$530,150
MAJORNON-METRO$275,665$352,950$426,625$530,150
MARSHALLNON-METRO$275,665$352,950$426,625$530,150
MAYESNON-METRO$275,665$352,950$426,625$530,150
MCCLAINOKLAHOMA CITY, OK$275,665$352,950$426,625$530,150
MCCURTAINNON-METRO$275,665$352,950$426,625$530,150
MCINTOSHNON-METRO$275,665$352,950$426,625$530,150
MURRAYNON-METRO$275,665$352,950$426,625$530,150
MUSKOGEEMUSKOGEE, OK$275,665$352,950$426,625$530,150
NOBLENON-METRO$275,665$352,950$426,625$530,150
NOWATANON-METRO$275,665$352,950$426,625$530,150
OKFUSKEENON-METRO$275,665$352,950$426,625$530,150
OKLAHOMAOKLAHOMA CITY, OK$275,665$352,950$426,625$530,150
OKMULGEETULSA, OK$275,665$352,950$426,625$530,150
OSAGETULSA, OK$275,665$352,950$426,625$530,150
OTTAWAMIAMI, OK$275,665$352,950$426,625$530,150
PAWNEETULSA, OK$275,665$352,950$426,625$530,150
PAYNESTILLWATER, OK$275,665$352,950$426,625$530,150
PITTSBURGMCALESTER, OK$275,665$352,950$426,625$530,150
PONTOTOCADA, OK$275,665$352,950$426,625$530,150
POTTAWATOMIESHAWNEE, OK$275,665$352,950$426,625$530,150
PUSHMATAHANON-METRO$275,665$352,950$426,625$530,150
ROGER MILLSNON-METRO$275,665$352,950$426,625$530,150
ROGERSTULSA, OK$275,665$352,950$426,625$530,150
SEMINOLENON-METRO$275,665$352,950$426,625$530,150
SEQUOYAHFORT SMITH, AR-OK$275,665$352,950$426,625$530,150
STEPHENSDUNCAN, OK$275,665$352,950$426,625$530,150
TEXASGUYMON, OK$275,665$352,950$426,625$530,150
TILLMANNON-METRO$275,665$352,950$426,625$530,150
TULSATULSA, OK$275,665$352,950$426,625$530,150
WAGONERTULSA, OK$275,665$352,950$426,625$530,150
WASHINGTONBARTLESVILLE, OK$275,665$352,950$426,625$530,150
WASHITANON-METRO$275,665$352,950$426,625$530,150
WOODSNON-METRO$275,665$352,950$426,625$530,150
WOODWARDWOODWARD, OK$275,665$352,950$426,625$530,150

Oklahoma FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are Oklahoma FHA Limits Set?

Oklahoma FHA Loan LimitsMortgage limits for Oklahoma FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

Oklahoma FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in Oklahoma is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in Oklahoma is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Oklahoma FHA loan limits are set at the nationwide floor amount in Oklahoma City, Tulsa, Norman, Lawton, Owasso, Enid, Stillwater, Edmond and surrounding areas. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

 

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