Zero-down USDA Guaranteed Loans are the most popular rural development mortgage program in Ohio. These loans are available for anyone with low to moderate income to purchase a home in approved rural areas with no down payment.  Other USDA loan limits and resources can be viewed here:

USDA Loan Limits
USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs

USDA doesn’t set specific maximum loan limits for guaranteed mortgages. Instead, local limits are determined by a combination of the area USDA maximum income limit and the borrowers debt-to-income ratio. This approach means that guaranteed maximum USDA loan limits are fluid and based upon numerous factors, unlike low-income USDA Direct Loans, which have set maximum limits. The figures listed below are based on approximate calculations. Actual guaranteed maximum loan limits may vary.

Ohio Guaranteed USDA Loan Limits

Area
1-4 Person Households
5-8 Person Households
Adams County, OH$272,000$340,000
Akron, OH MSA$272,000$357,000
Ashland County, OH$272,000$340,000
Ashtabula County, OH$272,000$340,000
Athens County, OH$272,000$340,000
Auglaize County, OH$272,000$340,000
Brown County, OH HUD Metro FMR Area$272,000$340,000
Canton-Massillon, OH MSA$272,000$340,000
Champaign County, OH$272,000$340,000
Cincinnati, OH-KY-IN HUD Metro FMR Area$289,000$374,000
Cleveland-Elyria, OH MSA$272,000$357,000
Clinton County, OH$272,000$340,000
Columbiana County, OH$272,000$340,000
Columbus, OH HUD Metro FMR Area$289,000$374,000
Coshocton County, OH$272,000$340,000
Crawford County, OH$272,000$340,000
Darke County, OH$272,000$340,000
Dayton, OH MSA$272,000$340,000
Defiance County, OH$272,000$340,000
Erie County, OH$272,000$340,000
Fayette County, OH$272,000$340,000
Gallia County, OH$272,000$340,000
Guernsey County, OH$272,000$340,000
Hancock County, OH$272,000$374,000
Hardin County, OH$272,000$340,000
Harrison County, OH$272,000$340,000
Henry County, OH$272,000$340,000
Highland County, OH$272,000$340,000
Hocking County, OH HUD Metro FMR Area$272,000$340,000
Holmes County, OH$272,000$340,000
Huntington-Ashland, WV-KY-OH HUD Metro FMR Area$272,000$340,000
Huron County, OH$272,000$340,000
Jackson County, OH$272,000$340,000
Knox County, OH$272,000$340,000
Lima, OH MSA$272,000$340,000
Logan County, OH$272,000$340,000
Mansfield, OH MSA$272,000$340,000
Marion County, OH$272,000$340,000
Meigs County, OH$272,000$340,000
Mercer County, OH$272,000$357,000
Monroe County, OH$272,000$340,000
Morgan County, OH$272,000$340,000
Muskingum County, OH$272,000$340,000
Noble County, OH$272,000$340,000
Ottawa County, OH$272,000$340,000
Paulding County, OH$272,000$340,000
Perry County, OH HUD Metro FMR Area$272,000$340,000
Pike County, OH$272,000$340,000
Preble County, OH$272,000$340,000
Putnam County, OH$306,000$408,000
Ross County, OH$272,000$340,000
Sandusky County, OH$272,000$340,000
Scioto County, OH$272,000$340,000
Seneca County, OH$272,000$340,000
Shelby County, OH$272,000$340,000
Springfield, OH MSA$272,000$340,000
Toledo, OH MSA$272,000$340,000
Tuscarawas County, OH$272,000$340,000
Union County, OH HUD Metro FMR Area$323,000$417,000
Van Wert County, OH$272,000$340,000
Vinton County, OH$272,000$340,000
Washington County, OH$272,000$340,000
Wayne County, OH$272,000$340,000
Weirton-Steubenville, WV-OH MSA$272,000$340,000
Wheeling, WV-OH MSA$272,000$340,000
Williams County, OH$272,000$340,000
Wyandot County, OH$272,000$340,000
Youngstown-Warren-Boardman, OH HUD Metro FMR Area$272,000$340,000
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