What are FHA Loan Limits in Wisconsin?

FHA loans are a low down payment mortgage program and Wisconsin FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Wisconsin are set at the floor amount of $275,665 across almost the entire state.

Wisconsin FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ADAMSNON-METRO$331,760$424,800$513,450$638,100
ASHLANDNON-METRO$331,760$424,800$513,450$638,100
BARRONNON-METRO$331,760$424,800$513,450$638,100
BAYFIELDNON-METRO$331,760$424,800$513,450$638,100
BROWNGREEN BAY, WI$331,760$424,800$513,450$638,100
BUFFALONON-METRO$331,760$424,800$513,450$638,100
BURNETTNON-METRO$331,760$424,800$513,450$638,100
CALUMETAPPLETON, WI$331,760$424,800$513,450$638,100
CHIPPEWAEAU CLAIRE, WI$331,760$424,800$513,450$638,100
CLARKNON-METRO$331,760$424,800$513,450$638,100
COLUMBIAMADISON, WI$333,500$426,950$516,050$641,350
CRAWFORDNON-METRO$331,760$424,800$513,450$638,100
DANEMADISON, WI$333,500$426,950$516,050$641,350
DODGEBEAVER DAM, WI$331,760$424,800$513,450$638,100
DOORNON-METRO$331,760$424,800$513,450$638,100
DOUGLASDULUTH, MN-WI$331,760$424,800$513,450$638,100
DUNNMENOMONIE, WI$331,760$424,800$513,450$638,100
EAU CLAIREEAU CLAIRE, WI$331,760$424,800$513,450$638,100
FLORENCEIRON MOUNTAIN, MI-WI$331,760$424,800$513,450$638,100
FOND DU LACFOND DU LAC, WI$331,760$424,800$513,450$638,100
FORESTNON-METRO$331,760$424,800$513,450$638,100
GRANTPLATTEVILLE, WI$331,760$424,800$513,450$638,100
GREENMADISON, WI$333,500$426,950$516,050$641,350
GREEN LAKENON-METRO$331,760$424,800$513,450$638,100
IOWAMADISON, WI$333,500$426,950$516,050$641,350
IRONNON-METRO$331,760$424,800$513,450$638,100
JACKSONNON-METRO$331,760$424,800$513,450$638,100
JEFFERSONWATERTOWN-FORT ATKINSON, WI$331,760$424,800$513,450$638,100
JUNEAUNON-METRO$331,760$424,800$513,450$638,100
KENOSHACHICAGO-NAPERVILLE-ELGIN, IL-IN-WI$368,000$471,100$569,450$707,700
KEWAUNEEGREEN BAY, WI$331,760$424,800$513,450$638,100
LA CROSSELA CROSSE-ONALASKA, WI-MN$331,760$424,800$513,450$638,100
LAFAYETTENON-METRO$331,760$424,800$513,450$638,100
LANGLADENON-METRO$331,760$424,800$513,450$638,100
LINCOLNWAUSAU-WESTON, WI$331,760$424,800$513,450$638,100
MANITOWOCMANITOWOC, WI$331,760$424,800$513,450$638,100
MARATHONWAUSAU-WESTON, WI$331,760$424,800$513,450$638,100
MARINETTEMARINETTE, WI-MI$331,760$424,800$513,450$638,100
MARQUETTENON-METRO$331,760$424,800$513,450$638,100
MENOMINEESHAWANO, WI$331,760$424,800$513,450$638,100
MILWAUKEEMILWAUKEE-WAUKESHA, WI$339,250$434,300$524,950$652,400
MONROENON-METRO$331,760$424,800$513,450$638,100
OCONTOGREEN BAY, WI$331,760$424,800$513,450$638,100
ONEIDANON-METRO$331,760$424,800$513,450$638,100
OUTAGAMIEAPPLETON, WI$331,760$424,800$513,450$638,100
OZAUKEEMILWAUKEE-WAUKESHA, WI$339,250$434,300$524,950$652,400
PEPINNON-METRO$331,760$424,800$513,450$638,100
PIERCEMINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI$382,950$490,250$592,600$736,450
POLKNON-METRO$331,760$424,800$513,450$638,100
PORTAGESTEVENS POINT, WI$331,760$424,800$513,450$638,100
PRICENON-METRO$331,760$424,800$513,450$638,100
RACINERACINE, WI$331,760$424,800$513,450$638,100
RICHLANDNON-METRO$331,760$424,800$513,450$638,100
ROCKJANESVILLE-BELOIT, WI$331,760$424,800$513,450$638,100
RUSKNON-METRO$331,760$424,800$513,450$638,100
SAUKBARABOO, WI$331,760$424,800$513,450$638,100
SAWYERNON-METRO$331,760$424,800$513,450$638,100
SHAWANOSHAWANO, WI$331,760$424,800$513,450$638,100
SHEBOYGANSHEBOYGAN, WI$331,760$424,800$513,450$638,100
ST. CROIXMINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI$382,950$490,250$592,600$736,450
TAYLORNON-METRO$331,760$424,800$513,450$638,100
TREMPEALEAUNON-METRO$331,760$424,800$513,450$638,100
VERNONNON-METRO$331,760$424,800$513,450$638,100
VILASNON-METRO$331,760$424,800$513,450$638,100
WALWORTHWHITEWATER, WI$331,760$424,800$513,450$638,100
WASHBURNNON-METRO$331,760$424,800$513,450$638,100
WASHINGTONMILWAUKEE-WAUKESHA, WI$339,250$434,300$524,950$652,400
WAUKESHAMILWAUKEE-WAUKESHA, WI$339,250$434,300$524,950$652,400
WAUPACANON-METRO$331,760$424,800$513,450$638,100
WAUSHARANON-METRO$331,760$424,800$513,450$638,100
WINNEBAGOOSHKOSH-NEENAH, WI$331,760$424,800$513,450$638,100
WOODWISCONSIN RAPIDS-MARSHFIELD, WI$331,760$424,800$513,450$638,100

Wisconsin FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are Wisconsin FHA Limits Set?

Mortgage limits for Wisconsin FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

Wisconsin FHA Loan LimitsWisconsin FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in Wisconsin is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in Wisconsin is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Wisconsin FHA loan limits are set above the nationwide floor amount in the areas of Milwaukee and Madison. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

 

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