USDA Guaranteed Loans are the most popular rural development mortgage program in Colorado.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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This approach means that the maximum loan limits for Guaranteed Loans are variable, with Colorado USDA income limits playing a major role.  Guaranteed Loan income limits across CO are listed below.

Colorado USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Alamosa County, CO$77,900$102,850
Archuleta County, CO$78,650$103,800
Baca County, CO$77,900$102,850
Bent County, CO$77,900$102,850
Boulder, CO MSA$94,600$124,850
Chaffee County, CO$77,900$102,850
Cheyenne County, CO$78,650$103,800
Colorado Springs, CO HUD Metro FMR Area$84,400$111,400
Conejos County, CO$77,900$102,850
Costilla County, CO$77,900$102,850
Crowley County, CO$77,900$102,850
Custer County, CO$77,900$102,850
Delta County, CO$77,900$102,850
Denver-Aurora-Lakewood, CO MSA$92,150$121,650
Dolores County, CO$77,900$102,850
Eagle County, CO$94,600$124,850
Elbert County, CO SEA$94,600$124,850
Fort Collins, CO MSA$89,900$118,650
Fremont County, CO$77,900$102,850
Garfield County, CO$89,550$118,200
Gilpin County, CO SEA$93,950$124,000
Grand County, CO$89,700$118,400
Grand Junction, CO MSA$77,900$102,850
Greeley, CO MSA$78,900$104,150
Gunnison County, CO$82,800$109,300
Hinsdale County, CO$89,700$118,400
Huerfano County, CO$77,900$102,850
Jackson County, CO$77,900$102,850
Kiowa County, CO$77,900$102,850
Kit Carson County, CO$77,900$102,850
La Plata County, CO$85,550$112,950
Lake County, CO$77,900$102,850
Las Animas County, CO$77,900$102,850
Lincoln County, CO$77,900$102,850
Logan County, CO$77,900$102,850
Mineral County, CO$81,200$107,200
Moffat County, CO$81,200$107,200
Montezuma County, CO$77,900$102,850
Montrose County, CO$77,900$102,850
Morgan County, CO$77,900$102,850
Otero County, CO$77,900$102,850
Ouray County, CO$86,450$114,100
Phillips County, CO$77,900$102,850
Pitkin County, CO$111,400$147,050
Prowers County, CO$77,900$102,850
Pueblo, CO MSA$77,900$102,850
Rio Blanco County, CO$87,550$115,550
Rio Grande County, CO$77,900$102,850
Routt County, CO$93,350$123,200
Saguache County, CO$77,900$102,850
San Juan County, CO$77,900$102,850
San Miguel County, CO$94,600$124,850
Sedgwick County, CO$77,900$102,850
Summit County, CO$94,600$124,850
Teller County, CO HUD Metro FMR Area$86,600$114,300
Washington County, CO$77,900$102,850
Yuma County, CO$77,900$102,850
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