fha loan limits Archives

Maine FHA Loan Limits

By Spencer Llewellyn at 4:49 pm on October 27, 2013

What are FHA Loan Limits in Maine?

FHA loans are a low down payment mortgage program and Maine FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Maine are set at the floor amount of $275,665 across almost the entire state.

Maine FHA Loan Limits Search:

County Name	Area	1-Unit	2-Unit	3-Unit	4-Unit
ANDROSCOGGIN	LEWISTON-AUBURN, ME	$331,760	$424,800	$513,450	$638,100
AROOSTOOK	NON-METRO	$331,760	$424,800	$513,450	$638,100
CUMBERLAND	PORTLAND-SOUTH PORTLAND, ME	$366,850	$469,600	$567,650	$705,500
FRANKLIN	NON-METRO	$331,760	$424,800	$513,450	$638,100
HANCOCK	NON-METRO	$331,760	$424,800	$513,450	$638,100
KENNEBEC	AUGUSTA-WATERVILLE, ME	$331,760	$424,800	$513,450	$638,100
KNOX	NON-METRO	$331,760	$424,800	$513,450	$638,100
LINCOLN	NON-METRO	$331,760	$424,800	$513,450	$638,100
OXFORD	NON-METRO	$331,760	$424,800	$513,450	$638,100
PENOBSCOT	BANGOR, ME	$331,760	$424,800	$513,450	$638,100
PISCATAQUIS	NON-METRO	$331,760	$424,800	$513,450	$638,100
SAGADAHOC	PORTLAND-SOUTH PORTLAND, ME	$366,850	$469,600	$567,650	$705,500
SOMERSET	NON-METRO	$331,760	$424,800	$513,450	$638,100
WALDO	NON-METRO	$331,760	$424,800	$513,450	$638,100
WASHINGTON	NON-METRO	$331,760	$424,800	$513,450	$638,100
YORK	PORTLAND-SOUTH PORTLAND, ME	$366,850	$469,600	$567,650	$705,500

Maine FHA loan limits can change at any time. Check back often to ensure accurate information.

How are Maine FHA Limits Set?

Maine FHA Loan Limits Mortgage limits for Maine FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

ME FHA Loan-to-Value Limits (LTV)

Purchase Loans – The mortgage loan-to-value limit in ME is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in ME is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

FHA Loan Limits for all 50 states
Conforming Loan Limits for all 50 states
Check Your FHA Loan Eligibility
Determine Your FHA Mortgage Payment Amount
Check Current FHA Mortgage Rates
FHA Loan Requirements
Understanding FHA Mortgage Insurance
FHA Payment Calculator
FHA Mortgage Insurance Calculator
FHA Upfront MIP Calculator
FHA Refinance Loans
FHA Streamline Refinance
FHA Cash-Out Refinance
Other Mortgage Options
Ask an FHA Mortgage Question
FHA Mortgage Rates

fha loan limits fha loans

Louisiana FHA Loan Limits

By Spencer Llewellyn at 4:46 pm on October 27, 2013

What are FHA Loan Limits in Louisiana?

FHA loans are a low down payment mortgage program and Louisiana FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Louisiana are set at the floor amount of $275,665 across almost the entire state.

Louisiana FHA Loan Limits Search:

County Name	Area	1-Unit	2-Unit	3-Unit	4-Unit
ACADIA	LAFAYETTE, LA	$331,760	$424,800	$513,450	$638,100
ALLEN	NON-METRO	$331,760	$424,800	$513,450	$638,100
ASCENSION	BATON ROUGE, LA	$331,760	$424,800	$513,450	$638,100
ASSUMPTION	BATON ROUGE, LA	$331,760	$424,800	$513,450	$638,100
AVOYELLES	NON-METRO	$331,760	$424,800	$513,450	$638,100
BEAUREGARD	DERIDDER, LA	$331,760	$424,800	$513,450	$638,100
BIENVILLE	NON-METRO	$331,760	$424,800	$513,450	$638,100
BOSSIER	SHREVEPORT-BOSSIER CITY, LA	$331,760	$424,800	$513,450	$638,100
CADDO	SHREVEPORT-BOSSIER CITY, LA	$331,760	$424,800	$513,450	$638,100
CALCASIEU	LAKE CHARLES, LA	$331,760	$424,800	$513,450	$638,100
CALDWELL	NON-METRO	$331,760	$424,800	$513,450	$638,100
CAMERON	LAKE CHARLES, LA	$331,760	$424,800	$513,450	$638,100
CATAHOULA	NON-METRO	$331,760	$424,800	$513,450	$638,100
CLAIBORNE	NON-METRO	$331,760	$424,800	$513,450	$638,100
CONCORDIA	NATCHEZ, MS-LA	$331,760	$424,800	$513,450	$638,100
DE SOTO	SHREVEPORT-BOSSIER CITY, LA	$331,760	$424,800	$513,450	$638,100
EAST BATON ROUG	BATON ROUGE, LA	$331,760	$424,800	$513,450	$638,100
EAST CARROLL	NON-METRO	$331,760	$424,800	$513,450	$638,100
EAST FELICIANA	BATON ROUGE, LA	$331,760	$424,800	$513,450	$638,100
EVANGELINE	NON-METRO	$331,760	$424,800	$513,450	$638,100
FRANKLIN	NON-METRO	$331,760	$424,800	$513,450	$638,100
GRANT	ALEXANDRIA, LA	$331,760	$424,800	$513,450	$638,100
IBERIA	LAFAYETTE, LA	$331,760	$424,800	$513,450	$638,100
IBERVILLE	BATON ROUGE, LA	$331,760	$424,800	$513,450	$638,100
JACKSON	NON-METRO	$331,760	$424,800	$513,450	$638,100
JEFFERSON	NEW ORLEANS-METAIRIE, LA	$331,760	$424,800	$513,450	$638,100
JEFFERSON DAVIS	JENNINGS, LA	$331,760	$424,800	$513,450	$638,100
LAFAYETTE	LAFAYETTE, LA	$331,760	$424,800	$513,450	$638,100
LAFOURCHE	HOUMA-THIBODAUX, LA	$331,760	$424,800	$513,450	$638,100
LASALLE	NON-METRO	$331,760	$424,800	$513,450	$638,100
LINCOLN	RUSTON, LA	$331,760	$424,800	$513,450	$638,100
LIVINGSTON	BATON ROUGE, LA	$331,760	$424,800	$513,450	$638,100
MADISON	NON-METRO	$331,760	$424,800	$513,450	$638,100
MOREHOUSE	MONROE, LA	$331,760	$424,800	$513,450	$638,100
NATCHITOCHES	NATCHITOCHES, LA	$331,760	$424,800	$513,450	$638,100
ORLEANS	NEW ORLEANS-METAIRIE, LA	$331,760	$424,800	$513,450	$638,100
OUACHITA	MONROE, LA	$331,760	$424,800	$513,450	$638,100
PLAQUEMINES	NEW ORLEANS-METAIRIE, LA	$331,760	$424,800	$513,450	$638,100
POINTE COUPEE	BATON ROUGE, LA	$331,760	$424,800	$513,450	$638,100
RAPIDES	ALEXANDRIA, LA	$331,760	$424,800	$513,450	$638,100
RED RIVER	NON-METRO	$331,760	$424,800	$513,450	$638,100
RICHLAND	NON-METRO	$331,760	$424,800	$513,450	$638,100
SABINE	NON-METRO	$331,760	$424,800	$513,450	$638,100
ST. BERNARD	NEW ORLEANS-METAIRIE, LA	$331,760	$424,800	$513,450	$638,100
ST. CHARLES	NEW ORLEANS-METAIRIE, LA	$331,760	$424,800	$513,450	$638,100
ST. HELENA	BATON ROUGE, LA	$331,760	$424,800	$513,450	$638,100
ST. JAMES	NEW ORLEANS-METAIRIE, LA	$331,760	$424,800	$513,450	$638,100
ST. JOHN THE BA	NEW ORLEANS-METAIRIE, LA	$331,760	$424,800	$513,450	$638,100
ST. LANDRY	OPELOUSAS, LA	$331,760	$424,800	$513,450	$638,100
ST. MARTIN	LAFAYETTE, LA	$331,760	$424,800	$513,450	$638,100
ST. MARY	MORGAN CITY, LA	$331,760	$424,800	$513,450	$638,100
ST. TAMMANY	NEW ORLEANS-METAIRIE, LA	$331,760	$424,800	$513,450	$638,100
TANGIPAHOA	HAMMOND, LA	$331,760	$424,800	$513,450	$638,100
TENSAS	NON-METRO	$331,760	$424,800	$513,450	$638,100
TERREBONNE	HOUMA-THIBODAUX, LA	$331,760	$424,800	$513,450	$638,100
UNION	MONROE, LA	$331,760	$424,800	$513,450	$638,100
VERMILION	LAFAYETTE, LA	$331,760	$424,800	$513,450	$638,100
VERNON	FORT POLK SOUTH, LA	$331,760	$424,800	$513,450	$638,100
WASHINGTON	BOGALUSA, LA	$331,760	$424,800	$513,450	$638,100
WEBSTER	MINDEN, LA	$331,760	$424,800	$513,450	$638,100
WEST BATON ROUG	BATON ROUGE, LA	$331,760	$424,800	$513,450	$638,100
WEST CARROLL	NON-METRO	$331,760	$424,800	$513,450	$638,100
WEST FELICIANA	BATON ROUGE, LA	$331,760	$424,800	$513,450	$638,100
WINN	NON-METRO	$331,760	$424,800	$513,450	$638,100

Louisiana FHA loan limits can change at any time. Check back often to ensure accurate information.

How are Louisiana FHA Limits Set?

Louisiana FHA Loan Limits Mortgage limits for Louisiana FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

LA FHA Loan-to-Value Limits (LTV)

Purchase Loans – The mortgage loan-to-value limit in LA is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in LA is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Louisiana FHA loan limits are set at the nationwide floor amount in Shreveport, Lafayette, Lake Charles, Kenner, Bossier City and Monroe. Areas with higher limits include the New Orleans and Baton Rouge metropolitan areas, and Metarie. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

FHA Loan Limits for all 50 states
Conforming Loan Limits for all 50 states
Check Your FHA Loan Eligibility
Determine Your FHA Mortgage Payment Amount
Check Current FHA Mortgage Rates
FHA Loan Requirements
Understanding FHA Mortgage Insurance
FHA Payment Calculator
FHA Mortgage Insurance Calculator
FHA Upfront MIP Calculator
FHA Refinance Loans
FHA Streamline Refinance
FHA Cash-Out Refinance
Other Mortgage Options
Ask an FHA Mortgage Question
FHA Mortgage Rates

Kansas FHA Loan Limits

By Spencer Llewellyn at 3:35 pm on October 27, 2013

What are FHA Loan Limits in Kansas?

FHA loans are a low down payment mortgage program and Kansas FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Kansas are set at the floor amount of $275,665 across almost the entire state.

Kansas FHA Loan Limits Search:

County Name	Area	1-Unit	2-Unit	3-Unit	4-Unit
ALLEN	NON-METRO	$331,760	$424,800	$513,450	$638,100
ANDERSON	NON-METRO	$331,760	$424,800	$513,450	$638,100
ATCHISON	ATCHISON, KS	$331,760	$424,800	$513,450	$638,100
BARBER	NON-METRO	$331,760	$424,800	$513,450	$638,100
BARTON	GREAT BEND, KS	$331,760	$424,800	$513,450	$638,100
BOURBON	NON-METRO	$331,760	$424,800	$513,450	$638,100
BROWN	NON-METRO	$331,760	$424,800	$513,450	$638,100
BUTLER	WICHITA, KS	$331,760	$424,800	$513,450	$638,100
CHASE	EMPORIA, KS	$331,760	$424,800	$513,450	$638,100
CHAUTAUQUA	NON-METRO	$331,760	$424,800	$513,450	$638,100
CHEROKEE	NON-METRO	$331,760	$424,800	$513,450	$638,100
CHEYENNE	NON-METRO	$331,760	$424,800	$513,450	$638,100
CLARK	NON-METRO	$331,760	$424,800	$513,450	$638,100
CLAY	NON-METRO	$331,760	$424,800	$513,450	$638,100
CLOUD	NON-METRO	$331,760	$424,800	$513,450	$638,100
COFFEY	NON-METRO	$331,760	$424,800	$513,450	$638,100
COMANCHE	NON-METRO	$331,760	$424,800	$513,450	$638,100
COWLEY	WINFIELD, KS	$331,760	$424,800	$513,450	$638,100
CRAWFORD	PITTSBURG, KS	$331,760	$424,800	$513,450	$638,100
DECATUR	NON-METRO	$331,760	$424,800	$513,450	$638,100
DICKINSON	NON-METRO	$331,760	$424,800	$513,450	$638,100
DONIPHAN	ST. JOSEPH, MO-KS	$331,760	$424,800	$513,450	$638,100
DOUGLAS	LAWRENCE, KS	$331,760	$424,800	$513,450	$638,100
EDWARDS	NON-METRO	$331,760	$424,800	$513,450	$638,100
ELK	NON-METRO	$331,760	$424,800	$513,450	$638,100
ELLIS	HAYS, KS	$331,760	$424,800	$513,450	$638,100
ELLSWORTH	NON-METRO	$331,760	$424,800	$513,450	$638,100
FINNEY	GARDEN CITY, KS	$331,760	$424,800	$513,450	$638,100
FORD	DODGE CITY, KS	$331,760	$424,800	$513,450	$638,100
FRANKLIN	OTTAWA, KS	$331,760	$424,800	$513,450	$638,100
GEARY	MANHATTAN, KS	$331,760	$424,800	$513,450	$638,100
GOVE	NON-METRO	$331,760	$424,800	$513,450	$638,100
GRAHAM	NON-METRO	$331,760	$424,800	$513,450	$638,100
GRANT	NON-METRO	$331,760	$424,800	$513,450	$638,100
GRAY	NON-METRO	$331,760	$424,800	$513,450	$638,100
GREELEY	NON-METRO	$331,760	$424,800	$513,450	$638,100
GREENWOOD	NON-METRO	$331,760	$424,800	$513,450	$638,100
HAMILTON	NON-METRO	$331,760	$424,800	$513,450	$638,100
HARPER	NON-METRO	$331,760	$424,800	$513,450	$638,100
HARVEY	WICHITA, KS	$331,760	$424,800	$513,450	$638,100
HASKELL	NON-METRO	$331,760	$424,800	$513,450	$638,100
HODGEMAN	NON-METRO	$331,760	$424,800	$513,450	$638,100
JACKSON	TOPEKA, KS	$331,760	$424,800	$513,450	$638,100
JEFFERSON	TOPEKA, KS	$331,760	$424,800	$513,450	$638,100
JEWELL	NON-METRO	$331,760	$424,800	$513,450	$638,100
JOHNSON	KANSAS CITY, MO-KS	$351,900	$450,500	$544,550	$676,750
KEARNY	GARDEN CITY, KS	$331,760	$424,800	$513,450	$638,100
KINGMAN	NON-METRO	$331,760	$424,800	$513,450	$638,100
KIOWA	NON-METRO	$331,760	$424,800	$513,450	$638,100
LABETTE	PARSONS, KS	$331,760	$424,800	$513,450	$638,100
LANE	NON-METRO	$331,760	$424,800	$513,450	$638,100
LEAVENWORTH	KANSAS CITY, MO-KS	$351,900	$450,500	$544,550	$676,750
LINCOLN	NON-METRO	$331,760	$424,800	$513,450	$638,100
LINN	KANSAS CITY, MO-KS	$351,900	$450,500	$544,550	$676,750
LOGAN	NON-METRO	$331,760	$424,800	$513,450	$638,100
LYON	EMPORIA, KS	$331,760	$424,800	$513,450	$638,100
MARION	NON-METRO	$331,760	$424,800	$513,450	$638,100
MARSHALL	NON-METRO	$331,760	$424,800	$513,450	$638,100
MCPHERSON	MCPHERSON, KS	$331,760	$424,800	$513,450	$638,100
MEADE	NON-METRO	$331,760	$424,800	$513,450	$638,100
MIAMI	KANSAS CITY, MO-KS	$351,900	$450,500	$544,550	$676,750
MITCHELL	NON-METRO	$331,760	$424,800	$513,450	$638,100
MONTGOMERY	COFFEYVILLE, KS	$331,760	$424,800	$513,450	$638,100
MORRIS	NON-METRO	$331,760	$424,800	$513,450	$638,100
MORTON	NON-METRO	$331,760	$424,800	$513,450	$638,100
NEMAHA	NON-METRO	$331,760	$424,800	$513,450	$638,100
NEOSHO	NON-METRO	$331,760	$424,800	$513,450	$638,100
NESS	NON-METRO	$331,760	$424,800	$513,450	$638,100
NORTON	NON-METRO	$331,760	$424,800	$513,450	$638,100
OSAGE	TOPEKA, KS	$331,760	$424,800	$513,450	$638,100
OSBORNE	NON-METRO	$331,760	$424,800	$513,450	$638,100
OTTAWA	SALINA, KS	$331,760	$424,800	$513,450	$638,100
PAWNEE	NON-METRO	$331,760	$424,800	$513,450	$638,100
PHILLIPS	NON-METRO	$331,760	$424,800	$513,450	$638,100
POTTAWATOMIE	MANHATTAN, KS	$331,760	$424,800	$513,450	$638,100
PRATT	NON-METRO	$331,760	$424,800	$513,450	$638,100
RAWLINS	NON-METRO	$331,760	$424,800	$513,450	$638,100
RENO	HUTCHINSON, KS	$331,760	$424,800	$513,450	$638,100
REPUBLIC	NON-METRO	$331,760	$424,800	$513,450	$638,100
RICE	NON-METRO	$331,760	$424,800	$513,450	$638,100
RILEY	MANHATTAN, KS	$331,760	$424,800	$513,450	$638,100
ROOKS	NON-METRO	$331,760	$424,800	$513,450	$638,100
RUSH	NON-METRO	$331,760	$424,800	$513,450	$638,100
RUSSELL	NON-METRO	$331,760	$424,800	$513,450	$638,100
SALINE	SALINA, KS	$331,760	$424,800	$513,450	$638,100
SCOTT	NON-METRO	$331,760	$424,800	$513,450	$638,100
SEDGWICK	WICHITA, KS	$331,760	$424,800	$513,450	$638,100
SEWARD	LIBERAL, KS	$331,760	$424,800	$513,450	$638,100
SHAWNEE	TOPEKA, KS	$331,760	$424,800	$513,450	$638,100
SHERIDAN	NON-METRO	$331,760	$424,800	$513,450	$638,100
SHERMAN	NON-METRO	$331,760	$424,800	$513,450	$638,100
SMITH	NON-METRO	$331,760	$424,800	$513,450	$638,100
STAFFORD	NON-METRO	$331,760	$424,800	$513,450	$638,100
STANTON	NON-METRO	$331,760	$424,800	$513,450	$638,100
STEVENS	NON-METRO	$331,760	$424,800	$513,450	$638,100
SUMNER	WICHITA, KS	$331,760	$424,800	$513,450	$638,100
THOMAS	NON-METRO	$331,760	$424,800	$513,450	$638,100
TREGO	NON-METRO	$331,760	$424,800	$513,450	$638,100
WABAUNSEE	TOPEKA, KS	$331,760	$424,800	$513,450	$638,100
WALLACE	NON-METRO	$331,760	$424,800	$513,450	$638,100
WASHINGTON	NON-METRO	$331,760	$424,800	$513,450	$638,100
WICHITA	NON-METRO	$331,760	$424,800	$513,450	$638,100
WILSON	NON-METRO	$331,760	$424,800	$513,450	$638,100
WOODSON	NON-METRO	$331,760	$424,800	$513,450	$638,100
WYANDOTTE	KANSAS CITY, MO-KS	$351,900	$450,500	$544,550	$676,750

Kansas FHA loan limits can change at any time. Check back often to ensure accurate information.

How are Kansas FHA Limits Set?

Kansas FHA Loan Limits Mortgage limits for Kansas FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

KS FHA Loan-to-Value Limits (LTV)

Purchase Loans – The mortgage loan-to-value limit in KS is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in KS is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Kansas FHA loan limits are set at the nationwide floor amount in Wichita, Overland Park, Kansas City, Olathe, Topeka, Lawrence, Shawnee and Manhattan. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

FHA Loan Limits for all 50 states
Conforming Loan Limits for all 50 states
Check Your FHA Loan Eligibility
Determine Your FHA Mortgage Payment Amount
Check Current FHA Mortgage Rates
FHA Loan Requirements
Understanding FHA Mortgage Insurance
FHA Payment Calculator
FHA Mortgage Insurance Calculator
FHA Upfront MIP Calculator
FHA Refinance Loans
FHA Streamline Refinance
FHA Cash-Out Refinance
Other Mortgage Options
Ask an FHA Mortgage Question
FHA Mortgage Rates

fha loan limits fha loans

Iowa FHA Loan Limits

By Spencer Llewellyn at 1:06 am on October 27, 2013

What are FHA Loan Limits in Iowa?

FHA loans are a low down payment mortgage program and Iowa FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Iowa are set at the floor amount of $275,665 across the entire state.

Iowa FHA Loan Limits Search:

County Name	Area	1-Unit	2-Unit	3-Unit	4-Unit
ADAIR	NON-METRO	$331,760	$424,800	$513,450	$638,100
ADAMS	NON-METRO	$331,760	$424,800	$513,450	$638,100
ALLAMAKEE	NON-METRO	$331,760	$424,800	$513,450	$638,100
APPANOOSE	NON-METRO	$331,760	$424,800	$513,450	$638,100
AUDUBON	NON-METRO	$331,760	$424,800	$513,450	$638,100
BENTON	CEDAR RAPIDS, IA	$331,760	$424,800	$513,450	$638,100
BLACK HAWK	WATERLOO-CEDAR FALLS, IA	$331,760	$424,800	$513,450	$638,100
BOONE	AMES, IA	$331,760	$424,800	$513,450	$638,100
BREMER	WATERLOO-CEDAR FALLS, IA	$331,760	$424,800	$513,450	$638,100
BUCHANAN	NON-METRO	$331,760	$424,800	$513,450	$638,100
BUENA VISTA	STORM LAKE, IA	$331,760	$424,800	$513,450	$638,100
BUTLER	NON-METRO	$331,760	$424,800	$513,450	$638,100
CALHOUN	NON-METRO	$331,760	$424,800	$513,450	$638,100
CARROLL	CARROLL, IA	$331,760	$424,800	$513,450	$638,100
CASS	NON-METRO	$331,760	$424,800	$513,450	$638,100
CEDAR	NON-METRO	$331,760	$424,800	$513,450	$638,100
CERRO GORDO	MASON CITY, IA	$331,760	$424,800	$513,450	$638,100
CHEROKEE	NON-METRO	$331,760	$424,800	$513,450	$638,100
CHICKASAW	NON-METRO	$331,760	$424,800	$513,450	$638,100
CLARKE	NON-METRO	$331,760	$424,800	$513,450	$638,100
CLAY	SPENCER, IA	$331,760	$424,800	$513,450	$638,100
CLAYTON	NON-METRO	$331,760	$424,800	$513,450	$638,100
CLINTON	CLINTON, IA	$331,760	$424,800	$513,450	$638,100
CRAWFORD	NON-METRO	$331,760	$424,800	$513,450	$638,100
DALLAS	DES MOINES-WEST DES MOINES, IA	$331,760	$424,800	$513,450	$638,100
DAVIS	NON-METRO	$331,760	$424,800	$513,450	$638,100
DECATUR	NON-METRO	$331,760	$424,800	$513,450	$638,100
DELAWARE	NON-METRO	$331,760	$424,800	$513,450	$638,100
DES MOINES	BURLINGTON, IA-IL	$331,760	$424,800	$513,450	$638,100
DICKINSON	SPIRIT LAKE, IA	$331,760	$424,800	$513,450	$638,100
DUBUQUE	DUBUQUE, IA	$331,760	$424,800	$513,450	$638,100
EMMET	NON-METRO	$331,760	$424,800	$513,450	$638,100
FAYETTE	NON-METRO	$331,760	$424,800	$513,450	$638,100
FLOYD	NON-METRO	$331,760	$424,800	$513,450	$638,100
FRANKLIN	NON-METRO	$331,760	$424,800	$513,450	$638,100
FREMONT	NON-METRO	$331,760	$424,800	$513,450	$638,100
GREENE	NON-METRO	$331,760	$424,800	$513,450	$638,100
GRUNDY	WATERLOO-CEDAR FALLS, IA	$331,760	$424,800	$513,450	$638,100
GUTHRIE	DES MOINES-WEST DES MOINES, IA	$331,760	$424,800	$513,450	$638,100
HAMILTON	NON-METRO	$331,760	$424,800	$513,450	$638,100
HANCOCK	NON-METRO	$331,760	$424,800	$513,450	$638,100
HARDIN	NON-METRO	$331,760	$424,800	$513,450	$638,100
HARRISON	OMAHA-COUNCIL BLUFFS, NE-IA	$331,760	$424,800	$513,450	$638,100
HENRY	NON-METRO	$331,760	$424,800	$513,450	$638,100
HOWARD	NON-METRO	$331,760	$424,800	$513,450	$638,100
HUMBOLDT	NON-METRO	$331,760	$424,800	$513,450	$638,100
IDA	NON-METRO	$331,760	$424,800	$513,450	$638,100
IOWA	NON-METRO	$331,760	$424,800	$513,450	$638,100
JACKSON	NON-METRO	$331,760	$424,800	$513,450	$638,100
JASPER	DES MOINES-WEST DES MOINES, IA	$331,760	$424,800	$513,450	$638,100
JEFFERSON	FAIRFIELD, IA	$331,760	$424,800	$513,450	$638,100
JOHNSON	IOWA CITY, IA	$331,760	$424,800	$513,450	$638,100
JONES	CEDAR RAPIDS, IA	$331,760	$424,800	$513,450	$638,100
KEOKUK	NON-METRO	$331,760	$424,800	$513,450	$638,100
KOSSUTH	NON-METRO	$331,760	$424,800	$513,450	$638,100
LEE	FORT MADISON-KEOKUK, IA-IL-MO	$331,760	$424,800	$513,450	$638,100
LINN	CEDAR RAPIDS, IA	$331,760	$424,800	$513,450	$638,100
LOUISA	NON-METRO	$331,760	$424,800	$513,450	$638,100
LUCAS	NON-METRO	$331,760	$424,800	$513,450	$638,100
LYON	NON-METRO	$331,760	$424,800	$513,450	$638,100
MADISON	DES MOINES-WEST DES MOINES, IA	$331,760	$424,800	$513,450	$638,100
MAHASKA	OSKALOOSA, IA	$331,760	$424,800	$513,450	$638,100
MARION	PELLA, IA	$331,760	$424,800	$513,450	$638,100
MARSHALL	MARSHALLTOWN, IA	$331,760	$424,800	$513,450	$638,100
MILLS	OMAHA-COUNCIL BLUFFS, NE-IA	$331,760	$424,800	$513,450	$638,100
MITCHELL	NON-METRO	$331,760	$424,800	$513,450	$638,100
MONONA	NON-METRO	$331,760	$424,800	$513,450	$638,100
MONROE	NON-METRO	$331,760	$424,800	$513,450	$638,100
MONTGOMERY	NON-METRO	$331,760	$424,800	$513,450	$638,100
MUSCATINE	MUSCATINE, IA	$331,760	$424,800	$513,450	$638,100
O'BRIEN	NON-METRO	$331,760	$424,800	$513,450	$638,100
OSCEOLA	NON-METRO	$331,760	$424,800	$513,450	$638,100
PAGE	NON-METRO	$331,760	$424,800	$513,450	$638,100
PALO ALTO	NON-METRO	$331,760	$424,800	$513,450	$638,100
PLYMOUTH	NON-METRO	$331,760	$424,800	$513,450	$638,100
POCAHONTAS	NON-METRO	$331,760	$424,800	$513,450	$638,100
POLK	DES MOINES-WEST DES MOINES, IA	$331,760	$424,800	$513,450	$638,100
POTTAWATTAMIE	OMAHA-COUNCIL BLUFFS, NE-IA	$331,760	$424,800	$513,450	$638,100
POWESHIEK	NON-METRO	$331,760	$424,800	$513,450	$638,100
RINGGOLD	NON-METRO	$331,760	$424,800	$513,450	$638,100
SAC	NON-METRO	$331,760	$424,800	$513,450	$638,100
SCOTT	DAVENPORT-MOLINE-ROCK ISLAND, IA-IL	$331,760	$424,800	$513,450	$638,100
SHELBY	NON-METRO	$331,760	$424,800	$513,450	$638,100
SIOUX	NON-METRO	$331,760	$424,800	$513,450	$638,100
STORY	AMES, IA	$331,760	$424,800	$513,450	$638,100
TAMA	NON-METRO	$331,760	$424,800	$513,450	$638,100
TAYLOR	NON-METRO	$331,760	$424,800	$513,450	$638,100
UNION	NON-METRO	$331,760	$424,800	$513,450	$638,100
VAN BUREN	NON-METRO	$331,760	$424,800	$513,450	$638,100
WAPELLO	OTTUMWA, IA	$331,760	$424,800	$513,450	$638,100
WARREN	DES MOINES-WEST DES MOINES, IA	$331,760	$424,800	$513,450	$638,100
WASHINGTON	IOWA CITY, IA	$331,760	$424,800	$513,450	$638,100
WAYNE	NON-METRO	$331,760	$424,800	$513,450	$638,100
WEBSTER	FORT DODGE, IA	$331,760	$424,800	$513,450	$638,100
WINNEBAGO	NON-METRO	$331,760	$424,800	$513,450	$638,100
WINNESHIEK	NON-METRO	$331,760	$424,800	$513,450	$638,100
WOODBURY	SIOUX CITY, IA-NE-SD	$331,760	$424,800	$513,450	$638,100
WORTH	MASON CITY, IA	$331,760	$424,800	$513,450	$638,100
WRIGHT	NON-METRO	$331,760	$424,800	$513,450	$638,100

Iowa FHA loan limits can change at any time. Check back often to ensure accurate information.

How are Iowa FHA Limits Set?

Iowa FHA Loan Limits Mortgage limits for Iowa FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

IA FHA Loan-to-Value Limits (LTV)

Purchase Loans – The mortgage loan-to-value limit in IA is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in IA is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Iowa FHA loan limits are set at the nationwide floor level in Des Moines, Cedar Rapids, Davenport, Sioux City, Waterloo and Iowa City. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

FHA Loan Limits for all 50 states
Conforming Loan Limits for all 50 states
Check Your FHA Loan Eligibility
Determine Your FHA Mortgage Payment Amount
Check Current FHA Mortgage Rates
FHA Loan Requirements
Understanding FHA Mortgage Insurance
FHA Payment Calculator
FHA Mortgage Insurance Calculator
FHA Upfront MIP Calculator
FHA Refinance Loans
FHA Streamline Refinance
FHA Cash-Out Refinance
Other Mortgage Options
Ask an FHA Mortgage Question
FHA Mortgage Rates

fha loan limits fha loans iowa

Indiana FHA Loan Limits

By Spencer Llewellyn at 1:05 am on October 27, 2013

What are FHA Loan Limits in Indiana?

FHA loans are a low down payment mortgage program and Indiana FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Indiana are set at the floor amount of $275,665 across almost the entire state.

Indiana FHA Loan Limits Search:

County Name	Area	1-Unit	2-Unit	3-Unit	4-Unit
ADAMS	DECATUR, IN	$331,760	$424,800	$513,450	$638,100
ALLEN	FORT WAYNE, IN	$331,760	$424,800	$513,450	$638,100
BARTHOLOMEW	COLUMBUS, IN	$331,760	$424,800	$513,450	$638,100
BENTON	LAFAYETTE-WEST LAFAYETTE, IN	$331,760	$424,800	$513,450	$638,100
BLACKFORD	NON-METRO	$331,760	$424,800	$513,450	$638,100
BOONE	INDIANAPOLIS-CARMEL-ANDERSON, IN	$355,350	$454,900	$549,850	$683,350
BROWN	INDIANAPOLIS-CARMEL-ANDERSON, IN	$355,350	$454,900	$549,850	$683,350
CARROLL	LAFAYETTE-WEST LAFAYETTE, IN	$331,760	$424,800	$513,450	$638,100
CASS	LOGANSPORT, IN	$331,760	$424,800	$513,450	$638,100
CLARK	LOUISVILLE/JEFFERSON COUNTY, KY-IN	$333,500	$426,950	$516,050	$641,350
CLAY	TERRE HAUTE, IN	$331,760	$424,800	$513,450	$638,100
CLINTON	FRANKFORT, IN	$331,760	$424,800	$513,450	$638,100
CRAWFORD	NON-METRO	$331,760	$424,800	$513,450	$638,100
DAVIESS	WASHINGTON, IN	$331,760	$424,800	$513,450	$638,100
DEARBORN	CINCINNATI, OH-KY-IN	$331,760	$424,800	$513,450	$638,100
DECATUR	GREENSBURG, IN	$331,760	$424,800	$513,450	$638,100
DEKALB	AUBURN, IN	$331,760	$424,800	$513,450	$638,100
DELAWARE	MUNCIE, IN	$331,760	$424,800	$513,450	$638,100
DUBOIS	JASPER, IN	$331,760	$424,800	$513,450	$638,100
ELKHART	ELKHART-GOSHEN, IN	$331,760	$424,800	$513,450	$638,100
FAYETTE	CONNERSVILLE, IN	$331,760	$424,800	$513,450	$638,100
FLOYD	LOUISVILLE/JEFFERSON COUNTY, KY-IN	$333,500	$426,950	$516,050	$641,350
FOUNTAIN	NON-METRO	$331,760	$424,800	$513,450	$638,100
FRANKLIN	CINCINNATI, OH-KY-IN	$331,760	$424,800	$513,450	$638,100
FULTON	NON-METRO	$331,760	$424,800	$513,450	$638,100
GIBSON	NON-METRO	$331,760	$424,800	$513,450	$638,100
GRANT	MARION, IN	$331,760	$424,800	$513,450	$638,100
GREENE	NON-METRO	$331,760	$424,800	$513,450	$638,100
HAMILTON	INDIANAPOLIS-CARMEL-ANDERSON, IN	$355,350	$454,900	$549,850	$683,350
HANCOCK	INDIANAPOLIS-CARMEL-ANDERSON, IN	$355,350	$454,900	$549,850	$683,350
HARRISON	LOUISVILLE/JEFFERSON COUNTY, KY-IN	$333,500	$426,950	$516,050	$641,350
HENDRICKS	INDIANAPOLIS-CARMEL-ANDERSON, IN	$355,350	$454,900	$549,850	$683,350
HENRY	NEW CASTLE, IN	$331,760	$424,800	$513,450	$638,100
HOWARD	KOKOMO, IN	$331,760	$424,800	$513,450	$638,100
HUNTINGTON	HUNTINGTON, IN	$331,760	$424,800	$513,450	$638,100
JACKSON	SEYMOUR, IN	$331,760	$424,800	$513,450	$638,100
JASPER	CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI	$368,000	$471,100	$569,450	$707,700
JAY	NON-METRO	$331,760	$424,800	$513,450	$638,100
JEFFERSON	MADISON, IN	$331,760	$424,800	$513,450	$638,100
JENNINGS	NORTH VERNON, IN	$331,760	$424,800	$513,450	$638,100
JOHNSON	INDIANAPOLIS-CARMEL-ANDERSON, IN	$355,350	$454,900	$549,850	$683,350
KNOX	VINCENNES, IN	$331,760	$424,800	$513,450	$638,100
KOSCIUSKO	WARSAW, IN	$331,760	$424,800	$513,450	$638,100
LAGRANGE	NON-METRO	$331,760	$424,800	$513,450	$638,100
LAKE	CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI	$368,000	$471,100	$569,450	$707,700
LAPORTE	MICHIGAN CITY-LA PORTE, IN	$331,760	$424,800	$513,450	$638,100
LAWRENCE	BEDFORD, IN	$331,760	$424,800	$513,450	$638,100
MADISON	INDIANAPOLIS-CARMEL-ANDERSON, IN	$355,350	$454,900	$549,850	$683,350
MARION	INDIANAPOLIS-CARMEL-ANDERSON, IN	$355,350	$454,900	$549,850	$683,350
MARSHALL	PLYMOUTH, IN	$331,760	$424,800	$513,450	$638,100
MARTIN	NON-METRO	$331,760	$424,800	$513,450	$638,100
MIAMI	PERU, IN	$331,760	$424,800	$513,450	$638,100
MONROE	BLOOMINGTON, IN	$331,760	$424,800	$513,450	$638,100
MONTGOMERY	CRAWFORDSVILLE, IN	$331,760	$424,800	$513,450	$638,100
MORGAN	INDIANAPOLIS-CARMEL-ANDERSON, IN	$355,350	$454,900	$549,850	$683,350
NEWTON	CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI	$368,000	$471,100	$569,450	$707,700
NOBLE	KENDALLVILLE, IN	$331,760	$424,800	$513,450	$638,100
OHIO	CINCINNATI, OH-KY-IN	$331,760	$424,800	$513,450	$638,100
ORANGE	NON-METRO	$331,760	$424,800	$513,450	$638,100
OWEN	BLOOMINGTON, IN	$331,760	$424,800	$513,450	$638,100
PARKE	TERRE HAUTE, IN	$331,760	$424,800	$513,450	$638,100
PERRY	NON-METRO	$331,760	$424,800	$513,450	$638,100
PIKE	JASPER, IN	$331,760	$424,800	$513,450	$638,100
PORTER	CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI	$368,000	$471,100	$569,450	$707,700
POSEY	EVANSVILLE, IN-KY	$331,760	$424,800	$513,450	$638,100
PULASKI	NON-METRO	$331,760	$424,800	$513,450	$638,100
PUTNAM	INDIANAPOLIS-CARMEL-ANDERSON, IN	$355,350	$454,900	$549,850	$683,350
RANDOLPH	NON-METRO	$331,760	$424,800	$513,450	$638,100
RIPLEY	NON-METRO	$331,760	$424,800	$513,450	$638,100
RUSH	NON-METRO	$331,760	$424,800	$513,450	$638,100
SCOTT	SCOTTSBURG, IN	$331,760	$424,800	$513,450	$638,100
SHELBY	INDIANAPOLIS-CARMEL-ANDERSON, IN	$355,350	$454,900	$549,850	$683,350
SPENCER	NON-METRO	$331,760	$424,800	$513,450	$638,100
ST. JOSEPH	SOUTH BEND-MISHAWAKA, IN-MI	$331,760	$424,800	$513,450	$638,100
STARKE	NON-METRO	$331,760	$424,800	$513,450	$638,100
STEUBEN	ANGOLA, IN	$331,760	$424,800	$513,450	$638,100
SULLIVAN	TERRE HAUTE, IN	$331,760	$424,800	$513,450	$638,100
SWITZERLAND	NON-METRO	$331,760	$424,800	$513,450	$638,100
TIPPECANOE	LAFAYETTE-WEST LAFAYETTE, IN	$331,760	$424,800	$513,450	$638,100
TIPTON	NON-METRO	$331,760	$424,800	$513,450	$638,100
UNION	CINCINNATI, OH-KY-IN	$331,760	$424,800	$513,450	$638,100
VANDERBURGH	EVANSVILLE, IN-KY	$331,760	$424,800	$513,450	$638,100
VERMILLION	TERRE HAUTE, IN	$331,760	$424,800	$513,450	$638,100
VIGO	TERRE HAUTE, IN	$331,760	$424,800	$513,450	$638,100
WABASH	WABASH, IN	$331,760	$424,800	$513,450	$638,100
WARREN	LAFAYETTE-WEST LAFAYETTE, IN	$331,760	$424,800	$513,450	$638,100
WARRICK	EVANSVILLE, IN-KY	$331,760	$424,800	$513,450	$638,100
WASHINGTON	LOUISVILLE/JEFFERSON COUNTY, KY-IN	$333,500	$426,950	$516,050	$641,350
WAYNE	RICHMOND, IN	$331,760	$424,800	$513,450	$638,100
WELLS	NON-METRO	$331,760	$424,800	$513,450	$638,100
WHITE	NON-METRO	$331,760	$424,800	$513,450	$638,100
WHITLEY	FORT WAYNE, IN	$331,760	$424,800	$513,450	$638,100

Indiana FHA loan limits can change at any time. Check back often to ensure accurate information.

How are Indiana FHA Limits Set?

Indiana FHA Loan Limits Mortgage limits for Indiana FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

IN FHA Loan-to-Value Limits (LTV)

Purchase Loans – The mortgage loan-to-value limit in IN is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in IN is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Indiana FHA loan limits are set above the floor FHA mortgage amount of $275,665 in Gary and Hammond. Other areas with limits at the floor amount include Indianapolis, Fort Wayne, Evansville and South Bend. You may also want to view these additional FHA loan resources before deciding on a mortgage loan: