Alabama VA loans are a zero-down mortgage program available for veterans and qualified spouses to purchase or refinance a home.  VA mortgage limits are set at $417,000 across the entire state of AL including the cities of Birmingham, Montgomery, Mobile, Auburn, Tuscaloosa, Hoover, Dothan, Decatur, Madison City, Gulf Shores and Orange Beach. Veterans may also want to visit these additional VA mortgage resources before deciding on a loan program:

Search maximum VA loan limits across the state using the chart below. VA limits can change on short notice so check back often to ensure accurate information.

Alabama VA Loan Limits

County Name
Limit
AUTAUGA$424,100
BALDWIN$424,100
BARBOUR$424,100
BIBB$424,100
BLOUNT$424,100
BULLOCK$424,100
BUTLER$424,100
CALHOUN$424,100
CHAMBERS$424,100
CHEROKEE$424,100
CHILTON$424,100
CHOCTAW$424,100
CLARKE$424,100
CLAY$424,100
CLEBURNE$424,100
COFFEE$424,100
COLBERT$424,100
CONECUH$424,100
COOSA$424,100
COVINGTON$424,100
CRENSHAW$424,100
CULLMAN$424,100
DALE$424,100
DALLAS$424,100
DE KALB$424,100
ELMORE$424,100
ESCAMBIA$424,100
ETOWAH$424,100
FAYETTE$424,100
FRANKLIN$424,100
GENEVA$424,100
GREENE$424,100
HALE$424,100
HENRY$424,100
HOUSTON$424,100
JACKSON$424,100
JEFFERSON$424,100
LAMAR$424,100
LAUDERDALE$424,100
LAWRENCE$424,100
LEE$424,100
LIMESTONE$424,100
LOWNDES$424,100
MACON$424,100
MADISON$424,100
MARENGO$424,100
MARION$424,100
MARSHALL$424,100
MOBILE$424,100
MONROE$424,100
MONTGOMERY$424,100
MORGAN$424,100
PERRY$424,100
PICKENS$424,100
PIKE$424,100
RANDOLPH$424,100
RUSSELL$424,100
SHELBY$424,100
ST. CLAIR$424,100
SUMTER$424,100
TALLADEGA$424,100
TALLAPOOSA$424,100
TUSCALOOSA$424,100
WALKER$424,100
WASHINGTON$424,100
WILCOX$424,100
WINSTON$424,100

VA loans are available for veterans and active duty service members across AL including these areas:

Gulf Shores, Tuscaloosa, Mobile, Auburn, Orange Beach, Decatur, Dothan, Birmingham, Montgomery, Hoover, Madison City and more.

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