Zero-down USDA Guaranteed Loans are the most popular rural development mortgage program in South Carolina. These loans are available for anyone with low to moderate income to purchase a home in approved rural areas with no down payment.  Other USDA loan limits and resources can be viewed here:

USDA Loan Limits
USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs

USDA doesn’t set specific maximum loan limits for guaranteed mortgages. Instead, local limits are determined by a combination of the area USDA maximum income limit and the borrowers debt-to-income ratio. This approach means that guaranteed maximum USDA loan limits are fluid and based upon numerous factors, unlike low-income USDA Direct Loans, which have set maximum limits. The figures listed below are based on approximate calculations. Actual guaranteed maximum loan limits may vary.

South Carolina USDA Loan Limits – Guaranteed Loans

Area
1-4 Person Households
5-8 Person Households
Abbeville County, SC$306,000$391,000
Allendale County, SC$306,000$391,000
Anderson, SC HUD Metro FMR Area$306,000$391,000
Augusta-Richmond County, GA-SC HUD Metro FMR Area$306,000$391,000
Bamberg County, SC$306,000$391,000
Barnwell County, SC$306,000$391,000
Beaufort County, SC HUD Metro FMR Area$323,000$417,000
Charleston-North Charleston, SC MSA$306,000$408,000
Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area$323,000$408,000
Cherokee County, SC$306,000$391,000
Chester County, SC HUD Metro FMR Area$306,000$391,000
Chesterfield County, SC$306,000$391,000
Clarendon County, SC$306,000$391,000
Colleton County, SC$306,000$391,000
Columbia, SC HUD Metro FMR Area$306,000$391,000
Darlington County, SC HUD Metro FMR Area$306,000$391,000
Dillon County, SC$306,000$391,000
Florence, SC HUD Metro FMR Area$306,000$391,000
Georgetown County, SC$306,000$391,000
Greenville-Mauldin-Easley, SC HUD Metro FMR Area$306,000$391,000
Greenwood County, SC$306,000$391,000
Hampton County, SC$306,000$391,000
Jasper County, SC HUD Metro FMR Area$306,000$391,000
Kershaw County, SC HUD Metro FMR Area$306,000$391,000
Lancaster County, SC HUD Metro FMR Area$306,000$391,000
Laurens County, SC HUD Metro FMR Area$306,000$391,000
Lee County, SC$306,000$391,000
Marion County, SC$306,000$391,000
Marlboro County, SC$306,000$391,000
McCormick County, SC$306,000$391,000
Myrtle Beach-North Myrtle Beach-Conway, SC HUD Metro FMR Are$306,000$391,000
Newberry County, SC$306,000$391,000
Oconee County, SC$306,000$391,000
Orangeburg County, SC$306,000$391,000
Spartanburg, SC HUD Metro FMR Area$306,000$391,000
Sumter, SC MSA$306,000$391,000
Union County, SC HUD Metro FMR Area$306,000$391,000
Williamsburg County, SC$306,000$391,000
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