What are FHA Loan Limits in Nebraska?

FHA loans are a low down payment mortgage program and Nebraska FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Nebraska are set at the floor amount of $275,665 across the entire state.

Nebraska FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ADAMSHASTINGS, NE$331,760$424,800$513,450$638,100
ANTELOPENON-METRO$331,760$424,800$513,450$638,100
ARTHURNON-METRO$331,760$424,800$513,450$638,100
BANNERSCOTTSBLUFF, NE$331,760$424,800$513,450$638,100
BLAINENON-METRO$331,760$424,800$513,450$638,100
BOONENON-METRO$331,760$424,800$513,450$638,100
BOX BUTTENON-METRO$331,760$424,800$513,450$638,100
BOYDNON-METRO$331,760$424,800$513,450$638,100
BROWNNON-METRO$331,760$424,800$513,450$638,100
BUFFALOKEARNEY, NE$331,760$424,800$513,450$638,100
BURTNON-METRO$331,760$424,800$513,450$638,100
BUTLERNON-METRO$331,760$424,800$513,450$638,100
CASSOMAHA-COUNCIL BLUFFS, NE-IA$331,760$424,800$513,450$638,100
CEDARNON-METRO$331,760$424,800$513,450$638,100
CHASENON-METRO$331,760$424,800$513,450$638,100
CHERRYNON-METRO$331,760$424,800$513,450$638,100
CHEYENNENON-METRO$331,760$424,800$513,450$638,100
CLAYNON-METRO$331,760$424,800$513,450$638,100
COLFAXNON-METRO$331,760$424,800$513,450$638,100
CUMINGNON-METRO$331,760$424,800$513,450$638,100
CUSTERNON-METRO$331,760$424,800$513,450$638,100
DAKOTASIOUX CITY, IA-NE-SD$331,760$424,800$513,450$638,100
DAWESNON-METRO$331,760$424,800$513,450$638,100
DAWSONLEXINGTON, NE$331,760$424,800$513,450$638,100
DEUELNON-METRO$331,760$424,800$513,450$638,100
DIXONSIOUX CITY, IA-NE-SD$331,760$424,800$513,450$638,100
DODGEFREMONT, NE$331,760$424,800$513,450$638,100
DOUGLASOMAHA-COUNCIL BLUFFS, NE-IA$331,760$424,800$513,450$638,100
DUNDYNON-METRO$331,760$424,800$513,450$638,100
FILLMORENON-METRO$331,760$424,800$513,450$638,100
FRANKLINNON-METRO$331,760$424,800$513,450$638,100
FRONTIERNON-METRO$331,760$424,800$513,450$638,100
FURNASNON-METRO$331,760$424,800$513,450$638,100
GAGEBEATRICE, NE$331,760$424,800$513,450$638,100
GARDENNON-METRO$331,760$424,800$513,450$638,100
GARFIELDNON-METRO$331,760$424,800$513,450$638,100
GOSPERLEXINGTON, NE$331,760$424,800$513,450$638,100
GRANTNON-METRO$331,760$424,800$513,450$638,100
GREELEYNON-METRO$331,760$424,800$513,450$638,100
HALLGRAND ISLAND, NE$331,760$424,800$513,450$638,100
HAMILTONNON-METRO$331,760$424,800$513,450$638,100
HARLANNON-METRO$331,760$424,800$513,450$638,100
HAYESNON-METRO$331,760$424,800$513,450$638,100
HITCHCOCKNON-METRO$331,760$424,800$513,450$638,100
HOLTNON-METRO$331,760$424,800$513,450$638,100
HOOKERNON-METRO$331,760$424,800$513,450$638,100
HOWARDGRAND ISLAND, NE$331,760$424,800$513,450$638,100
JEFFERSONNON-METRO$331,760$424,800$513,450$638,100
JOHNSONNON-METRO$331,760$424,800$513,450$638,100
KEARNEYKEARNEY, NE$331,760$424,800$513,450$638,100
KEITHNON-METRO$331,760$424,800$513,450$638,100
KEYA PAHANON-METRO$331,760$424,800$513,450$638,100
KIMBALLNON-METRO$331,760$424,800$513,450$638,100
KNOXNON-METRO$331,760$424,800$513,450$638,100
LANCASTERLINCOLN, NE$331,760$424,800$513,450$638,100
LINCOLNNORTH PLATTE, NE$433,550$555,000$670,900$833,750
LOGANNORTH PLATTE, NE$433,550$555,000$670,900$833,750
LOUPNON-METRO$331,760$424,800$513,450$638,100
MADISONNORFOLK, NE$331,760$424,800$513,450$638,100
MCPHERSONNORTH PLATTE, NE$433,550$555,000$670,900$833,750
MERRICKGRAND ISLAND, NE$331,760$424,800$513,450$638,100
MORRILLNON-METRO$331,760$424,800$513,450$638,100
NANCENON-METRO$331,760$424,800$513,450$638,100
NEMAHANON-METRO$331,760$424,800$513,450$638,100
NUCKOLLSNON-METRO$331,760$424,800$513,450$638,100
OTOENON-METRO$331,760$424,800$513,450$638,100
PAWNEENON-METRO$331,760$424,800$513,450$638,100
PERKINSNON-METRO$331,760$424,800$513,450$638,100
PHELPSNON-METRO$331,760$424,800$513,450$638,100
PIERCENORFOLK, NE$331,760$424,800$513,450$638,100
PLATTECOLUMBUS, NE$331,760$424,800$513,450$638,100
POLKNON-METRO$331,760$424,800$513,450$638,100
RED WILLOWNON-METRO$331,760$424,800$513,450$638,100
RICHARDSONNON-METRO$331,760$424,800$513,450$638,100
ROCKNON-METRO$331,760$424,800$513,450$638,100
SALINENON-METRO$331,760$424,800$513,450$638,100
SARPYOMAHA-COUNCIL BLUFFS, NE-IA$331,760$424,800$513,450$638,100
SAUNDERSOMAHA-COUNCIL BLUFFS, NE-IA$331,760$424,800$513,450$638,100
SCOTTS BLUFFSCOTTSBLUFF, NE$331,760$424,800$513,450$638,100
SEWARDLINCOLN, NE$331,760$424,800$513,450$638,100
SHERIDANNON-METRO$331,760$424,800$513,450$638,100
SHERMANNON-METRO$331,760$424,800$513,450$638,100
SIOUXSCOTTSBLUFF, NE$331,760$424,800$513,450$638,100
STANTONNORFOLK, NE$331,760$424,800$513,450$638,100
THAYERNON-METRO$331,760$424,800$513,450$638,100
THOMASNON-METRO$331,760$424,800$513,450$638,100
THURSTONNON-METRO$331,760$424,800$513,450$638,100
VALLEYNON-METRO$331,760$424,800$513,450$638,100
WASHINGTONOMAHA-COUNCIL BLUFFS, NE-IA$331,760$424,800$513,450$638,100
WAYNENON-METRO$331,760$424,800$513,450$638,100
WEBSTERNON-METRO$331,760$424,800$513,450$638,100
WHEELERNON-METRO$331,760$424,800$513,450$638,100
YORKNON-METRO$331,760$424,800$513,450$638,100

Nebraska FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are Nebraska FHA Limits Set?

Nebraska FHA Loan LimitsMortgage limits for Nebraska FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

Nebraska FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in NE is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in NE is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Nebraska FHA loan limits are set at the nationwide floor amount in Omaha, Sioux City, Council Bluffs and the rest of the state. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

 

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