What are FHA Loan Limits in Kansas?

FHA loans are a low down payment mortgage program and Kansas FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Kansas are set at the floor amount of $275,665 across almost the entire state.

Kansas FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ALLENNON-METRO$331,760$424,800$513,450$638,100
ANDERSONNON-METRO$331,760$424,800$513,450$638,100
ATCHISONATCHISON, KS$331,760$424,800$513,450$638,100
BARBERNON-METRO$331,760$424,800$513,450$638,100
BARTONGREAT BEND, KS$331,760$424,800$513,450$638,100
BOURBONNON-METRO$331,760$424,800$513,450$638,100
BROWNNON-METRO$331,760$424,800$513,450$638,100
BUTLERWICHITA, KS$331,760$424,800$513,450$638,100
CHASEEMPORIA, KS$331,760$424,800$513,450$638,100
CHAUTAUQUANON-METRO$331,760$424,800$513,450$638,100
CHEROKEENON-METRO$331,760$424,800$513,450$638,100
CHEYENNENON-METRO$331,760$424,800$513,450$638,100
CLARKNON-METRO$331,760$424,800$513,450$638,100
CLAYNON-METRO$331,760$424,800$513,450$638,100
CLOUDNON-METRO$331,760$424,800$513,450$638,100
COFFEYNON-METRO$331,760$424,800$513,450$638,100
COMANCHENON-METRO$331,760$424,800$513,450$638,100
COWLEYWINFIELD, KS$331,760$424,800$513,450$638,100
CRAWFORDPITTSBURG, KS$331,760$424,800$513,450$638,100
DECATURNON-METRO$331,760$424,800$513,450$638,100
DICKINSONNON-METRO$331,760$424,800$513,450$638,100
DONIPHANST. JOSEPH, MO-KS$331,760$424,800$513,450$638,100
DOUGLASLAWRENCE, KS$331,760$424,800$513,450$638,100
EDWARDSNON-METRO$331,760$424,800$513,450$638,100
ELKNON-METRO$331,760$424,800$513,450$638,100
ELLISHAYS, KS$331,760$424,800$513,450$638,100
ELLSWORTHNON-METRO$331,760$424,800$513,450$638,100
FINNEYGARDEN CITY, KS$331,760$424,800$513,450$638,100
FORDDODGE CITY, KS$331,760$424,800$513,450$638,100
FRANKLINOTTAWA, KS$331,760$424,800$513,450$638,100
GEARYMANHATTAN, KS$331,760$424,800$513,450$638,100
GOVENON-METRO$331,760$424,800$513,450$638,100
GRAHAMNON-METRO$331,760$424,800$513,450$638,100
GRANTNON-METRO$331,760$424,800$513,450$638,100
GRAYNON-METRO$331,760$424,800$513,450$638,100
GREELEYNON-METRO$331,760$424,800$513,450$638,100
GREENWOODNON-METRO$331,760$424,800$513,450$638,100
HAMILTONNON-METRO$331,760$424,800$513,450$638,100
HARPERNON-METRO$331,760$424,800$513,450$638,100
HARVEYWICHITA, KS$331,760$424,800$513,450$638,100
HASKELLNON-METRO$331,760$424,800$513,450$638,100
HODGEMANNON-METRO$331,760$424,800$513,450$638,100
JACKSONTOPEKA, KS$331,760$424,800$513,450$638,100
JEFFERSONTOPEKA, KS$331,760$424,800$513,450$638,100
JEWELLNON-METRO$331,760$424,800$513,450$638,100
JOHNSONKANSAS CITY, MO-KS$351,900$450,500$544,550$676,750
KEARNYGARDEN CITY, KS$331,760$424,800$513,450$638,100
KINGMANNON-METRO$331,760$424,800$513,450$638,100
KIOWANON-METRO$331,760$424,800$513,450$638,100
LABETTEPARSONS, KS$331,760$424,800$513,450$638,100
LANENON-METRO$331,760$424,800$513,450$638,100
LEAVENWORTHKANSAS CITY, MO-KS$351,900$450,500$544,550$676,750
LINCOLNNON-METRO$331,760$424,800$513,450$638,100
LINNKANSAS CITY, MO-KS$351,900$450,500$544,550$676,750
LOGANNON-METRO$331,760$424,800$513,450$638,100
LYONEMPORIA, KS$331,760$424,800$513,450$638,100
MARIONNON-METRO$331,760$424,800$513,450$638,100
MARSHALLNON-METRO$331,760$424,800$513,450$638,100
MCPHERSONMCPHERSON, KS$331,760$424,800$513,450$638,100
MEADENON-METRO$331,760$424,800$513,450$638,100
MIAMIKANSAS CITY, MO-KS$351,900$450,500$544,550$676,750
MITCHELLNON-METRO$331,760$424,800$513,450$638,100
MONTGOMERYCOFFEYVILLE, KS$331,760$424,800$513,450$638,100
MORRISNON-METRO$331,760$424,800$513,450$638,100
MORTONNON-METRO$331,760$424,800$513,450$638,100
NEMAHANON-METRO$331,760$424,800$513,450$638,100
NEOSHONON-METRO$331,760$424,800$513,450$638,100
NESSNON-METRO$331,760$424,800$513,450$638,100
NORTONNON-METRO$331,760$424,800$513,450$638,100
OSAGETOPEKA, KS$331,760$424,800$513,450$638,100
OSBORNENON-METRO$331,760$424,800$513,450$638,100
OTTAWASALINA, KS$331,760$424,800$513,450$638,100
PAWNEENON-METRO$331,760$424,800$513,450$638,100
PHILLIPSNON-METRO$331,760$424,800$513,450$638,100
POTTAWATOMIEMANHATTAN, KS$331,760$424,800$513,450$638,100
PRATTNON-METRO$331,760$424,800$513,450$638,100
RAWLINSNON-METRO$331,760$424,800$513,450$638,100
RENOHUTCHINSON, KS$331,760$424,800$513,450$638,100
REPUBLICNON-METRO$331,760$424,800$513,450$638,100
RICENON-METRO$331,760$424,800$513,450$638,100
RILEYMANHATTAN, KS$331,760$424,800$513,450$638,100
ROOKSNON-METRO$331,760$424,800$513,450$638,100
RUSHNON-METRO$331,760$424,800$513,450$638,100
RUSSELLNON-METRO$331,760$424,800$513,450$638,100
SALINESALINA, KS$331,760$424,800$513,450$638,100
SCOTTNON-METRO$331,760$424,800$513,450$638,100
SEDGWICKWICHITA, KS$331,760$424,800$513,450$638,100
SEWARDLIBERAL, KS$331,760$424,800$513,450$638,100
SHAWNEETOPEKA, KS$331,760$424,800$513,450$638,100
SHERIDANNON-METRO$331,760$424,800$513,450$638,100
SHERMANNON-METRO$331,760$424,800$513,450$638,100
SMITHNON-METRO$331,760$424,800$513,450$638,100
STAFFORDNON-METRO$331,760$424,800$513,450$638,100
STANTONNON-METRO$331,760$424,800$513,450$638,100
STEVENSNON-METRO$331,760$424,800$513,450$638,100
SUMNERWICHITA, KS$331,760$424,800$513,450$638,100
THOMASNON-METRO$331,760$424,800$513,450$638,100
TREGONON-METRO$331,760$424,800$513,450$638,100
WABAUNSEETOPEKA, KS$331,760$424,800$513,450$638,100
WALLACENON-METRO$331,760$424,800$513,450$638,100
WASHINGTONNON-METRO$331,760$424,800$513,450$638,100
WICHITANON-METRO$331,760$424,800$513,450$638,100
WILSONNON-METRO$331,760$424,800$513,450$638,100
WOODSONNON-METRO$331,760$424,800$513,450$638,100
WYANDOTTEKANSAS CITY, MO-KS$351,900$450,500$544,550$676,750

Kansas FHA loan limits can change at any time. Check back often to ensure accurate information.

How are Kansas FHA Limits Set?

Kansas FHA Loan LimitsMortgage limits for Kansas FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

KS FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in KS is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in KS is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Kansas FHA loan limits are set at the nationwide floor amount in Wichita, Overland Park, Kansas City, Olathe, Topeka, Lawrence, Shawnee and Manhattan. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

 

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