If you are looking to buy a home in a lower income area, you may consider applying for a USDA loan. These loans are designed to help eligible borrowers make homeownership a reality, and offer low rates and no down payment. Read More
The average mortgage payment is often one of your biggest expenses, consuming more than 30% of your monthly household income depending on your debt to income ratio. Read More
Your mortgage rate is a big deal. Since a mortgage is such a large loan, and since the term spans decades, a 1% difference in your mortgage rate can mean a savings of tens of thousands of dollars over time. Getting the best mortgage rate when you buy a home is a must if you want to maximize your finances. Read More
One of the most frustrating aspects of paying down a mortgage is watching the principal owed fall at a slow rate. Read More
