Zero-down USDA Guaranteed Loans are the most popular rural development mortgage program in North Dakota. These loans are available for anyone with low to moderate income to purchase a home in approved rural areas with no down payment.  Other USDA loan limits and resources can be viewed here:

USDA Loan Limits
USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs

USDA doesn’t set specific maximum loan limits for guaranteed mortgages. Instead, local limits are determined by a combination of the area USDA maximum income limit and the borrowers debt-to-income ratio. This approach means that guaranteed maximum USDA loan limits are fluid and based upon numerous factors, unlike low-income USDA Direct Loans, which have set maximum limits. The figures listed below are based on approximate calculations. Actual guaranteed maximum loan limits may vary.

North Dakota Guaranteed USDA Loan Limits

Area
1-4 Person Households
5-8 Person Households
Adams County, ND$306,000$391,000
Barnes County, ND$306,000$391,000
Benson County, ND$306,000$391,000
Billings County, ND$306,000$391,000
Bismarck, ND HUD Metro FMR Area$323,000$417,000
Bottineau County, ND$306,000$391,000
Bowman County, ND$306,000$391,000
Burke County, ND$306,000$391,000
Cavalier County, ND$306,000$391,000
Dickey County, ND$306,000$391,000
Divide County, ND$306,000$391,000
Dunn County, ND$306,000$391,000
Eddy County, ND$306,000$391,000
Emmons County, ND$306,000$391,000
Fargo, ND-MN MSA$306,000$408,000
Foster County, ND$306,000$391,000
Golden Valley County, ND$306,000$391,000
Grand Forks, ND-MN MSA$306,000$391,000
Grant County, ND$306,000$391,000
Griggs County, ND$306,000$391,000
Hettinger County, ND$306,000$391,000
Kidder County, ND$306,000$391,000
LaMoure County, ND$306,000$391,000
Logan County, ND$306,000$391,000
McHenry County, ND$306,000$391,000
McIntosh County, ND$306,000$391,000
McKenzie County, ND$306,000$391,000
McLean County, ND$306,000$391,000
Mercer County, ND$323,000$417,000
Mountrail County, ND$306,000$391,000
Nelson County, ND$306,000$391,000
Oliver County, ND HUD Metro FMR Area$323,000$417,000
Pembina County, ND$306,000$391,000
Pierce County, ND$306,000$391,000
Ramsey County, ND$306,000$391,000
Ransom County, ND$306,000$391,000
Renville County, ND$306,000$391,000
Richland County, ND$306,000$391,000
Rolette County, ND$306,000$391,000
Sargent County, ND$306,000$391,000
Sheridan County, ND$306,000$391,000
Sioux County, ND HUD Metro FMR Area$306,000$391,000
Slope County, ND$306,000$391,000
Stark County, ND$306,000$408,000
Steele County, ND$306,000$391,000
Stutsman County, ND$306,000$391,000
Towner County, ND$306,000$391,000
Traill County, ND$306,000$391,000
Walsh County, ND$306,000$391,000
Ward County, ND$306,000$391,000
Wells County, ND$306,000$391,000
Williams County, ND$306,000$391,000
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