USDA Guaranteed Loans are the most popular rural development mortgage program in Colorado.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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This approach means that the maximum loan limits for Guaranteed Loans are variable, with Colorado USDA income limits playing a major role.  Guaranteed Loan income limits across CO are listed below.

Colorado USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Alamosa County, CO$88,550$116,900
Archuleta County, CO$88,550$116,900
Baca County, CO$88,550$116,900
Bent County, CO$88,550$116,900
Boulder, CO MSA$108,550$143,300
Chaffee County, CO$88,550$116,900
Cheyenne County, CO$88,550$116,900
Colorado Springs, CO HUD Metro FMR Area$93,600$123,550
Conejos County, CO$88,550$116,900
Costilla County, CO$88,550$116,900
Crowley County, CO$88,550$116,900
Custer County, CO$88,550$116,900
Delta County, CO$88,550$116,900
Denver-Aurora-Lakewood, CO MSA$106,750$140,900
Dolores County, CO$88,550$116,900
Eagle County, CO$108,100$142,700
Elbert County, CO SEA$106,750$140,900
Fort Collins, CO MSA$100,250$132,350
Fremont County, CO$88,550$116,900
Garfield County, CO$90,400$119,350
Gilpin County, CO SEA$106,750$140,900
Grand County, CO$90,300$119,200
Grand Junction, CO MSA$88,550$116,900
Greeley, CO MSA$94,100$124,200
Gunnison County, CO$88,550$116,900
Hinsdale County, CO$89,700$118,400
Huerfano County, CO$88,550$116,900
Jackson County, CO$88,550$116,900
Kiowa County, CO$88,550$116,900
Kit Carson County, CO$88,550$116,900
La Plata County, CO$95,000$125,400
Lake County, CO$88,550$116,900
Las Animas County, CO$88,550$116,900
Lincoln County, CO$88,550$116,900
Logan County, CO$88,550$116,900
Mineral County, CO$88,550$116,900
Moffat County, CO$88,550$116,900
Montezuma County, CO$88,550$116,900
Montrose County, CO$88,550$116,900
Morgan County, CO$88,550$116,900
Otero County, CO$88,550$116,900
Ouray County, CO$91,200$120,400
Phillips County, CO$88,550$116,900
Pitkin County, CO$116,350$153,600
Prowers County, CO$88,550$116,900
Pueblo, CO MSA$88,550$116,900
Rio Blanco County, CO$90,650$119,650
Rio Grande County, CO$88,550$116,900
Routt County, CO$99,700$131,600
Saguache County, CO$88,550$116,900
San Juan County, CO$88,550$116,900
San Miguel County, CO$101,050$133,400
Sedgwick County, CO$88,550$116,900
Summit County, CO$105,950$139,850
Teller County, CO HUD Metro FMR Area$92,800$122,500
Washington County, CO$88,550$116,900
Yuma County, CO$88,550$116,900
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