What are FHA Loan Limits in Wyoming?

FHA loans are a low down payment mortgage program and Wyoming FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Wyoming are set at the floor amount of $275,665 across almost the entire state.

Wyoming FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ALBANYLARAMIE, WY$275,665$352,950$426,625$530,150
BIG HORNNON-METRO$275,665$352,950$426,625$530,150
CAMPBELLGILLETTE, WY$275,665$352,950$426,625$530,150
CARBONNON-METRO$275,665$352,950$426,625$530,150
CONVERSENON-METRO$275,665$352,950$426,625$530,150
CROOKNON-METRO$275,665$352,950$426,625$530,150
FREMONTRIVERTON, WY$275,665$352,950$426,625$530,150
GOSHENNON-METRO$275,665$352,950$426,625$530,150
HOT SPRINGSNON-METRO$275,665$352,950$426,625$530,150
JOHNSONNON-METRO$275,665$352,950$426,625$530,150
LARAMIECHEYENNE, WY$275,665$352,950$426,625$530,150
LINCOLNNON-METRO$275,665$352,950$426,625$530,150
NATRONACASPER, WY$275,665$352,950$426,625$530,150
NIOBRARANON-METRO$275,665$352,950$426,625$530,150
PARKNON-METRO$275,665$352,950$426,625$530,150
PLATTENON-METRO$275,665$352,950$426,625$530,150
SHERIDANSHERIDAN, WY$308,200$394,550$476,900$592,700
SUBLETTENON-METRO$287,500$368,050$444,900$552,900
SWEETWATERROCK SPRINGS, WY$316,250$404,850$489,350$608,150
TETONJACKSON, WY-ID$636,150$814,500$984,525$1,223,475
UINTAEVANSTON, WY$275,665$352,950$426,625$530,150
WASHAKIENON-METRO$275,665$352,950$426,625$530,150
WESTONNON-METRO$275,665$352,950$426,625$530,150

Wyoming FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are Wyoming FHA Limits Set?

Wyoming FHA Loan LimitsMortgage limits for Wyoming FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

Wyoming FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in Wyoming is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in Wyoming is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Wyoming FHA loan limits are set above the nationwide floor amount in the areas of Jackson and Sheridan. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

 

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