Low Down Payment Mortgage Programs

Low Down Payment Mortgage

The mortgage down payment is a barrier faced by first-time home buyers for generations. Even if you have steady employment and good credit scores, a large down payment can be much harder to achieve. Read More

USDA Loans

USDA Loans

In today’s housing market, anyone looking to purchase a home with nothing down finds themselves with limited options. Fortunately, USDA home loans still offer 100% financing with low mortgage rates for home purchases. And these rural development loans can be used across most areas of the country. Don’t overlook the no-down payment mortgage options offer through USDA loans. Read More

Iowa USDA Direct Loan Income Limits – Low Income Loans

USDA Direct Loans are low income loans that can be used to purchase homes in rural areas of Iowa. To qualify for Direct Loans, applicants must have low or very low income, which is defined by the USDA as 50% to 80% of the Area Median Income (AMI).

USDA Direct Loan Income Limits (Low Income)
USDA Direct Loan Limits (Low Income)

All USDA Loan Limits
All USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs

Direct Loans are less common in Iowa than USDA Guaranteed Loans, which accommodate applicants that make more money. Like Guaranteed USDA Loans, Direct Loans are a mortgage program with no down payment. The maximum yearly income limits that applicants are permitted to make for Direct Loan approval are listed below.

Iowa USDA Direct Loan Maximum Income Limits

Area
1 Person
2 Person
3 Person
4 Person
5 Person
Adair County, IA $55,500$55,500 $55,500$55,500 $73,250
Adams County, IA $55,500$55,500 $55,500$55,500 $73,250
Allamakee County, IA $55,500$55,500 $55,500$55,500 $73,250
Ames, IA MSA $70,150$70,150 $70,150$70,150 $92,600
Appanoose County, IA $55,500$55,500 $55,500$55,500 $73,250
Audubon County, IA $55,500$55,500 $55,500$55,500 $73,250
Benton County, IA HUD Metro FMR Area $66,150$66,150 $66,150$66,150 $87,300
Boone County, IA $59,700$59,700 $59,700$59,700 $78,800
Bremer County, IA HUD Metro FMR Area $68,800$68,800 $68,800$68,800 $90,800
Buchanan County, IA $61,300$61,300 $61,300$61,300 $80,900
Buena Vista County, IA $55,500$55,500 $55,500$55,500 $73,250
Butler County, IA $56,100$56,100 $56,100$56,100 $74,050
Calhoun County, IA $55,500$55,500 $55,500$55,500 $73,250
Carroll County, IA $60,000$60,000 $60,000$60,000 $79,200
Cass County, IA $55,500$55,500 $55,500$55,500 $73,250
Cedar County, IA $61,600$61,600 $61,600$61,600 $81,300
Cedar Rapids, IA HUD Metro FMR Area $71,450$71,450 $71,450$71,450 $94,300
Cerro Gordo County, IA $55,500$55,500 $55,500$55,500 $73,250
Cherokee County, IA $56,400$56,400 $56,400$56,400 $74,450
Chickasaw County, IA $55,500$55,500 $55,500$55,500 $73,250
Clarke County, IA $55,500$55,500 $55,500$55,500 $73,250
Clay County, IA $55,500$55,500 $55,500$55,500 $73,250
Clayton County, IA $55,500$55,500 $55,500$55,500 $73,250
Clinton County, IA $55,500$55,500 $55,500$55,500 $73,250
Crawford County, IA $55,500$55,500 $55,500$55,500 $73,250
Davenport-Moline-Rock Island, IA-IL MSA $58,150$58,150 $58,150$58,150 $76,750
Davis County, IA $55,500$55,500 $55,500$55,500 $73,250
Decatur County, IA $55,500$55,500 $55,500$55,500 $73,250
Delaware County, IA $60,700$60,700 $60,700$60,700 $80,100
Des Moines County, IA $55,500$55,500 $55,500$55,500 $73,250
Des Moines-West Des Moines, IA MSA $70,000$70,000 $70,000$70,000 $92,400
Dickinson County, IA $63,200$63,200 $63,200$63,200 $83,400
Dubuque, IA MSA $65,100$65,100 $65,100$65,100 $85,950
Emmet County, IA $55,500$55,500 $55,500$55,500 $73,250
Fayette County, IA $55,500$55,500 $55,500$55,500 $73,250
Floyd County, IA $55,500$55,500 $55,500$55,500 $73,250
Franklin County, IA $55,500$55,500 $55,500$55,500 $73,250
Fremont County, IA $55,500$55,500 $55,500$55,500 $73,250
Greene County, IA $55,500$55,500 $55,500$55,500 $73,250
Grundy County, IA SEA $59,600$59,600 $59,600$59,600 $78,650
Hamilton County, IA $55,500$55,500 $55,500$55,500 $73,250
Hancock County, IA $56,150$56,150 $56,150$56,150 $74,100
Hardin County, IA $58,300$58,300 $58,300$58,300 $76,950
Henry County, IA $55,500$55,500 $55,500$55,500 $73,250
Howard County, IA $55,500$55,500 $55,500$55,500 $73,250
Humboldt County, IA $55,500$55,500 $55,500$55,500 $73,250
Ida County, IA $55,500$55,500 $55,500$55,500 $73,250
Iowa City, IA HUD Metro FMR Area $75,500$75,500 $75,500$75,500 $99,650
Iowa County, IA $60,400$60,400 $60,400$60,400 $79,750
Jackson County, IA $55,500$55,500 $55,500$55,500 $73,250
Jasper County, IA $58,100$58,100 $58,100$58,100 $76,700
Jefferson County, IA $55,500$55,500 $55,500$55,500 $73,250
Jones County, IA HUD Metro FMR Area $58,900$58,900 $58,900$58,900 $77,750
Keokuk County, IA $55,500$55,500 $55,500$55,500 $73,250
Kossuth County, IA $56,700$56,700 $56,700$56,700 $74,850
Lee County, IA $55,500$55,500 $55,500$55,500 $73,250
Louisa County, IA $55,500$55,500 $55,500$55,500 $73,250
Lucas County, IA $55,500$55,500 $55,500$55,500 $73,250
Lyon County, IA $59,100$59,100 $59,100$59,100 $78,000
Mahaska County, IA $55,500$55,500 $55,500$55,500 $73,250
Marion County, IA $60,300$60,300 $60,300$60,300 $79,600
Marshall County, IA $55,500$55,500 $55,500$55,500 $73,250
Mitchell County, IA $55,750$55,750 $55,750$55,750 $73,600
Monona County, IA $55,500$55,500 $55,500$55,500 $73,250
Monroe County, IA $55,500$55,500 $55,500$55,500 $73,250
Montgomery County, IA $55,500$55,500 $55,500$55,500 $73,250
Muscatine County, IA $56,650$56,650 $56,650$56,650 $74,800
O'Brien County, IA $57,200$57,200 $57,200$57,200 $75,500
Omaha-Council Bluffs, NE-IA HUD Metro FMR Area $68,800$68,800 $68,800$68,800 $90,800
Osceola County, IA $55,500$55,500 $55,500$55,500 $73,250
Page County, IA $55,500$55,500 $55,500$55,500 $73,250
Palo Alto County, IA $55,500$55,500 $55,500$55,500 $73,250
Plymouth County, IA HUD Metro FMR Area $60,950$60,950 $60,950$60,950 $80,450
Pocahontas County, IA $55,500$55,500 $55,500$55,500 $73,250
Poweshiek County, IA $57,050$57,050 $57,050$57,050 $75,300
Ringgold County, IA $55,500$55,500 $55,500$55,500 $73,250
Sac County, IA $55,500$55,500 $55,500$55,500 $73,250
Shelby County, IA $57,450$57,450 $57,450$57,450 $75,850
Sioux City, IA-NE-SD HUD Metro FMR Area $55,600$55,600 $55,600$55,600 $73,400
Sioux County, IA $61,600$61,600 $61,600$61,600 $81,300
Tama County, IA $55,500$55,500 $55,500$55,500 $73,250
Taylor County, IA $55,500$55,500 $55,500$55,500 $73,250
Union County, IA $55,500$55,500 $55,500$55,500 $73,250
Van Buren County, IA $55,500$55,500 $55,500$55,500 $73,250
Wapello County, IA $55,500$55,500 $55,500$55,500 $73,250
Washington County, IA HUD Metro FMR Area $60,150$60,150 $60,150$60,150 $79,400
Waterloo-Cedar Falls, IA HUD Metro FMR Area $59,600$59,600 $59,600$59,600 $78,650
Wayne County, IA $55,500$55,500 $55,500$55,500 $73,250
Webster County, IA $55,500$55,500 $55,500$55,500 $73,250
Winnebago County, IA $55,500$55,500 $55,500$55,500 $73,250
Winneshiek County, IA $60,900$60,900 $60,900$60,900 $80,400
Worth County, IA $55,500$55,500 $55,500$55,500 $73,250
Wright County, IA $55,500$55,500 $55,500$55,500 $73,250

More USDA Direct Loan Limits (Low Income)

Maximum Loan Amounts
Alabama USDA Direct Loan Limits

Alaska USDA Direct Loan Limits
Arizona USDA Direct Loan Limits
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California USDA Direct Loan Limits
Colorado USDA Direct Loan Limits
Connecticut USDA Direct Loan Limits
Delaware USDA Direct Loan Limits
Florida USDA Direct Loan Limits
Georgia USDA Direct Loan Limits
Hawaii USDA Direct Loan Limits
Illinois USDA Direct Loan Limits
Idaho USDA Direct Loan Limits
Indiana USDA Direct Loan Limits
Iowa USDA Direct Loan Limits
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Michigan USDA Direct Loan Limits
Minnesota USDA Direct Loan Limits
Mississippi USDA Direct Loan Limits
Missouri USDA Direct Loan Limits
Montana USDA Direct Loan Limits
Nebraska USDA Direct Loan Limits
Nevada USDA Direct Loan Limits
New Hampshire USDA Direct Loan Limits
New Jersey USDA Direct Loan Limits
New Mexico USDA Direct Loan Limits
New York USDA Direct Loan Limits
North Carolina USDA Direct Loan Limits
North Dakota USDA Direct Loan Limits
Ohio USDA Direct Loan Limits
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Pennsylvania USDA Direct Loan Limits
Rhode Island USDA Direct Loan Limits
South Carolina USDA Direct Loan Limits
South Dakota USDA Direct Loan Limits
Tennessee USDA Direct Loan Limits
Texas USDA Direct Loan Limits
Utah USDA Direct Loan Limits
Vermont USDA Direct Loan Limits
Virginia USDA Direct Loan Limits
Washington USDA Direct Loan Limits
West Virginia USDA Direct Loan Limits
Wisconsin USDA Direct Loan Limits
Wyoming USDA Direct Loan Limits
Maximum Applicant Income
Alabama USDA Direct Income Limits

Alaska USDA Direct Income Limits
Arizona USDA Direct Income Limits
Arkansas USDA Direct Income Limits
California USDA Direct Income Limits
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Connecticut USDA Direct Income Limits
Delaware USDA Direct Income Limits
Florida USDA Direct Income Limits
Georgia USDA Direct Income Limits
Hawaii USDA Direct Income Limits
Illinois USDA Direct Income Limits
Idaho USDA Direct Income Limits
Indiana USDA Direct Income Limits
Iowa USDA Direct Income Limits
Kansas USDA Direct Income Limits
Kentucky USDA Direct Income Limits
Louisiana USDA Direct Income Limits
Maine USDA Direct Income Limits
Maryland USDA Direct Income Limits
Massachusetts Direct Income Limits
Michigan USDA Direct Income Limits
Minnesota USDA Direct Income Limits
Mississippi USDA Direct Income Limits
Missouri USDA Direct Income Limits
Montana USDA Direct Income Limits
Nebraska USDA Direct Income Limits
Nevada USDA Direct Income Limits
New Hampshire Direct Income Limits
New Jersey USDA Direct Income Limits
New Mexico USDA Direct Income Limits
New York USDA Direct Income Limits
North Carolina Direct Income Limits
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Ohio USDA Direct Income Limits
Oklahoma USDA Direct Income Limits
Oregon USDA Direct Income Limits
Pennsylvania USDA Direct Income Limits
Rhode Island USDA Direct Income Limits
South Carolina Direct Income Limits
South Dakota USDA Direct Income Limits
Tennessee USDA Direct Income Limits
Texas USDA Direct Income Limits
Utah USDA Direct Income Limits
Vermont USDA Direct Income Limits
Virginia USDA Direct Income Limits
Washington USDA Direct Income Limits
West Virginia USDA Direct Income Limits
Wisconsin USDA Direct Income Limits
Wyoming USDA Direct Income Limits

 

Indiana USDA Direct Loan Income Limits – Low Income Loans

USDA Direct Loans are low income loans that can be used to purchase homes in rural areas of Indiana. To qualify for Direct Loans, applicants must have low or very low income, which is defined by the USDA as 50% to 80% of the Area Median Income (AMI).

USDA Direct Loan Income Limits (Low Income)
USDA Direct Loan Limits (Low Income)

All USDA Loan Limits
All USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs

Direct Loans are less common in Indiana than USDA Guaranteed Loans, which accommodate applicants that make more money. Like Guaranteed USDA Loans, Direct Loans are a mortgage program with no down payment. The maximum yearly income limits that applicants are permitted to make for Direct Loan approval are listed below.

Indiana USDA Direct Loan Maximum Income Limits

Area
1 Person
2 Person
3 Person
4 Person
5 Person
Adams County, IN $51,600$51,600 $51,600$51,600 $68,100
Anderson, IN HUD Metro FMR Area $51,600$51,600 $51,600$51,600 $68,100
Blackford County, IN $51,600$51,600 $51,600$51,600 $68,100
Bloomington, IN HUD Metro FMR Area $59,050$59,050 $59,050$59,050 $77,950
Carroll County, IN HUD Metro FMR Area $52,300$52,300 $52,300$52,300 $69,050
Cass County, IN $51,600$51,600 $51,600$51,600 $68,100
Cincinnati, OH-KY-IN HUD Metro FMR Area $65,050$65,050 $65,050$65,050 $85,850
Clinton County, IN $52,700$52,700 $52,700$52,700 $69,550
Columbus, IN MSA $57,750$57,750 $57,750$57,750 $76,250
Crawford County, IN $51,600$51,600 $51,600$51,600 $68,100
Daviess County, IN $51,600$51,600 $51,600$51,600 $68,100
Decatur County, IN $51,600$51,600 $51,600$51,600 $68,100
DeKalb County, IN $52,700$52,700 $52,700$52,700 $69,550
Dubois County, IN $60,100$60,100 $60,100$60,100 $79,350
Elkhart-Goshen, IN MSA $53,750$53,750 $53,750$53,750 $70,950
Evansville, IN-KY MSA $53,750$53,750 $53,750$53,750 $70,950
Fayette County, IN $51,600$51,600 $51,600$51,600 $68,100
Fort Wayne, IN MSA $55,050$55,050 $55,050$55,050 $72,650
Fountain County, IN $51,600$51,600 $51,600$51,600 $68,100
Franklin County, IN $57,050$57,050 $57,050$57,050 $75,300
Fulton County, IN $51,600$51,600 $51,600$51,600 $68,100
Gary, IN HUD Metro FMR Area $58,250$58,250 $58,250$58,250 $76,900
Gibson County, IN $53,300$53,300 $53,300$53,300 $70,350
Grant County, IN $51,600$51,600 $51,600$51,600 $68,100
Greene County, IN $51,600$51,600 $51,600$51,600 $68,100
Henry County, IN $51,600$51,600 $51,600$51,600 $68,100
Huntington County, IN $51,600$51,600 $51,600$51,600 $68,100
Indianapolis-Carmel, IN HUD Metro FMR Area $63,900$63,900 $63,900$63,900 $84,350
Jackson County, IN $51,600$51,600 $51,600$51,600 $68,100
Jasper County, IN HUD Metro FMR Area $56,900$56,900 $56,900$56,900 $75,100
Jay County, IN $51,600$51,600 $51,600$51,600 $68,100
Jefferson County, IN $51,600$51,600 $51,600$51,600 $68,100
Jennings County, IN $51,600$51,600 $51,600$51,600 $68,100
Knox County, IN $51,600$51,600 $51,600$51,600 $68,100
Kokomo, IN MSA $52,150$52,150 $52,150$52,150 $68,850
Kosciusko County, IN $53,200$53,200 $53,200$53,200 $70,200
Lafayette-West Lafayette, IN HUD Metro FMR Area $56,300$56,300 $56,300$56,300 $74,300
LaGrange County, IN $51,600$51,600 $51,600$51,600 $68,100
Lawrence County, IN $51,600$51,600 $51,600$51,600 $68,100
Louisville, KY-IN HUD Metro FMR Area $61,100$61,100 $61,100$61,100 $80,650
Marshall County, IN $52,000$52,000 $52,000$52,000 $68,650
Martin County, IN $51,600$51,600 $51,600$51,600 $68,100
Miami County, IN $51,600$51,600 $51,600$51,600 $68,100
Michigan City-La Porte, IN MSA $53,700$53,700 $53,700$53,700 $70,900
Montgomery County, IN $51,600$51,600 $51,600$51,600 $68,100
Muncie, IN MSA $51,600$51,600 $51,600$51,600 $68,100
Noble County, IN $52,000$52,000 $52,000$52,000 $68,650
Orange County, IN $51,600$51,600 $51,600$51,600 $68,100
Owen County, IN HUD Metro FMR Area $51,600$51,600 $51,600$51,600 $68,100
Parke County, IN $51,600$51,600 $51,600$51,600 $68,100
Perry County, IN $51,600$51,600 $51,600$51,600 $68,100
Pike County, IN $51,600$51,600 $51,600$51,600 $68,100
Pulaski County, IN $51,600$51,600 $51,600$51,600 $68,100
Putnam County, IN HUD Metro FMR Area $55,700$55,700 $55,700$55,700 $73,500
Randolph County, IN $51,600$51,600 $51,600$51,600 $68,100
Ripley County, IN $51,600$51,600 $51,600$51,600 $68,100
Rush County, IN $51,600$51,600 $51,600$51,600 $68,100
Scott County, IN HUD Metro FMR Area $51,600$51,600 $51,600$51,600 $68,100
South Bend-Mishawaka, IN HUD Metro FMR Area $52,500$52,500 $52,500$52,500 $69,300
Spencer County, IN $56,400$56,400 $56,400$56,400 $74,450
Starke County, IN $51,600$51,600 $51,600$51,600 $68,100
Steuben County, IN $51,600$51,600 $51,600$51,600 $68,100
Sullivan County, IN HUD Metro FMR Area $51,600$51,600 $51,600$51,600 $68,100
Switzerland County, IN $51,600$51,600 $51,600$51,600 $68,100
Terre Haute, IN HUD Metro FMR Area $51,600$51,600 $51,600$51,600 $68,100
Tipton County, IN $54,950$54,950 $54,950$54,950 $72,550
Union County, IN HUD Metro FMR Area $51,600$51,600 $51,600$51,600 $68,100
Wabash County, IN $51,600$51,600 $51,600$51,600 $68,100
Warren County, IN $58,300$58,300 $58,300$58,300 $76,950
Washington County, IN HUD Metro FMR Area $51,600$51,600 $51,600$51,600 $68,100
Wayne County, IN $51,600$51,600 $51,600$51,600 $68,100
White County, IN $52,300$52,300 $52,300$52,300 $69,050

More USDA Direct Loan Limits (Low Income)

Maximum Loan Amounts
Alabama USDA Direct Loan Limits

Alaska USDA Direct Loan Limits
Arizona USDA Direct Loan Limits
Arkansas USDA Direct Loan Limits
California USDA Direct Loan Limits
Colorado USDA Direct Loan Limits
Connecticut USDA Direct Loan Limits
Delaware USDA Direct Loan Limits
Florida USDA Direct Loan Limits
Georgia USDA Direct Loan Limits
Hawaii USDA Direct Loan Limits
Illinois USDA Direct Loan Limits
Idaho USDA Direct Loan Limits
Indiana USDA Direct Loan Limits
Iowa USDA Direct Loan Limits
Kansas USDA Direct Loan Limits
Kentucky USDA Direct Loan Limits
Louisiana USDA Direct Loan Limits
Maine USDA Direct Loan Limits
Maryland USDA Direct Loan Limits
Massachusetts USDA Direct Loan Limits
Michigan USDA Direct Loan Limits
Minnesota USDA Direct Loan Limits
Mississippi USDA Direct Loan Limits
Missouri USDA Direct Loan Limits
Montana USDA Direct Loan Limits
Nebraska USDA Direct Loan Limits
Nevada USDA Direct Loan Limits
New Hampshire USDA Direct Loan Limits
New Jersey USDA Direct Loan Limits
New Mexico USDA Direct Loan Limits
New York USDA Direct Loan Limits
North Carolina USDA Direct Loan Limits
North Dakota USDA Direct Loan Limits
Ohio USDA Direct Loan Limits
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Oregon USDA Direct Loan Limits
Pennsylvania USDA Direct Loan Limits
Rhode Island USDA Direct Loan Limits
South Carolina USDA Direct Loan Limits
South Dakota USDA Direct Loan Limits
Tennessee USDA Direct Loan Limits
Texas USDA Direct Loan Limits
Utah USDA Direct Loan Limits
Vermont USDA Direct Loan Limits
Virginia USDA Direct Loan Limits
Washington USDA Direct Loan Limits
West Virginia USDA Direct Loan Limits
Wisconsin USDA Direct Loan Limits
Wyoming USDA Direct Loan Limits
Maximum Applicant Income
Alabama USDA Direct Income Limits

Alaska USDA Direct Income Limits
Arizona USDA Direct Income Limits
Arkansas USDA Direct Income Limits
California USDA Direct Income Limits
Colorado USDA Direct Income Limits
Connecticut USDA Direct Income Limits
Delaware USDA Direct Income Limits
Florida USDA Direct Income Limits
Georgia USDA Direct Income Limits
Hawaii USDA Direct Income Limits
Illinois USDA Direct Income Limits
Idaho USDA Direct Income Limits
Indiana USDA Direct Income Limits
Iowa USDA Direct Income Limits
Kansas USDA Direct Income Limits
Kentucky USDA Direct Income Limits
Louisiana USDA Direct Income Limits
Maine USDA Direct Income Limits
Maryland USDA Direct Income Limits
Massachusetts Direct Income Limits
Michigan USDA Direct Income Limits
Minnesota USDA Direct Income Limits
Mississippi USDA Direct Income Limits
Missouri USDA Direct Income Limits
Montana USDA Direct Income Limits
Nebraska USDA Direct Income Limits
Nevada USDA Direct Income Limits
New Hampshire Direct Income Limits
New Jersey USDA Direct Income Limits
New Mexico USDA Direct Income Limits
New York USDA Direct Income Limits
North Carolina Direct Income Limits
North Dakota USDA Direct Income Limits
Ohio USDA Direct Income Limits
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Oregon USDA Direct Income Limits
Pennsylvania USDA Direct Income Limits
Rhode Island USDA Direct Income Limits
South Carolina Direct Income Limits
South Dakota USDA Direct Income Limits
Tennessee USDA Direct Income Limits
Texas USDA Direct Income Limits
Utah USDA Direct Income Limits
Vermont USDA Direct Income Limits
Virginia USDA Direct Income Limits
Washington USDA Direct Income Limits
West Virginia USDA Direct Income Limits
Wisconsin USDA Direct Income Limits
Wyoming USDA Direct Income Limits

 

Illinois USDA Direct Loan Income Limits – Low Income Loans

USDA Direct Loans are low income loans that can be used to purchase homes in rural areas of Illinois. To qualify for Direct Loans, applicants must have low or very low income, which is defined by the USDA as 50% to 80% of the Area Median Income (AMI).

USDA Direct Loan Income Limits (Low Income)
USDA Direct Loan Limits (Low Income)

All USDA Loan Limits
All USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs

Direct Loans are less common in Illinois than USDA Guaranteed Loans, which accommodate applicants that make more money. Like Guaranteed USDA Loans, Direct Loans are a mortgage program with no down payment. The maximum yearly income limits that applicants are permitted to make for Direct Loan approval are listed below.

Illinois USDA Direct Loan Maximum Income Limits

Area
1 Person
2 Person
3 Person
4 Person
5 Person
Adams County, IL $53,050$53,050 $53,050$53,050 $70,050
Alexander County, IL SEA $51,700$51,700 $51,700$51,700 $68,250
Bloomington, IL HUD Metro FMR Area $73,300$73,300 $73,300$73,300 $96,750
Bond County, IL HUD Metro FMR Area $56,000$56,000 $56,000$56,000 $73,900
Brown County, IL $58,800$58,800 $58,800$58,800 $77,600
Bureau County, IL $55,350$55,350 $55,350$55,350 $73,050
Carroll County, IL $53,050$53,050 $53,050$53,050 $70,050
Cass County, IL $53,050$53,050 $53,050$53,050 $70,050
Champaign-Urbana, IL MSA $63,600$63,600 $63,600$63,600 $83,950
Chicago-Joliet-Naperville, IL HUD Metro FMR Area $71,300$71,300 $71,300$71,300 $94,100
Christian County, IL $53,050$53,050 $53,050$53,050 $70,050
Clark County, IL $53,050$53,050 $53,050$53,050 $70,050
Clay County, IL $53,050$53,050 $53,050$53,050 $70,050
Coles County, IL $53,050$53,050 $53,050$53,050 $70,050
Crawford County, IL $55,350$55,350 $55,350$55,350 $73,050
Cumberland County, IL $53,050$53,050 $53,050$53,050 $70,050
Danville, IL MSA $53,050$53,050 $53,050$53,050 $70,050
Davenport-Moline-Rock Island, IA-IL MSA $58,150$58,150 $58,150$58,150 $76,750
De Witt County, IL HUD Metro FMR Area $59,050$59,050 $59,050$59,050 $77,950
Decatur, IL MSA $53,500$53,500 $53,500$53,500 $70,600
DeKalb County, IL HUD Metro FMR Area $61,900$61,900 $61,900$61,900 $81,700
Douglas County, IL $56,400$56,400 $56,400$56,400 $74,450
Edgar County, IL $53,050$53,050 $53,050$53,050 $70,050
Edwards County, IL $53,050$53,050 $53,050$53,050 $70,050
Effingham County, IL $57,900$57,900 $57,900$57,900 $76,450
Fayette County, IL $53,050$53,050 $53,050$53,050 $70,050
Franklin County, IL $53,050$53,050 $53,050$53,050 $70,050
Fulton County, IL $53,050$53,050 $53,050$53,050 $70,050
Gallatin County, IL $53,050$53,050 $53,050$53,050 $70,050
Greene County, IL $53,050$53,050 $53,050$53,050 $70,050
Grundy County, IL HUD Metro FMR Area $68,250$68,250 $68,250$68,250 $90,100
Hamilton County, IL $53,050$53,050 $53,050$53,050 $70,050
Hancock County, IL $53,050$53,050 $53,050$53,050 $70,050
Hardin County, IL $53,050$53,050 $53,050$53,050 $70,050
Henderson County, IL $53,050$53,050 $53,050$53,050 $70,050
Iroquois County, IL $53,050$53,050 $53,050$53,050 $70,050
Jackson County, IL HUD Metro FMR Area $53,050$53,050 $53,050$53,050 $70,050
Jasper County, IL $59,300$59,300 $59,300$59,300 $78,300
Jefferson County, IL $53,050$53,050 $53,050$53,050 $70,050
Jo Daviess County, IL $60,500$60,500 $60,500$60,500 $79,850
Johnson County, IL $53,050$53,050 $53,050$53,050 $70,050
Kankakee, IL MSA $55,350$55,350 $55,350$55,350 $73,050
Kendall County, IL HUD Metro FMR Area $75,500$75,500 $75,500$75,500 $99,650
Knox County, IL $53,050$53,050 $53,050$53,050 $70,050
La Salle County, IL $60,000$60,000 $60,000$60,000 $79,200
Lawrence County, IL $53,050$53,050 $53,050$53,050 $70,050
Lee County, IL $56,700$56,700 $56,700$56,700 $74,850
Livingston County, IL $58,800$58,800 $58,800$58,800 $77,600
Logan County, IL $55,050$55,050 $55,050$55,050 $72,650
Macoupin County, IL HUD Metro FMR Area $53,750$53,750 $53,750$53,750 $70,950
Marion County, IL $53,050$53,050 $53,050$53,050 $70,050
Mason County, IL $53,050$53,050 $53,050$53,050 $70,050
Massac County, IL $53,050$53,050 $53,050$53,050 $70,050
McDonough County, IL $55,350$55,350 $55,350$55,350 $73,050
Montgomery County, IL $53,050$53,050 $53,050$53,050 $70,050
Morgan County, IL $53,050$53,050 $53,050$53,050 $70,050
Moultrie County, IL $53,050$53,050 $53,050$53,050 $70,050
Ogle County, IL $58,700$58,700 $58,700$58,700 $77,500
Peoria, IL MSA $61,500$61,500 $61,500$61,500 $81,200
Perry County, IL $53,050$53,050 $53,050$53,050 $70,050
Pike County, IL $53,050$53,050 $53,050$53,050 $70,050
Pope County, IL $53,050$53,050 $53,050$53,050 $70,050
Pulaski County, IL $53,050$53,050 $53,050$53,050 $70,050
Putnam County, IL $67,300$67,300 $67,300$67,300 $88,850
Randolph County, IL $54,300$54,300 $54,300$54,300 $71,700
Richland County, IL $53,050$53,050 $53,050$53,050 $70,050
Rockford, IL MSA $53,050$53,050 $53,050$53,050 $70,050
Saline County, IL $53,050$53,050 $53,050$53,050 $70,050
Schuyler County, IL $53,050$53,050 $53,050$53,050 $70,050
Scott County, IL $53,050$53,050 $53,050$53,050 $70,050
Shelby County, IL $53,050$53,050 $53,050$53,050 $70,050
Springfield, IL MSA $62,800$62,800 $62,800$62,800 $82,900
St. Louis, MO-IL HUD Metro FMR Area $65,050$65,050 $65,050$65,050 $85,850
Stephenson County, IL $53,050$53,050 $53,050$53,050 $70,050
Union County, IL $53,050$53,050 $53,050$53,050 $70,050
Wabash County, IL $53,050$53,050 $53,050$53,050 $70,050
Warren County, IL $53,050$53,050 $53,050$53,050 $70,050
Washington County, IL $58,650$58,650 $58,650$58,650 $77,400
Wayne County, IL $53,050$53,050 $53,050$53,050 $70,050
White County, IL $53,050$53,050 $53,050$53,050 $70,050
Whiteside County, IL $53,050$53,050 $53,050$53,050 $70,050
Williamson County, IL HUD Metro FMR Area $55,600$55,600 $55,600$55,600 $73,400

More USDA Direct Loan Limits (Low Income)

Maximum Loan Amounts
Alabama USDA Direct Loan Limits

Alaska USDA Direct Loan Limits
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Georgia USDA Direct Loan Limits
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Iowa USDA Direct Loan Limits
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Wisconsin USDA Direct Loan Limits
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Maximum Applicant Income
Alabama USDA Direct Income Limits

Alaska USDA Direct Income Limits
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California USDA Direct Income Limits
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Idaho USDA Direct Income Limits
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Texas USDA Direct Income Limits
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Vermont USDA Direct Income Limits
Virginia USDA Direct Income Limits
Washington USDA Direct Income Limits
West Virginia USDA Direct Income Limits
Wisconsin USDA Direct Income Limits
Wyoming USDA Direct Income Limits

 

Idaho USDA Direct Loan Income Limits – Low Income Loans

USDA Direct Loans are low income loans that can be used to purchase homes in rural areas of Idaho. To qualify for Direct Loans, applicants must have low or very low income, which is defined by the USDA as 50% to 80% of the Area Median Income (AMI).

USDA Direct Loan Income Limits (Low Income)
USDA Direct Loan Limits (Low Income)

All USDA Loan Limits
All USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs

Direct Loans are less common in Idaho than USDA Guaranteed Loans, which accommodate applicants that make more money. Like Guaranteed USDA Loans, Direct Loans are a mortgage program with no down payment. The maximum yearly income limits that applicants are permitted to make for Direct Loan approval are listed below.

Idaho USDA Direct Loan Maximum Income Limits

Area
1 Person
2 Person
3 Person
4 Person
5 Person
Adams County, ID $49,700$49,700 $49,700$49,700 $65,600
Bear Lake County, ID $49,700$49,700 $49,700$49,700 $65,600
Benewah County, ID $49,700$49,700 $49,700$49,700 $65,600
Bingham County, ID $50,100$50,100 $50,100$50,100 $66,150
Blaine County, ID $64,500$64,500 $64,500$64,500 $85,150
Boise City, ID HUD Metro FMR Area $58,900$58,900 $58,900$58,900 $77,750
Bonner County, ID $49,700$49,700 $49,700$49,700 $65,600
Boundary County, ID $49,700$49,700 $49,700$49,700 $65,600
Butte County, ID HUD Metro FMR Area $49,700$49,700 $49,700$49,700 $65,600
Camas County, ID $49,700$49,700 $49,700$49,700 $65,600
Caribou County, ID $59,200$59,200 $59,200$59,200 $78,150
Cassia County, ID $49,700$49,700 $49,700$49,700 $65,600
Clark County, ID $49,700$49,700 $49,700$49,700 $65,600
Clearwater County, ID $49,700$49,700 $49,700$49,700 $65,600
Coeur d'Alene, ID MSA $51,700$51,700 $51,700$51,700 $68,250
Custer County, ID $52,250$52,250 $52,250$52,250 $68,950
Elmore County, ID $49,700$49,700 $49,700$49,700 $65,600
Fremont County, ID $49,700$49,700 $49,700$49,700 $65,600
Gem County, ID HUD Metro FMR Area $49,700$49,700 $49,700$49,700 $65,600
Gooding County, ID $49,700$49,700 $49,700$49,700 $65,600
Idaho County, ID $49,700$49,700 $49,700$49,700 $65,600
Idaho Falls, ID HUD Metro FMR Area $54,700$54,700 $54,700$54,700 $72,200
Jerome County, ID $49,700$49,700 $49,700$49,700 $65,600
Latah County, ID $54,000$54,000 $54,000$54,000 $71,300
Lemhi County, ID $49,700$49,700 $49,700$49,700 $65,600
Lewis County, ID $49,700$49,700 $49,700$49,700 $65,600
Lewiston, ID-WA MSA $50,500$50,500 $50,500$50,500 $66,650
Lincoln County, ID $49,700$49,700 $49,700$49,700 $65,600
Logan, UT-ID MSA $56,900$56,900 $56,900$56,900 $75,100
Madison County, ID $49,700$49,700 $49,700$49,700 $65,600
Minidoka County, ID $49,700$49,700 $49,700$49,700 $65,600
Oneida County, ID $49,700$49,700 $49,700$49,700 $65,600
Payette County, ID $49,700$49,700 $49,700$49,700 $65,600
Pocatello, ID MSA $50,300$50,300 $50,300$50,300 $66,400
Power County, ID $49,700$49,700 $49,700$49,700 $65,600
Shoshone County, ID $49,700$49,700 $49,700$49,700 $65,600
Teton County, ID $57,600$57,600 $57,600$57,600 $76,050
Twin Falls County, ID $52,150$52,150 $52,150$52,150 $68,850
Valley County, ID $53,300$53,300 $53,300$53,300 $70,350
Washington County, ID $49,700$49,700 $49,700$49,700 $65,600

More USDA Direct Loan Limits (Low Income)

Maximum Loan Amounts
Alabama USDA Direct Loan Limits

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California USDA Direct Loan Limits
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Maximum Applicant Income
Alabama USDA Direct Income Limits

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Virginia USDA Direct Income Limits
Washington USDA Direct Income Limits
West Virginia USDA Direct Income Limits
Wisconsin USDA Direct Income Limits
Wyoming USDA Direct Income Limits

 

Hawaii USDA Direct Loan Income Limits – Low Income Loans

USDA Direct Loans are low income loans that can be used to purchase homes in rural areas of Hawaii. To qualify for Direct Loans, applicants must have low or very low income, which is defined by the USDA as 50% to 80% of the Area Median Income (AMI).

USDA Direct Loan Income Limits (Low Income)
USDA Direct Loan Limits (Low Income)

All USDA Loan Limits
All USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs

Direct Loans are less common in Hawaii than USDA Guaranteed Loans, which accommodate applicants that make more money. Like Guaranteed USDA Loans, Direct Loans are a mortgage program with no down payment. The maximum yearly income limits that applicants are permitted to make for Direct Loan approval are listed below.

Hawaii USDA Direct Loan Maximum Income Limits

Area
1 Person
2 Person
3 Person
4 Person
5 Person
Hawaii County, HI $62,800$62,800 $62,800$62,800 $82,900
Kahului-Wailuku-Lahaina, HI MSA $78,100$78,100 $78,100$78,100 $103,100
Kauai County, HI $78,550$78,550 $78,550$78,550 $103,700
Urban Honolulu, HI MSA $96,400$96,400 $96,400$96,400 $127,250

More USDA Direct Loan Limits (Low Income)

Maximum Loan Amounts
Alabama USDA Direct Loan Limits

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Tennessee USDA Direct Loan Limits
Texas USDA Direct Loan Limits
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Vermont USDA Direct Loan Limits
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West Virginia USDA Direct Loan Limits
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Maximum Applicant Income
Alabama USDA Direct Income Limits

Alaska USDA Direct Income Limits
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Arkansas USDA Direct Income Limits
California USDA Direct Income Limits
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Connecticut USDA Direct Income Limits
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Florida USDA Direct Income Limits
Georgia USDA Direct Income Limits
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Utah USDA Direct Income Limits
Vermont USDA Direct Income Limits
Virginia USDA Direct Income Limits
Washington USDA Direct Income Limits
West Virginia USDA Direct Income Limits
Wisconsin USDA Direct Income Limits
Wyoming USDA Direct Income Limits

 

Georgia USDA Direct Loan Income Limits – Low Income Loans

USDA Direct Loans are low income loans that can be used to purchase homes in rural areas of Georgia. To qualify for Direct Loans, applicants must have low or very low income, which is defined by the USDA as 50% to 80% of the Area Median Income (AMI).

USDA Direct Loan Income Limits (Low Income)
USDA Direct Loan Limits (Low Income)

All USDA Loan Limits
All USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs

Direct Loans are less common in Georgia than USDA Guaranteed Loans, which accommodate applicants that make more money. Like Guaranteed USDA Loans, Direct Loans are a mortgage program with no down payment. The maximum yearly income limits that applicants are permitted to make for Direct Loan approval are listed below.

Georgia USDA Direct Loan Maximum Income Limits

Area
1 Person
2 Person
3 Person
4 Person
5 Person
Albany, GA MSA $42,700$42,700 $42,700$42,700 $56,350
Appling County, GA $41,700$41,700 $41,700$41,700 $55,050
Athens-Clarke County, GA MSA $51,850$51,850 $51,850$51,850 $68,450
Atkinson County, GA $41,700$41,700 $41,700$41,700 $55,050
Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area $63,750$63,750 $63,750$63,750 $84,150
Augusta-Richmond County, GA-SC HUD Metro FMR Area $50,250$50,250 $50,250$50,250 $66,350
Bacon County, GA $41,700$41,700 $41,700$41,700 $55,050
Baldwin County, GA $42,700$42,700 $42,700$42,700 $56,350
Banks County, GA $44,650$44,650 $44,650$44,650 $58,950
Ben Hill County, GA $41,700$41,700 $41,700$41,700 $55,050
Berrien County, GA $41,700$41,700 $41,700$41,700 $55,050
Bleckley County, GA $45,450$45,450 $45,450$45,450 $60,000
Brunswick, GA MSA $48,150$48,150 $48,150$48,150 $63,550
Bulloch County, GA $45,350$45,350 $45,350$45,350 $59,850
Butts County, GA HUD Metro FMR Area $51,750$51,750 $51,750$51,750 $68,300
Calhoun County, GA $41,700$41,700 $41,700$41,700 $55,050
Camden County, GA $52,300$52,300 $52,300$52,300 $69,050
Candler County, GA $41,700$41,700 $41,700$41,700 $55,050
Charlton County, GA $45,900$45,900 $45,900$45,900 $60,600
Chattanooga, TN-GA MSA $54,250$54,250 $54,250$54,250 $71,600
Chattooga County, GA $41,700$41,700 $41,700$41,700 $55,050
Clay County, GA $41,700$41,700 $41,700$41,700 $55,050
Clinch County, GA $41,700$41,700 $41,700$41,700 $55,050
Coffee County, GA $41,700$41,700 $41,700$41,700 $55,050
Colquitt County, GA $41,700$41,700 $41,700$41,700 $55,050
Columbus, GA-AL MSA $47,700$47,700 $47,700$47,700 $62,950
Cook County, GA $41,700$41,700 $41,700$41,700 $55,050
Crisp County, GA $41,700$41,700 $41,700$41,700 $55,050
Dalton, GA HUD Metro FMR Area $43,500$43,500 $43,500$43,500 $57,400
Decatur County, GA $41,700$41,700 $41,700$41,700 $55,050
Dodge County, GA $41,700$41,700 $41,700$41,700 $55,050
Dooly County, GA $41,700$41,700 $41,700$41,700 $55,050
Early County, GA $41,700$41,700 $41,700$41,700 $55,050
Elbert County, GA $41,700$41,700 $41,700$41,700 $55,050
Emanuel County, GA $41,700$41,700 $41,700$41,700 $55,050
Evans County, GA $41,700$41,700 $41,700$41,700 $55,050
Fannin County, GA $42,950$42,950 $42,950$42,950 $56,700
Franklin County, GA $41,700$41,700 $41,700$41,700 $55,050
Gainesville, GA MSA $53,450$53,450 $53,450$53,450 $70,550
Gilmer County, GA $43,900$43,900 $43,900$43,900 $57,950
Glascock County, GA $44,250$44,250 $44,250$44,250 $58,400
Gordon County, GA $42,550$42,550 $42,550$42,550 $56,150
Grady County, GA $41,700$41,700 $41,700$41,700 $55,050
Greene County, GA $46,300$46,300 $46,300$46,300 $61,100
Habersham County, GA $43,200$43,200 $43,200$43,200 $57,000
Hancock County, GA $41,700$41,700 $41,700$41,700 $55,050
Haralson County, GA HUD Metro FMR Area $45,200$45,200 $45,200$45,200 $59,650
Hart County, GA $41,700$41,700 $41,700$41,700 $55,050
Hinesville, GA HUD Metro FMR Area $42,000$42,000 $42,000$42,000 $55,450
Irwin County, GA $42,900$42,900 $42,900$42,900 $56,650
Jackson County, GA $53,500$53,500 $53,500$53,500 $70,600
Jeff Davis County, GA $41,700$41,700 $41,700$41,700 $55,050
Jefferson County, GA $41,700$41,700 $41,700$41,700 $55,050
Jenkins County, GA $41,700$41,700 $41,700$41,700 $55,050
Johnson County, GA $41,700$41,700 $41,700$41,700 $55,050
Lamar County, GA HUD Metro FMR Area $43,600$43,600 $43,600$43,600 $57,550
Laurens County, GA $41,700$41,700 $41,700$41,700 $55,050
Lincoln County, GA HUD Metro FMR Area $41,700$41,700 $41,700$41,700 $55,050
Long County, GA HUD Metro FMR Area $46,550$46,550 $46,550$46,550 $61,450
Lumpkin County, GA $48,100$48,100 $48,100$48,100 $63,500
Macon County, GA $41,700$41,700 $41,700$41,700 $55,050
Macon, GA HUD Metro FMR Area $44,000$44,000 $44,000$44,000 $58,100
Meriwether County, GA HUD Metro FMR Area $41,700$41,700 $41,700$41,700 $55,050
Miller County, GA $41,700$41,700 $41,700$41,700 $55,050
Mitchell County, GA $41,700$41,700 $41,700$41,700 $55,050
Monroe County, GA HUD Metro FMR Area $51,900$51,900 $51,900$51,900 $68,500
Montgomery County, GA $41,700$41,700 $41,700$41,700 $55,050
Morgan County, GA HUD Metro FMR Area $49,900$49,900 $49,900$49,900 $65,850
Murray County, GA HUD Metro FMR Area $42,000$42,000 $42,000$42,000 $55,450
Peach County, GA HUD Metro FMR Area $46,700$46,700 $46,700$46,700 $61,650
Pierce County, GA $43,100$43,100 $43,100$43,100 $56,900
Polk County, GA $41,700$41,700 $41,700$41,700 $55,050
Pulaski County, GA HUD Metro FMR Area $41,700$41,700 $41,700$41,700 $55,050
Putnam County, GA $48,100$48,100 $48,100$48,100 $63,500
Quitman County, GA $41,700$41,700 $41,700$41,700 $55,050
Rabun County, GA $43,850$43,850 $43,850$43,850 $57,900
Randolph County, GA $41,700$41,700 $41,700$41,700 $55,050
Rome, GA MSA $47,850$47,850 $47,850$47,850 $63,150
Savannah, GA MSA $57,350$57,350 $57,350$57,350 $75,700
Schley County, GA $43,600$43,600 $43,600$43,600 $57,550
Screven County, GA $41,700$41,700 $41,700$41,700 $55,050
Seminole County, GA $41,700$41,700 $41,700$41,700 $55,050
Stephens County, GA $43,300$43,300 $43,300$43,300 $57,150
Stewart County, GA $41,700$41,700 $41,700$41,700 $55,050
Sumter County, GA $41,700$41,700 $41,700$41,700 $55,050
Talbot County, GA $41,700$41,700 $41,700$41,700 $55,050
Taliaferro County, GA $41,700$41,700 $41,700$41,700 $55,050
Tattnall County, GA $41,700$41,700 $41,700$41,700 $55,050
Taylor County, GA $41,700$41,700 $41,700$41,700 $55,050
Telfair County, GA $41,700$41,700 $41,700$41,700 $55,050
Thomas County, GA $41,700$41,700 $41,700$41,700 $55,050
Tift County, GA $41,700$41,700 $41,700$41,700 $55,050
Toombs County, GA $41,700$41,700 $41,700$41,700 $55,050
Towns County, GA $41,700$41,700 $41,700$41,700 $55,050
Treutlen County, GA $47,100$47,100 $47,100$47,100 $62,150
Troup County, GA $43,850$43,850 $43,850$43,850 $57,900
Turner County, GA $41,700$41,700 $41,700$41,700 $55,050
Union County, GA $45,700$45,700 $45,700$45,700 $60,300
Upson County, GA $41,700$41,700 $41,700$41,700 $55,050
Valdosta, GA MSA $43,350$43,350 $43,350$43,350 $57,200
Ware County, GA $41,700$41,700 $41,700$41,700 $55,050
Warner Robins, GA HUD Metro FMR Area $58,950$58,950 $58,950$58,950 $77,800
Warren County, GA $41,700$41,700 $41,700$41,700 $55,050
Washington County, GA $41,700$41,700 $41,700$41,700 $55,050
Wayne County, GA $43,100$43,100 $43,100$43,100 $56,900
Webster County, GA $42,250$42,250 $42,250$42,250 $55,750
Wheeler County, GA $41,700$41,700 $41,700$41,700 $55,050
White County, GA $43,700$43,700 $43,700$43,700 $57,700
Wilcox County, GA $41,700$41,700 $41,700$41,700 $55,050
Wilkes County, GA $41,700$41,700 $41,700$41,700 $55,050
Wilkinson County, GA $42,650$42,650 $42,650$42,650 $56,300

More USDA Direct Loan Limits (Low Income)

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Maximum Applicant Income
Alabama USDA Direct Income Limits

Alaska USDA Direct Income Limits
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Minnesota USDA Direct Income Limits
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Missouri USDA Direct Income Limits
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Nebraska USDA Direct Income Limits
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New Hampshire Direct Income Limits
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Vermont USDA Direct Income Limits
Virginia USDA Direct Income Limits
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West Virginia USDA Direct Income Limits
Wisconsin USDA Direct Income Limits
Wyoming USDA Direct Income Limits

 

Florida USDA Direct Loan Income Limits – Low Income Loans

USDA Direct Loans are low income loans that can be used to purchase homes in rural areas of Florida. To qualify for Direct Loans, applicants must have low or very low income, which is defined by the USDA as 50% to 80% of the Area Median Income (AMI).

USDA Direct Loan Income Limits (Low Income)
USDA Direct Loan Limits (Low Income)

All USDA Loan Limits
All USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs

Direct Loans are less common in Florida than USDA Guaranteed Loans, which accommodate applicants that make more money. Like Guaranteed USDA Loans, Direct Loans are a mortgage program with no down payment. The maximum yearly income limits that applicants are permitted to make for Direct Loan approval are listed below.

Florida USDA Direct Loan Maximum Income Limits

Area
1 Person
2 Person
3 Person
4 Person
5 Person
Baker County, FL HUD Metro FMR Area $52,700$52,700 $52,700$52,700 $69,550
Bradford County, FL $47,850$47,850 $47,850$47,850 $63,150
Calhoun County, FL $41,700$41,700 $41,700$41,700 $55,050
Cape Coral-Fort Myers, FL MSA $53,700$53,700 $53,700$53,700 $70,900
Columbia County, FL $47,700$47,700 $47,700$47,700 $62,950
Crestview-Fort Walton Beach-Destin, FL HUD Metro FMR Area $57,750$57,750 $57,750$57,750 $76,250
Deltona-Daytona Beach-Ormond Beach, FL HUD Metro FMR Area $48,950$48,950 $48,950$48,950 $64,600
DeSoto County, FL $41,700$41,700 $41,700$41,700 $55,050
Dixie County, FL $41,700$41,700 $41,700$41,700 $55,050
Fort Lauderdale, FL HUD Metro FMR Area $67,350$67,350 $67,350$67,350 $88,900
Franklin County, FL $41,700$41,700 $41,700$41,700 $55,050
Gainesville, FL MSA $57,050$57,050 $57,050$57,050 $75,300
Glades County, FL $41,700$41,700 $41,700$41,700 $55,050
Gulf County, FL HUD Metro FMR Area $43,500$43,500 $43,500$43,500 $57,400
Hamilton County, FL $41,700$41,700 $41,700$41,700 $55,050
Hardee County, FL $41,700$41,700 $41,700$41,700 $55,050
Hendry County, FL $41,700$41,700 $41,700$41,700 $55,050
Holmes County, FL $41,700$41,700 $41,700$41,700 $55,050
Homosassa Springs, FL MSA $42,150$42,150 $42,150$42,150 $55,650
Jackson County, FL $43,750$43,750 $43,750$43,750 $57,750
Jacksonville, FL HUD Metro FMR Area $58,800$58,800 $58,800$58,800 $77,600
Lafayette County, FL $45,700$45,700 $45,700$45,700 $60,300
Lakeland-Winter Haven, FL MSA $46,550$46,550 $46,550$46,550 $61,450
Levy County, FL $41,700$41,700 $41,700$41,700 $55,050
Liberty County, FL $45,350$45,350 $45,350$45,350 $59,850
Madison County, FL $41,700$41,700 $41,700$41,700 $55,050
Miami-Miami Beach-Kendall, FL HUD Metro FMR Area $67,750$67,750 $67,750$67,750 $89,450
Monroe County, FL $78,400$78,400 $78,400$78,400 $103,500
Naples-Immokalee-Marco Island, FL MSA $62,650$62,650 $62,650$62,650 $82,700
North Port-Sarasota-Bradenton, FL MSA $56,700$56,700 $56,700$56,700 $74,850
Ocala, FL MSA $42,700$42,700 $42,700$42,700 $56,350
Okeechobee County, FL $41,700$41,700 $41,700$41,700 $55,050
Orlando-Kissimmee-Sanford, FL MSA $55,500$55,500 $55,500$55,500 $73,250
Palm Bay-Melbourne-Titusville, FL MSA $52,700$52,700 $52,700$52,700 $69,550
Palm Coast, FL HUD Metro FMR Area $51,850$51,850 $51,850$51,850 $68,450
Panama City-Lynn Haven-Panama City Beach, FL HUD Metro FMR A $51,450$51,450 $51,450$51,450 $67,900
Pensacola-Ferry Pass-Brent, FL MSA $55,350$55,350 $55,350$55,350 $73,050
Port St. Lucie, FL MSA $51,500$51,500 $51,500$51,500 $68,000
Punta Gorda, FL MSA $46,700$46,700 $46,700$46,700 $61,650
Putnam County, FL $41,700$41,700 $41,700$41,700 $55,050
Sebastian-Vero Beach, FL MSA $52,000$52,000 $52,000$52,000 $68,650
Sebring, FL MSA $41,700$41,700 $41,700$41,700 $55,050
Suwannee County, FL $41,700$41,700 $41,700$41,700 $55,050
Tallahassee, FL HUD Metro FMR Area $55,100$55,100 $55,100$55,100 $72,750
Tampa-St. Petersburg-Clearwater, FL MSA $53,500$53,500 $53,500$53,500 $70,600
Taylor County, FL $41,700$41,700 $41,700$41,700 $55,050
The Villages, FL MSA $57,050$57,050 $57,050$57,050 $75,300
Union County, FL $45,850$45,850 $45,850$45,850 $60,500
Wakulla County, FL HUD Metro FMR Area $53,450$53,450 $53,450$53,450 $70,550
Walton County, FL HUD Metro FMR Area $53,100$53,100 $53,100$53,100 $70,100
Washington County, FL $41,700$41,700 $41,700$41,700 $55,050
West Palm Beach-Boca Raton, FL HUD Metro FMR Area $66,900$66,900 $66,900$66,900 $88,300

More USDA Direct Loan Limits (Low Income)

Maximum Loan Amounts
Alabama USDA Direct Loan Limits

Alaska USDA Direct Loan Limits
Arizona USDA Direct Loan Limits
Arkansas USDA Direct Loan Limits
California USDA Direct Loan Limits
Colorado USDA Direct Loan Limits
Connecticut USDA Direct Loan Limits
Delaware USDA Direct Loan Limits
Florida USDA Direct Loan Limits
Georgia USDA Direct Loan Limits
Hawaii USDA Direct Loan Limits
Illinois USDA Direct Loan Limits
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Iowa USDA Direct Loan Limits
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Minnesota USDA Direct Loan Limits
Mississippi USDA Direct Loan Limits
Missouri USDA Direct Loan Limits
Montana USDA Direct Loan Limits
Nebraska USDA Direct Loan Limits
Nevada USDA Direct Loan Limits
New Hampshire USDA Direct Loan Limits
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New Mexico USDA Direct Loan Limits
New York USDA Direct Loan Limits
North Carolina USDA Direct Loan Limits
North Dakota USDA Direct Loan Limits
Ohio USDA Direct Loan Limits
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Pennsylvania USDA Direct Loan Limits
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Tennessee USDA Direct Loan Limits
Texas USDA Direct Loan Limits
Utah USDA Direct Loan Limits
Vermont USDA Direct Loan Limits
Virginia USDA Direct Loan Limits
Washington USDA Direct Loan Limits
West Virginia USDA Direct Loan Limits
Wisconsin USDA Direct Loan Limits
Wyoming USDA Direct Loan Limits
Maximum Applicant Income
Alabama USDA Direct Income Limits

Alaska USDA Direct Income Limits
Arizona USDA Direct Income Limits
Arkansas USDA Direct Income Limits
California USDA Direct Income Limits
Colorado USDA Direct Income Limits
Connecticut USDA Direct Income Limits
Delaware USDA Direct Income Limits
Florida USDA Direct Income Limits
Georgia USDA Direct Income Limits
Hawaii USDA Direct Income Limits
Illinois USDA Direct Income Limits
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Indiana USDA Direct Income Limits
Iowa USDA Direct Income Limits
Kansas USDA Direct Income Limits
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Massachusetts Direct Income Limits
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Nebraska USDA Direct Income Limits
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Texas USDA Direct Income Limits
Utah USDA Direct Income Limits
Vermont USDA Direct Income Limits
Virginia USDA Direct Income Limits
Washington USDA Direct Income Limits
West Virginia USDA Direct Income Limits
Wisconsin USDA Direct Income Limits
Wyoming USDA Direct Income Limits

 

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