fha loans Archives

New Jersey FHA Loan Limits

By Spencer Llewellyn at 4:08 am on November 15, 2013

What are FHA Loan Limits in New Jersey?

FHA loans are a low down payment mortgage program and New Jersey FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in New Jersey are set above the floor amount of $275,665 across the entire state.

New Jersey FHA Loan Limits Search:

County Name	Area	1-Unit	2-Unit	3-Unit	4-Unit
ATLANTIC	ATLANTIC CITY-HAMMONTON, NJ	$331,760	$424,800	$513,450	$638,100
BERGEN	NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA	$765,600	$980,325	$1,184,925	$1,472,550
BURLINGTON	PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD	$408,250	$522,600	$631,750	$785,100
CAMDEN	PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD	$408,250	$522,600	$631,750	$785,100
CAPE MAY	OCEAN CITY, NJ	$414,000	$530,000	$640,650	$796,150
CUMBERLAND	VINELAND-BRIDGETON, NJ	$331,760	$424,800	$513,450	$638,100
ESSEX	NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA	$765,600	$980,325	$1,184,925	$1,472,550
GLOUCESTER	PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD	$408,250	$522,600	$631,750	$785,100
HUDSON	NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA	$765,600	$980,325	$1,184,925	$1,472,550
HUNTERDON	NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA	$765,600	$980,325	$1,184,925	$1,472,550
MERCER	TRENTON-PRINCETON, NJ	$345,000	$441,650	$533,850	$663,450
MIDDLESEX	NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA	$765,600	$980,325	$1,184,925	$1,472,550
MONMOUTH	NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA	$765,600	$980,325	$1,184,925	$1,472,550
MORRIS	NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA	$765,600	$980,325	$1,184,925	$1,472,550
OCEAN	NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA	$765,600	$980,325	$1,184,925	$1,472,550
PASSAIC	NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA	$765,600	$980,325	$1,184,925	$1,472,550
SALEM	PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD	$408,250	$522,600	$631,750	$785,100
SOMERSET	NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA	$765,600	$980,325	$1,184,925	$1,472,550
SUSSEX	NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA	$765,600	$980,325	$1,184,925	$1,472,550
UNION	NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA	$765,600	$980,325	$1,184,925	$1,472,550
WARREN	ALLENTOWN-BETHLEHEM-EASTON, PA-NJ	$372,600	$477,000	$576,550	$716,550

New Jersey FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are New Jersey FHA Limits Set?

New Jersey FHA Loan Limits Mortgage limits for New Jersey FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

New Jersey FHA Loan-to-Value Limits (LTV)

Purchase Loans – The mortgage loan-to-value limit in New Jersey is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in New Jersey is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

New Jersey FHA loan limits are set above the nationwide floor amount in Newark, Perth Amboy, Vineland, Union, Piscataway, New Brunswick, Hoboken, Plainfield, Jersey City and all other areas in the state. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

FHA Loan Limits for all 50 states
Conforming Loan Limits for all 50 states
Check Your FHA Loan Eligibility
Determine Your FHA Mortgage Payment Amount
Check Current FHA Mortgage Rates
FHA Loan Requirements
Understanding FHA Mortgage Insurance
FHA Payment Calculator
FHA Mortgage Insurance Calculator
FHA Upfront MIP Calculator
FHA Refinance Loans
FHA Streamline Refinance
FHA Cash-Out Refinance
Other Mortgage Options
Ask an FHA Mortgage Question
FHA Mortgage Rates

Wyoming FHA Loan Limits

By Spencer Llewellyn at 1:45 am on November 13, 2013

What are FHA Loan Limits in Wyoming?

FHA loans are a low down payment mortgage program and Wyoming FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Wyoming are set at the floor amount of $275,665 across almost the entire state.

Wyoming FHA Loan Limits Search:

County Name	Area	1-Unit	2-Unit	3-Unit	4-Unit
ALBANY	LARAMIE, WY	$331,760	$424,800	$513,450	$638,100
BIG HORN	NON-METRO	$331,760	$424,800	$513,450	$638,100
CAMPBELL	GILLETTE, WY	$331,760	$424,800	$513,450	$638,100
CARBON	NON-METRO	$331,760	$424,800	$513,450	$638,100
CONVERSE	NON-METRO	$331,760	$424,800	$513,450	$638,100
CROOK	GILLETTE, WY	$331,760	$424,800	$513,450	$638,100
FREMONT	RIVERTON, WY	$331,760	$424,800	$513,450	$638,100
GOSHEN	NON-METRO	$331,760	$424,800	$513,450	$638,100
HOT SPRINGS	NON-METRO	$331,760	$424,800	$513,450	$638,100
JOHNSON	NON-METRO	$331,760	$424,800	$513,450	$638,100
LARAMIE	CHEYENNE, WY	$331,760	$424,800	$513,450	$638,100
LINCOLN	NON-METRO	$331,760	$424,800	$513,450	$638,100
NATRONA	CASPER, WY	$331,760	$424,800	$513,450	$638,100
NIOBRARA	NON-METRO	$331,760	$424,800	$513,450	$638,100
PARK	NON-METRO	$331,760	$424,800	$513,450	$638,100
PLATTE	NON-METRO	$331,760	$424,800	$513,450	$638,100
SHERIDAN	SHERIDAN, WY	$331,760	$424,800	$513,450	$638,100
SUBLETTE	NON-METRO	$331,760	$424,800	$513,450	$638,100
SWEETWATER	ROCK SPRINGS, WY	$331,760	$424,800	$513,450	$638,100
TETON	JACKSON, WY-ID	$765,600	$980,325	$1,184,925	$1,472,550
UINTA	EVANSTON, WY	$331,760	$424,800	$513,450	$638,100
WASHAKIE	NON-METRO	$331,760	$424,800	$513,450	$638,100
WESTON	GILLETTE, WY	$331,760	$424,800	$513,450	$638,100

Wyoming FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are Wyoming FHA Limits Set?

Wyoming FHA Loan Limits Mortgage limits for Wyoming FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

Wyoming FHA Loan-to-Value Limits (LTV)

Purchase Loans – The mortgage loan-to-value limit in Wyoming is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in Wyoming is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Wyoming FHA loan limits are set above the nationwide floor amount in the areas of Jackson and Sheridan. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

FHA Loan Limits for all 50 states
Conforming Loan Limits for all 50 states
Check Your FHA Loan Eligibility
Determine Your FHA Mortgage Payment Amount
Check Current FHA Mortgage Rates
FHA Loan Requirements
Understanding FHA Mortgage Insurance
FHA Payment Calculator
FHA Mortgage Insurance Calculator
FHA Upfront MIP Calculator
FHA Refinance Loans
FHA Streamline Refinance
FHA Cash-Out Refinance
Other Mortgage Options
Ask an FHA Mortgage Question
FHA Mortgage Rates

fha loan limits fha loans Wyoming

Wisconsin FHA Loan Limits

By Spencer Llewellyn at 1:44 am on November 13, 2013

What are FHA Loan Limits in Wisconsin?

FHA loans are a low down payment mortgage program and Wisconsin FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Wisconsin are set at the floor amount of $275,665 across almost the entire state.

Wisconsin FHA Loan Limits Search:

County Name	Area	1-Unit	2-Unit	3-Unit	4-Unit
ADAMS	NON-METRO	$331,760	$424,800	$513,450	$638,100
ASHLAND	NON-METRO	$331,760	$424,800	$513,450	$638,100
BARRON	NON-METRO	$331,760	$424,800	$513,450	$638,100
BAYFIELD	NON-METRO	$331,760	$424,800	$513,450	$638,100
BROWN	GREEN BAY, WI	$331,760	$424,800	$513,450	$638,100
BUFFALO	NON-METRO	$331,760	$424,800	$513,450	$638,100
BURNETT	NON-METRO	$331,760	$424,800	$513,450	$638,100
CALUMET	APPLETON, WI	$331,760	$424,800	$513,450	$638,100
CHIPPEWA	EAU CLAIRE, WI	$331,760	$424,800	$513,450	$638,100
CLARK	NON-METRO	$331,760	$424,800	$513,450	$638,100
COLUMBIA	MADISON, WI	$333,500	$426,950	$516,050	$641,350
CRAWFORD	NON-METRO	$331,760	$424,800	$513,450	$638,100
DANE	MADISON, WI	$333,500	$426,950	$516,050	$641,350
DODGE	BEAVER DAM, WI	$331,760	$424,800	$513,450	$638,100
DOOR	NON-METRO	$331,760	$424,800	$513,450	$638,100
DOUGLAS	DULUTH, MN-WI	$331,760	$424,800	$513,450	$638,100
DUNN	MENOMONIE, WI	$331,760	$424,800	$513,450	$638,100
EAU CLAIRE	EAU CLAIRE, WI	$331,760	$424,800	$513,450	$638,100
FLORENCE	IRON MOUNTAIN, MI-WI	$331,760	$424,800	$513,450	$638,100
FOND DU LAC	FOND DU LAC, WI	$331,760	$424,800	$513,450	$638,100
FOREST	NON-METRO	$331,760	$424,800	$513,450	$638,100
GRANT	PLATTEVILLE, WI	$331,760	$424,800	$513,450	$638,100
GREEN	MADISON, WI	$333,500	$426,950	$516,050	$641,350
GREEN LAKE	NON-METRO	$331,760	$424,800	$513,450	$638,100
IOWA	MADISON, WI	$333,500	$426,950	$516,050	$641,350
IRON	NON-METRO	$331,760	$424,800	$513,450	$638,100
JACKSON	NON-METRO	$331,760	$424,800	$513,450	$638,100
JEFFERSON	WATERTOWN-FORT ATKINSON, WI	$331,760	$424,800	$513,450	$638,100
JUNEAU	NON-METRO	$331,760	$424,800	$513,450	$638,100
KENOSHA	CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI	$368,000	$471,100	$569,450	$707,700
KEWAUNEE	GREEN BAY, WI	$331,760	$424,800	$513,450	$638,100
LA CROSSE	LA CROSSE-ONALASKA, WI-MN	$331,760	$424,800	$513,450	$638,100
LAFAYETTE	NON-METRO	$331,760	$424,800	$513,450	$638,100
LANGLADE	NON-METRO	$331,760	$424,800	$513,450	$638,100
LINCOLN	WAUSAU-WESTON, WI	$331,760	$424,800	$513,450	$638,100
MANITOWOC	MANITOWOC, WI	$331,760	$424,800	$513,450	$638,100
MARATHON	WAUSAU-WESTON, WI	$331,760	$424,800	$513,450	$638,100
MARINETTE	MARINETTE, WI-MI	$331,760	$424,800	$513,450	$638,100
MARQUETTE	NON-METRO	$331,760	$424,800	$513,450	$638,100
MENOMINEE	SHAWANO, WI	$331,760	$424,800	$513,450	$638,100
MILWAUKEE	MILWAUKEE-WAUKESHA, WI	$339,250	$434,300	$524,950	$652,400
MONROE	NON-METRO	$331,760	$424,800	$513,450	$638,100
OCONTO	GREEN BAY, WI	$331,760	$424,800	$513,450	$638,100
ONEIDA	NON-METRO	$331,760	$424,800	$513,450	$638,100
OUTAGAMIE	APPLETON, WI	$331,760	$424,800	$513,450	$638,100
OZAUKEE	MILWAUKEE-WAUKESHA, WI	$339,250	$434,300	$524,950	$652,400
PEPIN	NON-METRO	$331,760	$424,800	$513,450	$638,100
PIERCE	MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI	$382,950	$490,250	$592,600	$736,450
POLK	NON-METRO	$331,760	$424,800	$513,450	$638,100
PORTAGE	STEVENS POINT, WI	$331,760	$424,800	$513,450	$638,100
PRICE	NON-METRO	$331,760	$424,800	$513,450	$638,100
RACINE	RACINE, WI	$331,760	$424,800	$513,450	$638,100
RICHLAND	NON-METRO	$331,760	$424,800	$513,450	$638,100
ROCK	JANESVILLE-BELOIT, WI	$331,760	$424,800	$513,450	$638,100
RUSK	NON-METRO	$331,760	$424,800	$513,450	$638,100
SAUK	BARABOO, WI	$331,760	$424,800	$513,450	$638,100
SAWYER	NON-METRO	$331,760	$424,800	$513,450	$638,100
SHAWANO	SHAWANO, WI	$331,760	$424,800	$513,450	$638,100
SHEBOYGAN	SHEBOYGAN, WI	$331,760	$424,800	$513,450	$638,100
ST. CROIX	MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI	$382,950	$490,250	$592,600	$736,450
TAYLOR	NON-METRO	$331,760	$424,800	$513,450	$638,100
TREMPEALEAU	NON-METRO	$331,760	$424,800	$513,450	$638,100
VERNON	NON-METRO	$331,760	$424,800	$513,450	$638,100
VILAS	NON-METRO	$331,760	$424,800	$513,450	$638,100
WALWORTH	WHITEWATER, WI	$331,760	$424,800	$513,450	$638,100
WASHBURN	NON-METRO	$331,760	$424,800	$513,450	$638,100
WASHINGTON	MILWAUKEE-WAUKESHA, WI	$339,250	$434,300	$524,950	$652,400
WAUKESHA	MILWAUKEE-WAUKESHA, WI	$339,250	$434,300	$524,950	$652,400
WAUPACA	NON-METRO	$331,760	$424,800	$513,450	$638,100
WAUSHARA	NON-METRO	$331,760	$424,800	$513,450	$638,100
WINNEBAGO	OSHKOSH-NEENAH, WI	$331,760	$424,800	$513,450	$638,100
WOOD	WISCONSIN RAPIDS-MARSHFIELD, WI	$331,760	$424,800	$513,450	$638,100

Wisconsin FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are Wisconsin FHA Limits Set?

Mortgage limits for Wisconsin FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

Wisconsin FHA Loan-to-Value Limits (LTV)

Purchase Loans – The mortgage loan-to-value limit in Wisconsin is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in Wisconsin is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Wisconsin FHA loan limits are set above the nationwide floor amount in the areas of Milwaukee and Madison. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

FHA Loan Limits for all 50 states
Conforming Loan Limits for all 50 states
Check Your FHA Loan Eligibility
Determine Your FHA Mortgage Payment Amount
Check Current FHA Mortgage Rates
FHA Loan Requirements
Understanding FHA Mortgage Insurance
FHA Payment Calculator
FHA Mortgage Insurance Calculator
FHA Upfront MIP Calculator
FHA Refinance Loans
FHA Streamline Refinance
FHA Cash-Out Refinance
Other Mortgage Options
Ask an FHA Mortgage Question
FHA Mortgage Rates

fha loan limits fha loans Wisconsin

West Virginia FHA Loan Limits

By Spencer Llewellyn at 1:44 am on November 13, 2013

What are FHA Loan Limits in West Virginia?

FHA loans are a low down payment mortgage program and West Virginia FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in West Virginia are set at the floor amount of $275,665 across most of the state.

West Virginia FHA Loan Limits Search:

County Name	Area	1-Unit	2-Unit	3-Unit	4-Unit
BARBOUR	NON-METRO	$331,760	$424,800	$513,450	$638,100
BERKELEY	HAGERSTOWN-MARTINSBURG, MD-WV	$331,760	$424,800	$513,450	$638,100
BOONE	CHARLESTON, WV	$331,760	$424,800	$513,450	$638,100
BRAXTON	NON-METRO	$331,760	$424,800	$513,450	$638,100
BROOKE	WEIRTON-STEUBENVILLE, WV-OH	$331,760	$424,800	$513,450	$638,100
CABELL	HUNTINGTON-ASHLAND, WV-KY-OH	$331,760	$424,800	$513,450	$638,100
CALHOUN	NON-METRO	$331,760	$424,800	$513,450	$638,100
CLAY	CHARLESTON, WV	$331,760	$424,800	$513,450	$638,100
DODDRIDGE	CLARKSBURG, WV	$331,760	$424,800	$513,450	$638,100
FAYETTE	BECKLEY, WV	$331,760	$424,800	$513,450	$638,100
GILMER	NON-METRO	$331,760	$424,800	$513,450	$638,100
GRANT	NON-METRO	$331,760	$424,800	$513,450	$638,100
GREENBRIER	NON-METRO	$331,760	$424,800	$513,450	$638,100
HAMPSHIRE	WINCHESTER, VA-WV	$331,760	$424,800	$513,450	$638,100
HANCOCK	WEIRTON-STEUBENVILLE, WV-OH	$331,760	$424,800	$513,450	$638,100
HARDY	NON-METRO	$331,760	$424,800	$513,450	$638,100
HARRISON	CLARKSBURG, WV	$331,760	$424,800	$513,450	$638,100
JACKSON	CHARLESTON, WV	$331,760	$424,800	$513,450	$638,100
JEFFERSON	WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV	$765,600	$980,325	$1,184,925	$1,472,550
KANAWHA	CHARLESTON, WV	$331,760	$424,800	$513,450	$638,100
LEWIS	NON-METRO	$331,760	$424,800	$513,450	$638,100
LINCOLN	CHARLESTON, WV	$331,760	$424,800	$513,450	$638,100
LOGAN	MOUNT GAY-SHAMROCK, WV	$331,760	$424,800	$513,450	$638,100
MARION	FAIRMONT, WV	$331,760	$424,800	$513,450	$638,100
MARSHALL	WHEELING, WV-OH	$331,760	$424,800	$513,450	$638,100
MASON	POINT PLEASANT, WV-OH	$331,760	$424,800	$513,450	$638,100
MCDOWELL	NON-METRO	$331,760	$424,800	$513,450	$638,100
MERCER	BLUEFIELD, WV-VA	$331,760	$424,800	$513,450	$638,100
MINERAL	CUMBERLAND, MD-WV	$331,760	$424,800	$513,450	$638,100
MINGO	NON-METRO	$331,760	$424,800	$513,450	$638,100
MONONGALIA	MORGANTOWN, WV	$331,760	$424,800	$513,450	$638,100
MONROE	NON-METRO	$331,760	$424,800	$513,450	$638,100
MORGAN	HAGERSTOWN-MARTINSBURG, MD-WV	$331,760	$424,800	$513,450	$638,100
NICHOLAS	NON-METRO	$331,760	$424,800	$513,450	$638,100
OHIO	WHEELING, WV-OH	$331,760	$424,800	$513,450	$638,100
PENDLETON	NON-METRO	$331,760	$424,800	$513,450	$638,100
PLEASANTS	NON-METRO	$331,760	$424,800	$513,450	$638,100
POCAHONTAS	NON-METRO	$331,760	$424,800	$513,450	$638,100
PRESTON	MORGANTOWN, WV	$331,760	$424,800	$513,450	$638,100
PUTNAM	HUNTINGTON-ASHLAND, WV-KY-OH	$331,760	$424,800	$513,450	$638,100
RALEIGH	BECKLEY, WV	$331,760	$424,800	$513,450	$638,100
RANDOLPH	ELKINS, WV	$331,760	$424,800	$513,450	$638,100
RITCHIE	NON-METRO	$331,760	$424,800	$513,450	$638,100
ROANE	NON-METRO	$331,760	$424,800	$513,450	$638,100
SUMMERS	NON-METRO	$331,760	$424,800	$513,450	$638,100
TAYLOR	CLARKSBURG, WV	$331,760	$424,800	$513,450	$638,100
TUCKER	NON-METRO	$331,760	$424,800	$513,450	$638,100
TYLER	NON-METRO	$331,760	$424,800	$513,450	$638,100
UPSHUR	NON-METRO	$331,760	$424,800	$513,450	$638,100
WAYNE	HUNTINGTON-ASHLAND, WV-KY-OH	$331,760	$424,800	$513,450	$638,100
WEBSTER	NON-METRO	$331,760	$424,800	$513,450	$638,100
WETZEL	NON-METRO	$331,760	$424,800	$513,450	$638,100
WIRT	PARKERSBURG-VIENNA, WV	$331,760	$424,800	$513,450	$638,100
WOOD	PARKERSBURG-VIENNA, WV	$331,760	$424,800	$513,450	$638,100
WYOMING	NON-METRO	$331,760	$424,800	$513,450	$638,100

West Virginia FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are West Virginia FHA Limits Set?

West Virginia FHA Loan Limits Mortgage limits for West Virginia FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

West Virginia FHA Loan-to-Value Limits (LTV)

Purchase Loans – The mortgage loan-to-value limit in West Virginia is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in West Virginia is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

West Virginia FHA loan limits are set above the nationwide floor amount include include locations near Washington D.C. and Hagerstown, MD. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

FHA Loan Limits for all 50 states
Conforming Loan Limits for all 50 states
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fha loan limits fha loans West Virginia

Washington FHA Loan Limits

By Spencer Llewellyn at 1:43 am on November 13, 2013

What are FHA Loan Limits in Washington?

FHA loans are a low down payment mortgage program and Washington FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Washington are set at the floor amount of $275,665 across much of the state.

Washington FHA Loan Limits Search:

County Name	Area	1-Unit	2-Unit	3-Unit	4-Unit
ADAMS	OTHELLO, WA	$331,760	$424,800	$513,450	$638,100
ASOTIN	LEWISTON, ID-WA	$331,760	$424,800	$513,450	$638,100
BENTON	KENNEWICK-RICHLAND, WA	$331,760	$424,800	$513,450	$638,100
CHELAN	WENATCHEE, WA	$345,000	$441,650	$533,850	$663,450
CLALLAM	PORT ANGELES, WA	$384,100	$491,700	$594,350	$738,650
CLARK	PORTLAND-VANCOUVER-HILLSBORO, OR-WA	$491,050	$628,600	$759,850	$944,350
COLUMBIA	NON-METRO	$331,760	$424,800	$513,450	$638,100
COWLITZ	LONGVIEW, WA	$331,760	$424,800	$513,450	$638,100
DOUGLAS	WENATCHEE, WA	$345,000	$441,650	$533,850	$663,450
FERRY	NON-METRO	$331,760	$424,800	$513,450	$638,100
FRANKLIN	KENNEWICK-RICHLAND, WA	$331,760	$424,800	$513,450	$638,100
GARFIELD	NON-METRO	$331,760	$424,800	$513,450	$638,100
GRANT	MOSES LAKE, WA	$331,760	$424,800	$513,450	$638,100
GRAYS HARBOR	ABERDEEN, WA	$331,760	$424,800	$513,450	$638,100
ISLAND	OAK HARBOR, WA	$393,300	$503,500	$608,600	$756,350
JEFFERSON	NON-METRO	$351,900	$450,500	$544,550	$676,750
KING	SEATTLE-TACOMA-BELLEVUE, WA	$741,750	$949,600	$1,147,800	$1,426,450
KITSAP	BREMERTON-SILVERDALE-PORT ORCHARD, WA	$395,600	$506,450	$612,150	$760,750
KITTITAS	ELLENSBURG, WA	$331,760	$424,800	$513,450	$638,100
KLICKITAT	NON-METRO	$331,760	$424,800	$513,450	$638,100
LEWIS	CENTRALIA, WA	$331,760	$424,800	$513,450	$638,100
LINCOLN	NON-METRO	$331,760	$424,800	$513,450	$638,100
MASON	SHELTON, WA	$331,760	$424,800	$513,450	$638,100
OKANOGAN	NON-METRO	$331,760	$424,800	$513,450	$638,100
PACIFIC	NON-METRO	$331,760	$424,800	$513,450	$638,100
PEND OREILLE	NON-METRO	$331,760	$424,800	$513,450	$638,100
PIERCE	SEATTLE-TACOMA-BELLEVUE, WA	$741,750	$949,600	$1,147,800	$1,426,450
SAN JUAN	NON-METRO	$497,950	$637,450	$770,550	$957,600
SKAGIT	MOUNT VERNON-ANACORTES, WA	$373,750	$478,450	$578,350	$718,750
SKAMANIA	PORTLAND-VANCOUVER-HILLSBORO, OR-WA	$491,050	$628,600	$759,850	$944,350
SNOHOMISH	SEATTLE-TACOMA-BELLEVUE, WA	$741,750	$949,600	$1,147,800	$1,426,450
SPOKANE	SPOKANE-SPOKANE VALLEY, WA	$331,760	$424,800	$513,450	$638,100
STEVENS	SPOKANE-SPOKANE VALLEY, WA	$331,760	$424,800	$513,450	$638,100
THURSTON	OLYMPIA-LACEY-TUMWATER, WA	$370,300	$474,050	$573,000	$712,100
WAHKIAKUM	NON-METRO	$331,760	$424,800	$513,450	$638,100
WALLA WALLA	WALLA WALLA, WA	$331,760	$424,800	$513,450	$638,100
WHATCOM	BELLINGHAM, WA	$411,700	$527,050	$637,050	$791,750
WHITMAN	PULLMAN, WA	$331,760	$424,800	$513,450	$638,100
YAKIMA	YAKIMA, WA	$331,760	$424,800	$513,450	$638,100

Washington FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are Washington FHA Limits Set?

Washington FHA Loan Limits Mortgage limits for Washington FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

Washington FHA Loan-to-Value Limits (LTV)

Purchase Loans – The mortgage loan-to-value limit in Washington is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in Washington is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Washington FHA loan limits are set above the nationwide floor amount in Seattle, Tacoma, Everett, Bellevue and Port Angeles. You may also want to view these additional FHA loan resources before deciding on a mortgage loan: