What are FHA Loan Limits in Missouri?

FHA loans are a low down payment mortgage program and Missouri FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Missouri are set at the floor amount of $275,665 across almost the entire state.

Missouri FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ADAIRKIRKSVILLE, MO$331,760$424,800$513,450$638,100
ANDREWST. JOSEPH, MO-KS$331,760$424,800$513,450$638,100
ATCHISONNON-METRO$331,760$424,800$513,450$638,100
AUDRAINMEXICO, MO$331,760$424,800$513,450$638,100
BARRYNON-METRO$331,760$424,800$513,450$638,100
BARTONNON-METRO$331,760$424,800$513,450$638,100
BATESKANSAS CITY, MO-KS$351,900$450,500$544,550$676,750
BENTONNON-METRO$331,760$424,800$513,450$638,100
BOLLINGERCAPE GIRARDEAU, MO-IL$331,760$424,800$513,450$638,100
BOONECOLUMBIA, MO$331,760$424,800$513,450$638,100
BUCHANANST. JOSEPH, MO-KS$331,760$424,800$513,450$638,100
BUTLERPOPLAR BLUFF, MO$331,760$424,800$513,450$638,100
CALDWELLKANSAS CITY, MO-KS$351,900$450,500$544,550$676,750
CALLAWAYJEFFERSON CITY, MO$331,760$424,800$513,450$638,100
CAMDENNON-METRO$331,760$424,800$513,450$638,100
CAPE GIRARDEAUCAPE GIRARDEAU, MO-IL$331,760$424,800$513,450$638,100
CARROLLNON-METRO$331,760$424,800$513,450$638,100
CARTERNON-METRO$331,760$424,800$513,450$638,100
CASSKANSAS CITY, MO-KS$351,900$450,500$544,550$676,750
CEDARNON-METRO$331,760$424,800$513,450$638,100
CHARITONNON-METRO$331,760$424,800$513,450$638,100
CHRISTIANSPRINGFIELD, MO$331,760$424,800$513,450$638,100
CLARKFORT MADISON-KEOKUK, IA-IL-MO$331,760$424,800$513,450$638,100
CLAYKANSAS CITY, MO-KS$351,900$450,500$544,550$676,750
CLINTONKANSAS CITY, MO-KS$351,900$450,500$544,550$676,750
COLEJEFFERSON CITY, MO$331,760$424,800$513,450$638,100
COOPERCOLUMBIA, MO$331,760$424,800$513,450$638,100
CRAWFORDNON-METRO$331,760$424,800$513,450$638,100
DADENON-METRO$331,760$424,800$513,450$638,100
DALLASSPRINGFIELD, MO$331,760$424,800$513,450$638,100
DAVIESSNON-METRO$331,760$424,800$513,450$638,100
DEKALBST. JOSEPH, MO-KS$331,760$424,800$513,450$638,100
DENTNON-METRO$331,760$424,800$513,450$638,100
DOUGLASNON-METRO$331,760$424,800$513,450$638,100
DUNKLINKENNETT, MO$331,760$424,800$513,450$638,100
FRANKLINST. LOUIS, MO-IL$331,760$424,800$513,450$638,100
GASCONADENON-METRO$331,760$424,800$513,450$638,100
GENTRYNON-METRO$331,760$424,800$513,450$638,100
GREENESPRINGFIELD, MO$331,760$424,800$513,450$638,100
GRUNDYNON-METRO$331,760$424,800$513,450$638,100
HARRISONNON-METRO$331,760$424,800$513,450$638,100
HENRYNON-METRO$331,760$424,800$513,450$638,100
HICKORYNON-METRO$331,760$424,800$513,450$638,100
HOLTNON-METRO$331,760$424,800$513,450$638,100
HOWARDCOLUMBIA, MO$331,760$424,800$513,450$638,100
HOWELLWEST PLAINS, MO$331,760$424,800$513,450$638,100
IRONNON-METRO$331,760$424,800$513,450$638,100
JACKSONKANSAS CITY, MO-KS$351,900$450,500$544,550$676,750
JASPERJOPLIN, MO$331,760$424,800$513,450$638,100
JEFFERSONST. LOUIS, MO-IL$331,760$424,800$513,450$638,100
JOHNSONWARRENSBURG, MO$331,760$424,800$513,450$638,100
KNOXNON-METRO$331,760$424,800$513,450$638,100
LACLEDELEBANON, MO$331,760$424,800$513,450$638,100
LAFAYETTEKANSAS CITY, MO-KS$351,900$450,500$544,550$676,750
LAWRENCENON-METRO$331,760$424,800$513,450$638,100
LEWISQUINCY, IL-MO$331,760$424,800$513,450$638,100
LINCOLNST. LOUIS, MO-IL$331,760$424,800$513,450$638,100
LINNNON-METRO$331,760$424,800$513,450$638,100
LIVINGSTONNON-METRO$331,760$424,800$513,450$638,100
MACONNON-METRO$331,760$424,800$513,450$638,100
MADISONNON-METRO$331,760$424,800$513,450$638,100
MARIESNON-METRO$331,760$424,800$513,450$638,100
MARIONHANNIBAL, MO$331,760$424,800$513,450$638,100
MCDONALDNON-METRO$331,760$424,800$513,450$638,100
MERCERNON-METRO$331,760$424,800$513,450$638,100
MILLERNON-METRO$331,760$424,800$513,450$638,100
MISSISSIPPINON-METRO$331,760$424,800$513,450$638,100
MONITEAUJEFFERSON CITY, MO$331,760$424,800$513,450$638,100
MONROENON-METRO$331,760$424,800$513,450$638,100
MONTGOMERYNON-METRO$331,760$424,800$513,450$638,100
MORGANNON-METRO$331,760$424,800$513,450$638,100
NEW MADRIDNON-METRO$331,760$424,800$513,450$638,100
NEWTONJOPLIN, MO$331,760$424,800$513,450$638,100
NODAWAYMARYVILLE, MO$331,760$424,800$513,450$638,100
OREGONNON-METRO$331,760$424,800$513,450$638,100
OSAGEJEFFERSON CITY, MO$331,760$424,800$513,450$638,100
OZARKNON-METRO$331,760$424,800$513,450$638,100
PEMISCOTNON-METRO$331,760$424,800$513,450$638,100
PERRYNON-METRO$331,760$424,800$513,450$638,100
PETTISSEDALIA, MO$331,760$424,800$513,450$638,100
PHELPSROLLA, MO$331,760$424,800$513,450$638,100
PIKENON-METRO$331,760$424,800$513,450$638,100
PLATTEKANSAS CITY, MO-KS$351,900$450,500$544,550$676,750
POLKSPRINGFIELD, MO$331,760$424,800$513,450$638,100
PULASKIFORT LEONARD WOOD, MO$331,760$424,800$513,450$638,100
PUTNAMNON-METRO$331,760$424,800$513,450$638,100
RALLSHANNIBAL, MO$331,760$424,800$513,450$638,100
RANDOLPHMOBERLY, MO$331,760$424,800$513,450$638,100
RAYKANSAS CITY, MO-KS$351,900$450,500$544,550$676,750
REYNOLDSNON-METRO$331,760$424,800$513,450$638,100
RIPLEYPOPLAR BLUFF, MO$331,760$424,800$513,450$638,100
SALINEMARSHALL, MO$331,760$424,800$513,450$638,100
SCHUYLERKIRKSVILLE, MO$331,760$424,800$513,450$638,100
SCOTLANDNON-METRO$331,760$424,800$513,450$638,100
SCOTTSIKESTON, MO$331,760$424,800$513,450$638,100
SHANNONNON-METRO$331,760$424,800$513,450$638,100
SHELBYNON-METRO$331,760$424,800$513,450$638,100
ST. CHARLESST. LOUIS, MO-IL$331,760$424,800$513,450$638,100
ST. CLAIRNON-METRO$331,760$424,800$513,450$638,100
ST. FRANCOISFARMINGTON, MO$331,760$424,800$513,450$638,100
ST. LOUISST. LOUIS, MO-IL$331,760$424,800$513,450$638,100
ST. LOUIS CITYST. LOUIS, MO-IL$331,760$424,800$513,450$638,100
STE. GENEVIEVENON-METRO$331,760$424,800$513,450$638,100
STODDARDNON-METRO$331,760$424,800$513,450$638,100
STONENON-METRO$331,760$424,800$513,450$638,100
SULLIVANNON-METRO$331,760$424,800$513,450$638,100
TANEYBRANSON, MO$331,760$424,800$513,450$638,100
TEXASNON-METRO$331,760$424,800$513,450$638,100
VERNONNON-METRO$331,760$424,800$513,450$638,100
WARRENST. LOUIS, MO-IL$331,760$424,800$513,450$638,100
WASHINGTONNON-METRO$331,760$424,800$513,450$638,100
WAYNENON-METRO$331,760$424,800$513,450$638,100
WEBSTERSPRINGFIELD, MO$331,760$424,800$513,450$638,100
WORTHNON-METRO$331,760$424,800$513,450$638,100
WRIGHTNON-METRO$331,760$424,800$513,450$638,100

Missouri FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are Missouri FHA Limits Set?

Missouri FHA Loan LimitsMortgage limits for Missouri FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

Missouri FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in MO is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in MO is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Missouri FHA loan limits are set above the national floor amount in the Saint Louis area. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

 

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