Zero-down USDA Guaranteed Loans are the most popular rural development mortgage program in Pennsylvania. These loans are available for anyone with low to moderate income to purchase a home in approved rural areas with no down payment.  Other USDA loan limits and resources can be viewed here:

USDA Loan Limits
USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs

USDA doesn’t set specific maximum loan limits for guaranteed mortgages. Instead, local limits are determined by a combination of the area USDA maximum income limit and the borrowers debt-to-income ratio. This approach means that guaranteed maximum USDA loan limits are fluid and based upon numerous factors, unlike low-income USDA Direct Loans, which have set maximum limits. The figures listed below are based on approximate calculations. Actual guaranteed maximum loan limits may vary.

Pennsylvania Guaranteed USDA Loan Limits

Area
1-4 Person Households
5-8 Person Households
Allentown-Bethlehem-Easton, PA HUD Metro FMR Area$289,000$391,000
Altoona, PA MSA$272,000$340,000
Armstrong County, PA HUD Metro FMR Area$272,000$340,000
Bedford County, PA$272,000$340,000
Bradford County, PA$272,000$340,000
Cameron County, PA$272,000$340,000
Chambersburg-Waynesboro, PA MSA$272,000$357,000
Clarion County, PA$272,000$340,000
Clearfield County, PA$272,000$340,000
Clinton County, PA$272,000$340,000
Columbia County, PA HUD Metro FMR Area$272,000$340,000
Crawford County, PA$272,000$340,000
East Stroudsburg, PA MSA$272,000$357,000
Elk County, PA$272,000$340,000
Erie, PA MSA$272,000$340,000
Forest County, PA$272,000$340,000
Fulton County, PA$272,000$340,000
Gettysburg, PA MSA$272,000$357,000
Greene County, PA$272,000$340,000
Harrisburg-Carlisle, PA MSA$289,000$391,000
Huntingdon County, PA$272,000$340,000
Indiana County, PA$272,000$340,000
Jefferson County, PA$272,000$340,000
Johnstown, PA MSA$272,000$340,000
Juniata County, PA$272,000$340,000
Lancaster, PA MSA$289,000$374,000
Lawrence County, PA$272,000$340,000
Lebanon, PA MSA$272,000$357,000
McKean County, PA$272,000$340,000
Mifflin County, PA$272,000$340,000
Montour County, PA HUD Metro FMR Area$272,000$340,000
Northumberland County, PA$272,000$340,000
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA$323,000$417,000
Pike County, PA HUD Metro FMR Area$289,000$374,000
Pittsburgh, PA HUD Metro FMR Area$289,000$374,000
Potter County, PA$272,000$340,000
Reading, PA MSA$289,000$374,000
Schuylkill County, PA$272,000$340,000
Scranton--Wilkes-Barre, PA MSA$272,000$340,000
Sharon, PA HUD Metro FMR Area$272,000$340,000
Snyder County, PA$272,000$340,000
Somerset County, PA$272,000$340,000
State College, PA MSA$289,000$391,000
Sullivan County, PA$272,000$340,000
Susquehanna County, PA$272,000$340,000
Tioga County, PA$272,000$340,000
Union County, PA$272,000$340,000
Venango County, PA$272,000$340,000
Warren County, PA$272,000$340,000
Wayne County, PA$272,000$340,000
Williamsport, PA MSA$272,000$340,000
York-Hanover, PA MSA$289,000$374,000
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