New York VA loans are a zero-down mortgage program available for veterans and qualified spouses to purchase or refinance a home.  Maximum VA mortgage limits range from $417,000  to $978,750 across the state of NY. Veterans may also want to visit these additional VA mortgage resources before deciding on a loan program:

Search maximum VA loan limits in New York using the chart below. VA limits can change on short notice so check back often to ensure accurate information.

New York VA Loan Limits

County Name
Limit
ALBANY$424,100
ALLEGANY$424,100
BRONX$636,150
BROOME$424,100
CATTARAUGUS$424,100
CAYUGA$424,100
CHAUTAUQUA$424,100
CHEMUNG$424,100
CHENANGO$424,100
CLINTON$424,100
COLUMBIA$424,100
CORTLAND$424,100
DELAWARE$424,100
DUTCHESS$636,150
ERIE$424,100
ESSEX$424,100
FRANKLIN$424,100
FULTON$424,100
GENESEE$424,100
GREENE$424,100
HAMILTON$424,100
HERKIMER$424,100
JEFFERSON$424,100
KINGS$636,150
LEWIS$424,100
LIVINGSTON$424,100
MADISON$424,100
MONROE$424,100
MONTGOMERY$424,100
NASSAU$636,150
NEW YORK$636,150
NIAGARA$424,100
ONEIDA$424,100
ONONDAGA$424,100
ONTARIO$424,100
ORANGE$636,150
ORLEANS$424,100
OSWEGO$424,100
OTSEGO$424,100
PUTNAM$636,150
QUEENS$636,150
RENSSELAER$424,100
RICHMOND$636,150
ROCKLAND$636,150
SARATOGA$424,100
SCHENECTADY$424,100
SCHOHARIE$424,100
SCHUYLER$424,100
SENECA$424,100
ST. LAWRENCE$424,100
STEUBEN$424,100
SUFFOLK$636,150
SULLIVAN$424,100
TIOGA$424,100
TOMPKINS$424,100
ULSTER$424,100
WARREN$424,100
WASHINGTON$424,100
WAYNE$424,100
WESTCHESTER$636,150
WYOMING$424,100
YATES$424,100
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