What are FHA Loan Limits in Oklahoma?

FHA loans are a low down payment mortgage program and Oklahoma FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Oklahoma are set at the floor amount of $275,665 across almost the entire state.

Oklahoma FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ADAIRNON-METRO$331,760$424,800$513,450$638,100
ALFALFANON-METRO$331,760$424,800$513,450$638,100
ATOKANON-METRO$331,760$424,800$513,450$638,100
BEAVERNON-METRO$331,760$424,800$513,450$638,100
BECKHAMELK CITY, OK$331,760$424,800$513,450$638,100
BLAINENON-METRO$331,760$424,800$513,450$638,100
BRYANDURANT, OK$331,760$424,800$513,450$638,100
CADDONON-METRO$331,760$424,800$513,450$638,100
CANADIANOKLAHOMA CITY, OK$331,760$424,800$513,450$638,100
CARTERARDMORE, OK$331,760$424,800$513,450$638,100
CHEROKEETAHLEQUAH, OK$331,760$424,800$513,450$638,100
CHOCTAWNON-METRO$331,760$424,800$513,450$638,100
CIMARRONNON-METRO$331,760$424,800$513,450$638,100
CLEVELANDOKLAHOMA CITY, OK$331,760$424,800$513,450$638,100
COALNON-METRO$331,760$424,800$513,450$638,100
COMANCHELAWTON, OK$331,760$424,800$513,450$638,100
COTTONLAWTON, OK$331,760$424,800$513,450$638,100
CRAIGNON-METRO$331,760$424,800$513,450$638,100
CREEKTULSA, OK$331,760$424,800$513,450$638,100
CUSTERWEATHERFORD, OK$331,760$424,800$513,450$638,100
DELAWARENON-METRO$331,760$424,800$513,450$638,100
DEWEYNON-METRO$331,760$424,800$513,450$638,100
ELLISWOODWARD, OK$331,760$424,800$513,450$638,100
GARFIELDENID, OK$331,760$424,800$513,450$638,100
GARVINNON-METRO$331,760$424,800$513,450$638,100
GRADYOKLAHOMA CITY, OK$331,760$424,800$513,450$638,100
GRANTNON-METRO$331,760$424,800$513,450$638,100
GREERNON-METRO$331,760$424,800$513,450$638,100
HARMONNON-METRO$331,760$424,800$513,450$638,100
HARPERNON-METRO$331,760$424,800$513,450$638,100
HASKELLNON-METRO$331,760$424,800$513,450$638,100
HUGHESNON-METRO$331,760$424,800$513,450$638,100
JACKSONALTUS, OK$331,760$424,800$513,450$638,100
JEFFERSONNON-METRO$331,760$424,800$513,450$638,100
JOHNSTONNON-METRO$331,760$424,800$513,450$638,100
KAYPONCA CITY, OK$331,760$424,800$513,450$638,100
KINGFISHERNON-METRO$331,760$424,800$513,450$638,100
KIOWANON-METRO$331,760$424,800$513,450$638,100
LATIMERNON-METRO$331,760$424,800$513,450$638,100
LE FLORENON-METRO$331,760$424,800$513,450$638,100
LINCOLNOKLAHOMA CITY, OK$331,760$424,800$513,450$638,100
LOGANOKLAHOMA CITY, OK$331,760$424,800$513,450$638,100
LOVEARDMORE, OK$331,760$424,800$513,450$638,100
MAJORNON-METRO$331,760$424,800$513,450$638,100
MARSHALLNON-METRO$331,760$424,800$513,450$638,100
MAYESNON-METRO$331,760$424,800$513,450$638,100
MCCLAINOKLAHOMA CITY, OK$331,760$424,800$513,450$638,100
MCCURTAINNON-METRO$331,760$424,800$513,450$638,100
MCINTOSHNON-METRO$331,760$424,800$513,450$638,100
MURRAYNON-METRO$331,760$424,800$513,450$638,100
MUSKOGEEMUSKOGEE, OK$331,760$424,800$513,450$638,100
NOBLENON-METRO$331,760$424,800$513,450$638,100
NOWATANON-METRO$331,760$424,800$513,450$638,100
OKFUSKEENON-METRO$331,760$424,800$513,450$638,100
OKLAHOMAOKLAHOMA CITY, OK$331,760$424,800$513,450$638,100
OKMULGEETULSA, OK$331,760$424,800$513,450$638,100
OSAGETULSA, OK$331,760$424,800$513,450$638,100
OTTAWAMIAMI, OK$331,760$424,800$513,450$638,100
PAWNEETULSA, OK$331,760$424,800$513,450$638,100
PAYNESTILLWATER, OK$331,760$424,800$513,450$638,100
PITTSBURGMCALESTER, OK$331,760$424,800$513,450$638,100
PONTOTOCADA, OK$331,760$424,800$513,450$638,100
POTTAWATOMIESHAWNEE, OK$331,760$424,800$513,450$638,100
PUSHMATAHANON-METRO$331,760$424,800$513,450$638,100
ROGER MILLSNON-METRO$331,760$424,800$513,450$638,100
ROGERSTULSA, OK$331,760$424,800$513,450$638,100
SEMINOLENON-METRO$331,760$424,800$513,450$638,100
SEQUOYAHFORT SMITH, AR-OK$331,760$424,800$513,450$638,100
STEPHENSDUNCAN, OK$331,760$424,800$513,450$638,100
TEXASGUYMON, OK$331,760$424,800$513,450$638,100
TILLMANNON-METRO$331,760$424,800$513,450$638,100
TULSATULSA, OK$331,760$424,800$513,450$638,100
WAGONERTULSA, OK$331,760$424,800$513,450$638,100
WASHINGTONBARTLESVILLE, OK$331,760$424,800$513,450$638,100
WASHITANON-METRO$331,760$424,800$513,450$638,100
WOODSNON-METRO$331,760$424,800$513,450$638,100
WOODWARDWOODWARD, OK$331,760$424,800$513,450$638,100

Oklahoma FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are Oklahoma FHA Limits Set?

Oklahoma FHA Loan LimitsMortgage limits for Oklahoma FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

Oklahoma FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in Oklahoma is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in Oklahoma is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Oklahoma FHA loan limits are set at the nationwide floor amount in Oklahoma City, Tulsa, Norman, Lawton, Owasso, Enid, Stillwater, Edmond and surrounding areas. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

 

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