USDA Guaranteed Loans are the most popular rural development mortgage program in Oregon. Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.
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Search USDA Direct Loan Limits (for low income applicants)
This approach means that the maximum loan limits for Guaranteed Loans are variable, with Oregon USDA income limits playing a major role. Guaranteed Loan income limits across OR are listed below.
Oregon USDA Guaranteed Loan Income Limits
Area | 1-4 Person Households | 5-8 Person Households |
|---|---|---|
| Albany, OR MSA | $86,850 | $114,650 |
| Baker County, OR | $86,850 | $114,650 |
| Bend-Redmond, OR MSA | $88,000 | $116,150 |
| Clatsop County, OR | $86,850 | $114,650 |
| Coos County, OR | $86,850 | $114,650 |
| Corvallis, OR MSA | $96,750 | $127,700 |
| Crook County, OR | $86,850 | $114,650 |
| Curry County, OR | $86,850 | $114,650 |
| Douglas County, OR | $86,850 | $114,650 |
| Eugene-Springfield, OR MSA | $86,850 | $114,650 |
| Gilliam County, OR | $86,850 | $114,650 |
| Grant County, OR | $86,850 | $114,650 |
| Grants Pass, OR MSA | $86,850 | $114,650 |
| Harney County, OR | $86,850 | $114,650 |
| Hood River County, OR | $86,850 | $114,650 |
| Jefferson County, OR | $86,850 | $114,650 |
| Klamath County, OR | $86,850 | $114,650 |
| Lake County, OR | $86,850 | $114,650 |
| Lincoln County, OR | $86,850 | $114,650 |
| Malheur County, OR | $86,850 | $114,650 |
| Medford, OR MSA | $86,850 | $114,650 |
| Morrow County, OR | $86,850 | $114,650 |
| Portland-Vancouver-Hillsboro, OR-WA MSA | $101,050 | $133,400 |
| Salem, OR MSA | $86,850 | $114,650 |
| Sherman County, OR | $86,850 | $114,650 |
| Tillamook County, OR | $86,850 | $114,650 |
| Umatilla County, OR | $86,850 | $114,650 |
| Union County, OR | $86,850 | $114,650 |
| Wallowa County, OR | $86,850 | $114,650 |
| Wasco County, OR | $86,850 | $114,650 |
| Wheeler County, OR | $86,850 | $114,650 |
