USDA Guaranteed Loans are the most popular rural development mortgage program in Connecticut.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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This approach means that the maximum loan limits for Guaranteed Loans are variable, with Connecticut USDA income limits playing a major role.  Guaranteed Loan income limits across CT are listed below.

Connecticut USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Bridgeport, CT HUD Metro FMR Area$101,800$134,400
Colchester-Lebanon, CT HUD Metro FMR Area$101,800$134,400
Danbury, CT HUD Metro FMR Area$119,050$157,150
Hartford-West Hartford-East Hartford, CT HUD Metro FMR Area$101,800$134,400
Litchfield County, CT$101,800$134,400
Milford-Ansonia-Seymour, CT HUD Metro FMR Area$101,800$134,400
New Haven-Meriden, CT HUD Metro FMR Area$101,800$134,400
New Milford, CT SEA$101,800$134,400
North Middlesex County, CT SEA$101,800$134,400
Norwich-New London, CT HUD Metro FMR Area$101,800$134,400
Southern Middlesex County, CT HUD Metro FMR Area$101,800$134,400
Stamford-Norwalk, CT HUD Metro FMR Area$130,150$171,800
Waterbury, CT HUD Metro FMR Area$101,800$134,400
Windham County, CT HUD Metro FMR Area$101,800$134,400
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