Zero-down USDA Guaranteed Loans are the most popular rural development mortgage program in Wisconsin. These loans are available for anyone with low to moderate income to purchase a home in approved rural areas with no down payment.  Other USDA loan limits and resources can be viewed here:

USDA Loan Limits
USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs

USDA doesn’t set specific maximum loan limits for guaranteed mortgages. Instead, local limits are determined by a combination of the area USDA maximum income limit and the borrowers debt-to-income ratio. This approach means that guaranteed maximum USDA loan limits are fluid and based upon numerous factors, unlike low-income USDA Direct Loans, which have set maximum limits. The figures listed below are based on approximate calculations. Actual guaranteed maximum loan limits may vary.

Wisconsin USDA Loan Limits – Guaranteed Loans

Area
1-4 Person Households
5-8 Person Households
Adams County, WI$306,000$391,000
Appleton, WI MSA$340,000$431,000
Ashland County, WI$306,000$391,000
Barron County, WI$306,000$391,000
Bayfield County, WI$306,000$391,000
Buffalo County, WI$306,000$391,000
Burnett County, WI$306,000$391,000
Clark County, WI$306,000$391,000
Columbia County, WI HUD Metro FMR Area$323,000$408,000
Crawford County, WI$306,000$391,000
Dodge County, WI$306,000$391,000
Door County, WI$306,000$391,000
Duluth, MN-WI MSA$323,000$417,000
Dunn County, WI$306,000$391,000
Eau Claire, WI MSA$306,000$391,000
Florence County, WI$306,000$391,000
Fond du Lac, WI MSA$306,000$391,000
Forest County, WI$306,000$391,000
Grant County, WI$306,000$391,000
Green Bay, WI HUD Metro FMR Area$323,000$417,000
Green County, WI HUD Metro FMR Area$306,000$408,000
Green Lake County, WI$306,000$391,000
Iowa County, WI HUD Metro FMR Area$306,000$391,000
Iron County, WI$306,000$391,000
Jackson County, WI$306,000$391,000
Janesville-Beloit, WI MSA$306,000$391,000
Jefferson County, WI$306,000$408,000
Juneau County, WI$306,000$391,000
Kenosha County, WI HUD Metro FMR Area$323,000$417,000
La Crosse-Onalaska, WI-MN MSA$323,000$408,000
Lafayette County, WI$306,000$391,000
Langlade County, WI$306,000$391,000
Lincoln County, WI$306,000$391,000
Madison, WI HUD Metro FMR Area$374,000$483,000
Manitowoc County, WI$306,000$391,000
Marinette County, WI$306,000$391,000
Marquette County, WI$306,000$391,000
Menominee County, WI$306,000$391,000
Milwaukee-Waukesha-West Allis, WI MSA$323,000$417,000
Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area$374,000$483,000
Monroe County, WI$306,000$391,000
Oconto County, WI HUD Metro FMR Area$306,000$391,000
Oneida County, WI$306,000$391,000
Oshkosh-Neenah, WI MSA$306,000$408,000
Pepin County, WI$306,000$391,000
Polk County, WI$306,000$391,000
Portage County, WI$306,000$408,000
Price County, WI$306,000$391,000
Racine, WI MSA$306,000$391,000
Richland County, WI$306,000$391,000
Rusk County, WI$306,000$391,000
Sauk County, WI$306,000$391,000
Sawyer County, WI$306,000$391,000
Shawano County, WI$306,000$391,000
Sheboygan, WI MSA$306,000$408,000
Taylor County, WI$306,000$391,000
Trempealeau County, WI$306,000$391,000
Vernon County, WI$306,000$391,000
Vilas County, WI$306,000$391,000
Walworth County, WI$323,000$408,000
Washburn County, WI$306,000$391,000
Waupaca County, WI$306,000$391,000
Wausau, WI MSA$306,000$391,000
Waushara County, WI$306,000$391,000
Wood County, WI$306,000$391,000
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