Zero-down USDA Guaranteed Loans are the most popular rural development mortgage program in Utah. These loans are available for anyone with low to moderate income to purchase a home in approved rural areas with no down payment.  Other USDA loan limits and resources can be viewed here:

USDA Loan Limits
USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs

USDA doesn’t set specific maximum loan limits for guaranteed mortgages. Instead, local limits are determined by a combination of the area USDA maximum income limit and the borrowers debt-to-income ratio. This approach means that guaranteed maximum USDA loan limits are fluid and based upon numerous factors, unlike low-income USDA Direct Loans, which have set maximum limits. The figures listed below are based on approximate calculations. Actual guaranteed maximum loan limits may vary.

Utah USDA Loan Limits: Guaranteed Loans

Area
1-4 Person Households
5-8 Person Households
Beaver County, UT$306,000$391,000
Box Elder County, UT HUD Metro FMR Area$306,000$391,000
Carbon County, UT$306,000$391,000
Daggett County, UT$323,000$417,000
Duchesne County, UT$306,000$391,000
Emery County, UT$306,000$391,000
Garfield County, UT$306,000$391,000
Grand County, UT$306,000$391,000
Iron County, UT$306,000$391,000
Kane County, UT$306,000$391,000
Logan, UT-ID MSA$306,000$391,000
Millard County, UT$306,000$391,000
Ogden-Clearfield, UT HUD Metro FMR Area$340,000$431,000
Piute County, UT$306,000$391,000
Provo-Orem, UT MSA$323,000$417,000
Rich County, UT$306,000$391,000
Salt Lake City, UT HUD Metro FMR Area$340,000$431,000
San Juan County, UT$306,000$391,000
Sanpete County, UT$306,000$391,000
Sevier County, UT$306,000$391,000
St. George, UT MSA$306,000$391,000
Summit County, UT$374,000$483,000
Tooele County, UT HUD Metro FMR Area$306,000$391,000
Uintah County, UT$306,000$408,000
Wasatch County, UT$340,000$431,000
Wayne County, UT$306,000$391,000
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