When it comes to events that can have a negative impact on your credit situation, a foreclosure is near the top of the list. As a result, many homeowners faced with the possibility of foreclosure are interested in finding ways around the foreclosure. Read More
Part of the American Dream is buying a home, and then, eventually, “upgrading” to a larger house. There’s a lot of emphasis on home buying in our culture, since it is a major milestone that carries with it the idea of adulthood and financial stability. Read More
Your mortgage is likely to be the largest loan you have in your life. As a result, it makes sense to consider the interest you pay. Because your interest rate is based on the size of your mortgage, the smaller the rate, the less you pay over all. Read More
For three years I dithered about refinancing my mortgage. I meant to check into and get around to it, but it never quite happened. One day, when I logged onto a free consumer credit site, a popup suggested that I talk to someone about refinancing my loan. On a whim, I checked “yes” in the box, and soon I received a follow up about refinancing. Read More
The home is often considered an “investment.” Many of us buy a home in the hope that it will build equity and that it will be a valuable asset down the road. Of course, being able to tap that asset when you need to is one of the most important aspects of homeownership. Read More
