usda direct loan income limits Archives

South Dakota USDA Direct Loan Income Limits – Low Income Loans

By Spencer Llewellyn at 12:41 am on January 5, 2023

USDA Direct Loan Income Limits in South Dakota

The Section 502 Direct Loan Program, also known as USDA Direct Loans, is a program that aids low and very-low-income individuals purchase decent healthy, safe and clean housing in eligible rural areas. That’s accomplished though offering payment assistance which boosts a borrower’s capacity to repay. This payment assistance can be described as a form of subsidy that lowers the mortgage repayment for a brief period, and the amount of assistance is contingent upon the adjusted family income. USDA Section 502 Direct Loans in South Dakota aren’t the same thing as USDA Section 502 Guaranteed Loans in South Dakota. The USDA Guaranteed Loan Program is more popular and accommodates a wider range of applicant incomes.

Can I get a USDA Direct Loan in South Dakota?

USDA Direct Loans in South Dakota are low income loans that can be used to purchase homes in rural areas. To qualify for Direct Loans, applicants must have low or very low income, which is defined by the USDA as 50% to 80% of the Area Median Income (AMI). Like other rural housing loan programs, USDA Direct Loans are a mortgage with no down payment. The median income for the entire state of SD is $58,275, although that figure may vary from county to county. The maximum yearly income limits for South Dakota USDA Direct Loan approval are listed below. Other than meeting South Dakota USDA Direct Loan income limits, applicants must adhere to the following criteria to be eligible:

You have no decent clean, safe, and sanitary housing presently.
You can’t be able to get a mortgage from another source with terms and conditions that could reasonably expected to be met.
You must use this property for your primary residence.
You must possess the legal capacity to be able to contract a loan
You must meet citizenship or eligible noncitizen requirements.
You can’t be barred or suspended from participation in federal programs.

Additionally, the subject property must meet the following conditions:

Be a modestly sized home for that area.
Market value can’t be in excess of the areas applicable loan limit.
Can’t be designed for the production of income.

What areas in SD are eligible for USDA Direct Loans?

The property in question must be in an approved rural area. USDA Rural Development provides a webpage where you can search specific addresses in SD here.

How much can I borrow with a USDA Direct Home Loan?

The size of the mortgage that an applicant’s eligible for depends on their ability to repay. Rural Development takes into account income, assets, debt, and payment assistance when weighing eligibility for USDA Direct home loans. No matter what the repayment ability is, you can’t borrow more than the local loan limit for the county where the home is located.

Are there other mortgage options with low down payment or no down payment in South Dakota?

Yes, there may be other low down payment mortgage options, and no down payment mortgage options in South Dakota besides USDA Direct Loans. You can begin by researching South Dakota USDA Guaranteed Loans, South Dakota FHA Loans, and South Dakota VA Loans if you’re a veteran in SD or qualified family member. You may also want to look into helpful programs for down payment assistance in South Dakota.

South Dakota USDA Direct Loan Maximum Income Limits

Area	1 Person	2 Person	3 Person	4 Person	5 Person
Aurora County, SD	$56,500	$56,500	$56,500	$56,500	$74,600
Beadle County, SD	$56,500	$56,500	$56,500	$56,500	$74,600
Bennett County, SD	$56,500	$56,500	$56,500	$56,500	$74,600
Bon Homme County, SD	$56,500	$56,500	$56,500	$56,500	$74,600
Brookings County, SD	$60,800	$60,800	$60,800	$60,800	$80,250
Brown County, SD	$59,200	$59,200	$59,200	$59,200	$78,150
Brule County, SD	$56,500	$56,500	$56,500	$56,500	$74,600
Buffalo County, SD	$56,500	$56,500	$56,500	$56,500	$74,600
Butte County, SD	$56,500	$56,500	$56,500	$56,500	$74,600
Campbell County, SD	$56,500	$56,500	$56,500	$56,500	$74,600
Charles Mix County, SD	$56,500	$56,500	$56,500	$56,500	$74,600
Clark County, SD	$57,450	$57,450	$57,450	$57,450	$75,850
Clay County, SD	$56,500	$56,500	$56,500	$56,500	$74,600
Codington County, SD	$59,100	$59,100	$59,100	$59,100	$78,000
Corson County, SD	$56,500	$56,500	$56,500	$56,500	$74,600
Custer County, SD HUD Metro FMR Area	$57,850	$57,850	$57,850	$57,850	$76,350
Davison County, SD	$56,500	$56,500	$56,500	$56,500	$74,600
Day County, SD	$56,500	$56,500	$56,500	$56,500	$74,600
Deuel County, SD	$58,950	$58,950	$58,950	$58,950	$77,800
Dewey County, SD	$56,500	$56,500	$56,500	$56,500	$74,600
Douglas County, SD	$56,500	$56,500	$56,500	$56,500	$74,600
Edmunds County, SD	$64,300	$64,300	$64,300	$64,300	$84,900
Fall River County, SD	$56,500	$56,500	$56,500	$56,500	$74,600
Faulk County, SD	$61,750	$61,750	$61,750	$61,750	$81,500
Grant County, SD	$56,500	$56,500	$56,500	$56,500	$74,600
Gregory County, SD	$56,500	$56,500	$56,500	$56,500	$74,600
Haakon County, SD	$56,500	$56,500	$56,500	$56,500	$74,600
Hamlin County, SD	$56,500	$56,500	$56,500	$56,500	$74,600
Hand County, SD	$60,900	$60,900	$60,900	$60,900	$80,400
Hanson County, SD	$61,300	$61,300	$61,300	$61,300	$80,900
Harding County, SD	$56,500	$56,500	$56,500	$56,500	$74,600
Hughes County, SD	$73,850	$73,850	$73,850	$73,850	$97,500
Hutchinson County, SD	$56,500	$56,500	$56,500	$56,500	$74,600
Hyde County, SD	$63,050	$63,050	$63,050	$63,050	$83,250
Jackson County, SD	$56,500	$56,500	$56,500	$56,500	$74,600
Jerauld County, SD	$56,500	$56,500	$56,500	$56,500	$74,600
Jones County, SD	$56,500	$56,500	$56,500	$56,500	$74,600
Kingsbury County, SD	$56,500	$56,500	$56,500	$56,500	$74,600
Lake County, SD	$63,350	$63,350	$63,350	$63,350	$83,600
Lawrence County, SD	$56,500	$56,500	$56,500	$56,500	$74,600
Lyman County, SD	$56,500	$56,500	$56,500	$56,500	$74,600
Marshall County, SD	$57,500	$57,500	$57,500	$57,500	$75,900
McPherson County, SD	$56,500	$56,500	$56,500	$56,500	$74,600
Meade County, SD HUD Metro FMR Area	$56,500	$56,500	$56,500	$56,500	$74,600
Mellette County, SD	$56,500	$56,500	$56,500	$56,500	$74,600
Miner County, SD	$56,500	$56,500	$56,500	$56,500	$74,600
Moody County, SD	$56,500	$56,500	$56,500	$56,500	$74,600
Oglala Lakota County	$56,500	$56,500	$56,500	$56,500	$74,600
Perkins County, SD	$56,500	$56,500	$56,500	$56,500	$74,600
Potter County, SD	$56,500	$56,500	$56,500	$56,500	$74,600
Rapid City, SD HUD Metro FMR Area	$56,500	$56,500	$56,500	$56,500	$74,600
Roberts County, SD	$56,500	$56,500	$56,500	$56,500	$74,600
Sanborn County, SD	$56,500	$56,500	$56,500	$56,500	$74,600
Sioux Falls, SD MSA	$68,950	$68,950	$68,950	$68,950	$91,000
Spink County, SD	$56,500	$56,500	$56,500	$56,500	$74,600
Stanley County, SD	$59,200	$59,200	$59,200	$59,200	$78,150
Sully County, SD	$65,600	$65,600	$65,600	$65,600	$86,600
Todd County, SD	$56,500	$56,500	$56,500	$56,500	$74,600
Tripp County, SD	$56,500	$56,500	$56,500	$56,500	$74,600
Union County, SD SEA	$55,600	$55,600	$55,600	$55,600	$73,400
Walworth County, SD	$56,500	$56,500	$56,500	$56,500	$74,600
Yankton County, SD	$56,900	$56,900	$56,900	$56,900	$75,100
Ziebach County, SD	$56,500	$56,500	$56,500	$56,500	$74,600

More USDA Loan Resources

USDA Direct Loan Income Limits (Low Income)
USDA Direct Loan Limits (Low Income)
All USDA Loan Limits
All USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs
USDA Loan Calculator

More USDA Direct Loan Limits

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Virginia USDA Direct Income Limits
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Tennessee USDA Direct Loan Income Limits – Low Income Loans

By Spencer Llewellyn at 12:41 am on January 5, 2023

USDA Direct Loan Income Limits in Tennessee

The Section 502 Direct Loan Program, also known as USDA Direct Loans, is a program that aids low and very-low-income individuals purchase decent healthy, safe and clean housing in eligible rural areas. That’s accomplished though offering payment assistance which boosts a borrower’s capacity to repay. This payment assistance can be described as a form of subsidy that lowers the mortgage repayment for a brief period, and the amount of assistance is contingent upon the adjusted family income. USDA Section 502 Direct Loans in Tennessee aren’t the same thing as USDA Section 502 Guaranteed Loans in Tennessee. The USDA Guaranteed Loan Program is more popular and accommodates a wider range of applicant incomes.

Can I get a USDA Direct Loan in Tennessee?

USDA Direct Loans in Tennessee are low income loans that can be used to purchase homes in rural areas. To qualify for Direct Loans, applicants must have low or very low income, which is defined by the USDA as 50% to 80% of the Area Median Income (AMI). Like other rural housing loan programs, USDA Direct Loans are a mortgage with no down payment. The median income for the entire state of TN is $53,320, although that figure may vary from county to county. The maximum yearly income limits for Tennessee USDA Direct Loan approval are listed below. Other than meeting Tennessee USDA Direct Loan income limits, applicants must adhere to the following criteria to be eligible:

You have no decent clean, safe, and sanitary housing presently.
You can’t be able to get a mortgage from another source with terms and conditions that could reasonably expected to be met.
You must use this property for your primary residence.
You must possess the legal capacity to be able to contract a loan
You must meet citizenship or eligible noncitizen requirements.
You can’t be barred or suspended from participation in federal programs.

Additionally, the subject property must meet the following conditions:

Be a modestly sized home for that area.
Market value can’t be in excess of the areas applicable loan limit.
Can’t be designed for the production of income.

What areas in TN are eligible for USDA Direct Loans?

The property in question must be in an approved rural area. USDA Rural Development provides a webpage where you can search specific addresses in TN here.

How much can I borrow with a USDA Direct Home Loan?

Are there other mortgage options with low down payment or no down payment in Tennessee?

Yes, there may be other low down payment mortgage options, and no down payment mortgage options in Tennessee besides USDA Direct Loans. You can begin by researching Tennessee USDA Guaranteed Loans, Tennessee FHA Loans, and Tennessee VA Loans if you’re a veteran in TN or qualified family member. You may also want to look into helpful programs for down payment assistance in Tennessee.

Tennessee USDA Direct Loan Maximum Income Limits

Area	1 Person	2 Person	3 Person	4 Person	5 Person
Bedford County, TN	$42,650	$42,650	$42,650	$42,650	$56,300
Benton County, TN	$42,000	$42,000	$42,000	$42,000	$55,450
Bledsoe County, TN	$42,000	$42,000	$42,000	$42,000	$55,450
Campbell County, TN HUD Metro FMR Area	$42,000	$42,000	$42,000	$42,000	$55,450
Carroll County, TN	$42,000	$42,000	$42,000	$42,000	$55,450
Chattanooga, TN-GA MSA	$54,250	$54,250	$54,250	$54,250	$71,600
Claiborne County, TN	$42,000	$42,000	$42,000	$42,000	$55,450
Clarksville, TN-KY MSA	$48,700	$48,700	$48,700	$48,700	$64,300
Clay County, TN	$42,000	$42,000	$42,000	$42,000	$55,450
Cleveland, TN MSA	$46,500	$46,500	$46,500	$46,500	$61,400
Cocke County, TN	$42,000	$42,000	$42,000	$42,000	$55,450
Coffee County, TN	$46,150	$46,150	$46,150	$46,150	$60,900
Crockett County, TN HUD Metro FMR Area	$42,000	$42,000	$42,000	$42,000	$55,450
Cumberland County, TN	$42,000	$42,000	$42,000	$42,000	$55,450
Decatur County, TN	$42,000	$42,000	$42,000	$42,000	$55,450
DeKalb County, TN	$42,000	$42,000	$42,000	$42,000	$55,450
Dyer County, TN	$46,000	$46,000	$46,000	$46,000	$60,700
Fentress County, TN	$42,000	$42,000	$42,000	$42,000	$55,450
Franklin County, TN	$44,100	$44,100	$44,100	$44,100	$58,200
Gibson County, TN	$42,000	$42,000	$42,000	$42,000	$55,450
Giles County, TN	$43,100	$43,100	$43,100	$43,100	$56,900
Grainger County, TN HUD Metro FMR Area	$42,000	$42,000	$42,000	$42,000	$55,450
Greene County, TN	$44,100	$44,100	$44,100	$44,100	$58,200
Grundy County, TN	$42,000	$42,000	$42,000	$42,000	$55,450
Hancock County, TN	$42,000	$42,000	$42,000	$42,000	$55,450
Hardeman County, TN	$42,000	$42,000	$42,000	$42,000	$55,450
Hardin County, TN	$42,000	$42,000	$42,000	$42,000	$55,450
Haywood County, TN	$42,000	$42,000	$42,000	$42,000	$55,450
Henderson County, TN	$42,300	$42,300	$42,300	$42,300	$55,850
Henry County, TN	$42,000	$42,000	$42,000	$42,000	$55,450
Hickman County, TN HUD Metro FMR Area	$42,000	$42,000	$42,000	$42,000	$55,450
Houston County, TN	$42,000	$42,000	$42,000	$42,000	$55,450
Humphreys County, TN	$46,100	$46,100	$46,100	$46,100	$60,850
Jackson County, TN	$42,000	$42,000	$42,000	$42,000	$55,450
Jackson, TN HUD Metro FMR Area	$46,900	$46,900	$46,900	$46,900	$61,900
Johnson City, TN MSA	$43,300	$43,300	$43,300	$43,300	$57,150
Johnson County, TN	$42,000	$42,000	$42,000	$42,000	$55,450
Kingsport-Bristol-Bristol, TN-VA MSA	$44,100	$44,100	$44,100	$44,100	$58,200
Knoxville, TN HUD Metro FMR Area	$55,900	$55,900	$55,900	$55,900	$73,800
Lake County, TN	$42,000	$42,000	$42,000	$42,000	$55,450
Lauderdale County, TN	$42,000	$42,000	$42,000	$42,000	$55,450
Lawrence County, TN	$42,000	$42,000	$42,000	$42,000	$55,450
Lewis County, TN	$42,000	$42,000	$42,000	$42,000	$55,450
Lincoln County, TN	$45,100	$45,100	$45,100	$45,100	$59,550
Macon County, TN HUD Metro FMR Area	$42,000	$42,000	$42,000	$42,000	$55,450
Marshall County, TN	$45,900	$45,900	$45,900	$45,900	$60,600
Maury County, TN HUD Metro FMR Area	$51,750	$51,750	$51,750	$51,750	$68,300
McMinn County, TN	$42,150	$42,150	$42,150	$42,150	$55,650
McNairy County, TN	$42,000	$42,000	$42,000	$42,000	$55,450
Meigs County, TN	$42,000	$42,000	$42,000	$42,000	$55,450
Memphis, TN-MS-AR HUD Metro FMR Area	$52,700	$52,700	$52,700	$52,700	$69,550
Monroe County, TN	$42,000	$42,000	$42,000	$42,000	$55,450
Moore County, TN	$49,700	$49,700	$49,700	$49,700	$65,600
Morgan County, TN HUD Metro FMR Area	$42,000	$42,000	$42,000	$42,000	$55,450
Morristown, TN MSA	$44,700	$44,700	$44,700	$44,700	$59,000
Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR	$64,000	$64,000	$64,000	$64,000	$84,500
Obion County, TN	$42,000	$42,000	$42,000	$42,000	$55,450
Overton County, TN	$42,000	$42,000	$42,000	$42,000	$55,450
Perry County, TN	$42,000	$42,000	$42,000	$42,000	$55,450
Pickett County, TN	$42,000	$42,000	$42,000	$42,000	$55,450
Putnam County, TN	$44,100	$44,100	$44,100	$44,100	$58,200
Rhea County, TN	$42,400	$42,400	$42,400	$42,400	$55,950
Roane County, TN HUD Metro FMR Area	$48,000	$48,000	$48,000	$48,000	$63,350
Scott County, TN	$42,000	$42,000	$42,000	$42,000	$55,450
Sevier County, TN	$46,800	$46,800	$46,800	$46,800	$61,800
Smith County, TN HUD Metro FMR Area	$46,300	$46,300	$46,300	$46,300	$61,100
Stewart County, TN	$45,050	$45,050	$45,050	$45,050	$59,450
Van Buren County, TN	$42,000	$42,000	$42,000	$42,000	$55,450
Warren County, TN	$42,000	$42,000	$42,000	$42,000	$55,450
Wayne County, TN	$42,000	$42,000	$42,000	$42,000	$55,450
Weakley County, TN	$43,900	$43,900	$43,900	$43,900	$57,950
White County, TN	$42,000	$42,000	$42,000	$42,000	$55,450

More USDA Loan Resources

USDA Direct Loan Income Limits (Low Income)
USDA Direct Loan Limits (Low Income)
All USDA Loan Limits
All USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs
USDA Loan Calculator

More USDA Direct Loan Limits

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Texas USDA Direct Loan Income Limits – Low Income Loans

By Spencer Llewellyn at 12:41 am on January 5, 2023

The Section 502 Direct Loan Program, also known as USDA Direct Loans, is a program that aids low and very-low-income individuals purchase decent healthy, safe and clean housing in eligible rural areas. That’s accomplished though offering payment assistance which boosts a borrower’s capacity to repay. This payment assistance can be described as a form of subsidy that lowers the mortgage repayment for a brief period, and the amount of assistance is contingent upon the adjusted family income. USDA Section 502 Direct Loans in Texas aren’t the same thing as USDA Section 502 Guaranteed Loans in Texas. The USDA Guaranteed Loan Program is more popular and accommodates a wider range of applicant incomes.

Can I get a USDA Direct Loan in Texas?

USDA Direct Loans in Texas are low income loans that can be used to purchase homes in rural areas. To qualify for Direct Loans, applicants must have low or very low income, which is defined by the USDA as 50% to 80% of the Area Median Income (AMI). Like other rural housing loan programs, USDA Direct Loans are a mortgage with no down payment. The median income for the entire state of TX is $61,874, although that figure may vary from county to county. The maximum yearly income limits for Texas USDA Direct Loan approval are listed below. Other than meeting Texas USDA Direct Loan income limits, applicants must adhere to the following criteria to be eligible:

You have no decent clean, safe, and sanitary housing presently.
You can’t be able to get a mortgage from another source with terms and conditions that could reasonably expected to be met.
You must use this property for your primary residence.
You must possess the legal capacity to be able to contract a loan
You must meet citizenship or eligible noncitizen requirements.
You can’t be barred or suspended from participation in federal programs.

Additionally, the subject property must meet the following conditions:

Be a modestly sized home for that area.
Market value can’t be in excess of the areas applicable loan limit.
Can’t be designed for the production of income.

What areas in TX are eligible for USDA Direct Loans?

The property in question must be in an approved rural area. USDA Rural Development provides a webpage where you can search specific addresses in TX here.

How much can I borrow with a USDA Direct Home Loan?

Are there other mortgage options with low down payment or no down payment in Texas?

Yes, there may be other low down payment mortgage options, and no down payment mortgage options in Texas besides USDA Direct Loans. You can begin by researching Texas USDA Guaranteed Loans, Texas FHA Loans, and Texas VA Loans if you’re a veteran in TX or qualified family member. You may also want to look into helpful programs for down payment assistance in Texas.

Texas USDA Direct Loan Maximum Income Limits

Area	1 Person	2 Person	3 Person	4 Person	5 Person
Abilene, TX MSA	$50,300	$50,300	$50,300	$50,300	$66,400
Amarillo, TX HUD Metro FMR Area	$57,300	$57,300	$57,300	$57,300	$75,650
Anderson County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Andrews County, TX	$66,800	$66,800	$66,800	$66,800	$88,200
Angelina County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Aransas County, TX HUD Metro FMR Area	$47,700	$47,700	$47,700	$47,700	$62,950
Atascosa County, TX HUD Metro FMR Area	$49,700	$49,700	$49,700	$49,700	$65,600
Austin County, TX HUD Metro FMR Area	$60,650	$60,650	$60,650	$60,650	$80,050
Austin-Round Rock, TX MSA	$75,500	$75,500	$75,500	$75,500	$99,650
Bailey County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Baylor County, TX	$49,350	$49,350	$49,350	$49,350	$65,150
Beaumont-Port Arthur, TX HUD Metro FMR Area	$52,150	$52,150	$52,150	$52,150	$68,850
Bee County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Blanco County, TX	$60,250	$60,250	$60,250	$60,250	$79,550
Borden County, TX	$65,500	$65,500	$65,500	$65,500	$86,450
Bosque County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Brazoria County, TX HUD Metro FMR Area	$75,350	$75,350	$75,350	$75,350	$99,450
Brewster County, TX	$47,700	$47,700	$47,700	$47,700	$62,950
Briscoe County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Brooks County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Brown County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Brownsville-Harlingen, TX MSA	$46,950	$46,950	$46,950	$46,950	$61,950
Burnet County, TX	$53,450	$53,450	$53,450	$53,450	$70,550
Calhoun County, TX	$54,500	$54,500	$54,500	$54,500	$71,950
Camp County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Cass County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Castro County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Cherokee County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Childress County, TX	$48,100	$48,100	$48,100	$48,100	$63,500
Cochran County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Coke County, TX	$51,700	$51,700	$51,700	$51,700	$68,250
Coleman County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
College Station-Bryan, TX MSA	$54,800	$54,800	$54,800	$54,800	$72,350
Collingsworth County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Colorado County, TX	$48,300	$48,300	$48,300	$48,300	$63,750
Comanche County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Concho County, TX	$53,700	$53,700	$53,700	$53,700	$70,900
Cooke County, TX	$57,100	$57,100	$57,100	$57,100	$75,350
Corpus Christi, TX HUD Metro FMR Area	$53,050	$53,050	$53,050	$53,050	$70,050
Cottle County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Crane County, TX	$63,900	$63,900	$63,900	$63,900	$84,350
Crockett County, TX	$53,050	$53,050	$53,050	$53,050	$70,050
Culberson County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Dallam County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Dallas, TX HUD Metro FMR Area	$66,500	$66,500	$66,500	$66,500	$87,800
Dawson County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Deaf Smith County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Delta County, TX	$56,300	$56,300	$56,300	$56,300	$74,300
DeWitt County, TX	$55,050	$55,050	$55,050	$55,050	$72,650
Dickens County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Dimmit County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Donley County, TX	$47,600	$47,600	$47,600	$47,600	$62,850
Duval County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Eastland County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Edwards County, TX	$50,550	$50,550	$50,550	$50,550	$66,750
El Paso, TX HUD Metro FMR Area	$46,950	$46,950	$46,950	$46,950	$61,950
Erath County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Falls County, TX HUD Metro FMR Area	$46,950	$46,950	$46,950	$46,950	$61,950
Fannin County, TX	$47,700	$47,700	$47,700	$47,700	$62,950
Fayette County, TX	$55,050	$55,050	$55,050	$55,050	$72,650
Fisher County, TX	$47,750	$47,750	$47,750	$47,750	$63,050
Floyd County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Foard County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Fort Worth-Arlington, TX HUD Metro FMR Area	$60,800	$60,800	$60,800	$60,800	$80,250
Franklin County, TX	$51,450	$51,450	$51,450	$51,450	$67,900
Freestone County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Frio County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Gaines County, TX	$52,950	$52,950	$52,950	$52,950	$69,900
Garza County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Gillespie County, TX	$58,500	$58,500	$58,500	$58,500	$77,200
Glasscock County, TX	$75,500	$75,500	$75,500	$75,500	$99,650
Gonzales County, TX	$47,700	$47,700	$47,700	$47,700	$62,950
Gray County, TX	$48,500	$48,500	$48,500	$48,500	$64,000
Grimes County, TX	$49,600	$49,600	$49,600	$49,600	$65,450
Hale County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Hall County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Hamilton County, TX	$48,500	$48,500	$48,500	$48,500	$64,000
Hansford County, TX	$48,900	$48,900	$48,900	$48,900	$64,550
Hardeman County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Harrison County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Hartley County, TX	$63,200	$63,200	$63,200	$63,200	$83,400
Haskell County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Hemphill County, TX	$58,900	$58,900	$58,900	$58,900	$77,750
Henderson County, TX	$47,700	$47,700	$47,700	$47,700	$62,950
Hill County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Hockley County, TX	$51,600	$51,600	$51,600	$51,600	$68,100
Hood County, TX HUD Metro FMR Area	$58,250	$58,250	$58,250	$58,250	$76,900
Hopkins County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Houston County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Houston-The Woodlands-Sugar Land, TX HUD Metro FMR Area	$61,050	$61,050	$61,050	$61,050	$80,600
Howard County, TX	$53,850	$53,850	$53,850	$53,850	$71,100
Hudspeth County, TX HUD Metro FMR Area	$46,950	$46,950	$46,950	$46,950	$61,950
Hutchinson County, TX	$50,650	$50,650	$50,650	$50,650	$66,850
Irion County, TX SEA	$51,900	$51,900	$51,900	$51,900	$68,500
Jack County, TX	$51,600	$51,600	$51,600	$51,600	$68,100
Jackson County, TX	$58,650	$58,650	$58,650	$58,650	$77,400
Jasper County, TX	$51,200	$51,200	$51,200	$51,200	$67,600
Jeff Davis County, TX	$54,800	$54,800	$54,800	$54,800	$72,350
Jim Hogg County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Jim Wells County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Karnes County, TX	$49,600	$49,600	$49,600	$49,600	$65,450
Kendall County, TX HUD Metro FMR Area	$74,950	$74,950	$74,950	$74,950	$98,950
Kenedy County, TX	$48,150	$48,150	$48,150	$48,150	$63,550
Kent County, TX	$54,150	$54,150	$54,150	$54,150	$71,500
Kerr County, TX	$47,700	$47,700	$47,700	$47,700	$62,950
Killeen-Temple, TX HUD Metro FMR Area	$51,100	$51,100	$51,100	$51,100	$67,450
Kimble County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
King County, TX	$65,600	$65,600	$65,600	$65,600	$86,600
Kinney County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Kleberg County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Knox County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
La Salle County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Lamar County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Lamb County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Lampasas County, TX HUD Metro FMR Area	$51,750	$51,750	$51,750	$51,750	$68,300
Laredo, TX MSA	$46,950	$46,950	$46,950	$46,950	$61,950
Lavaca County, TX	$48,000	$48,000	$48,000	$48,000	$63,350
Lee County, TX	$56,500	$56,500	$56,500	$56,500	$74,600
Leon County, TX	$50,700	$50,700	$50,700	$50,700	$66,900
Limestone County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Lipscomb County, TX	$63,450	$63,450	$63,450	$63,450	$83,750
Live Oak County, TX	$47,300	$47,300	$47,300	$47,300	$62,450
Llano County, TX	$51,500	$51,500	$51,500	$51,500	$68,000
Longview, TX HUD Metro FMR Area	$48,250	$48,250	$48,250	$48,250	$63,700
Loving County, TX	$65,350	$65,350	$65,350	$65,350	$86,250
Lubbock, TX HUD Metro FMR Area	$50,550	$50,550	$50,550	$50,550	$66,750
Lynn County, TX HUD Metro FMR Area	$46,950	$46,950	$46,950	$46,950	$61,950
Madison County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Marion County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Martin County, TX HUD Metro FMR Area	$55,050	$55,050	$55,050	$55,050	$72,650
Mason County, TX	$49,450	$49,450	$49,450	$49,450	$65,250
Matagorda County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Maverick County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
McAllen-Edinburg-Mission, TX MSA	$46,950	$46,950	$46,950	$46,950	$61,950
McCulloch County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
McMullen County, TX	$50,900	$50,900	$50,900	$50,900	$67,200
Medina County, TX HUD Metro FMR Area	$57,750	$57,750	$57,750	$57,750	$76,250
Menard County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Midland, TX HUD Metro FMR Area	$72,400	$72,400	$72,400	$72,400	$95,550
Milam County, TX	$48,150	$48,150	$48,150	$48,150	$63,550
Mills County, TX	$47,750	$47,750	$47,750	$47,750	$63,050
Mitchell County, TX	$53,100	$53,100	$53,100	$53,100	$70,100
Montague County, TX	$47,200	$47,200	$47,200	$47,200	$62,300
Moore County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Morris County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Motley County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Nacogdoches County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Navarro County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Newton County, TX HUD Metro FMR Area	$46,950	$46,950	$46,950	$46,950	$61,950
Nolan County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Ochiltree County, TX	$50,900	$50,900	$50,900	$50,900	$67,200
Odessa, TX MSA	$59,100	$59,100	$59,100	$59,100	$78,000
Oldham County, TX HUD Metro FMR Area	$56,100	$56,100	$56,100	$56,100	$74,050
Palo Pinto County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Panola County, TX	$51,450	$51,450	$51,450	$51,450	$67,900
Parmer County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Pecos County, TX	$58,500	$58,500	$58,500	$58,500	$77,200
Polk County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Presidio County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Rains County, TX	$50,700	$50,700	$50,700	$50,700	$66,900
Reagan County, TX	$61,450	$61,450	$61,450	$61,450	$81,100
Real County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Red River County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Reeves County, TX	$48,650	$48,650	$48,650	$48,650	$64,200
Refugio County, TX	$48,500	$48,500	$48,500	$48,500	$64,000
Roberts County, TX	$72,900	$72,900	$72,900	$72,900	$96,250
Runnels County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Rusk County, TX HUD Metro FMR Area	$47,350	$47,350	$47,350	$47,350	$62,500
Sabine County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
San Angelo, TX MSA	$51,900	$51,900	$51,900	$51,900	$68,500
San Antonio-New Braunfels, TX HUD Metro FMR Area	$56,800	$56,800	$56,800	$56,800	$75,000
San Augustine County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
San Jacinto County, TX	$55,450	$55,450	$55,450	$55,450	$73,200
San Saba County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Schleicher County, TX	$59,350	$59,350	$59,350	$59,350	$78,350
Scurry County, TX	$56,800	$56,800	$56,800	$56,800	$75,000
Shackelford County, TX	$49,900	$49,900	$49,900	$49,900	$65,850
Shelby County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Sherman County, TX	$52,950	$52,950	$52,950	$52,950	$69,900
Sherman-Denison, TX MSA	$54,000	$54,000	$54,000	$54,000	$71,300
Somervell County, TX HUD Metro FMR Area	$56,500	$56,500	$56,500	$56,500	$74,600
Starr County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Stephens County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Sterling County, TX	$53,600	$53,600	$53,600	$53,600	$70,750
Stonewall County, TX	$53,100	$53,100	$53,100	$53,100	$70,100
Sutton County, TX	$50,000	$50,000	$50,000	$50,000	$66,000
Swisher County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Terrell County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Terry County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Texarkana, TX-Texarkana, AR HUD Metro FMR Area	$46,950	$46,950	$46,950	$46,950	$61,950
Throckmorton County, TX	$49,700	$49,700	$49,700	$49,700	$65,600
Titus County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Trinity County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Tyler County, TX	$49,700	$49,700	$49,700	$49,700	$65,600
Tyler, TX MSA	$56,300	$56,300	$56,300	$56,300	$74,300
Upton County, TX	$53,450	$53,450	$53,450	$53,450	$70,550
Uvalde County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Val Verde County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Van Zandt County, TX	$48,400	$48,400	$48,400	$48,400	$63,900
Victoria, TX MSA	$55,450	$55,450	$55,450	$55,450	$73,200
Waco, TX HUD Metro FMR Area	$51,600	$51,600	$51,600	$51,600	$68,100
Walker County, TX	$54,500	$54,500	$54,500	$54,500	$71,950
Ward County, TX	$55,350	$55,350	$55,350	$55,350	$73,050
Washington County, TX	$53,900	$53,900	$53,900	$53,900	$71,150
Wharton County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Wheeler County, TX	$51,700	$51,700	$51,700	$51,700	$68,250
Wichita Falls, TX MSA	$50,300	$50,300	$50,300	$50,300	$66,400
Wilbarger County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Willacy County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Winkler County, TX	$51,500	$51,500	$51,500	$51,500	$68,000
Wise County, TX HUD Metro FMR Area	$56,300	$56,300	$56,300	$56,300	$74,300
Wood County, TX	$47,300	$47,300	$47,300	$47,300	$62,450
Yoakum County, TX	$56,100	$56,100	$56,100	$56,100	$74,050
Young County, TX	$49,850	$49,850	$49,850	$49,850	$65,800
Zapata County, TX	$46,950	$46,950	$46,950	$46,950	$61,950
Zavala County, TX	$46,950	$46,950	$46,950	$46,950	$61,950

More USDA Loan Resources

USDA Direct Loan Income Limits (Low Income)
USDA Direct Loan Limits (Low Income)
All USDA Loan Limits
All USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs
USDA Loan Calculator

More USDA Direct Loan Limits

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Utah USDA Direct Loan Income Limits – Low Income Loans

By Spencer Llewellyn at 12:41 am on January 5, 2023

The Section 502 Direct Loan Program, also known as USDA Direct Loans, is a program that aids low and very-low-income individuals purchase decent healthy, safe and clean housing in eligible rural areas. That’s accomplished though offering payment assistance which boosts a borrower’s capacity to repay. This payment assistance can be described as a form of subsidy that lowers the mortgage repayment for a brief period, and the amount of assistance is contingent upon the adjusted family income. USDA Section 502 Direct Loans in Utah aren’t the same thing as USDA Section 502 Guaranteed Loans in Utah. The USDA Guaranteed Loan Program is more popular and accommodates a wider range of applicant incomes.

Can I get a USDA Direct Loan in Utah?

USDA Direct Loans in Utah are low income loans that can be used to purchase homes in rural areas. To qualify for Direct Loans, applicants must have low or very low income, which is defined by the USDA as 50% to 80% of the Area Median Income (AMI). Like other rural housing loan programs, USDA Direct Loans are a mortgage with no down payment. The median income for the entire state of UT is $71,621, although that figure may vary from county to county. The maximum yearly income limits for Utah USDA Direct Loan approval are listed below. Other than meeting Utah USDA Direct Loan income limits, applicants must adhere to the following criteria to be eligible:

You have no decent clean, safe, and sanitary housing presently.
You can’t be able to get a mortgage from another source with terms and conditions that could reasonably expected to be met.
You must use this property for your primary residence.
You must possess the legal capacity to be able to contract a loan
You must meet citizenship or eligible noncitizen requirements.
You can’t be barred or suspended from participation in federal programs.

Additionally, the subject property must meet the following conditions:

Be a modestly sized home for that area.
Market value can’t be in excess of the areas applicable loan limit.
Can’t be designed for the production of income.

What areas in UT are eligible for USDA Direct Loans?

The property in question must be in an approved rural area. USDA Rural Development provides a webpage where you can search specific addresses in UT here.

How much can I borrow with a USDA Direct Home Loan?

Are there other mortgage options with low down payment or no down payment in Utah?

Yes, there may be other low down payment mortgage options, and no down payment mortgage options in Utah besides USDA Direct Loans. You can begin by researching Utah USDA Guaranteed Loans, Utah FHA Loans, and Utah VA Loans if you’re a veteran in UT or qualified family member. You may also want to look into helpful programs for down payment assistance in Utah.

Utah USDA Direct Loan Maximum Income Limits

Area	1 Person	2 Person	3 Person	4 Person	5 Person
Beaver County, UT	$56,900	$56,900	$56,900	$56,900	$75,100
Box Elder County, UT HUD Metro FMR Area	$56,900	$56,900	$56,900	$56,900	$75,100
Carbon County, UT	$56,900	$56,900	$56,900	$56,900	$75,100
Daggett County, UT	$63,750	$63,750	$63,750	$63,750	$84,150
Duchesne County, UT	$57,600	$57,600	$57,600	$57,600	$76,050
Emery County, UT	$56,900	$56,900	$56,900	$56,900	$75,100
Garfield County, UT	$56,900	$56,900	$56,900	$56,900	$75,100
Grand County, UT	$56,900	$56,900	$56,900	$56,900	$75,100
Iron County, UT	$56,900	$56,900	$56,900	$56,900	$75,100
Kane County, UT	$56,900	$56,900	$56,900	$56,900	$75,100
Logan, UT-ID MSA	$56,900	$56,900	$56,900	$56,900	$75,100
Millard County, UT	$56,900	$56,900	$56,900	$56,900	$75,100
Ogden-Clearfield, UT HUD Metro FMR Area	$68,000	$68,000	$68,000	$68,000	$89,750
Piute County, UT	$56,900	$56,900	$56,900	$56,900	$75,100
Provo-Orem, UT MSA	$63,700	$63,700	$63,700	$63,700	$84,100
Rich County, UT	$56,900	$56,900	$56,900	$56,900	$75,100
Salt Lake City, UT HUD Metro FMR Area	$66,150	$66,150	$66,150	$66,150	$87,300
San Juan County, UT	$56,900	$56,900	$56,900	$56,900	$75,100
Sanpete County, UT	$56,900	$56,900	$56,900	$56,900	$75,100
Sevier County, UT	$56,900	$56,900	$56,900	$56,900	$75,100
St. George, UT MSA	$56,900	$56,900	$56,900	$56,900	$75,100
Summit County, UT	$75,500	$75,500	$75,500	$75,500	$99,650
Tooele County, UT HUD Metro FMR Area	$59,350	$59,350	$59,350	$59,350	$78,350
Uintah County, UT	$61,600	$61,600	$61,600	$61,600	$81,300
Wasatch County, UT	$67,050	$67,050	$67,050	$67,050	$88,500
Wayne County, UT	$56,900	$56,900	$56,900	$56,900	$75,100

More USDA Loan Resources

USDA Direct Loan Income Limits (Low Income)
USDA Direct Loan Limits (Low Income)
All USDA Loan Limits
All USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs
USDA Loan Calculator

More USDA Direct Loan Limits

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Vermont USDA Direct Loan Income Limits – Low Income Loans

By Spencer Llewellyn at 12:41 am on January 5, 2023

USDA Direct Loan Income Limits in Vermont

The Section 502 Direct Loan Program, also known as USDA Direct Loans, is a program that aids low and very-low-income individuals purchase decent healthy, safe and clean housing in eligible rural areas. That’s accomplished though offering payment assistance which boosts a borrower’s capacity to repay. This payment assistance can be described as a form of subsidy that lowers the mortgage repayment for a brief period, and the amount of assistance is contingent upon the adjusted family income. USDA Section 502 Direct Loans in Vermont aren’t the same thing as USDA Section 502 Guaranteed Loans in Vermont. The USDA Guaranteed Loan Program is more popular and accommodates a wider range of applicant incomes.

Can I get a USDA Direct Loan in Vermont?

USDA Direct Loans in Vermont are low income loans that can be used to purchase homes in rural areas. To qualify for Direct Loans, applicants must have low or very low income, which is defined by the USDA as 50% to 80% of the Area Median Income (AMI). Like other rural housing loan programs, USDA Direct Loans are a mortgage with no down payment. The median income for the entire state of VT is $61,973, although that figure may vary from county to county. The maximum yearly income limits for Vermont USDA Direct Loan approval are listed below. Other than meeting Vermont USDA Direct Loan income limits, applicants must adhere to the following criteria to be eligible:

You have no decent clean, safe, and sanitary housing presently.
You can’t be able to get a mortgage from another source with terms and conditions that could reasonably expected to be met.
You must use this property for your primary residence.
You must possess the legal capacity to be able to contract a loan
You must meet citizenship or eligible noncitizen requirements.
You can’t be barred or suspended from participation in federal programs.

Additionally, the subject property must meet the following conditions:

Be a modestly sized home for that area.
Market value can’t be in excess of the areas applicable loan limit.
Can’t be designed for the production of income.

What areas in VT are eligible for USDA Direct Loans?

The property in question must be in an approved rural area. USDA Rural Development provides a webpage where you can search specific addresses in VT here.

How much can I borrow with a USDA Direct Home Loan?

Are there other mortgage options with low down payment or no down payment in Vermont?

Yes, there may be other low down payment mortgage options, and no down payment mortgage options in Vermont besides USDA Direct Loans. You can begin by researching Vermont USDA Guaranteed Loans, Vermont FHA Loans, and Vermont VA Loans if you’re a veteran in VT or qualified family member. You may also want to look into helpful programs for down payment assistance in Vermont.

Vermont USDA Direct Loan Maximum Income Limits

Area	1 Person	2 Person	3 Person	4 Person	5 Person
Addison County, VT	$62,300	$62,300	$62,300	$62,300	$82,250
Bennington County, VT	$58,900	$58,900	$58,900	$58,900	$77,750
Burlington-South Burlington, VT MSA	$73,450	$73,450	$73,450	$73,450	$96,950
Caledonia County, VT	$58,900	$58,900	$58,900	$58,900	$77,750
Essex County, VT	$58,900	$58,900	$58,900	$58,900	$77,750
Lamoille County, VT	$58,900	$58,900	$58,900	$58,900	$77,750
Orange County, VT	$58,900	$58,900	$58,900	$58,900	$77,750
Orleans County, VT	$58,900	$58,900	$58,900	$58,900	$77,750
Rutland County, VT	$58,900	$58,900	$58,900	$58,900	$77,750
Washington County, VT	$62,950	$62,950	$62,950	$62,950	$83,100
Windham County, VT	$58,900	$58,900	$58,900	$58,900	$77,750
Windsor County, VT	$60,900	$60,900	$60,900	$60,900	$80,400