Zero-down USDA Guaranteed Loans are the most popular rural development mortgage program in West Virginia. These loans are available for anyone with low to moderate income to purchase a home in approved rural areas with no down payment.  Other USDA loan limits and resources can be viewed here:

USDA Loan Limits
USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs

USDA doesn’t set specific maximum loan limits for guaranteed mortgages. Instead, local limits are determined by a combination of the area USDA maximum income limit and the borrowers debt-to-income ratio. This approach means that guaranteed maximum USDA loan limits are fluid and based upon numerous factors, unlike low-income USDA Direct Loans, which have set maximum limits. The figures listed below are based on approximate calculations. Actual guaranteed maximum loan limits may vary.

West Virginia Guaranteed USDA Loan Limits

Area
1-4 Person Households
5-8 Person Households
Barbour County, WV$272,000$340,000
Boone County, WV HUD Metro FMR Area$272,000$340,000
Braxton County, WV$272,000$340,000
Calhoun County, WV$272,000$340,000
Charleston, WV HUD Metro FMR Area$272,000$340,000
Cumberland, MD-WV MSA$340,000$417,000
Doddridge County, WV$272,000$340,000
Fayette County, WV HUD Metro FMR Area$272,000$340,000
Gilmer County, WV$272,000$340,000
Grant County, WV$272,000$340,000
Greenbrier County, WV$272,000$340,000
Hardy County, WV$272,000$340,000
Harrison County, WV$272,000$340,000
Huntington-Ashland, WV-KY-OH HUD Metro FMR Area$272,000$340,000
Jackson County, WV$272,000$340,000
Jefferson County, WV HUD Metro FMR Area$323,000$417,000
Lewis County, WV$272,000$340,000
Lincoln County, WV HUD Metro FMR Area$272,000$340,000
Logan County, WV$272,000$340,000
Marion County, WV$272,000$340,000
Martinsburg, WV HUD Metro FMR Area$340,000$417,000
Mason County, WV$272,000$340,000
McDowell County, WV$272,000$340,000
Mercer County, WV$272,000$340,000
Mingo County, WV$272,000$340,000
Monroe County, WV$272,000$340,000
Morgan County, WV$340,000$417,000
Morgantown, WV MSA$272,000$340,000
Nicholas County, WV$272,000$340,000
Parkersburg-Vienna, WV MSA$272,000$340,000
Pendleton County, WV$272,000$340,000
Pleasants County, WV$272,000$340,000
Pocahontas County, WV$272,000$340,000
Putnam County, WV HUD Metro FMR Area$272,000$340,000
Raleigh County, WV HUD Metro FMR Area$272,000$340,000
Randolph County, WV$272,000$340,000
Ritchie County, WV$272,000$340,000
Roane County, WV$272,000$340,000
Summers County, WV$272,000$340,000
Taylor County, WV$272,000$340,000
Tucker County, WV$272,000$340,000
Tyler County, WV$272,000$340,000
Upshur County, WV$272,000$340,000
Webster County, WV$272,000$340,000
Weirton-Steubenville, WV-OH MSA$272,000$340,000
Wetzel County, WV$272,000$340,000
Wheeling, WV-OH MSA$272,000$340,000
Winchester, VA-WV MSA$289,000$391,000
Wyoming County, WV$272,000$340,000
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