What are FHA Loan Limits in Missouri?

FHA loans are a low down payment mortgage program and Missouri FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Missouri are set at the floor amount of $275,665 across almost the entire state.

Missouri FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ADAIRKIRKSVILLE, MO$275,665$352,950$426,625$530,150
ANDREWST. JOSEPH, MO-KS$275,665$352,950$426,625$530,150
ATCHISONNON-METRO$275,665$352,950$426,625$530,150
AUDRAINMEXICO, MO$275,665$352,950$426,625$530,150
BARRYNON-METRO$275,665$352,950$426,625$530,150
BARTONNON-METRO$275,665$352,950$426,625$530,150
BATESKANSAS CITY, MO-KS$308,200$394,550$476,900$592,700
BENTONNON-METRO$275,665$352,950$426,625$530,150
BOLLINGERCAPE GIRARDEAU, MO-IL$275,665$352,950$426,625$530,150
BOONECOLUMBIA, MO$275,665$352,950$426,625$530,150
BUCHANANST. JOSEPH, MO-KS$275,665$352,950$426,625$530,150
BUTLERPOPLAR BLUFF, MO$275,665$352,950$426,625$530,150
CALDWELLKANSAS CITY, MO-KS$308,200$394,550$476,900$592,700
CALLAWAYJEFFERSON CITY, MO$275,665$352,950$426,625$530,150
CAMDENNON-METRO$275,665$352,950$426,625$530,150
CAPE GIRARDEAUCAPE GIRARDEAU, MO-IL$275,665$352,950$426,625$530,150
CARROLLNON-METRO$275,665$352,950$426,625$530,150
CARTERNON-METRO$275,665$352,950$426,625$530,150
CASSKANSAS CITY, MO-KS$308,200$394,550$476,900$592,700
CEDARNON-METRO$275,665$352,950$426,625$530,150
CHARITONNON-METRO$275,665$352,950$426,625$530,150
CHRISTIANSPRINGFIELD, MO$275,665$352,950$426,625$530,150
CLARKFORT MADISON-KEOKUK, IA-IL-MO$275,665$352,950$426,625$530,150
CLAYKANSAS CITY, MO-KS$308,200$394,550$476,900$592,700
CLINTONKANSAS CITY, MO-KS$308,200$394,550$476,900$592,700
COLEJEFFERSON CITY, MO$275,665$352,950$426,625$530,150
COOPERNON-METRO$275,665$352,950$426,625$530,150
CRAWFORDNON-METRO$275,665$352,950$426,625$530,150
DADENON-METRO$275,665$352,950$426,625$530,150
DALLASSPRINGFIELD, MO$275,665$352,950$426,625$530,150
DAVIESSNON-METRO$275,665$352,950$426,625$530,150
DEKALBST. JOSEPH, MO-KS$275,665$352,950$426,625$530,150
DENTNON-METRO$275,665$352,950$426,625$530,150
DOUGLASNON-METRO$275,665$352,950$426,625$530,150
DUNKLINKENNETT, MO$275,665$352,950$426,625$530,150
FRANKLINST. LOUIS, MO-IL$275,665$352,950$426,625$530,150
GASCONADENON-METRO$275,665$352,950$426,625$530,150
GENTRYNON-METRO$275,665$352,950$426,625$530,150
GREENESPRINGFIELD, MO$275,665$352,950$426,625$530,150
GRUNDYNON-METRO$275,665$352,950$426,625$530,150
HARRISONNON-METRO$275,665$352,950$426,625$530,150
HENRYNON-METRO$275,665$352,950$426,625$530,150
HICKORYNON-METRO$275,665$352,950$426,625$530,150
HOLTNON-METRO$275,665$352,950$426,625$530,150
HOWARDNON-METRO$275,665$352,950$426,625$530,150
HOWELLWEST PLAINS, MO$275,665$352,950$426,625$530,150
IRONNON-METRO$275,665$352,950$426,625$530,150
JACKSONKANSAS CITY, MO-KS$308,200$394,550$476,900$592,700
JASPERJOPLIN, MO$275,665$352,950$426,625$530,150
JEFFERSONST. LOUIS, MO-IL$275,665$352,950$426,625$530,150
JOHNSONWARRENSBURG, MO$275,665$352,950$426,625$530,150
KNOXNON-METRO$275,665$352,950$426,625$530,150
LACLEDELEBANON, MO$275,665$352,950$426,625$530,150
LAFAYETTEKANSAS CITY, MO-KS$308,200$394,550$476,900$592,700
LAWRENCENON-METRO$275,665$352,950$426,625$530,150
LEWISQUINCY, IL-MO$275,665$352,950$426,625$530,150
LINCOLNST. LOUIS, MO-IL$275,665$352,950$426,625$530,150
LINNNON-METRO$275,665$352,950$426,625$530,150
LIVINGSTONNON-METRO$275,665$352,950$426,625$530,150
MACONNON-METRO$275,665$352,950$426,625$530,150
MADISONNON-METRO$275,665$352,950$426,625$530,150
MARIESNON-METRO$275,665$352,950$426,625$530,150
MARIONHANNIBAL, MO$275,665$352,950$426,625$530,150
MCDONALDFAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO$275,665$352,950$426,625$530,150
MERCERNON-METRO$275,665$352,950$426,625$530,150
MILLERNON-METRO$275,665$352,950$426,625$530,150
MISSISSIPPINON-METRO$275,665$352,950$426,625$530,150
MONITEAUJEFFERSON CITY, MO$275,665$352,950$426,625$530,150
MONROENON-METRO$275,665$352,950$426,625$530,150
MONTGOMERYNON-METRO$275,665$352,950$426,625$530,150
MORGANNON-METRO$275,665$352,950$426,625$530,150
NEW MADRIDNON-METRO$275,665$352,950$426,625$530,150
NEWTONJOPLIN, MO$275,665$352,950$426,625$530,150
NODAWAYMARYVILLE, MO$275,665$352,950$426,625$530,150
OREGONNON-METRO$275,665$352,950$426,625$530,150
OSAGEJEFFERSON CITY, MO$275,665$352,950$426,625$530,150
OZARKNON-METRO$275,665$352,950$426,625$530,150
PEMISCOTNON-METRO$275,665$352,950$426,625$530,150
PERRYNON-METRO$275,665$352,950$426,625$530,150
PETTISSEDALIA, MO$275,665$352,950$426,625$530,150
PHELPSROLLA, MO$275,665$352,950$426,625$530,150
PIKENON-METRO$275,665$352,950$426,625$530,150
PLATTEKANSAS CITY, MO-KS$308,200$394,550$476,900$592,700
POLKSPRINGFIELD, MO$275,665$352,950$426,625$530,150
PULASKIFORT LEONARD WOOD, MO$275,665$352,950$426,625$530,150
PUTNAMNON-METRO$275,665$352,950$426,625$530,150
RALLSHANNIBAL, MO$275,665$352,950$426,625$530,150
RANDOLPHMOBERLY, MO$275,665$352,950$426,625$530,150
RAYKANSAS CITY, MO-KS$308,200$394,550$476,900$592,700
REYNOLDSNON-METRO$275,665$352,950$426,625$530,150
RIPLEYNON-METRO$275,665$352,950$426,625$530,150
SALINEMARSHALL, MO$275,665$352,950$426,625$530,150
SCHUYLERKIRKSVILLE, MO$275,665$352,950$426,625$530,150
SCOTLANDNON-METRO$275,665$352,950$426,625$530,150
SCOTTSIKESTON, MO$275,665$352,950$426,625$530,150
SHANNONNON-METRO$275,665$352,950$426,625$530,150
SHELBYNON-METRO$275,665$352,950$426,625$530,150
ST. CHARLESST. LOUIS, MO-IL$275,665$352,950$426,625$530,150
ST. CLAIRNON-METRO$275,665$352,950$426,625$530,150
ST. FRANCOISFARMINGTON, MO$275,665$352,950$426,625$530,150
ST. LOUISST. LOUIS, MO-IL$275,665$352,950$426,625$530,150
ST. LOUIS CITYST. LOUIS, MO-IL$275,665$352,950$426,625$530,150
STE. GENEVIEVENON-METRO$275,665$352,950$426,625$530,150
STODDARDNON-METRO$275,665$352,950$426,625$530,150
STONEBRANSON, MO$275,665$352,950$426,625$530,150
SULLIVANNON-METRO$275,665$352,950$426,625$530,150
TANEYBRANSON, MO$275,665$352,950$426,625$530,150
TEXASNON-METRO$275,665$352,950$426,625$530,150
VERNONNON-METRO$275,665$352,950$426,625$530,150
WARRENST. LOUIS, MO-IL$275,665$352,950$426,625$530,150
WASHINGTONNON-METRO$275,665$352,950$426,625$530,150
WAYNENON-METRO$275,665$352,950$426,625$530,150
WEBSTERSPRINGFIELD, MO$275,665$352,950$426,625$530,150
WORTHNON-METRO$275,665$352,950$426,625$530,150
WRIGHTNON-METRO$275,665$352,950$426,625$530,150

Missouri FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are Missouri FHA Limits Set?

Missouri FHA Loan LimitsMortgage limits for Missouri FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

Missouri FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in MO is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in MO is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Missouri FHA loan limits are set above the national floor amount in the Saint Louis area. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

 

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