What are FHA Loan Limits in Wyoming?

FHA loans are a low down payment mortgage program and Wyoming FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Wyoming are set at the floor amount of $275,665 across almost the entire state.

Wyoming FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ALBANYLARAMIE, WY$331,760$424,800$513,450$638,100
BIG HORNNON-METRO$331,760$424,800$513,450$638,100
CAMPBELLGILLETTE, WY$331,760$424,800$513,450$638,100
CARBONNON-METRO$331,760$424,800$513,450$638,100
CONVERSENON-METRO$331,760$424,800$513,450$638,100
CROOKGILLETTE, WY$331,760$424,800$513,450$638,100
FREMONTRIVERTON, WY$331,760$424,800$513,450$638,100
GOSHENNON-METRO$331,760$424,800$513,450$638,100
HOT SPRINGSNON-METRO$331,760$424,800$513,450$638,100
JOHNSONNON-METRO$331,760$424,800$513,450$638,100
LARAMIECHEYENNE, WY$331,760$424,800$513,450$638,100
LINCOLNNON-METRO$331,760$424,800$513,450$638,100
NATRONACASPER, WY$331,760$424,800$513,450$638,100
NIOBRARANON-METRO$331,760$424,800$513,450$638,100
PARKNON-METRO$331,760$424,800$513,450$638,100
PLATTENON-METRO$331,760$424,800$513,450$638,100
SHERIDANSHERIDAN, WY$331,760$424,800$513,450$638,100
SUBLETTENON-METRO$331,760$424,800$513,450$638,100
SWEETWATERROCK SPRINGS, WY$331,760$424,800$513,450$638,100
TETONJACKSON, WY-ID$765,600$980,325$1,184,925$1,472,550
UINTAEVANSTON, WY$331,760$424,800$513,450$638,100
WASHAKIENON-METRO$331,760$424,800$513,450$638,100
WESTONGILLETTE, WY$331,760$424,800$513,450$638,100

Wyoming FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are Wyoming FHA Limits Set?

Wyoming FHA Loan LimitsMortgage limits for Wyoming FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

Wyoming FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in Wyoming is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in Wyoming is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Wyoming FHA loan limits are set above the nationwide floor amount in the areas of Jackson and Sheridan. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

 

Get Your Rate Quote
Refinance     Purchase

As seen in: