USDA Loan Eligibility Requirements – Am I eligible?

USDA Loan Eligibility

For those looking to purchase a house in a rural area, the USDA loan is an excellent option. It is designed to help people with low-moderate incomes buy homes in rural areas. In order to qualify, you must meet basic eligibility requirements, and your debt-to-income ratio should not exceed 50%. You must also prove that you can afford your mortgage. If you have a stable source of income, such as a job, you should be able to get a USDA home loan. Read More

Loan Options for First Time Home Buyers

First Time Home Buyer Loan Options


Buying your first home is a big deal, and the process can be overwhelming. The good news is that there are many resources available for first time buyers. Some are designed to make the process a little easier, while others are specifically aimed at buyers in particular areas. For instance, down payment assistance programs can help you buy your dream house without breaking the bank. Read More

How To Get a USDA Loan

How to get a USDA loan

A USDA loan is a home mortgage offered by the United States Department of Agriculture (USDA). The program is designed to help rural Americans buy homes. These loans don’t require a down payment and carry low, fixed interest rates. However, there are some important requirements for eligibility. Read More

Mortgage Rates – What You Need to Know

Mortgage Interest Rates

Mortgage rates are a large element in the home buying process. They affect the size of your monthly mortgage payment, as well as the amount of interest you’ll pay. A low rate can mean lower payments, while a high rate can cost you a lot of money over the life of your loan. Read More

Getting a Mortgage Pre Approval Letter

Mortgage Preapproval

When it comes to buying a home, it’s best to get pre-approved. Pre-approval gives you a leg up on other buyers by showing that you are serious about buying a home. This will help you secure a better deal on a home and it will also help you secure financing for your home. A pre-approval letter will give you the knowledge you need to get the home of your dreams. Read More

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