USDA Guaranteed Loans are the most popular rural development mortgage program in Connecticut.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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This approach means that the maximum loan limits for Guaranteed Loans are variable, with Connecticut USDA income limits playing a major role.  Guaranteed Loan income limits across CT are listed below.

Connecticut USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Bridgeport, CT HUD Metro FMR Area$115,700$152,700
Colchester-Lebanon, CT HUD Metro FMR Area$115,700$152,700
Danbury, CT HUD Metro FMR Area$119,050$157,150
Hartford-West Hartford-East Hartford, CT HUD Metro FMR Area$115,700$152,700
Litchfield County, CT$115,700$152,700
Milford-Ansonia-Seymour, CT HUD Metro FMR Area$115,700$152,700
New Haven-Meriden, CT HUD Metro FMR Area$115,700$152,700
New Milford, CT SEA$115,700$152,700
North Middlesex County, CT SEA$115,700$152,700
Norwich-New London, CT HUD Metro FMR Area$115,700$152,700
Southern Middlesex County, CT HUD Metro FMR Area$115,700$152,700
Stamford-Norwalk, CT HUD Metro FMR Area$133,200$175,800
Waterbury, CT HUD Metro FMR Area$115,700$152,700
Windham County, CT HUD Metro FMR Area$115,700$152,700
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