6 Key Facts You Should Know About Your Mortgage
When you are buying a home and getting a mortgage for the first time, the entire process can be overwhelming. And your checklist for must-haves and must-dos is often very long. Read More
When you are buying a home and getting a mortgage for the first time, the entire process can be overwhelming. And your checklist for must-haves and must-dos is often very long. Read More
Have you wondered how much financial value is embedded in your home? Calculating your home equity is a simple process in theory. Read More
If you have an adjustable rate mortgage (ARM) or have thought about getting one, you may wonder how your loan balance is amortized. Designing an amortization schedule is an easy way to see how a mortgage payment is applied to paying down the balance over time. Read More
Being a homeowner means you have many responsibilities. You need to take care of your home, your family members (who rely on you to make mortgage payments), and those who visit your property. Read More
When you are looking for a new home or hoping to sell your existing home, it’s likely that you’ll work with a real estate agent to locate a property or find a buyer. Read More
As a potential homebuyer, you want to gather as much information as possible about a property before extending an offer and negotiating a price. Knowledge is truly power, enabling you to make a wise decision. Read More
Are you wrestling with the decision to pay off your mortgage early?
My husband and I decided to pay off our mortgage earlier rather than later, and now enjoy mortgage-free living. Looking back, though, I can see that an early payoff does have some disadvantages. Read More
Buying your first home is a big step in your financial and personal life. If you wait until you feel completely ready to make a major move, you may never do anything! Read More
College tuition and related expenses are rising. Costs for in-state students at reasonably priced public schools may exceed $20,000 per year. Even if you are a diligent saver, you may not have enough money to pay this bill for your children. Read More
The average mortgage payment is often one of your biggest expenses, consuming more than 30% of your monthly household income depending on your debt to income ratio. Read More