California VA loans are a zero-down mortgage program available for veterans and qualified spouses to purchase or refinance a home. Maximum VA mortgage limits vary from $417,000 to $1,050,000 across the entire state of CA. Areas with elevated VA limits include Los Angeles, San Francisco, San Jose and San Diego. Veterans may also want to visit these additional VA mortgage resources before deciding on a loan program:
Search maximum VA loan limits across the California using the chart below. VA limits can change on short notice so check back often to ensure accurate information.
California VA Loan Limits
County Name | Limit |
|---|---|
| ALAMEDA | $636,150 |
| ALPINE | $463,450 |
| AMADOR | $424,100 |
| BUTTE | $424,100 |
| CALAVERAS | $424,100 |
| COLUSA | $424,100 |
| CONTRA COSTA | $636,150 |
| DEL NORTE | $424,100 |
| EL DORADO | $488,750 |
| FRESNO | $424,100 |
| GLENN | $424,100 |
| HUMBOLDT | $424,100 |
| IMPERIAL | $424,100 |
| INYO | $424,100 |
| KERN | $424,100 |
| KINGS | $424,100 |
| LAKE | $424,100 |
| LASSEN | $424,100 |
| LOS ANGELES | $636,150 |
| MADERA | $424,100 |
| MARIN | $636,150 |
| MARIPOSA | $424,100 |
| MENDOCINO | $424,100 |
| MERCED | $424,100 |
| MODOC | $424,100 |
| MONO | $529,000 |
| MONTEREY | $575,000 |
| NAPA | $636,150 |
| NEVADA | $477,250 |
| ORANGE | $636,150 |
| PLACER | $488,750 |
| PLUMAS | $424,100 |
| RIVERSIDE | $424,100 |
| SACRAMENTO | $488,750 |
| SAN BENITO | $636,150 |
| SAN BERNARDINO | $424,100 |
| SAN DIEGO | $612,950 |
| SAN FRANCISCO | $636,150 |
| SAN JOAQUIN | $424,100 |
| SAN LUIS OBISPO | $586,500 |
| SAN MATEO | $636,150 |
| SANTA BARBARA | $625,500 |
| SANTA CLARA | $636,150 |
| SANTA CRUZ | $636,150 |
| SHASTA | $424,100 |
| SIERRA | $424,100 |
| SISKIYOU | $424,100 |
| SOLANO | $431,250 |
| SONOMA | $595,700 |
| STANISLAUS | $424,100 |
| SUTTER | $424,100 |
| TEHAMA | $424,100 |
| TRINITY | $424,100 |
| TULARE | $424,100 |
| TUOLUMNE | $424,100 |
| VENTURA | $636,150 |
| YOLO | $488,750 |
| YUBA | $424,100 |
