Zero-down USDA Guaranteed Loans are the most popular rural development mortgage program in Wyoming. These loans are available for anyone with low to moderate income to purchase a home in approved rural areas with no down payment. Other USDA loan limits and resources can be viewed here:
USDA Loan Limits
USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs
USDA doesn’t set specific maximum loan limits for guaranteed mortgages. Instead, local limits are determined by a combination of the area USDA maximum income limit and the borrowers debt-to-income ratio. This approach means that guaranteed maximum USDA loan limits are fluid and based upon numerous factors, unlike low-income USDA Direct Loans, which have set maximum limits. The figures listed below are based on approximate calculations. Actual guaranteed maximum loan limits may vary.
Wyoming USDA Loan Limits – Guaranteed Loans
Area | 1-4 Person Households | 5-8 Person Households |
|---|---|---|
| Albany County, WY | $306,000 | $391,000 |
| Big Horn County, WY | $289,000 | $391,000 |
| Campbell County, WY | $323,000 | $417,000 |
| Carbon County, WY | $289,000 | $391,000 |
| Casper, WY MSA | $306,000 | $391,000 |
| Cheyenne, WY MSA | $306,000 | $391,000 |
| Converse County, WY | $306,000 | $408,000 |
| Crook County, WY | $289,000 | $391,000 |
| Fremont County, WY | $289,000 | $391,000 |
| Goshen County, WY | $289,000 | $391,000 |
| Hot Springs County, WY | $289,000 | $391,000 |
| Johnson County, WY | $289,000 | $391,000 |
| Lincoln County, WY | $306,000 | $391,000 |
| Niobrara County, WY | $289,000 | $391,000 |
| Park County, WY | $289,000 | $391,000 |
| Platte County, WY | $289,000 | $391,000 |
| Sheridan County, WY | $289,000 | $391,000 |
| Sublette County, WY | $323,000 | $417,000 |
| Sweetwater County, WY | $323,000 | $417,000 |
| Teton County, WY | $323,000 | $417,000 |
| Uinta County, WY | $306,000 | $408,000 |
| Washakie County, WY | $289,000 | $391,000 |
| Weston County, WY | $306,000 | $408,000 |
