What are FHA Loan Limits in Nebraska?

FHA loans are a low down payment mortgage program and Nebraska FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Nebraska are set at the floor amount of $275,665 across the entire state.

Nebraska FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ADAMSHASTINGS, NE$275,665$352,950$426,625$530,150
ANTELOPENON-METRO$275,665$352,950$426,625$530,150
ARTHURNON-METRO$275,665$352,950$426,625$530,150
BANNERSCOTTSBLUFF, NE$275,665$352,950$426,625$530,150
BLAINENON-METRO$275,665$352,950$426,625$530,150
BOONENON-METRO$275,665$352,950$426,625$530,150
BOX BUTTENON-METRO$275,665$352,950$426,625$530,150
BOYDNON-METRO$275,665$352,950$426,625$530,150
BROWNNON-METRO$275,665$352,950$426,625$530,150
BUFFALOKEARNEY, NE$275,665$352,950$426,625$530,150
BURTNON-METRO$275,665$352,950$426,625$530,150
BUTLERNON-METRO$275,665$352,950$426,625$530,150
CASSOMAHA-COUNCIL BLUFFS, NE-IA$275,665$352,950$426,625$530,150
CEDARNON-METRO$275,665$352,950$426,625$530,150
CHASENON-METRO$275,665$352,950$426,625$530,150
CHERRYNON-METRO$275,665$352,950$426,625$530,150
CHEYENNENON-METRO$275,665$352,950$426,625$530,150
CLAYNON-METRO$275,665$352,950$426,625$530,150
COLFAXNON-METRO$275,665$352,950$426,625$530,150
CUMINGNON-METRO$275,665$352,950$426,625$530,150
CUSTERNON-METRO$275,665$352,950$426,625$530,150
DAKOTASIOUX CITY, IA-NE-SD$275,665$352,950$426,625$530,150
DAWESNON-METRO$275,665$352,950$426,625$530,150
DAWSONLEXINGTON, NE$275,665$352,950$426,625$530,150
DEUELNON-METRO$275,665$352,950$426,625$530,150
DIXONSIOUX CITY, IA-NE-SD$275,665$352,950$426,625$530,150
DODGEFREMONT, NE$275,665$352,950$426,625$530,150
DOUGLASOMAHA-COUNCIL BLUFFS, NE-IA$275,665$352,950$426,625$530,150
DUNDYNON-METRO$275,665$352,950$426,625$530,150
FILLMORENON-METRO$275,665$352,950$426,625$530,150
FRANKLINNON-METRO$275,665$352,950$426,625$530,150
FRONTIERNON-METRO$275,665$352,950$426,625$530,150
FURNASNON-METRO$275,665$352,950$426,625$530,150
GAGEBEATRICE, NE$275,665$352,950$426,625$530,150
GARDENNON-METRO$275,665$352,950$426,625$530,150
GARFIELDNON-METRO$275,665$352,950$426,625$530,150
GOSPERLEXINGTON, NE$275,665$352,950$426,625$530,150
GRANTNON-METRO$275,665$352,950$426,625$530,150
GREELEYNON-METRO$275,665$352,950$426,625$530,150
HALLGRAND ISLAND, NE$275,665$352,950$426,625$530,150
HAMILTONGRAND ISLAND, NE$275,665$352,950$426,625$530,150
HARLANNON-METRO$275,665$352,950$426,625$530,150
HAYESNON-METRO$275,665$352,950$426,625$530,150
HITCHCOCKNON-METRO$275,665$352,950$426,625$530,150
HOLTNON-METRO$275,665$352,950$426,625$530,150
HOOKERNON-METRO$275,665$352,950$426,625$530,150
HOWARDGRAND ISLAND, NE$275,665$352,950$426,625$530,150
JEFFERSONNON-METRO$275,665$352,950$426,625$530,150
JOHNSONNON-METRO$275,665$352,950$426,625$530,150
KEARNEYKEARNEY, NE$275,665$352,950$426,625$530,150
KEITHNON-METRO$275,665$352,950$426,625$530,150
KEYA PAHANON-METRO$275,665$352,950$426,625$530,150
KIMBALLNON-METRO$275,665$352,950$426,625$530,150
KNOXNON-METRO$275,665$352,950$426,625$530,150
LANCASTERLINCOLN, NE$275,665$352,950$426,625$530,150
LINCOLNNORTH PLATTE, NE$433,550$555,000$670,900$833,750
LOGANNORTH PLATTE, NE$433,550$555,000$670,900$833,750
LOUPNON-METRO$275,665$352,950$426,625$530,150
MADISONNORFOLK, NE$275,665$352,950$426,625$530,150
MCPHERSONNORTH PLATTE, NE$433,550$555,000$670,900$833,750
MERRICKGRAND ISLAND, NE$275,665$352,950$426,625$530,150
MORRILLNON-METRO$275,665$352,950$426,625$530,150
NANCENON-METRO$275,665$352,950$426,625$530,150
NEMAHANON-METRO$275,665$352,950$426,625$530,150
NUCKOLLSNON-METRO$275,665$352,950$426,625$530,150
OTOENON-METRO$275,665$352,950$426,625$530,150
PAWNEENON-METRO$275,665$352,950$426,625$530,150
PERKINSNON-METRO$275,665$352,950$426,625$530,150
PHELPSNON-METRO$275,665$352,950$426,625$530,150
PIERCENORFOLK, NE$275,665$352,950$426,625$530,150
PLATTECOLUMBUS, NE$275,665$352,950$426,625$530,150
POLKNON-METRO$275,665$352,950$426,625$530,150
RED WILLOWNON-METRO$275,665$352,950$426,625$530,150
RICHARDSONNON-METRO$275,665$352,950$426,625$530,150
ROCKNON-METRO$275,665$352,950$426,625$530,150
SALINENON-METRO$275,665$352,950$426,625$530,150
SARPYOMAHA-COUNCIL BLUFFS, NE-IA$275,665$352,950$426,625$530,150
SAUNDERSOMAHA-COUNCIL BLUFFS, NE-IA$275,665$352,950$426,625$530,150
SCOTTS BLUFFSCOTTSBLUFF, NE$275,665$352,950$426,625$530,150
SEWARDLINCOLN, NE$275,665$352,950$426,625$530,150
SHERIDANNON-METRO$275,665$352,950$426,625$530,150
SHERMANNON-METRO$275,665$352,950$426,625$530,150
SIOUXSCOTTSBLUFF, NE$275,665$352,950$426,625$530,150
STANTONNORFOLK, NE$275,665$352,950$426,625$530,150
THAYERNON-METRO$275,665$352,950$426,625$530,150
THOMASNON-METRO$275,665$352,950$426,625$530,150
THURSTONNON-METRO$275,665$352,950$426,625$530,150
VALLEYNON-METRO$275,665$352,950$426,625$530,150
WASHINGTONOMAHA-COUNCIL BLUFFS, NE-IA$275,665$352,950$426,625$530,150
WAYNENON-METRO$275,665$352,950$426,625$530,150
WEBSTERNON-METRO$275,665$352,950$426,625$530,150
WHEELERNON-METRO$275,665$352,950$426,625$530,150
YORKNON-METRO$275,665$352,950$426,625$530,150

Nebraska FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are Nebraska FHA Limits Set?

Nebraska FHA Loan LimitsMortgage limits for Nebraska FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

Nebraska FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in NE is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in NE is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Nebraska FHA loan limits are set at the nationwide floor amount in Omaha, Sioux City, Council Bluffs and the rest of the state. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

 

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