USDA Guaranteed Loans are the most popular rural development mortgage program in Colorado. Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.
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Search USDA Direct Loan Limits (for low income applicants)
This approach means that the maximum loan limits for Guaranteed Loans are variable, with Colorado USDA income limits playing a major role. Guaranteed Loan income limits across CO are listed below.
Colorado USDA Guaranteed Loan Income Limits
Area | 1-4 Person Households | 5-8 Person Households |
|---|---|---|
| Alamosa County, CO | $88,550 | $116,900 |
| Archuleta County, CO | $88,550 | $116,900 |
| Baca County, CO | $88,550 | $116,900 |
| Bent County, CO | $88,550 | $116,900 |
| Boulder, CO MSA | $108,550 | $143,300 |
| Chaffee County, CO | $88,550 | $116,900 |
| Cheyenne County, CO | $88,550 | $116,900 |
| Colorado Springs, CO HUD Metro FMR Area | $93,600 | $123,550 |
| Conejos County, CO | $88,550 | $116,900 |
| Costilla County, CO | $88,550 | $116,900 |
| Crowley County, CO | $88,550 | $116,900 |
| Custer County, CO | $88,550 | $116,900 |
| Delta County, CO | $88,550 | $116,900 |
| Denver-Aurora-Lakewood, CO MSA | $106,750 | $140,900 |
| Dolores County, CO | $88,550 | $116,900 |
| Eagle County, CO | $108,100 | $142,700 |
| Elbert County, CO SEA | $106,750 | $140,900 |
| Fort Collins, CO MSA | $100,250 | $132,350 |
| Fremont County, CO | $88,550 | $116,900 |
| Garfield County, CO | $90,400 | $119,350 |
| Gilpin County, CO SEA | $106,750 | $140,900 |
| Grand County, CO | $90,300 | $119,200 |
| Grand Junction, CO MSA | $88,550 | $116,900 |
| Greeley, CO MSA | $94,100 | $124,200 |
| Gunnison County, CO | $88,550 | $116,900 |
| Hinsdale County, CO | $89,700 | $118,400 |
| Huerfano County, CO | $88,550 | $116,900 |
| Jackson County, CO | $88,550 | $116,900 |
| Kiowa County, CO | $88,550 | $116,900 |
| Kit Carson County, CO | $88,550 | $116,900 |
| La Plata County, CO | $95,000 | $125,400 |
| Lake County, CO | $88,550 | $116,900 |
| Las Animas County, CO | $88,550 | $116,900 |
| Lincoln County, CO | $88,550 | $116,900 |
| Logan County, CO | $88,550 | $116,900 |
| Mineral County, CO | $88,550 | $116,900 |
| Moffat County, CO | $88,550 | $116,900 |
| Montezuma County, CO | $88,550 | $116,900 |
| Montrose County, CO | $88,550 | $116,900 |
| Morgan County, CO | $88,550 | $116,900 |
| Otero County, CO | $88,550 | $116,900 |
| Ouray County, CO | $91,200 | $120,400 |
| Phillips County, CO | $88,550 | $116,900 |
| Pitkin County, CO | $116,350 | $153,600 |
| Prowers County, CO | $88,550 | $116,900 |
| Pueblo, CO MSA | $88,550 | $116,900 |
| Rio Blanco County, CO | $90,650 | $119,650 |
| Rio Grande County, CO | $88,550 | $116,900 |
| Routt County, CO | $99,700 | $131,600 |
| Saguache County, CO | $88,550 | $116,900 |
| San Juan County, CO | $88,550 | $116,900 |
| San Miguel County, CO | $101,050 | $133,400 |
| Sedgwick County, CO | $88,550 | $116,900 |
| Summit County, CO | $105,950 | $139,850 |
| Teller County, CO HUD Metro FMR Area | $92,800 | $122,500 |
| Washington County, CO | $88,550 | $116,900 |
| Yuma County, CO | $88,550 | $116,900 |
