California VA loans are a zero-down mortgage program available for veterans and qualified spouses to purchase or refinance a home.  Maximum VA mortgage limits vary from $417,000 to $1,050,000 across the entire state of CA. Areas with elevated VA limits include Los Angeles, San Francisco, San Jose and San Diego. Veterans may also want to visit these additional VA mortgage resources before deciding on a loan program:

Search maximum VA loan limits across the California using the chart below. VA limits can change on short notice so check back often to ensure accurate information.

California VA Loan Limits

County Name
Limit
ALAMEDA$636,150
ALPINE$463,450
AMADOR$424,100
BUTTE$424,100
CALAVERAS$424,100
COLUSA$424,100
CONTRA COSTA$636,150
DEL NORTE$424,100
EL DORADO$488,750
FRESNO$424,100
GLENN$424,100
HUMBOLDT$424,100
IMPERIAL$424,100
INYO$424,100
KERN$424,100
KINGS$424,100
LAKE$424,100
LASSEN$424,100
LOS ANGELES$636,150
MADERA$424,100
MARIN$636,150
MARIPOSA$424,100
MENDOCINO$424,100
MERCED$424,100
MODOC$424,100
MONO$529,000
MONTEREY$575,000
NAPA$636,150
NEVADA$477,250
ORANGE$636,150
PLACER$488,750
PLUMAS$424,100
RIVERSIDE$424,100
SACRAMENTO$488,750
SAN BENITO$636,150
SAN BERNARDINO$424,100
SAN DIEGO$612,950
SAN FRANCISCO$636,150
SAN JOAQUIN$424,100
SAN LUIS OBISPO$586,500
SAN MATEO$636,150
SANTA BARBARA$625,500
SANTA CLARA$636,150
SANTA CRUZ$636,150
SHASTA$424,100
SIERRA$424,100
SISKIYOU$424,100
SOLANO$431,250
SONOMA$595,700
STANISLAUS$424,100
SUTTER$424,100
TEHAMA$424,100
TRINITY$424,100
TULARE$424,100
TUOLUMNE$424,100
VENTURA$636,150
YOLO$488,750
YUBA$424,100
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