Virginia VA loans are a zero-down mortgage program available for veterans and qualified spouses to purchase or refinance a home.  Maximum VA mortgage limits range from $417,000 to $692,500 across the state of VA. Veterans may also want to visit these additional VA mortgage resources before deciding on a loan program:

Search maximum VA loan limits in Virginia using the chart below. VA limits can change on short notice so check back often to ensure accurate information.

Virginia VA Loan Limits

County Name
Limit
ACCOMACK$424,100
ALBEMARLE$437,000
ALEXANDRIA$636,150
ALLEGHANY$424,100
AMELIA$535,900
AMHERST$424,100
APPOMATTOX$424,100
ARLINGTON$636,150
AUGUSTA$424,100
BATH$424,100
BEDFORD$424,100
BEDFORD IND$424,100
BLAND$424,100
BOTETOURT$424,100
BRISTOL$424,100
BRUNSWICK$424,100
BUCHANAN$424,100
BUCKINGHAM$437,000
BUENA VISTA$424,100
CAMPBELL$424,100
CAROLINE$535,900
CARROLL$424,100
CHARLES CITY$535,900
CHARLOTTE$424,100
CHARLOTTESVILLE$437,000
CHESAPEAKE$458,850
CHESTERFIELD$535,900
CLARKE$636,150
COLONIAL HEIGHT$535,900
COVINGTON$424,100
CRAIG$424,100
CULPEPER$636,150
CUMBERLAND$535,900
DANVILLE$424,100
DICKENSON$424,100
DINWIDDIE$535,900
EMPORIA$424,100
ESSEX$424,100
FAIRFAX$636,150
FAIRFAX IND$636,150
FALLS CHURCH$636,150
FAUQUIER$636,150
FLOYD$424,100
FLUVANNA$437,000
FRANKLIN$424,100
FRANKLIN IND$424,100
FREDERICK$424,100
FREDERICKSBURG$636,150
GALAX$424,100
GILES$424,100
GLOUCESTER$458,850
GOOCHLAND$535,900
GRAYSON$424,100
GREENE$437,000
GREENSVILLE$424,100
HALIFAX$424,100
HAMPTON$458,850
HANOVER$535,900
HARRISONBURG$424,100
HENRICO$535,900
HENRY$424,100
HIGHLAND$424,100
HOPEWELL$535,900
ISLE OF WIGHT$458,850
JAMES CITY$458,850
KING AND QUEEN$535,900
KING GEORGE$424,100
KING WILLIAM$535,900
LANCASTER$442,750
LEE$424,100
LEXINGTON$424,100
LOUDOUN$636,150
LOUISA$535,900
LUNENBURG$424,100
LYNCHBURG$424,100
MADISON$424,100
MANASSAS$636,150
MANASSAS PARK$636,150
MARTINSVILLE$424,100
MATHEWS$458,850
MECKLENBURG$424,100
MIDDLESEX$424,100
MONTGOMERY$424,100
NELSON$437,000
NEW KENT$535,900
NEWPORT NEWS$458,850
NORFOLK$458,850
NORTHAMPTON$424,100
NORTHUMBERLAND$424,100
NORTON$424,100
NOTTOWAY$424,100
ORANGE$424,100
PAGE$424,100
PATRICK$424,100
PETERSBURG$535,900
PITTSYLVANIA$424,100
POQUOSON$458,850
PORTSMOUTH$458,850
POWHATAN$535,900
PRINCE EDWARD$424,100
PRINCE GEORGE$535,900
PRINCE WILLIAM$636,150
PULASKI$424,100
RADFORD$424,100
RAPPAHANNOCK$636,150
RICHMOND$424,100
RICHMOND IND$535,900
ROANOKE$424,100
ROANOKE IND$424,100
ROCKBRIDGE$424,100
ROCKINGHAM$424,100
RUSSELL$424,100
SALEM$424,100
SCOTT$424,100
SHENANDOAH$424,100
SMYTH$424,100
SOUTHAMPTON$424,100
SPOTSYLVANIA$636,150
STAFFORD$636,150
STAUNTON$424,100
SUFFOLK$458,850
SURRY$458,850
SUSSEX$535,900
TAZEWELL$424,100
VIRGINIA BEACH$458,850
WARREN$636,150
WASHINGTON$424,100
WAYNESBORO$424,100
WESTMORELAND$424,100
WILLIAMSBURG$458,850
WINCHESTER$424,100
WISE$424,100
WYTHE$424,100
YORK$458,850
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