Zero-down USDA Guaranteed Loans are the most popular rural development mortgage program in Vermont. These loans are available for anyone with low to moderate income to purchase a home in approved rural areas with no down payment.  Other USDA loan limits and resources can be viewed here:

USDA Loan Limits
USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs

USDA doesn’t set specific maximum loan limits for guaranteed mortgages. Instead, local limits are determined by a combination of the area USDA maximum income limit and the borrowers debt-to-income ratio. This approach means that guaranteed maximum USDA loan limits are fluid and based upon numerous factors, unlike low-income USDA Direct Loans, which have set maximum limits. The figures listed below are based on approximate calculations. Actual guaranteed maximum loan limits may vary.

Vermont USDA Loan Limits – Guaranteed Loans

1-4 Person Households
5-8 Person Households
Addison County, VT$306,000$408,000
Bennington County, VT$306,000$408,000
Burlington-South Burlington, VT MSA$374,000$466,000
Caledonia County, VT$306,000$408,000
Essex County, VT$306,000$408,000
Lamoille County, VT$306,000$408,000
Orange County, VT$306,000$408,000
Orleans County, VT$306,000$408,000
Rutland County, VT$306,000$408,000
Washington County, VT$323,000$408,000
Windham County, VT$306,000$408,000
Windsor County, VT$306,000$408,000
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