USDA Guaranteed Loans are the most popular rural development mortgage program in Florida. Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.
Search USDA Guaranteed Loan Limits
Search USDA Direct Loan Limits (for low income applicants)
This approach means that the maximum loan limits for Guaranteed Loans are variable, with Florida USDA income limits playing a major role. Guaranteed Loan income limits across FL are listed below.
Florida USDA Guaranteed Loan Income Limits
Area | 1-4 Person Households | 5-8 Person Households |
| Baker County, FL HUD Metro FMR Area | $86,850 | $114,650 |
| Bradford County, FL | $86,850 | $114,650 |
| Calhoun County, FL | $86,850 | $114,650 |
| Cape Coral-Fort Myers, FL MSA | $86,850 | $114,650 |
| Columbia County, FL | $86,850 | $114,650 |
| Crestview-Fort Walton Beach-Destin, FL HUD Metro FMR Area | $86,850 | $114,650 |
| Deltona-Daytona Beach-Ormond Beach, FL HUD Metro FMR Area | $86,850 | $114,650 |
| DeSoto County, FL | $86,850 | $114,650 |
| Dixie County, FL | $86,850 | $114,650 |
| Fort Lauderdale, FL HUD Metro FMR Area | $96,800 | $127,800 |
| Franklin County, FL | $86,850 | $114,650 |
| Gainesville, FL MSA | $86,850 | $114,650 |
| Glades County, FL | $86,850 | $114,650 |
| Gulf County, FL HUD Metro FMR Area | $86,850 | $114,650 |
| Hamilton County, FL | $86,850 | $114,650 |
| Hardee County, FL | $86,850 | $114,650 |
| Hendry County, FL | $86,850 | $114,650 |
| Holmes County, FL | $86,850 | $114,650 |
| Homosassa Springs, FL MSA | $86,850 | $114,650 |
| Jackson County, FL | $86,850 | $114,650 |
| Jacksonville, FL HUD Metro FMR Area | $86,850 | $114,650 |
| Lafayette County, FL | $86,850 | $114,650 |
| Lakeland-Winter Haven, FL MSA | $86,850 | $114,650 |
| Levy County, FL | $86,850 | $114,650 |
| Liberty County, FL | $86,850 | $114,650 |
| Madison County, FL | $86,850 | $114,650 |
| Miami-Miami Beach-Kendall, FL HUD Metro FMR Area | $97,400 | $128,550 |
| Monroe County, FL | $112,700 | $148,750 |
| Naples-Immokalee-Marco Island, FL MSA | $90,050 | $118,850 |
| North Port-Sarasota-Bradenton, FL MSA | $86,850 | $114,650 |
| Ocala, FL MSA | $86,850 | $114,650 |
| Okeechobee County, FL | $86,850 | $114,650 |
| Orlando-Kissimmee-Sanford, FL MSA | $86,850 | $114,650 |
| Palm Bay-Melbourne-Titusville, FL MSA | $86,850 | $114,650 |
| Palm Coast, FL HUD Metro FMR Area | $86,850 | $114,650 |
| Panama City-Lynn Haven-Panama City Beach, FL HUD Metro FMR A | $86,850 | $114,650 |
| Pensacola-Ferry Pass-Brent, FL MSA | $86,850 | $114,650 |
| Port St. Lucie, FL MSA | $86,850 | $114,650 |
| Punta Gorda, FL MSA | $86,850 | $114,650 |
| Putnam County, FL | $86,850 | $114,650 |
| Sebastian-Vero Beach, FL MSA | $86,850 | $114,650 |
| Sebring, FL MSA | $86,850 | $114,650 |
| Suwannee County, FL | $86,850 | $114,650 |
| Tallahassee, FL HUD Metro FMR Area | $86,850 | $114,650 |
| Tampa-St. Petersburg-Clearwater, FL MSA | $86,850 | $114,650 |
| Taylor County, FL | $86,850 | $114,650 |
| The Villages, FL MSA | $86,850 | $114,650 |
| Union County, FL | $86,850 | $114,650 |
| Wakulla County, FL HUD Metro FMR Area | $86,850 | $114,650 |
| Walton County, FL HUD Metro FMR Area | $86,850 | $114,650 |
| Washington County, FL | $86,850 | $114,650 |
| West Palm Beach-Boca Raton, FL HUD Metro FMR Area | $96,150 | $126,900 |
USDA Guaranteed Loans are the most popular rural development mortgage program in Delaware. Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.
Search USDA Guaranteed Loan Limits
Search USDA Direct Loan Limits (for low income applicants)
This approach means that the maximum loan limits for Guaranteed Loans are variable, with Delaware USDA income limits playing a major role. Guaranteed Loan income limits across DE are listed below.
Delaware USDA Guaranteed Loan Income Limits
Area | 1-4 Person Households | 5-8 Person Households |
| Dover, DE MSA | $86,850 | $114,650 |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA | $103,650 | $136,800 |
| Sussex County, DE HUD Metro FMR Area | $86,850 | $114,650 |
USDA Guaranteed Loans are the most popular rural development mortgage program in Connecticut. Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.
Search USDA Guaranteed Loan Limits
Search USDA Direct Loan Limits (for low income applicants)
This approach means that the maximum loan limits for Guaranteed Loans are variable, with Connecticut USDA income limits playing a major role. Guaranteed Loan income limits across CT are listed below.
Connecticut USDA Guaranteed Loan Income Limits
Area | 1-4 Person Households | 5-8 Person Households |
| Bridgeport, CT HUD Metro FMR Area | $115,700 | $152,700 |
| Colchester-Lebanon, CT HUD Metro FMR Area | $115,700 | $152,700 |
| Danbury, CT HUD Metro FMR Area | $119,050 | $157,150 |
| Hartford-West Hartford-East Hartford, CT HUD Metro FMR Area | $115,700 | $152,700 |
| Litchfield County, CT | $115,700 | $152,700 |
| Milford-Ansonia-Seymour, CT HUD Metro FMR Area | $115,700 | $152,700 |
| New Haven-Meriden, CT HUD Metro FMR Area | $115,700 | $152,700 |
| New Milford, CT SEA | $115,700 | $152,700 |
| North Middlesex County, CT SEA | $115,700 | $152,700 |
| Norwich-New London, CT HUD Metro FMR Area | $115,700 | $152,700 |
| Southern Middlesex County, CT HUD Metro FMR Area | $115,700 | $152,700 |
| Stamford-Norwalk, CT HUD Metro FMR Area | $133,200 | $175,800 |
| Waterbury, CT HUD Metro FMR Area | $115,700 | $152,700 |
| Windham County, CT HUD Metro FMR Area | $115,700 | $152,700 |
USDA Guaranteed Loans are the most popular rural development mortgage program in Colorado. Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.
Search USDA Guaranteed Loan Limits
Search USDA Direct Loan Limits (for low income applicants)
This approach means that the maximum loan limits for Guaranteed Loans are variable, with Colorado USDA income limits playing a major role. Guaranteed Loan income limits across CO are listed below.
Colorado USDA Guaranteed Loan Income Limits
Area | 1-4 Person Households | 5-8 Person Households |
| Alamosa County, CO | $88,550 | $116,900 |
| Archuleta County, CO | $88,550 | $116,900 |
| Baca County, CO | $88,550 | $116,900 |
| Bent County, CO | $88,550 | $116,900 |
| Boulder, CO MSA | $108,550 | $143,300 |
| Chaffee County, CO | $88,550 | $116,900 |
| Cheyenne County, CO | $88,550 | $116,900 |
| Colorado Springs, CO HUD Metro FMR Area | $93,600 | $123,550 |
| Conejos County, CO | $88,550 | $116,900 |
| Costilla County, CO | $88,550 | $116,900 |
| Crowley County, CO | $88,550 | $116,900 |
| Custer County, CO | $88,550 | $116,900 |
| Delta County, CO | $88,550 | $116,900 |
| Denver-Aurora-Lakewood, CO MSA | $106,750 | $140,900 |
| Dolores County, CO | $88,550 | $116,900 |
| Eagle County, CO | $108,100 | $142,700 |
| Elbert County, CO SEA | $106,750 | $140,900 |
| Fort Collins, CO MSA | $100,250 | $132,350 |
| Fremont County, CO | $88,550 | $116,900 |
| Garfield County, CO | $90,400 | $119,350 |
| Gilpin County, CO SEA | $106,750 | $140,900 |
| Grand County, CO | $90,300 | $119,200 |
| Grand Junction, CO MSA | $88,550 | $116,900 |
| Greeley, CO MSA | $94,100 | $124,200 |
| Gunnison County, CO | $88,550 | $116,900 |
| Hinsdale County, CO | $89,700 | $118,400 |
| Huerfano County, CO | $88,550 | $116,900 |
| Jackson County, CO | $88,550 | $116,900 |
| Kiowa County, CO | $88,550 | $116,900 |
| Kit Carson County, CO | $88,550 | $116,900 |
| La Plata County, CO | $95,000 | $125,400 |
| Lake County, CO | $88,550 | $116,900 |
| Las Animas County, CO | $88,550 | $116,900 |
| Lincoln County, CO | $88,550 | $116,900 |
| Logan County, CO | $88,550 | $116,900 |
| Mineral County, CO | $88,550 | $116,900 |
| Moffat County, CO | $88,550 | $116,900 |
| Montezuma County, CO | $88,550 | $116,900 |
| Montrose County, CO | $88,550 | $116,900 |
| Morgan County, CO | $88,550 | $116,900 |
| Otero County, CO | $88,550 | $116,900 |
| Ouray County, CO | $91,200 | $120,400 |
| Phillips County, CO | $88,550 | $116,900 |
| Pitkin County, CO | $116,350 | $153,600 |
| Prowers County, CO | $88,550 | $116,900 |
| Pueblo, CO MSA | $88,550 | $116,900 |
| Rio Blanco County, CO | $90,650 | $119,650 |
| Rio Grande County, CO | $88,550 | $116,900 |
| Routt County, CO | $99,700 | $131,600 |
| Saguache County, CO | $88,550 | $116,900 |
| San Juan County, CO | $88,550 | $116,900 |
| San Miguel County, CO | $101,050 | $133,400 |
| Sedgwick County, CO | $88,550 | $116,900 |
| Summit County, CO | $105,950 | $139,850 |
| Teller County, CO HUD Metro FMR Area | $92,800 | $122,500 |
| Washington County, CO | $88,550 | $116,900 |
| Yuma County, CO | $88,550 | $116,900 |
USDA Guaranteed Loans are the most popular rural development mortgage program in California. Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.
View USDA Direct Loan Limits (for low income applicants)
View All USDA Loan Limits
This approach means that the maximum loan limits for Guaranteed Loans are variable, with California USDA income limits playing a major role. Guaranteed Loan income limits across CA are listed below.
California USDA Guaranteed Loan Income Limits
Area | 1-4 Person Households | 5-8 Person Households |
| Alpine County, CA | $99,350 | $131,150 |
| Amador County, CA | $86,850 | $114,650 |
| Bakersfield, CA MSA | $86,850 | $114,650 |
| Calaveras County, CA | $86,850 | $114,650 |
| Chico, CA MSA | $86,850 | $114,650 |
| Colusa County, CA | $86,850 | $114,650 |
| Del Norte County, CA | $86,850 | $114,650 |
| El Centro, CA MSA | $86,850 | $114,650 |
| Fresno, CA MSA | $86,850 | $114,650 |
| Glenn County, CA | $86,850 | $114,650 |
| Hanford-Corcoran, CA MSA | $86,850 | $114,650 |
| Humboldt County, CA | $86,850 | $114,650 |
| Inyo County, CA | $86,850 | $114,650 |
| Lake County, CA | $86,850 | $114,650 |
| Lassen County, CA | $86,850 | $114,650 |
| Los Angeles-Long Beach-Glendale, CA HUD Metro FMR Area | $120,050 | $158,450 |
| Madera, CA MSA | $86,850 | $114,650 |
| Mariposa County, CA | $86,850 | $114,650 |
| Mendocino County, CA | $86,850 | $114,650 |
| Merced, CA MSA | $86,850 | $114,650 |
| Modesto, CA MSA | $86,850 | $114,650 |
| Modoc County, CA | $86,850 | $114,650 |
| Mono County, CA | $93,350 | $123,200 |
| Napa, CA MSA | $114,300 | $150,900 |
| Nevada County, CA | $91,650 | $121,000 |
| Oakland-Fremont, CA HUD Metro FMR Area | $156,050 | $206,000 |
| Oxnard-Thousand Oaks-Ventura, CA MSA | $120,300 | $158,800 |
| Plumas County, CA | $86,850 | $114,650 |
| Redding, CA MSA | $86,850 | $114,650 |
| Riverside-San Bernardino-Ontario, CA MSA | $86,850 | $114,650 |
| Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area | $96,150 | $126,900 |
| Salinas, CA MSA | $103,300 | $136,350 |
| San Benito County, CA HUD Metro FMR Area | $117,300 | $154,850 |
| San Diego-Carlsbad, CA MSA | $130,650 | $172,450 |
| San Francisco, CA HUD Metro FMR Area | $212,550 | $280,550 |
| San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $190,350 | $251,250 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA | $103,350 | $136,400 |
| Santa Ana-Anaheim-Irvine, CA HUD Metro FMR Area | $136,500 | $180,200 |
| Santa Cruz-Watsonville, CA MSA | $163,500 | $215,800 |
| Santa Maria-Santa Barbara, CA MSA | $130,750 | $172,600 |
| Santa Rosa, CA MSA | $126,500 | $167,000 |
| Sierra County, CA | $86,850 | $114,650 |
| Siskiyou County, CA | $86,850 | $114,650 |
| Stockton-Lodi, CA MSA | $86,850 | $114,650 |
| Tehama County, CA | $86,850 | $114,650 |
| Trinity County, CA | $86,850 | $114,650 |
| Tuolumne County, CA | $86,850 | $114,650 |
| Vallejo-Fairfield, CA MSA | $98,550 | $130,100 |
| Visalia-Porterville, CA MSA | $86,850 | $114,650 |
| Yolo, CA HUD Metro FMR Area | $101,050 | $133,400 |
| Yuba City, CA MSA | $86,850 | $114,650 |
