What are FHA Loan Limits in Colorado?

FHA loans are a low down payment mortgage program and Colorado FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Colorado are set at the floor amount of $275,665 across less than half its counties.

Colorado FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ADAMSDENVER-AURORA-LAKEWOOD, CO$493,350$631,550$763,450$948,750
ALAMOSANON-METRO$275,665$352,950$426,625$530,150
ARAPAHOEDENVER-AURORA-LAKEWOOD, CO$493,350$631,550$763,450$948,750
ARCHULETANON-METRO$285,200$365,100$441,300$548,450
BACANON-METRO$275,665$352,950$426,625$530,150
BENTNON-METRO$275,665$352,950$426,625$530,150
BOULDERBOULDER, CO$529,000$677,200$818,600$1,017,300
BROOMFIELDDENVER-AURORA-LAKEWOOD, CO$493,350$631,550$763,450$948,750
CHAFFEENON-METRO$275,665$352,950$426,625$530,150
CHEYENNENON-METRO$275,665$352,950$426,625$530,150
CLEAR CREEKDENVER-AURORA-LAKEWOOD, CO$493,350$631,550$763,450$948,750
CONEJOSNON-METRO$275,665$352,950$426,625$530,150
COSTILLANON-METRO$275,665$352,950$426,625$530,150
CROWLEYNON-METRO$275,665$352,950$426,625$530,150
CUSTERNON-METRO$275,665$352,950$426,625$530,150
DELTANON-METRO$275,665$352,950$426,625$530,150
DENVERDENVER-AURORA-LAKEWOOD, CO$493,350$631,550$763,450$948,750
DOLORESNON-METRO$275,665$352,950$426,625$530,150
DOUGLASDENVER-AURORA-LAKEWOOD, CO$493,350$631,550$763,450$948,750
EAGLEEDWARDS, CO$636,150$814,500$984,525$1,223,475
EL PASOCOLORADO SPRINGS, CO$285,200$365,100$441,300$548,450
ELBERTDENVER-AURORA-LAKEWOOD, CO$493,350$631,550$763,450$948,750
FREMONTCANON CITY, CO$275,665$352,950$426,625$530,150
GARFIELDGLENWOOD SPRINGS, CO$636,150$814,500$984,525$1,223,475
GILPINDENVER-AURORA-LAKEWOOD, CO$493,350$631,550$763,450$948,750
GRANDNON-METRO$333,500$426,950$516,050$641,350
GUNNISONNON-METRO$357,650$457,850$553,450$687,800
HINSDALENON-METRO$427,800$547,650$662,000$822,700
HUERFANONON-METRO$275,665$352,950$426,625$530,150
JACKSONNON-METRO$275,665$352,950$426,625$530,150
JEFFERSONDENVER-AURORA-LAKEWOOD, CO$493,350$631,550$763,450$948,750
KIOWANON-METRO$275,665$352,950$426,625$530,150
KIT CARSONNON-METRO$275,665$352,950$426,625$530,150
LA PLATADURANGO, CO$385,250$493,200$596,150$740,850
LAKENON-METRO$275,665$352,950$426,625$530,150
LARIMERFORT COLLINS, CO$376,050$481,400$581,900$723,150
LAS ANIMASNON-METRO$275,665$352,950$426,625$530,150
LINCOLNNON-METRO$275,665$352,950$426,625$530,150
LOGANSTERLING, CO$275,665$352,950$426,625$530,150
MESAGRAND JUNCTION, CO$282,900$362,150$437,750$544,050
MINERALNON-METRO$275,665$352,950$426,625$530,150
MOFFATCRAIG, CO$275,665$352,950$426,625$530,150
MONTEZUMANON-METRO$275,665$352,950$426,625$530,150
MONTROSEMONTROSE, CO$275,665$352,950$426,625$530,150
MORGANFORT MORGAN, CO$275,665$352,950$426,625$530,150
OTERONON-METRO$275,665$352,950$426,625$530,150
OURAYNON-METRO$425,500$544,700$658,450$818,250
PARKDENVER-AURORA-LAKEWOOD, CO$493,350$631,550$763,450$948,750
PHILLIPSNON-METRO$275,665$352,950$426,625$530,150
PITKINGLENWOOD SPRINGS, CO$636,150$814,500$984,525$1,223,475
PROWERSNON-METRO$275,665$352,950$426,625$530,150
PUEBLOPUEBLO, CO$275,665$352,950$426,625$530,150
RIO BLANCONON-METRO$275,665$352,950$426,625$530,150
RIO GRANDENON-METRO$275,665$352,950$426,625$530,150
ROUTTSTEAMBOAT SPRINGS, CO$634,800$812,650$982,300$1,220,800
SAGUACHENON-METRO$275,665$352,950$426,625$530,150
SAN JUANNON-METRO$275,665$352,950$426,625$530,150
SAN MIGUELNON-METRO$636,150$814,500$984,525$1,223,475
SEDGWICKNON-METRO$275,665$352,950$426,625$530,150
SUMMITBRECKENRIDGE, CO$636,150$814,500$984,525$1,223,475
TELLERCOLORADO SPRINGS, CO$285,200$365,100$441,300$548,450
WASHINGTONNON-METRO$275,665$352,950$426,625$530,150
WELDGREELEY, CO$322,000$412,200$498,250$619,250
YUMANON-METRO$275,665$352,950$426,625$530,150

Colorado FHA loan limits can change at any time. Check back often to ensure accurate information.

How are Colorado FHA Limits Set?

Colorado FHA Loan LimitsMortgage limits for Colorado FHA loans are based on median housing prices for the particular county and Metropolitan Statistical Area (MSA). More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low cost areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

CO FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in CO is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in CO is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Colorado FHA loan limits are set above the floor amount in Denver, Colorado Springs, Vail, Aurora, Grand Junction, Fort Collins and Pueblo. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

 

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