For those looking to purchase a house in a rural area, the USDA loan is an excellent option. It is designed to help people with low-moderate incomes buy homes in rural areas. In order to qualify, you must meet basic eligibility requirements, and your debt-to-income ratio should not exceed 50%. You must also prove that you can afford your mortgage. If you have a stable source of income, such as a job, you should be able to get a USDA home loan. Read More