USDA Guaranteed Loans are the most popular rural development mortgage program in Delaware.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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This approach means that the maximum loan limits for Guaranteed Loans are variable, with Delaware USDA income limits playing a major role.  Guaranteed Loan income limits across DE are listed below.

Delaware USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Dover, DE MSA$79,200$104,550
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA$93,750$123,750
Sussex County, DE HUD Metro FMR Area$79,200$104,550
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