The Federal Reserve Act: Creation of the Federal Reserve System
The Federal Reserve System, more commonly referred to as ‘The Federal Reserve’ and ‘The Fed’ has an interesting history dating back to the early 1900’s. Read More
Elizabeth Rose
What Exactly Is A Mortgage?
Mortgages are thought to be home loans used to finance the purchase of a home. The word mortgage has become a generic term used to refer to a loan secured by real property because most mortgages occur as a condition for new loan money. Read More
Factors That Influence Mortgage Rates
It’s a popular belief today that the U.S. Government directly controls mortgage rates by simply raising and lowering them at will. In reality, it’s a lot more complicated. Read More
The Federal Reserve System: Structure and Purpose
The Federal Reserve System is the central banking system of the United States and was created in 1913 with the enactment of the Federal Reserve Act. Over the past century, its roles and duties have expanded. Read More
Consumer Sentiment and Confidence More Upbeat
Consumers’ are much more upbeat about the economy this month as the gauge of both sentiment and confidence rose this month. Consumers are beginning to spend again too, although rather cautiously. Read More
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