Zero-down USDA Guaranteed Loans are the most popular rural development mortgage program in New Hampshire. These loans are available for anyone with low to moderate income to purchase a home in approved rural areas with no down payment.  Other USDA loan limits and resources can be viewed here:

USDA Loan Limits
USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs

USDA doesn’t set specific maximum loan limits for guaranteed mortgages. Instead, local limits are determined by a combination of the area USDA maximum income limit and the borrowers debt-to-income ratio. This approach means that guaranteed maximum USDA loan limits are fluid and based upon numerous factors, unlike low-income USDA Direct Loans, which have set maximum limits.

The figures listed below are based on approximate calculations. Actual guaranteed maximum loan limits may vary.

New Hampshire Guaranteed USDA Loan Limits

1-4 Person Households
5-8 Person Households
Belknap County, NH$340,000$449,000
Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area$500,000$657,000
Carroll County, NH$340,000$449,000
Cheshire County, NH$340,000$449,000
Coos County, NH$340,000$449,000
Grafton County, NH$357,000$449,000
Hillsborough County, NH (part) HUD Metro FMR Area$357,000$466,000
Lawrence, MA-NH HUD Metro FMR Area$391,000$500,000
Manchester, NH HUD Metro FMR Area$357,000$449,000
Merrimack County, NH$374,000$483,000
Nashua, NH HUD Metro FMR Area$374,000$483,000
Portsmouth-Rochester, NH HUD Metro FMR Area$374,000$483,000
Sullivan County, NH$340,000$449,000
Western Rockingham County, NH HUD Metro FMR Area$374,000$483,000
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