Zero-down USDA Guaranteed Loans are the most popular rural development mortgage program in Oklahoma. These loans are available for anyone with low to moderate income to purchase a home in approved rural areas with no down payment.  Other USDA loan limits and resources can be viewed here:

USDA Loan Limits
USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs

USDA doesn’t set specific maximum loan limits for guaranteed mortgages. Instead, local limits are determined by a combination of the area USDA maximum income limit and the borrowers debt-to-income ratio. This approach means that guaranteed maximum USDA loan limits are fluid and based upon numerous factors, unlike low-income USDA Direct Loans, which have set maximum limits. The figures listed below are based on approximate calculations. Actual guaranteed maximum loan limits may vary.

Oklahoma Guaranteed USDA Loan Limits

Area
1-4 Person Households
5-8 Person Households
Adair County, OK$272,000$340,000
Alfalfa County, OK$272,000$340,000
Atoka County, OK$272,000$340,000
Beaver County, OK$272,000$340,000
Beckham County, OK$272,000$340,000
Blaine County, OK$272,000$340,000
Bryan County, OK$272,000$340,000
Caddo County, OK$272,000$340,000
Carter County, OK$272,000$340,000
Cherokee County, OK$272,000$340,000
Choctaw County, OK$272,000$340,000
Cimarron County, OK$272,000$340,000
Coal County, OK$272,000$340,000
Cotton County, OK HUD Metro FMR Area$272,000$340,000
Craig County, OK$272,000$340,000
Custer County, OK$272,000$340,000
Delaware County, OK$272,000$340,000
Dewey County, OK$272,000$340,000
Ellis County, OK$272,000$340,000
Fort Smith, AR-OK HUD Metro FMR Area$272,000$340,000
Garfield County, OK$272,000$340,000
Garvin County, OK$272,000$340,000
Grady County, OK HUD Metro FMR Area$272,000$340,000
Grant County, OK$272,000$340,000
Greer County, OK$272,000$340,000
Harmon County, OK$272,000$340,000
Harper County, OK$272,000$340,000
Haskell County, OK$272,000$340,000
Hughes County, OK$272,000$340,000
Jackson County, OK$272,000$340,000
Jefferson County, OK$272,000$340,000
Johnston County, OK$272,000$340,000
Kay County, OK$272,000$340,000
Kingfisher County, OK$272,000$340,000
Kiowa County, OK$272,000$340,000
Latimer County, OK$272,000$340,000
Lawton, OK HUD Metro FMR Area$272,000$340,000
Le Flore County, OK HUD Metro FMR Area$272,000$340,000
Lincoln County, OK HUD Metro FMR Area$272,000$340,000
Love County, OK$272,000$340,000
Major County, OK$272,000$340,000
Marshall County, OK$272,000$340,000
Mayes County, OK$272,000$340,000
McCurtain County, OK$272,000$340,000
McIntosh County, OK$272,000$340,000
Murray County, OK$272,000$340,000
Muskogee County, OK$272,000$340,000
Noble County, OK$272,000$340,000
Nowata County, OK$272,000$340,000
Okfuskee County, OK$272,000$340,000
Oklahoma City, OK HUD Metro FMR Area$272,000$340,000
Okmulgee County, OK HUD Metro FMR Area$272,000$340,000
Ottawa County, OK$272,000$340,000
Pawnee County, OK HUD Metro FMR Area$272,000$340,000
Payne County, OK$272,000$340,000
Pittsburg County, OK$272,000$340,000
Pontotoc County, OK$272,000$340,000
Pottawatomie County, OK$272,000$340,000
Pushmataha County, OK$272,000$340,000
Roger Mills County, OK$272,000$340,000
Seminole County, OK$272,000$340,000
Stephens County, OK$272,000$340,000
Texas County, OK$272,000$340,000
Tillman County, OK$272,000$340,000
Tulsa, OK HUD Metro FMR Area$272,000$340,000
Washington County, OK$272,000$340,000
Washita County, OK$272,000$340,000
Woods County, OK$272,000$357,000
Woodward County, OK$272,000$340,000
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