Over 30 years of experience in banking and finance, Elizabeth's knowledge spans economic indicators and trends; mortgage bond market; housing market; consumer credit; acquisition and development; and mortgage lending. Elizabeth has trained thousands of mortgage professionals across the US and also provides continuing education for Financial Planners and Real Estate Professionals. She is a writer and speaker and is fascinated by the financial markets. Elizabeth is a Certified Mortgage Planning Specialist serving her local market helping people finance their homes.
Mortgages are thought to be home loans used to finance the purchase of a home. The word mortgage has become a generic term used to refer to a loan secured by real property because most mortgages occur as a condition for new loan money. Read More
The Federal Reserve System is the central banking system of the United States and was created in 1913 with the enactment of the Federal Reserve Act. Over the past century, its roles and duties have expanded. Read More
Consumers’ are much more upbeat about the economy this month as the gauge of both sentiment and confidence rose this month. Consumers are beginning to spend again too, although rather cautiously. Read More
The June Meeting of the Federal Open Market Committee (FOMC) concluded without any surprises or much new news. For the 45th consecutive meeting, the committee voted to leave the Fed Funds Rate at near zero percent. Read More
Once a month, on first Friday’s, all eyes and ears of Wall Street, Washington, mortgage professionals across the nation, and even some on Main Street are tuned in briefly to one big thing: the health of the job market in America. Read More