Miranda Marquit

Miranda is a freelance journalist specializing in financial topics. Her work appears on numerous web sites, including on her blog Planting Money Seeds.

What is the USDA Loan Program?

USDA Loans

A few months ago, I sold my home and moved across the country. When I sat down with a real estate agent to discuss the possibilities, one of the most encouraging things she told me was that our home met the requirements for the USDA loan program. Read More

How a Refinance Can Help Your Monthly Cash Flow

Refinance Mortgage Cash Flow

Chances are that your house payment makes up a big chunk of your monthly expenses. If you find yourself looking for a little extra cash flow each month, one of the solutions is to refinance your home. You could save anywhere between $100 and $500 per month, depending on your current interest rate, your new interest rate, and other factors. Read More

Costs of Homeownership: More Than Your Mortgage

Costs of Homeownership

When trying to decide if you can afford to buy a home, it’s common to focus on the mortgage and interest. However, the costs of homeownership are often greater than you think. Many first-time homebuyers who carefully consider what they can afford are surprised when they begin adding up what they’re really paying for their homes. Read More

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