What are FHA Loan Limits in Arkansas?

FHA loans are a low down payment mortgage program and Arkansas FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Arkansas are set at the floor amount of $275,665 across almost the entire state.

Arkansas FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ARKANSASNON-METRO$331,760$424,800$513,450$638,100
ASHLEYNON-METRO$331,760$424,800$513,450$638,100
BAXTERMOUNTAIN HOME, AR$331,760$424,800$513,450$638,100
BENTONFAYETTEVILLE-SPRINGDALE-ROGERS, AR$331,760$424,800$513,450$638,100
BOONEHARRISON, AR$331,760$424,800$513,450$638,100
BRADLEYNON-METRO$331,760$424,800$513,450$638,100
CALHOUNCAMDEN, AR$331,760$424,800$513,450$638,100
CARROLLNON-METRO$331,760$424,800$513,450$638,100
CHICOTNON-METRO$331,760$424,800$513,450$638,100
CLARKARKADELPHIA, AR$331,760$424,800$513,450$638,100
CLAYNON-METRO$331,760$424,800$513,450$638,100
CLEBURNENON-METRO$331,760$424,800$513,450$638,100
CLEVELANDPINE BLUFF, AR$331,760$424,800$513,450$638,100
COLUMBIAMAGNOLIA, AR$331,760$424,800$513,450$638,100
CONWAYNON-METRO$331,760$424,800$513,450$638,100
CRAIGHEADJONESBORO, AR$331,760$424,800$513,450$638,100
CRAWFORDFORT SMITH, AR-OK$331,760$424,800$513,450$638,100
CRITTENDENMEMPHIS, TN-MS-AR$331,760$424,800$513,450$638,100
CROSSNON-METRO$331,760$424,800$513,450$638,100
DALLASNON-METRO$331,760$424,800$513,450$638,100
DESHANON-METRO$331,760$424,800$513,450$638,100
DREWNON-METRO$331,760$424,800$513,450$638,100
FAULKNERLITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR$331,760$424,800$513,450$638,100
FRANKLINFORT SMITH, AR-OK$331,760$424,800$513,450$638,100
FULTONNON-METRO$331,760$424,800$513,450$638,100
GARLANDHOT SPRINGS, AR$331,760$424,800$513,450$638,100
GRANTLITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR$331,760$424,800$513,450$638,100
GREENEPARAGOULD, AR$331,760$424,800$513,450$638,100
HEMPSTEADHOPE, AR$331,760$424,800$513,450$638,100
HOT SPRINGMALVERN, AR$331,760$424,800$513,450$638,100
HOWARDNON-METRO$331,760$424,800$513,450$638,100
INDEPENDENCEBATESVILLE, AR$331,760$424,800$513,450$638,100
IZARDNON-METRO$331,760$424,800$513,450$638,100
JACKSONNON-METRO$331,760$424,800$513,450$638,100
JEFFERSONPINE BLUFF, AR$331,760$424,800$513,450$638,100
JOHNSONNON-METRO$331,760$424,800$513,450$638,100
LAFAYETTENON-METRO$331,760$424,800$513,450$638,100
LAWRENCENON-METRO$331,760$424,800$513,450$638,100
LEENON-METRO$331,760$424,800$513,450$638,100
LINCOLNPINE BLUFF, AR$331,760$424,800$513,450$638,100
LITTLE RIVERTEXARKANA, TX-AR$331,760$424,800$513,450$638,100
LOGANNON-METRO$331,760$424,800$513,450$638,100
LONOKELITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR$331,760$424,800$513,450$638,100
MADISONFAYETTEVILLE-SPRINGDALE-ROGERS, AR$331,760$424,800$513,450$638,100
MARIONNON-METRO$331,760$424,800$513,450$638,100
MILLERTEXARKANA, TX-AR$331,760$424,800$513,450$638,100
MISSISSIPPIBLYTHEVILLE, AR$331,760$424,800$513,450$638,100
MONROENON-METRO$331,760$424,800$513,450$638,100
MONTGOMERYNON-METRO$331,760$424,800$513,450$638,100
NEVADAHOPE, AR$331,760$424,800$513,450$638,100
NEWTONHARRISON, AR$331,760$424,800$513,450$638,100
OUACHITACAMDEN, AR$331,760$424,800$513,450$638,100
PERRYLITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR$331,760$424,800$513,450$638,100
PHILLIPSHELENA-WEST HELENA, AR$331,760$424,800$513,450$638,100
PIKENON-METRO$331,760$424,800$513,450$638,100
POINSETTJONESBORO, AR$331,760$424,800$513,450$638,100
POLKNON-METRO$331,760$424,800$513,450$638,100
POPERUSSELLVILLE, AR$331,760$424,800$513,450$638,100
PRAIRIENON-METRO$331,760$424,800$513,450$638,100
PULASKILITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR$331,760$424,800$513,450$638,100
RANDOLPHNON-METRO$331,760$424,800$513,450$638,100
SALINELITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR$331,760$424,800$513,450$638,100
SCOTTNON-METRO$331,760$424,800$513,450$638,100
SEARCYNON-METRO$331,760$424,800$513,450$638,100
SEBASTIANFORT SMITH, AR-OK$331,760$424,800$513,450$638,100
SEVIERNON-METRO$331,760$424,800$513,450$638,100
SHARPBATESVILLE, AR$331,760$424,800$513,450$638,100
ST. FRANCISFORREST CITY, AR$331,760$424,800$513,450$638,100
STONENON-METRO$331,760$424,800$513,450$638,100
UNIONEL DORADO, AR$331,760$424,800$513,450$638,100
VAN BURENNON-METRO$331,760$424,800$513,450$638,100
WASHINGTONFAYETTEVILLE-SPRINGDALE-ROGERS, AR$331,760$424,800$513,450$638,100
WHITESEARCY, AR$331,760$424,800$513,450$638,100
WOODRUFFNON-METRO$331,760$424,800$513,450$638,100
YELLRUSSELLVILLE, AR$331,760$424,800$513,450$638,100

Arkansas FHA loan limits can change at any time. Check back often to ensure accurate information.

How are Arkansas FHA Limits Set?

Arkansas FHA Loan LimitsMortgage limits for Arkansas FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

AR FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in AR is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in AR is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Arkansas FHA loan limits are set at the nationwide floor amount in Little Rock, Fayetteville, Pine Bluff, North Little Rock, Jonesboro, Hot Springs, Texarkana, El Dorado, Fort Smith, Springdale, Rogers, Bentonville and Conway. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

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