What are FHA Loan Limits in Connecticut?

FHA loans are a low down payment mortgage program and Connecticut FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Connecticut are set above the floor amount of $275,665 across the whole state.

Connecticut FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
FAIRFIELDBRIDGEPORT-STAMFORD-NORWALK, CT$601,450$769,950$930,700$1,156,650
HARTFORDHARTFORD-WEST HARTFORD-EAST HARTFORD, C$353,050$451,950$546,300$678,950
LITCHFIELDTORRINGTON, CT$357,650$457,850$553,450$687,800
MIDDLESEXHARTFORD-WEST HARTFORD-EAST HARTFORD, C$353,050$451,950$546,300$678,950
NEW HAVENNEW HAVEN-MILFORD, CT$305,900$391,600$473,350$588,250
NEW LONDONNORWICH-NEW LONDON, CT$280,600$359,200$434,200$539,600
TOLLANDHARTFORD-WEST HARTFORD-EAST HARTFORD, C$353,050$451,950$546,300$678,950
WINDHAMWORCESTER, MA-CT$287,500$368,050$444,900$552,900

Connecticut FHA loan limits can change at any time. Check back often to ensure accurate information.

How are Connecticut FHA Limits Set?

Connecticut FHA Loan LimitsMortgage limits for Connecticut FHA loans are based on median housing prices for the particular county and Metropolitan Statistical Area (MSA). More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low cost areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

CT FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in CT is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in CT is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Connecticut FHA loan limits are set above the floor FHA mortgage limit in Hartford, Bridgeport, New Haven, Stamford, Waterbury, Norwalk and Danbury. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

 

Get Your Rate Quote
Refinance     Purchase

As seen in: