What are FHA Loan Limits in Louisiana?

FHA loans are a low down payment mortgage program and Louisiana FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Louisiana are set at the floor amount of $275,665 across almost the entire state.

Louisiana FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ACADIALAFAYETTE, LA$331,760$424,800$513,450$638,100
ALLENNON-METRO$331,760$424,800$513,450$638,100
ASCENSIONBATON ROUGE, LA$331,760$424,800$513,450$638,100
ASSUMPTIONBATON ROUGE, LA$331,760$424,800$513,450$638,100
AVOYELLESNON-METRO$331,760$424,800$513,450$638,100
BEAUREGARDDERIDDER, LA$331,760$424,800$513,450$638,100
BIENVILLENON-METRO$331,760$424,800$513,450$638,100
BOSSIERSHREVEPORT-BOSSIER CITY, LA$331,760$424,800$513,450$638,100
CADDOSHREVEPORT-BOSSIER CITY, LA$331,760$424,800$513,450$638,100
CALCASIEULAKE CHARLES, LA$331,760$424,800$513,450$638,100
CALDWELLNON-METRO$331,760$424,800$513,450$638,100
CAMERONLAKE CHARLES, LA$331,760$424,800$513,450$638,100
CATAHOULANON-METRO$331,760$424,800$513,450$638,100
CLAIBORNENON-METRO$331,760$424,800$513,450$638,100
CONCORDIANATCHEZ, MS-LA$331,760$424,800$513,450$638,100
DE SOTOSHREVEPORT-BOSSIER CITY, LA$331,760$424,800$513,450$638,100
EAST BATON ROUGBATON ROUGE, LA$331,760$424,800$513,450$638,100
EAST CARROLLNON-METRO$331,760$424,800$513,450$638,100
EAST FELICIANABATON ROUGE, LA$331,760$424,800$513,450$638,100
EVANGELINENON-METRO$331,760$424,800$513,450$638,100
FRANKLINNON-METRO$331,760$424,800$513,450$638,100
GRANTALEXANDRIA, LA$331,760$424,800$513,450$638,100
IBERIALAFAYETTE, LA$331,760$424,800$513,450$638,100
IBERVILLEBATON ROUGE, LA$331,760$424,800$513,450$638,100
JACKSONNON-METRO$331,760$424,800$513,450$638,100
JEFFERSONNEW ORLEANS-METAIRIE, LA$331,760$424,800$513,450$638,100
JEFFERSON DAVISJENNINGS, LA$331,760$424,800$513,450$638,100
LAFAYETTELAFAYETTE, LA$331,760$424,800$513,450$638,100
LAFOURCHEHOUMA-THIBODAUX, LA$331,760$424,800$513,450$638,100
LASALLENON-METRO$331,760$424,800$513,450$638,100
LINCOLNRUSTON, LA$331,760$424,800$513,450$638,100
LIVINGSTONBATON ROUGE, LA$331,760$424,800$513,450$638,100
MADISONNON-METRO$331,760$424,800$513,450$638,100
MOREHOUSEMONROE, LA$331,760$424,800$513,450$638,100
NATCHITOCHESNATCHITOCHES, LA$331,760$424,800$513,450$638,100
ORLEANSNEW ORLEANS-METAIRIE, LA$331,760$424,800$513,450$638,100
OUACHITAMONROE, LA$331,760$424,800$513,450$638,100
PLAQUEMINESNEW ORLEANS-METAIRIE, LA$331,760$424,800$513,450$638,100
POINTE COUPEEBATON ROUGE, LA$331,760$424,800$513,450$638,100
RAPIDESALEXANDRIA, LA$331,760$424,800$513,450$638,100
RED RIVERNON-METRO$331,760$424,800$513,450$638,100
RICHLANDNON-METRO$331,760$424,800$513,450$638,100
SABINENON-METRO$331,760$424,800$513,450$638,100
ST. BERNARDNEW ORLEANS-METAIRIE, LA$331,760$424,800$513,450$638,100
ST. CHARLESNEW ORLEANS-METAIRIE, LA$331,760$424,800$513,450$638,100
ST. HELENABATON ROUGE, LA$331,760$424,800$513,450$638,100
ST. JAMESNEW ORLEANS-METAIRIE, LA$331,760$424,800$513,450$638,100
ST. JOHN THE BANEW ORLEANS-METAIRIE, LA$331,760$424,800$513,450$638,100
ST. LANDRYOPELOUSAS, LA$331,760$424,800$513,450$638,100
ST. MARTINLAFAYETTE, LA$331,760$424,800$513,450$638,100
ST. MARYMORGAN CITY, LA$331,760$424,800$513,450$638,100
ST. TAMMANYNEW ORLEANS-METAIRIE, LA$331,760$424,800$513,450$638,100
TANGIPAHOAHAMMOND, LA$331,760$424,800$513,450$638,100
TENSASNON-METRO$331,760$424,800$513,450$638,100
TERREBONNEHOUMA-THIBODAUX, LA$331,760$424,800$513,450$638,100
UNIONMONROE, LA$331,760$424,800$513,450$638,100
VERMILIONLAFAYETTE, LA$331,760$424,800$513,450$638,100
VERNONFORT POLK SOUTH, LA$331,760$424,800$513,450$638,100
WASHINGTONBOGALUSA, LA$331,760$424,800$513,450$638,100
WEBSTERMINDEN, LA$331,760$424,800$513,450$638,100
WEST BATON ROUGBATON ROUGE, LA$331,760$424,800$513,450$638,100
WEST CARROLLNON-METRO$331,760$424,800$513,450$638,100
WEST FELICIANABATON ROUGE, LA$331,760$424,800$513,450$638,100
WINNNON-METRO$331,760$424,800$513,450$638,100

Louisiana FHA loan limits can change at any time. Check back often to ensure accurate information.

How are Louisiana FHA Limits Set?

Louisiana FHA Loan LimitsMortgage limits for Louisiana FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

LA FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in LA is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in LA is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Louisiana FHA loan limits are set at the nationwide floor amount in Shreveport, Lafayette, Lake Charles, Kenner, Bossier City and Monroe.  Areas with higher limits include the New Orleans and Baton Rouge metropolitan areas, and Metarie. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

 

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