What are FHA Loan Limits in North Dakota?

FHA loans are a low down payment mortgage program and North Dakota FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in North Dakota are set at the floor amount of $275,665 across almost the entire state.

North Dakota FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ADAMSNON-METRO$275,665$352,950$426,625$530,150
BARNESNON-METRO$275,665$352,950$426,625$530,150
BENSONNON-METRO$275,665$352,950$426,625$530,150
BILLINGSNON-METRO$339,250$434,300$524,950$652,400
BOTTINEAUNON-METRO$275,665$352,950$426,625$530,150
BOWMANNON-METRO$275,665$352,950$426,625$530,150
BURKENON-METRO$275,665$352,950$426,625$530,150
BURLEIGHBISMARCK, ND$296,700$379,800$459,100$570,550
CASSFARGO, ND-MN$275,665$352,950$426,625$530,150
CAVALIERNON-METRO$275,665$352,950$426,625$530,150
DICKEYNON-METRO$275,665$352,950$426,625$530,150
DIVIDENON-METRO$275,665$352,950$426,625$530,150
DUNNNON-METRO$275,665$352,950$426,625$530,150
EDDYNON-METRO$275,665$352,950$426,625$530,150
EMMONSNON-METRO$275,665$352,950$426,625$530,150
FOSTERNON-METRO$275,665$352,950$426,625$530,150
GOLDEN VALLEYNON-METRO$275,665$352,950$426,625$530,150
GRAND FORKSGRAND FORKS, ND-MN$275,665$352,950$426,625$530,150
GRANTNON-METRO$275,665$352,950$426,625$530,150
GRIGGSNON-METRO$275,665$352,950$426,625$530,150
HETTINGERNON-METRO$275,665$352,950$426,625$530,150
KIDDERNON-METRO$275,665$352,950$426,625$530,150
LAMOURENON-METRO$275,665$352,950$426,625$530,150
LOGANNON-METRO$275,665$352,950$426,625$530,150
MCHENRYMINOT, ND$275,665$352,950$426,625$530,150
MCINTOSHNON-METRO$285,200$365,100$441,300$548,450
MCKENZIENON-METRO$299,000$382,750$462,650$575,000
MCLEANNON-METRO$275,665$352,950$426,625$530,150
MERCERNON-METRO$275,665$352,950$426,625$530,150
MORTONBISMARCK, ND$296,700$379,800$459,100$570,550
MOUNTRAILNON-METRO$275,665$352,950$426,625$530,150
NELSONNON-METRO$275,665$352,950$426,625$530,150
OLIVERBISMARCK, ND$296,700$379,800$459,100$570,550
PEMBINANON-METRO$275,665$352,950$426,625$530,150
PIERCENON-METRO$275,665$352,950$426,625$530,150
RAMSEYNON-METRO$275,665$352,950$426,625$530,150
RANSOMNON-METRO$275,665$352,950$426,625$530,150
RENVILLEMINOT, ND$275,665$352,950$426,625$530,150
RICHLANDWAHPETON, ND-MN$275,665$352,950$426,625$530,150
ROLETTENON-METRO$275,665$352,950$426,625$530,150
SARGENTNON-METRO$275,665$352,950$426,625$530,150
SHERIDANNON-METRO$275,665$352,950$426,625$530,150
SIOUXBISMARCK, ND$296,700$379,800$459,100$570,550
SLOPENON-METRO$275,665$352,950$426,625$530,150
STARKDICKINSON, ND$308,200$394,550$476,900$592,700
STEELENON-METRO$275,665$352,950$426,625$530,150
STUTSMANJAMESTOWN, ND$275,665$352,950$426,625$530,150
TOWNERNON-METRO$275,665$352,950$426,625$530,150
TRAILLNON-METRO$275,665$352,950$426,625$530,150
WALSHNON-METRO$275,665$352,950$426,625$530,150
WARDMINOT, ND$275,665$352,950$426,625$530,150
WELLSNON-METRO$275,665$352,950$426,625$530,150
WILLIAMSWILLISTON, ND$330,050$422,500$510,700$634,700

North Dakota FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are North Dakota FHA Limits Set?

North Dakota FHA Loan LimitsMortgage limits for North Dakota FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

North Dakota FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in North Dakota is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in North Dakota is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

North Dakota FHA loan limits are set at the nationwide floor amount in Fargo, Minot, West Fargo, Bismarck and surrounding areas. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

 

Get Your Rate Quote
Refinance     Purchase

As seen in: