What are FHA Loan Limits in Louisiana?

FHA loans are a low down payment mortgage program and Louisiana FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Louisiana are set at the floor amount of $275,665 across almost the entire state.

Louisiana FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ACADIALAFAYETTE, LA$275,665$352,950$426,625$530,150
ALLENNON-METRO$275,665$352,950$426,625$530,150
ASCENSIONBATON ROUGE, LA$275,665$352,950$426,625$530,150
ASSUMPTIONNON-METRO$275,665$352,950$426,625$530,150
AVOYELLESNON-METRO$275,665$352,950$426,625$530,150
BEAUREGARDDERIDDER, LA$275,665$352,950$426,625$530,150
BIENVILLENON-METRO$275,665$352,950$426,625$530,150
BOSSIERSHREVEPORT-BOSSIER CITY, LA$275,665$352,950$426,625$530,150
CADDOSHREVEPORT-BOSSIER CITY, LA$275,665$352,950$426,625$530,150
CALCASIEULAKE CHARLES, LA$275,665$352,950$426,625$530,150
CALDWELLNON-METRO$275,665$352,950$426,625$530,150
CAMERONLAKE CHARLES, LA$275,665$352,950$426,625$530,150
CATAHOULANON-METRO$275,665$352,950$426,625$530,150
CLAIBORNENON-METRO$275,665$352,950$426,625$530,150
CONCORDIANATCHEZ, MS-LA$275,665$352,950$426,625$530,150
DE SOTOSHREVEPORT-BOSSIER CITY, LA$275,665$352,950$426,625$530,150
EAST BATON ROUGBATON ROUGE, LA$275,665$352,950$426,625$530,150
EAST CARROLLNON-METRO$275,665$352,950$426,625$530,150
EAST FELICIANABATON ROUGE, LA$275,665$352,950$426,625$530,150
EVANGELINENON-METRO$275,665$352,950$426,625$530,150
FRANKLINNON-METRO$275,665$352,950$426,625$530,150
GRANTALEXANDRIA, LA$275,665$352,950$426,625$530,150
IBERIALAFAYETTE, LA$275,665$352,950$426,625$530,150
IBERVILLEBATON ROUGE, LA$275,665$352,950$426,625$530,150
JACKSONNON-METRO$275,665$352,950$426,625$530,150
JEFFERSONNEW ORLEANS-METAIRIE, LA$275,665$352,950$426,625$530,150
JEFFERSON DAVISNON-METRO$275,665$352,950$426,625$530,150
LAFAYETTELAFAYETTE, LA$275,665$352,950$426,625$530,150
LAFOURCHEHOUMA-THIBODAUX, LA$275,665$352,950$426,625$530,150
LASALLENON-METRO$275,665$352,950$426,625$530,150
LINCOLNRUSTON, LA$275,665$352,950$426,625$530,150
LIVINGSTONBATON ROUGE, LA$275,665$352,950$426,625$530,150
MADISONNON-METRO$275,665$352,950$426,625$530,150
MOREHOUSEBASTROP, LA$275,665$352,950$426,625$530,150
NATCHITOCHESNATCHITOCHES, LA$275,665$352,950$426,625$530,150
ORLEANSNEW ORLEANS-METAIRIE, LA$275,665$352,950$426,625$530,150
OUACHITAMONROE, LA$275,665$352,950$426,625$530,150
PLAQUEMINESNEW ORLEANS-METAIRIE, LA$275,665$352,950$426,625$530,150
POINTE COUPEEBATON ROUGE, LA$275,665$352,950$426,625$530,150
RAPIDESALEXANDRIA, LA$275,665$352,950$426,625$530,150
RED RIVERNON-METRO$275,665$352,950$426,625$530,150
RICHLANDNON-METRO$275,665$352,950$426,625$530,150
SABINENON-METRO$275,665$352,950$426,625$530,150
ST. BERNARDNEW ORLEANS-METAIRIE, LA$275,665$352,950$426,625$530,150
ST. CHARLESNEW ORLEANS-METAIRIE, LA$275,665$352,950$426,625$530,150
ST. HELENABATON ROUGE, LA$275,665$352,950$426,625$530,150
ST. JAMESNEW ORLEANS-METAIRIE, LA$275,665$352,950$426,625$530,150
ST. JOHN THE BANEW ORLEANS-METAIRIE, LA$275,665$352,950$426,625$530,150
ST. LANDRYOPELOUSAS, LA$275,665$352,950$426,625$530,150
ST. MARTINLAFAYETTE, LA$275,665$352,950$426,625$530,150
ST. MARYMORGAN CITY, LA$275,665$352,950$426,625$530,150
ST. TAMMANYNEW ORLEANS-METAIRIE, LA$275,665$352,950$426,625$530,150
TANGIPAHOAHAMMOND, LA$275,665$352,950$426,625$530,150
TENSASNON-METRO$275,665$352,950$426,625$530,150
TERREBONNEHOUMA-THIBODAUX, LA$275,665$352,950$426,625$530,150
UNIONMONROE, LA$275,665$352,950$426,625$530,150
VERMILIONLAFAYETTE, LA$275,665$352,950$426,625$530,150
VERNONFORT POLK SOUTH, LA$275,665$352,950$426,625$530,150
WASHINGTONBOGALUSA, LA$275,665$352,950$426,625$530,150
WEBSTERSHREVEPORT-BOSSIER CITY, LA$275,665$352,950$426,625$530,150
WEST BATON ROUGBATON ROUGE, LA$275,665$352,950$426,625$530,150
WEST CARROLLNON-METRO$275,665$352,950$426,625$530,150
WEST FELICIANABATON ROUGE, LA$275,665$352,950$426,625$530,150
WINNNON-METRO$275,665$352,950$426,625$530,150

Louisiana FHA loan limits can change at any time. Check back often to ensure accurate information.

How are Louisiana FHA Limits Set?

Louisiana FHA Loan LimitsMortgage limits for Louisiana FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

LA FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in LA is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in LA is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Louisiana FHA loan limits are set at the nationwide floor amount in Shreveport, Lafayette, Lake Charles, Kenner, Bossier City and Monroe.  Areas with higher limits include the New Orleans and Baton Rouge metropolitan areas, and Metarie. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

 

Get Your Rate Quote
Refinance     Purchase

As seen in: