Zero-down USDA Guaranteed Loans are the most popular rural development mortgage program in Oregon. These loans are available for anyone with low to moderate income to purchase a home in approved rural areas with no down payment.  Other USDA loan limits and resources can be viewed here:

USDA Loan Limits
USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs

USDA doesn’t set specific maximum loan limits for guaranteed mortgages. Instead, local limits are determined by a combination of the area USDA maximum income limit and the borrowers debt-to-income ratio. This approach means that guaranteed maximum USDA loan limits are fluid and based upon numerous factors, unlike low-income USDA Direct Loans, which have set maximum limits. The figures listed below are based on approximate calculations. Actual guaranteed maximum loan limits may vary.

Oregon Guaranteed USDA Loan Limits

Area
1-4 Person Households
5-8 Person Households
Albany, OR MSA$272,000$340,000
Baker County, OR$272,000$340,000
Bend-Redmond, OR MSA$272,000$357,000
Clatsop County, OR$272,000$340,000
Coos County, OR$272,000$340,000
Corvallis, OR MSA$323,000$408,000
Crook County, OR$272,000$340,000
Curry County, OR$272,000$340,000
Douglas County, OR$272,000$340,000
Eugene-Springfield, OR MSA$272,000$340,000
Gilliam County, OR$272,000$340,000
Grant County, OR$272,000$340,000
Grants Pass, OR MSA$272,000$340,000
Harney County, OR$272,000$340,000
Hood River County, OR$272,000$357,000
Jefferson County, OR$272,000$340,000
Klamath County, OR$272,000$340,000
Lake County, OR$272,000$340,000
Lincoln County, OR$272,000$340,000
Malheur County, OR$272,000$340,000
Medford, OR MSA$272,000$340,000
Morrow County, OR$272,000$340,000
Portland-Vancouver-Hillsboro, OR-WA MSA$289,000$391,000
Salem, OR MSA$272,000$340,000
Sherman County, OR$272,000$340,000
Tillamook County, OR$272,000$340,000
Umatilla County, OR$272,000$340,000
Union County, OR$272,000$340,000
Wallowa County, OR$272,000$340,000
Wasco County, OR$272,000$340,000
Wheeler County, OR$272,000$340,000
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